Law and banking in one podcast. Take deep breaths lest your racing heart burst in your chest. You think I'm joking. Probably because you don't know Mehrsa Baradaran. But then, you probably do, because everyone does. We talk about, among other things, how one should say “Mehrsa,” what banking is, It’s a Wonderful Life, how banks are subsidized and regulated, how 40 percent of the country doesn’t really bank or at least “underbanks,” and payday lenders. Christian does not call Joe “Adam Smith.” Mehrsa defends banking at the post office (dubbed by one banking industry exec “the worst idea since the Ford Edsel”). From the bank bailouts to moral hazard to the the precarious financial position of the working poor, we cover a lot of ground. And, naturally, speed traps. (Update 11/24/2018: Christian here. A listener got in touch with some very thoughtful criticism of our discussion during the intro. Talking about a gendered list, I casually raised switching genders to get on this list, in a way that the listener…