On this week’s episode, we kick off the discussion with Jan’s thoughts on the new Apple TV, which he’s been using for five days now, and broaden the conversation into a review of where it might go from here. Our second topic (starting at 25:35) is our Question of the Week, which is all about how the payments industry works, who the players are, where the money goes, and how new players such as Square, Apple, Google, and Samsung fit in. And our final topic (starting at 47:00) is Twitter’s change this week to its Favorites feature, and what it says about Twitter’s broader challenge of attracting new users while retain its existing ones. As usual, we wrap up with our Weekly Pick, which this week is a movie recommendation from Jan.