Informed Choice Radio Personal Finance Podcast

Informed Choice Radio Personal Finance Podcast

icradio.co.uk
Personal finance peace of mind with Chartered Financial Planner Martin Bamford


Is it ever too late to get started?
May 10 • 21 min
Start young, start early. That’s the mantra of Financial Planning, But what if you leave it later in life before starting to save for retirement or another financial objective? Is it too late to get started? In this episode, I’m talking about what to do…
Becoming a financial grownup, with Bobbi Rebell
May 6 • 17 min
My guest today is Bobbi Rebell, an award-winning TV anchor and personal finance columnist at Thomson Reuters In hew new book, How to Be a Financial Grownup, Bobbi taps into her exclusive network of business leaders to share with you stories of the…
Tackling inter generational unfairness
May 3 • 24 min
It’s not fair. The financial gulf between young and old in society has reached epic proportions. While retirees are sitting on vast amounts of property wealth, enjoying their gold-plated final salary pensions, and getting off lightly with low taxation,…
Rewiring brain science for wealth, with David Krueger MD
Apr 29 • 23 min
Neuroscientists estimate that over 90 percent of our operating systems - our beliefs, behaviors, patterns - are unconscious. Since the surface story determines less than 10 percent of our decisions, how can we illuminate the shadow story responsible for…
Why we put off important financial decisions
Apr 26 • 23 min
In this episode, I chat about some interesting new research which found that we lack the mental space to tackle money matters, and what we can do about it. There’s also a roundup of the latest personal finance news, and the aftershow, where I talk about…
Becoming a sceptical investor, with John Stepek
Apr 22 • 28 min
My guest today explains that being a contrarian is hard work. John Stepek has been writing about business, economics and investment for more than 20 years. He’s the executive editor of MoneyWeek, Britain’s bestselling weekly investment magazine. His new…
Rewilding Knepp Castle, with Isabella Tree
Apr 19 • 21 min
What happens when an intensively farmed estate is handed back to nature? In this episode of Informed Choice Radio, something a little different. I recently had the opportunity to speak to the award-winning nature and travel journalist Isabella Tree about…
Playing with FIRE, with Scott Rieckens
Apr 15 • 34 min
A successful entrepreneur living in Southern California, my guest today had built a “dream life”. But underneath the surface, he was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. My guest today is…
Making the case for active investment management
Apr 12 • 21 min
We hear a lot about the benefits of index tracker funds. In this episode I discuss a new study, which throws into question a big part of the rationale which is driving investors towards index tracker funds and exchange traded funds, ETFs. That rationale?…
An economist walks into a brothel, with Allison Schrager
Apr 8 • 16 min
An Economist Walks Into a Brothel. It’s not the first line of a bad joke, but the title of a new book all about unexpected places to find risk. Allison Schrager is an economist and award-winning journalist. She’s spent her career exploring this subject of…
Why not now
Apr 4 • 31 min
Did you know that 90% of women will have complete control over their finances at some point in their lives due to lifecycle events like divorce or simply by outliving their spouses? This is why it’s so important for women to talk about money, yet so few…
Control over obscene top pay, with Deborah Hargreaves
Apr 1 • 19 min
Wages for the majority have been stagnant for decades, but a lucky few have enjoyed a pay bonanza. Top company bosses take home in several days as much as most people earn in a whole year. My guest on the podcast today is Deborah Hargreaves, former…
Powerful systems to boost your wealth
Mar 29 • 38 min
What are the simple systems you should follow to boost your long-term wealth? In this episode, I’m sharing four systems that i believe can have the biggest impact on your long-term financial success. We also hear about the onset of Making Tax Digital, and…
Essential personal finance at work, with Jason Butler
Mar 25 • 20 min
There is increasing pressure for all of us to take responsibility for our own financial security and wellbeing. But we often overlook how the benefits that come with a job can help us do just that. My guest on the podcast today is Jason Butler, co-author…
Talking about invisible illnesses
Mar 22 • 22 min
In this episode, we’re talking about invisible illnesses and why it’s important to talk about your health, especially with your financial adviser.There’s also a roundup of the latest personal finance news, and some news of a big new appointment at…
Capitalism matters more than ever, with Dr Rainer Zitelmann
Mar 18 • 25 min
“The market has failed, we need more government intervention” - that’s the mantra politicians, the media and intellectuals have constantly been reiterating ever since the outbreak of the 2008 financial crisis. My guest on the podcast today is Dr Rainer…
Spring Statement, Brexit Bombshell, & Clued Up for ISA Season
Mar 15 • 34 min
In this episode, there’s an update on the key economic and personal finance points in this week’s Spring Statement; I have a short rant about Brexit and the latest occurrences; and we hear from our correspondent Kitty with a short interview designed to…
Successful retirement planning, with Justin King
Mar 10 • 27 min
What does it take to live a successful retirement? My guest today is Justin King; a Chartered Financial Planner, Certified Financial Planner and SOLLA Accredited Later Life Adviser. In this episode, I ask Justin about the worries and concerns people tend…
5 signs your investment portfolio is in great shape
Mar 7 • 32 min
In this episode, I’m sharing 5 signs that your investment portfolio is in great shape. As we move ever closer to an uncertain Brexit outcome, positioning your portfolio for success is more important than ever. We’ve also got two special reports from our…
Understanding the City’s best-kept secret, with Jonathan Davis
Mar 4 • 26 min
My guest on the podcast today is Jonathan Davis, one of the UK’s leading authors and commentators on stock market investment. Jonathan’s latest book is The Investment Trusts Handbook 2019, described as a must-have compendium which provides investors of…
How economics explains how we raise our kids, with Matthias Doepke
Feb 25 • 15 min
Parents everywhere want their children to be happy and do well. Yet how parents seek to achieve this ambition varies enormously. For instance, American and Chinese parents are increasingly authoritative and authoritarian, whereas Scandinavian parents tend…
Finding the next Apple or Google
Feb 22 • 29 min
In this episode of Informed Choice Radio I’m talking about how we find our guests and come up with questions to ask them; how we stay on top of the topical issues of the day, how I’m going to celebrate the publication of episode 400, the guests I would…
Inside the ransom business, with Anja Shortland
Feb 18 • 23 min
My guest on the podcast today is Anja Shortland, author of Kidnap: Inside the Ransom Business. Her book uncovers how a group of insurers at Lloyd’s of London have solved a series of thorny problems for their customers. Based on interviews with industry…
Romance is dead
Feb 15 • 21 min
We’re getting romantic in this episode. After all, it was Valentine’s Day this week. I’ve found three new money and romance related studies to share, along with a few of my thoughts on the subject. In this episode, I talk about how dating frequency is…
Happy Go Money, with Melissa Leong
Feb 11 • 18 min
Everything tells us that what will make us happy can be bought, whether it’s the latest gadgets, renovated kitchens, or luxury goods. But research has shown that having more money in the bank and more stuff around the house doesn’t necessarily correlate…
5 side hustles to make you extra money in 2019, with Emma Drew
Feb 8 • 34 min
In the episode today, I’ve brought in a real expert to talk to us about 5 side hustles that can make you extra money in 2019. Emma Drew has been crowned the UK’s Best Money Making Blogger for the past 3 years. So who better to talk to us about making…
Old jobs in the new urban economy, with Richard Ocejo
Feb 4 • 25 min
There’s a big change happening in the new economy. Traditionally low-status, manual labour jobs are being transformed into elite, taste-making occupations. This is redefining ‘good’ jobs, which are typically knowledge or technology based, leading to a…
Doing things by the book
Feb 1 • 25 min
In money, as in life, there are two ways of doing most things. You can do things the easy, informal way. Or you can do things right, by the book. In this episode I’m talking about the importance of managing money for others ‘by the book’ and what can go…
Solving money worries at work, with Jeanette Makings
Jan 28 • 21 min
The vast majority of us are suffering from money worries, with more than three quarters of employees saying money worries impact them at work. That’s according to new research from Close Brothers, who found 25 million people in the UK are affected by…
Making the mental switch from saver to spender
Jan 24 • 26 min
At some point in your life, you’re going to have to switch from being a saver to being a spender. This usually happens as a result of that big life event that is retirement. And it’s a huge mental shift. After a lifetime of forging a savings habit, giving…
Millennial Money Makeover, with Conor Richardson
Jan 21 • 22 min
Certified Public Accountant Conor Richardson is offering a refreshingly helpful and elegantly designed program to tackle essential money matters, with his new book Millennial Money Makeover. In the book, Conor takes readers on a six-step journey to…
Making sure financial advice is unbiased
Jan 17 • 28 min
We’re all biased, whether consciously or unconsciously. But what happens when that bias enters the financial advice you receive? In this episode, I’m sharing a couple of examples of bias when it comes to financial advice, explaining how to recognise it…
Clues for investors that a company is heading for a fall, with Tim Steer
Jan 13 • 18 min
When it comes to investing, things sometimes go wrong. There’s risk involved when investing your money. Companies sometimes suffer a dramatic, even a catastrophic fall, in their share price. Tim Steer qualified as an accountant before moving into…
Death, divorce and debt week
Jan 10 • 28 min
Death, divorce and debt have been in the news a lot this week. Not the most cheerful subjects as we get back into the swing of things in the New Year, but all three important from a financial planning perspective. So coming up in this episode, why more…
Why the corner office doesn’t work for every woman, with Kathryn Sollmann
Jan 6 • 25 min
My guest today believes it’s time to acknowledge that not all working women are interested in climbing the corporate ladder or securing the corner office. Kathryn Sollmann has created and led hundreds of conferences and workshops that help women sustain…
How to make your money goals stick in 2019
Jan 3 • 30 min
In this episode of the podcast, I’m sharing seven tips for sticking with your money goals in 2019. What good are New Year’s Resolutions if you give them up by the third week in January?! The tips I’m sharing are just are relevant for health and fitness…
What Financial Planning can learn from technology giants, with Jose Supico
Dec 30, 2018 • 26 min
Today on the show, I take you to Lisbon in Portugal for a conversation with Jose Supico. Jose is CEO and co-founder of Advicefront, a fintech firm designed from the ground up with the new reality of personalised advice and digital lifestyles in mind.
What I’ve learned from our guests in 2018
Dec 27, 2018 • 46 min
In this episode, I’ve picked 12 of my favourite guest interviews from 2018 and selected the best lessons from those conversations. During the course of 2018, I’ve interviewed around 60 different personal finance experts for this show and I’ve genuinely…
From here to financial happiness, with Jonathan Clements
Dec 23, 2018 • 20 min
My guest on the show today is Jonathan Clements, founder of HumbleDollar.com and prolific author of personal finance books. His new book is From Here to Financial Happiness: Enrich Your Life in Just 77 Days. From Here to Financial Happiness is described…
The Informed Choice Christmas Letter
Dec 20, 2018 • 46 min
In this episode, it’s the Informed Choice Christmas letter. I take a look back at 2018, with personal finance highlights and news from here at Informed Choice throughout the year. It’s like that letter you get in the Christmas card from your grandmother…
Setting financial goals and building our savings, with Single Mom CPA Michele Cagan
Dec 16, 2018 • 19 min
My guest today is Michele Cagan, a Certified Public Accountant on a mission to help other moms find secure financial footing. Her new book is Budgeting 101: From Getting Out of Debt and Tracking Expenses to Setting Financial Goals and Building Your…
Don’t do this when investment markets are choppy
Dec 13, 2018 • 19 min
Brexit is all anyone is talking about at the moment, with the Brexit induced uncertainty prompting another bout of investment and currency market volatility. In this episode, I talk about how to navigate volatile investment markets - I’m talking about our…
Why ego is the enemy for investors, with Dr Daniel Crosby
Dec 9, 2018 • 23 min
Dr Daniel Crosby has written a new book, it’s called The Behavioural Investor, and it’s an applied look at how psychology ought to inform the art and science of investment management. In the book, he examines the sociological, neurological and…
Are we nearly there yet? Counting down the days until the next global recession
Dec 6, 2018 • 22 min
In this episode, I bring you shocking news of an inverted yield curve in the United States, heralding the onset of an economic recession. But when? How much? What is an inverted yield curve? I’ve got some of the answers at least. Listen on. There’s also a…
How to Brexit-proof your personal finances
Nov 29, 2018 • 29 min
Investors don’t like uncertainty. Right now, we’ve got uncertainty because nobody, not even the government, HM Treasury or Bank of England, can say with any real certainty what’s going to happen next with Brexit and what the impact of that happening will…
The value of a financial plan, with Nick Bamford
Nov 25, 2018 • 23 min
What’s the value of a financial plan? In this episode, chartered financial planner Nick Bamford from Informed Choice talks to Martin about financial planning, how it differs from financial advice, and the light bulb moments he sees with clients when…
How regular climaxes could add billions to the British economy
Nov 22, 2018 • 23 min
Did you know that regular climaxes could help add a whopping £90 billion to the British economy? Almost four in five Brits say they felt happier and less stressed after having an orgasm and almost two thirds said they were more productive at work the next…
Making the millionaire choice, with Tony Bradshaw
Nov 18, 2018 • 24 min
My guest today, Tony Bradshaw, realised he was in a financial mess when he tax return as an engineer just out of college. $39,000 gross. $16,000 of debt. Where had all the money gone? That moment was the catalyst that helped him make the millionaire…
5 money myths that aren’t always true
Nov 15, 2018 • 24 min
We’re told a lot about money, investing and personal finance. There are plenty of strongly held beliefs out there. But there are also lots of money myths that need to be challenged. These occur when we create a financial rule of thumb that doesn’t apply…
Our primal fear of loss, with Dr Mark Tobak
Nov 11, 2018 • 26 min
My guest on the podcast today is a psychiatrist who has discovered most of his patients have one thing in common; anxiety about money. This manifests itself as fears and doubts about their financial future and day-to-day financial needs. Mark Tobak, MD,…
Keeping your personal finances on track when you’re starting a business
Nov 8, 2018 • 30 min
In this episode, it’s all about becoming self-employed or starting a business, and how to get and keep your personal finances in the best possible shape at the same time. We’re asked about this a lot; after-all, more than 600,000 new businesses are…
Personality traits, experiences and attitudes of the super rich, with Dr Rainer Zitelmann
Nov 4, 2018 • 36 min
What makes the super rich tick? Is there a specific mindset that sets ultra-high net worth individuals apart from the rest of us? Are they meticulous planners - or is their wealth an unintended by-product of their entrepreneurial activities? Is it nature…
How to boost pension savings for women
Nov 1, 2018 • 25 min
In this episode, it’s all about the ladies and an interesting suggestion on a way to boost their levels of retirement savings. Keep listening if you’re of the less fair persuasion too, as there’s still plenty in this episode for you! There’s also a…
What you need to know about the Autumn Budget
Oct 30, 2018 • 16 min
In this special bonus episode of Informed Choice Radio, Martin explains the key personal finance measures announced in the Autumn Budget.
How to make extraordinary profits from ordinary investment funds, with Brian Dennehy
Oct 28, 2018 • 23 min
In this episode I’m joined by Brian Dennehy, a veteran of the financial services profession and regular media commentator for more than 20 years. Brian’s written his first book. It’s called Clueless: New research uncovers the story of two extraordinary…
Three things we’re not doing with our money
Oct 26, 2018 • 29 min
In this episode, three things we’re not doing with our money - and why this needs to change. I’m talking about mortgages, pensions and long-term care in later life, and the important actions we’re not collectively taking, along with some tips for making…
How to Sell More, Earn More, and Become the Ultimate Sales Machine - with Ryan Serhant
Oct 21, 2018 • 19 min
Ryan Serhant’s new book is Sell It Like Serhant: How to Sell More, Earn More, and Become the Ultimate Sales Machine. It’s been described as the blueprint for how to go from sales scrub to sales machine. Serhant provides useful lessons, lively stories, and…
5 of the worst investments you can make right now
Oct 18, 2018 • 31 min
In this episode, Martin shares five of what he considers to be the worst investments you can make right now. There’s also a roundup of the latest personal finance news and an update from the world of Informed Choice in the popular aftershow segment.
Direct lending as an asset class, with Jake Wombwell-Povey
Oct 14, 2018 • 21 min
In this episode I’m joined by energetic Fintech professional Jake Wombwell-Povey. Jake recently joined Goji Investments, an investment platform focused on Direct Lending. Within this episode Jake explains all about direct lending as an investment asset…
Late Night Money Live 001
Oct 11, 2018 • 32 min
Hello and welcome to Late Night Money Live, a special live broadcast episode of Informed Choice Radio. This episode was recorded live at 10pm on Wednesday the 10th of October 2018.
How to thrive in retirement, with Celia Dodd
Oct 7, 2018 • 20 min
Retirement is a once-in-a-lifetime opportunity to be yourself and do what you want to do. It offers new possibilities for personal growth through learning, retraining, travelling and friendship. In this episode I’m joined by Celia Dodd, author of Not Fade…
The Cost of Staying Loyal
Oct 5, 2018 • 31 min
In this episode, the cost of loyalty. What’s the cost of staying loyal to providers of insurance, banking and financial services? It could be a lot more than you think. I’m taking a closer look at this cost of loyalty and suggesting some ways to deal with…
How to transition a business for the employee ownership revolution, with Chris Budd
Sep 30, 2018 • 25 min
In The Eternal Business, Chris Budd lays out a valuable system for businesses no matter where in the world they are based. He shows how to get a business - and its employees - ready for this transition. And a model and pathway to follow so that it…
How to become a Financial Planner
Sep 28, 2018 • 31 min
In this episode, Martin becomes a careers adviser and shares some thoughts on how to become a Financial Planner. Which exams do you need to take? Which roles should you apply for in order to get started? What should you never say on your CV? There’s also…
The Decentralized Alternative to Central Banking, with Saifedean Ammous
Sep 23, 2018 • 32 min
In this episode I’m joined by economist Dr Saifedean Ammous. In his book The Bitcoin Standard, he analyzes the historical context to the rise of Bitcoin, the economic properties that have allowed it to grow quickly, and its likely economic, political, and…
Missing out on pensions when getting divorced
Sep 20, 2018 • 32 min
In this episode, we’re talking about divorce and separation. It’s been in the press a lot this week, with the government considering changes to the law to remove fault from divorce, and also a warning from Age UK that women are missing out on pensions as…
Everything you need to KNOW and everything you need to DO to secure your financial future, with Pete Matthew
Sep 16, 2018 • 26 min
In this episode I’m joined by legendary personal finance podcaster Pete Matthew. Pete’s written his first book, it’s called The Meaningful Money Handbook. No matter your starting position, or your existing level of comfort with dealing with your money,…
Exhaustion epidemic and four day working week
Sep 13, 2018 • 31 min
In this episode, why an exhaustion epidemic is sweeping the UK and how workers can look forward to a four day working week in the future, thanks to efficiency savings from improved technology.
Thoughtful Philanthropy, with Lauren Janus
Sep 9, 2018 • 24 min
In this episode I’m joined by Lauren Janus, founder of Thoughtful Philanthropy. Thoughtful Philanthropy is a charitable giving advisory service for individuals, families and organisations that want to become informed and empowered philanthropists. With so…
Is social media driving us into debt?
Sep 6, 2018 • 30 min
In this episode, is social media driving us into debt? I chat with social media influencer Jasmine Jonas, along with Barclays Bank Head of Savings & Investments Clare Francis, to find out whether influencer impulse is outweighing savvy spending. There’s…
A beginner’s guide to the stock market, with Rodney Hobson
Sep 2, 2018 • 25 min
In this episode, I’m pleased to welcome Rodney Hobson back to the show. In Shares Made Simple, Rodney tears away the mystique and jargon that surrounds the stock market. He takes you step by step through the most basic concepts of stock market investing.
Mid-life MOTs and pension tax relief speculation
Aug 30, 2018 • 36 min
In this episode, it’s a double-header! I chat with Alistair McQueen, Head of Savings & Investments at Aviva, about how they are checking up on the work, wealth and wellbeing of their older employees with mid-life MOTs. I also talk about growing…
How to live a life well lived in retirement, with Marlene Outrim
Aug 26, 2018 • 18 min
My guest on the podcast today, Marlene Outrim, is a fellow financial planner who has written the book on redefining retirement, showing how the post-war baby boomer generation are having an enormous impact on how we lead the later part of our lives. Her…
ICR348: This is why you’re not saving enough for later life care
Aug 25, 2018 • 29 min
In this episode, why you’re not saving enough for your care in later life and why a proposed care ISA is a really bad idea. There’s also a roundup of the latest personal finance news, and the aftershow, where I share some news from the world of Informed…
Blockchain solutions for small countries, with Robert Koenig
Aug 19, 2018 • 24 min
Since 2015 Robert Koenig has been involved in Cryptocurrencies, investing in ICOs and shaping the industry from the application point of view. His business XENTAVO emerged in 2015, and the company was founded in 2017. They’ve come a long way in a short…
An industry insider’s look at the fintech explosion, with Susanne Chishti
Aug 12, 2018 • 26 min
The financial technology, or fintech, sector is booming. Entrepreneurs, bankers, consultants, investors and asset managers are scrambling for more information: Who are the key players? What’s driving the explosive growth? What are the risks? My guest on…
A millennial’s view of financial planning
Aug 9, 2018 • 26 min
Today on the show, I’m joined by my colleague Andy Bodman, paraplanner at Informed Choice and soon to be financial planner, to get a millennial’s view of financial planning. Everything you wanted to know about younger people’s attitudes towards money,…
How to give financial advice that people will follow, with Dr Moira Somers
Aug 5, 2018 • 24 min
My guest on the podcast today has written an excellent new book, Advice that Sticks, taking aim at the problem of financial non-adherence. Dr Moira Somers is a leading practitioner in the field of financial psychology and financial change. A…
Interest rates are going up!
Aug 3, 2018 • 32 min
Interest rates went up this week, for only the second time in nearly a decade. In this episode, we’re looking at the factors behind the rate rise decision and what it means for your personal finances. There’s also a roundup of the latest personal finance…
How to shape a life of money and meaning, with Dr Brian Portnoy
Jul 29, 2018 • 24 min
How does money figure into a happy life? In his new book The Geometry of Wealth, behavioral finance expert Dr Brian Portnoy delivers an inspired answer to this important question. He builds on the critical distinction between being rich and being wealthy.
ICR341: Another failed financial policy from the government
Jul 26, 2018 • 35 min
In this episode, I’m looking at the a new Treasury Committee report about household finances. We’ve got high levels of debt and low levels of savings; and the government think they can do more to help us. And if you believe that, you’ll believe anything!…
ICR340: Russ Koesterich, Portfolio Construction for Today’s Markets
Jul 22, 2018 • 15 min
For almost 50 years the simplest investment solution was often the best. Unfortunately, this simple approach is now unlikely to work. My guest on the podcast today is Russ Koesterich, Managing Director and portfolio manager for the Global Allocation team…
ICR339: How to order a hit on your financial adviser
Jul 20, 2018 • 22 min
In this episode I share five steps you can take to prevent and resolve issues with your financial adviser or financial planner.
ICR338: Barbara Vrancik, She Will Get The Money
Jul 15, 2018 • 20 min
Barbara Vrancik has been a trusted professional in the finance industry for more than 30 years. During her time as a corporate finance partner with a prestigious New York law firm, she represented many of the largest financial institutions on Wall Street.…
ICR337: What went wrong in Port Talbot?
Jul 12, 2018 • 23 min
This week I’ve been in Port Talbot in South Wales, for the Great Pension Debate II. In this episode, I’m sharing the story of why this conference was held in this seaside town in South Wales and some of the key points coming out of the two days.
ICR336: Sarah Davidson, Saving & Borrowing with a Credit Union
Jul 8, 2018 • 18 min
In this episode, I chat to Sarah Davidson from Boom! about how credit unions work and the type of work they do, across both saving and borrowing, as well as their support for the local community. Boom! is a credit union for people who live or work in West…
ICR335: Coping with the crippling cost of living
Jul 5, 2018 • 28 min
In this episode, how can families cope with the crippling cost of living? I share some new research into rising living costs and then suggest some steps we can take to deal with them.
ICR334: Amanda Abella, Make Money Your Honey
Jul 2, 2018 • 27 min
How can millennials, especially entrepreneurs in this generation, forge a better relationship with work and money? My guest on the podcast today is Amanda Abella. Featured in Forbes, The Huffington Post, Inc, and Business Insider, Amanda has created an…
ICR333: Wake up when it comes to your retirement income
Jun 29, 2018 • 33 min
In this episode I’m talking about retirement income; the good, the bad and the ugly. I’ll be talking about a new report from the Financial Conduct Authority, looking at how the retirement income sector is serving consumer more than three years after the…
ICR332: Joanna Nylund, The Finnish Art of Courage
Jun 24, 2018 • 19 min
We all want to lead a life of greater purpose and happiness. Cultivating the Finnish quality of sisu might be the answer. My guest on the podcast today is Joanna Nylund, author of SISU: The Finnish Art of Courage. Joanna’s new book, the subject of our…
ICR331: Andy Bird, The Inspired Leader
Jun 17, 2018 • 22 min
My guest today is Andy Bird, an independent leadership consultant, coach and author. Andy’s book, The Inspired Leader, is based on extensive new research, conducted in association with Henley Business School, into the real life experiences of leaders from…
ICR330: Jude Thorne, Loyalty Rewards for Good
Jun 10, 2018 • 13 min
My guest today is Jude Thorne, founder and CEO of a loyalty rewards programme with a difference. I speak to Jude about some of the current trends in loyalty reward programmes, how as consumers we can choose which loyalty programmes in which to…
ICR329: Warren Shute, The Money Plan
Jun 3, 2018 • 24 min
Warren Shute is passionate about financial planning and you will understand this if you ever meet him, watch his YouTube channel or read his new book The Money Plan. In The Money Plan, Warren shares his proven plan so you can clear your debts, secure your…
ICR328: Vishal Argarwal, Give to Get
May 28, 2018 • 21 min
My guest on the podcast today is Vishal Agarwal and he has lived the corporate life cycle from start to finish. He started as an intern and worked up to Senior Deals Partner at PricewaterhouseCoopers. In his new book, Give to Get, Vishal illuminates…
ICR327: Herman Brodie, The Trust Mandate
May 20, 2018 • 27 min
My guest on the podcast today is co-author of a new book called The Trust Mandate. Herman Brodie spent over a decade in investment banking roles in London, Paris and in Frankfurt. In The Trust Mandate, Herman seeks to answer an essential question; why is…
ICR326: Marc Lichtenfeld, You Don’t Have to Drive an Uber in Retirement
May 13, 2018 • 20 min
My guest today has written an excellent new book called You Don’t Have to Drive an Uber in Retirement: How to Maintain Your Lifestyle without Getting a Job or Cutting Corners. Marc Lichtenfeld is the Chief Income Strategist of The Oxford Club. In his new…
ICR325: Olivia Bowen, Thoughtful Investing
May 7, 2018 • 21 min
The way in which we choose to invest our money can have a much bigger impact than we might realise. Money can be a force for good, encouraging positive change in the world, as well as being a force for evil; funding distasteful or outright damaging…
ICR324: Niels Jensen, The End of Indexing
Apr 29, 2018 • 29 min
What’s worked before won’t always work in the future. In the world of investing, we often hear the risk warning that past performance is not necessarily a guide to future returns. My guest on the show today has written an excellent new book which takes a…
ICR323: Danielle Town, How Warren Buffett Taught Me to Master My Money
Apr 22, 2018 • 21 min
Growing up, the words finance, savings, and portfolio made my guest’s eyes glaze over, and the thought of stocks and financial statements shut down her brain. Danielle Town is a corporate startup attorney with a law degree from New York University. She…
ICR322: Cait Flanders, Year of Less
Apr 15, 2018 • 22 min
My guest today is Cait Flanders, author of a new book called The Year of Less: How I Stopped Shopping, Gave Away My Belongings and Discovered Life Is Worth More Than Anything You Can Buy in a Store. Cait is a self-confessed former binge consumer turned…
ICR321: Damion Lupo, Freedom from Money Bondage
Apr 8, 2018 • 24 min
One million people financially free. That’s the mission of my guest on the podcast today, who joins me to share his tips on freedom from money bondage. Damion Lupo is a best selling personal finance author and host of the Transformation Nation podcast.…
ICR320: Hayley Tink, Behavioural Money Patterns
Apr 1, 2018 • 25 min
My guest today is Hayley Tink. Hayley is the first Chartered Financial Planner in the UK to also be a Certified Money Coach. She’s able to bring this new dimension to her financial advice work, as well as providing stand-alone money coaching sessions for…
ICR319: Bill Francavilla, Madoffs Among Us
Mar 25, 2018 • 21 min
Each year investors lose billions to fraudulent activity. Today on the podcast we talk about why and how people fall prey and what steps you can take to stay safe. My guest today is William M. Francavilla. Bill is a Certified Financial Planner with more…
ICR318: Sarah Stanley Fallaw, Millionaire Next Door
Mar 18, 2018 • 17 min
My guest in this episode is Dr Sarah Stanley Fallaw. Sarah is the founder of DataPoints, a company that provides scientifically validated, automated behavioral finance tools to the financial services industry. Sarah also serves as the Director of Research…
ICR317: What you need to know about the Spring Statement
Mar 17, 2018 • 33 min
In this episode, I share everything you need to know about the Spring Statement. There’s an interview with Tim Roache General Secretary of GMB Union and Jon Craven from UIA Mutual Insurance about new research which has found 65% of UK workers are not part…
ICR316: Victor Seidler, Making Sense of Brexit
Mar 11, 2018 • 29 min
My guest on the show today is Victor Seidler. Vic is Emeritus Professor in the Department of Sociology, at Goldsmiths University of London. Vic’s new book is Making sense of Brexit: Democracy, Europe and uncertain futures. This engaging and accessible…
ICR315: Beyond the 4% rule, with Abraham Okusanya
Mar 8, 2018 • 35 min
In this episode, I’m joined by Abraham Okusanya, author of a new book called Beyond The 4% Rule: The science of retirement portfolios that last a lifetime.
ICR314: Warren Hogarth, Replacing Your Banking App
Mar 4, 2018 • 25 min
My guest on the show today is Warren Hogarth. Warren spent eight years as a Partner at the number one venture capital firm in the world, Sequoia Capital. Sequoia have invested in companies like Square, Uber, WhatsApp, and AirBnB, and Warren stood…
ICR313: You need to do these things when you get divorced
Mar 1, 2018 • 26 min
In this episode of the podcast, I’m talking about getting divorced. Not an uplifting topic for conversation, I know, but an important one, especially from a financial planning perspective.
ICR312: Meredith Jones, Why Female Money Managers Generate Higher Returns
Feb 25, 2018 • 30 min
My guest on the show today is Meredith Jones. Meredith is an internationally-recognized researcher, writer, speaker and expert in the alternative investment industry with more than 20 years of experience. She’s is an alternative investment consultant and…
ICR311: A Mixed Bag
Feb 22, 2018 • 20 min
I’ve called this episode a mixed bag, because that’s what it is! All will become clear, so please listen on as I share the story of how I spent Saturday and then some big news. There’s also a roundup of the latest personal finance news.
ICR310: Jim Mellon, Investing in the Age of Longevity
Feb 18, 2018 • 30 min
My guest on the show today is Jim Mellon, co-author of a new book called Juvenescence. In his new book Juvenescence, co-authored with Al Chalabi, Jim provides a layman’s guide to longevity. It investigates the new technologies and explains how to benefit…
ICR309: The Gilt bear market has begun
Feb 15, 2018 • 32 min
In this episode, I’m joined by Jeff Keen from Waverton Investment Management to talk about gilts - the bear market has begun. With rising interest rates and inflationary pressures, what can cautious investors expect from gilts and bonds in the years…
ICR308: Jason Butler, Simple steps to financial well-being
Feb 11, 2018 • 26 min
Whether it’s affording the basics in life, feeling more in control of your money, or balancing today’s spending needs with those in later life, many of us struggle to manage our finances as well as we would wish. My guest on the show today is Jason…
ICR307: Give yourself a pay rise (with co-host Lynn James)
Feb 8, 2018 • 30 min
Today on the show, we’re talking about some easy ways to give yourself a pay rise. It’s been a tough few years financially; low interest rates, low wage inflation, but rising prices. So today on the podcast, we’re talking some ways to deliver an inflation…
ICR306: Neil Bage, Behaviours that drive our financial decisions
Feb 4, 2018 • 26 min
What are the sub-conscious behaviours that drive our financial decisions? My guest on the show today is Neil Bage. Neil is the Founder of multi-award winning Be-IQ. Working with leading Academics, Be-IQ is an entirely new model and approach to…
ICR305: What should I do with my defined benefit pension?
Feb 1, 2018 • 31 min
In this episode of the show, I’m joined by Nick Bamford to talk about defined benefit pensions. These are a hot topic in the world of financial planning at the moment and Nick has written a comprehensive white paper explaining the key issues at stake.…
ICR304: Dr Joseph Coughlin, Longevity Economy
Jan 28, 2018 • 20 min
Oldness is a social construct at odds with reality that constrains how we live after middle age and stifles business thinking on how to best serve a group of consumers, workers, and innovators that is growing larger and wealthier with every passing day.…
ICR303: Saving money on your energy bills (with Katy Kicker)
Jan 25, 2018 • 37 min
Today on the show we’re talking energy bills; it’s Big Energy Saving Week 2018 with a number of organisations helping people cut their fuel bills and get all the financial support they are entitled to. There’s also a roundup of the latest personal finance…
ICR302: Professor David Hand, The Improbability Principle
Jan 21, 2018 • 18 min
Why is it that incredibly unlikely things actually happen quite regularly and why should we, in fact, expect such things to happen? My guest on the podcast today is Professor David Hand and we’re talking about his book, The Improbability Principle. If…
ICR301: Playing catch-up with retirement savings
Jan 18, 2018 • 27 min
In this episode, I answer a listener question about playing catch-up on retirement savings. If you’ve left it late to save for your future, you’re going to want to hear my answer. I also speak to Curtis Evans, Investment Director and Head of Fixed Income…
ICR300: Glen Arnold, The Deals of Warren Buffett
Jan 14, 2018 • 37 min
Did you know it took the world’s greatest investor, Warren Buffett, nearly four decades to make his first $100m? My guest on the podcast today is Glen Arnold, author of The Deals of Warren Buffett. In his new book, Glen explains Buffett’s thinking behind…
ICR299: Stop worrying about money
Jan 11, 2018 • 39 min
40% of UK adults anticipate that 2018 will be a very difficult year for them financially. In this episode of Informed Choice Radio, we tackle those money worries and give you the tools you need to stop worrying about your personal finances.
ICR298: Sam Royston, Broken Benefits
Jan 7, 2018 • 33 min
My guest on the podcast today is Dr Sam Royston, author of a new book called Broken Benefits. Britain is going through the most radical upheaval of the benefits system since its foundations were laid at the end of the 1940s. In Broken Benefits, Sam…
ICR297: How to earn more and spend less in 2018
Jan 4, 2018 • 31 min
In this episode of the podcast, I’m talking about some very practical ways to earn more and spend less money in 2018. There’s also a roundup of the latest personal finance news, details of the January book choice for the new Informed Choice Radio book…
ICR296: Your Resolutions for 2018
Dec 31, 2017 • 28 min
Happy New Year! It’s that time again, that time when we make our resolutions for the year ahead. Today on the podcast, it’s all about resolutions. I’m going to be talking about why 92% of people fail to keep their New Year’s Resolutions and how you can…
ICR295: Informed Choice Radio Rewind 2017 (Part Two)
Dec 28, 2017 • 28 min
This is Part Two of a two part special rewind this week, looking back at some of my favourite podcast interviews of 2017. In part two today, the best bits from interviews published between July and December.
ICR294: Informed Choice Radio Rewind 2017 Part One
Dec 24, 2017 • 31 min
in this special two part episode, I’m sharing some of my favourite podcast moments from the past year. In Rewind 2017 Part One, I’m sharing some interview excerpts from episodes published between January and June.
ICR293: The Best Ways to Protect Your Estate
Dec 21, 2017 • 48 min
Today on the podcast, I’m joined by three solicitors to talk about estate planning – what are the best ways to protect your estate? Louise, Isabel and Catherine from Hart Brown Solicitors in Cranleigh came into the office earlier in the week, and we sat…
ICR292: Nick Tucker, Wealth & the Next Generation
Dec 17, 2017 • 21 min
My guest on the podcast today is Nick Tucker, Head of UK Domestic at UBS Wealth Management. Nick is the author of a new report called What’s it all for?; Wealth and the next generation. The question of what wealth is fundamentally for has no single…
ICR291: My two cents on Bitcoin
Dec 14, 2017 • 36 min
In this episode of the podcast, my two cents on Bitcoin. Is it the first genuinely successful get rich quick scheme in history, just a bunch of nerds and drug dealers speculating on a harmless game, or something far more sinister? I also chat to Bill…
ICR290: Ross Clark, War Against Cash
Dec 10, 2017 • 30 min
My guest on the podcast today is Ross Clark, author of The War Against Cash: The plot to empty your wallet and own your financial future – and why you MUST fight it.
ICR289: The Do’s & Don’ts of the World’s Best Investors
Dec 7, 2017 • 31 min
In this episode, I’m sharing my chapter from the newly published Harriman’s New Book of Investing Rules: The Do’s and Don’ts of the World’s Best Investors. I also pick a few of my favourite tips from other contributors to the book.
ICR288: Stewart Cowley, Man vs Big Data
Dec 3, 2017 • 27 min
My guest on the podcast today is Stewart Cowley, author of the new book Man vs Big Data. Stewart is a regular columnist for the Sunday Telegraph and the financial magazine Citywire. He’s a regular guest on BBC Newsnight, Radio 4 and SKY News. Having…
ICR287: Well&Truly and Enterprise Investment Schemes
Nov 30, 2017 • 26 min
In this episode of the podcast, I’m talking about Enterprise Investment Schemes, before sharing an interview with the founders of Well&Truly, an exciting new British business that has benefited from EIS funding. Enterprise Investment Schemes are topical…
ICR286: Christin ter Braak-Forstinger, Conscious Investing
Nov 26, 2017 • 23 min
My guest on the podcast today is Dr Christin ter Braak-Forstinger, author of the new book Conscious Investing. Dr Christin ter Braak-Forstinger is the founder of PVA Advisory and the co-founder of Chi Impact Capital. She has a longstanding and…
ICR285: Getting to grips with the Budget (with co-host Kalpana Fitzpatrick)
Nov 23, 2017 • 33 min
Today on show, we’re getting to grips with the Budget. It was Chancellor Philip Hammond’s first autumn Budget on Wednesday, always an exciting day in the world of personal finance, and today we’re going to take a closer look at some of the key Budget…
ICR284: Paul Riseborough, Naked Banking
Nov 19, 2017 • 21 min
My guest on the podcast today is Paul Riseborough, Chief Commercial Officer of Metro Bank and co-author of Naked Banking: The Truth About Banks and You.
ICR283: Improving your financial capability (with co-host Andy Webb)
Nov 16, 2017 • 31 min
It’s Financial Capability Week and, in this episode, we’re talking about improving your financial capability. In this episode, Andy Webb and I chat about whether we need to think differently about financial capability at different stages of our lives, why…
ICR282: Dorie Clark, Entrepreneurial You
Nov 12, 2017 • 27 min
Dorie Clark is a marketing strategy consultant, professional speaker, and frequent contributor to the Harvard Business Review. Dorie’s latest book is Entrepreneurial You, which provides a blueprint for professional independence, with insights and advice…
ICR281: A Festival of Financial Planning
Nov 9, 2017 • 28 min
Earlier this week I spent two days hosting Festival Radio at the Personal Finance Society Festival of Financial Planning. The event at Birmingham NEC was the largest financial planning conference ever in the UK, with 3,300 delegates, 75 speakers and…
ICR280: Neala Okuromade, What’s Your Financial Game Plan?
Nov 5, 2017 • 21 min
Today on the show, I’m joined by Neala Okuromade. Neala is known for her passion aimed at personal finance. She’s the author of the book What’s Your Financial Gameplan? which deals with personal finance issues, founded on a long fascination for…
ICR279: They’ve only gone and put up interest rates
Nov 2, 2017 • 29 min
This week we’re looking at the interest rate rise - interest rates in the UK doubled this week, from 0.25% to 0.5%. Is this the start of a trend towards higher interest rates? Did it come too soon for the fragile economy? What does it mean if you’re a…
ICR278: Nicole Yershon, Turning Disruption Into Advantage in Business and Life
Oct 29, 2017 • 22 min
Today on the show, I’m joined by Nicole Yershon, who knows a thing or two about disruption. Nicole is a maverick, inspiration and the original rough diamond. She’s a consultant, speaker, judge, mentor and connector. Nicole works on the front line of…
ICR277: Bringing forward your Bill Free Day
Oct 26, 2017 • 29 min
Today on the show, we’re talking about your Bill Free Day and how to make it happen earlier in the year. I’m joined by personal finance broadcaster Georgie Frost who shares a few tips. If you ever feel like you’re spending too much money on household…
ICR276: Dan Ayling & Kieran Lynn, The Trap
Oct 22, 2017 • 17 min
Today on the podcast, I’m chatting to playwright Kieran Lynn and theatre director Dan Ayling, two of the creative team behind The Trap, a hilarious new comedy that’s receiving its European premiere at the Omnibus Theatre in Clapham from 31st October to…
ICR275: What an interest rate rise will mean for you
Oct 19, 2017 • 21 min
In today’s episode, I’m looking at interest rates - how likely are they to rise next month, and what would any rate rise mean for your personal finances? There’s also a roundup of the latest personal finance news and the aftershow, where I share some news…
ICR274: Robert Carver, Smart Portfolios
Oct 15, 2017 • 35 min
Today on the show, I’m joined by Robert Carver, to discuss his new book, Smart Portfolios: A practical guide to building and maintaining intelligent investment portfolios. Rob is an independent investor, trader and writer. He spent over a decade working…
ICR273: Putting a price on happiness (with co-host Faith Archer)
Oct 12, 2017 • 23 min
Can money buy you happiness? That’s our topic for this episode, with some new research aiming to place an actual monetary amount on being happy. The latest research from SunLife reveals that while cash and happiness are related, you don’t need to a…
ICR272: Scott Mautz, Find the Fire
Oct 8, 2017 • 33 min
Today on the show, I’m joined by Scott Mautz. Scott led several of Procter & Gamble’s largest multi-billion dollar businesses before becoming an award-winning speaker and author through his business Profound Performance. Scott’s new book is Find the Fire:…
ICR271: How to declutter your personal finances (with co-host Katy Kicker)
Oct 5, 2017 • 32 min
This week on the show, we’re talking about how to declutter your personal finances. Katy and I chat about why it’s so important to declutter when it comes to your personal finances, before sharing a few of our own tips for decluttering. Katy Stevens…
ICR270: Ruth Williams, Walking in the Rain
Oct 1, 2017 • 26 min
My guest on the show today is behind a beautiful new book called Walking in the Rain. Ruth Williams is Managing Director at Department Store for the Mind. She’s a business psychologist with a Masters Degree in Occupational Psychology.
ICR269: Stemming the tide of rising consumer debt (with co-host Kalpana Fitzpatrick)
Sep 28, 2017 • 33 min
This week on the show, we’re talking about stemming the tide of rising consumer debt. This is for you if you’ve got any unsecured consumer debts – things like store cards, credit cards, overdrafts, personal loans, car loans. We also discuss some of the…
ICR268: Beth Kempton, Freedom Seeker
Sep 24, 2017 • 32 min
Beth Kempton is lifelong adventurer whose quest for freedom has taken her to the ends of the earth, and given her a catalogue of wild and crazy experiences. Her new book is Freedom Seeker: Live More. Worry Less. Do What You Love. It’s the story of a woman…
ICR267: Christmas is coming! (with co-host Lynn James)
Sep 21, 2017 • 30 min
It’s now less than 100 days until Christmas, so for those of us who like to plan ahead, it’s really not that long to go. We’ve seen some new research this week which shows consumers start their Christmas shopping as soon as they see festive items in…
ICR266: Marion Shoard, How to Handle Later Life
Sep 17, 2017 • 30 min
My guest on the podcast today is Marion Shoard. Marion is acclaimed for her work in environmental activism. She is best known for her work concerning access to the countryside and land use conflicts. Since 2004 she has also worked in the field of older…
ICR265: What’s in your wallet? (with co-host Andy Webb)
Sep 14, 2017 • 33 min
Today on the show, we’re talking about what’s in your wallet and all things payment cards. It’s the tenth anniversary of contactless payments in the UK, and we’re also going to look at the pros and cons of charge charges and reward cards. The first…
ICR264: Jean Chatzky, Living Longer Without Running Out of Money or Breaking a Hip
Sep 10, 2017 • 22 min
Have you ever considered the link between health and wealth that could add years to your life and dollars (or pounds) to your retirement savings? My guest on the podcast today is co-author of a new book that aims to get us all talking about this vital…
ICR263: Underestimating the cost of care (with Faith Archer)
Sep 7, 2017 • 29 min
According to some new research, people in the UK are underestimating the cost of elderly care by £7bn every year. That’s according to research from Scottish Widows’ independent think tank, the Centre for the Modern Family. On average, UK adults…
ICR262: Erin Odom, More Than Just Making It
Sep 3, 2017 • 28 min
What happens when you get trapped in a cycle of financial frustration? When it feels like everything you try to get out of debt and back on track financially is failing? My guest on the podcast today is Erin Odom, founder of The Humbled Homemaker, a…
ICR261: Real world maths skills (with Katy Kicker)
Aug 31, 2017 • 32 min
In this episode of Informed Choice Radio, what are the real world maths skills we should be teaching in schools? I’m joined by Katykicker to chat about new research that has found that more than three in five millennials in the UK have never used GCSE…
ICR260: Liz Zeidler, Happy City
Aug 27, 2017 • 35 min
My guest on the show today is founder of a charity which exists to get people talking, thinking and moving towards what really matters. Liz Zeidler is chief executive of Happy City. Her mission is to improve lives, our society and our planet through…
ICR259: Demystifying car finance with Stuart Masson, The Car Expert.
Aug 24, 2017 • 42 min
This week on the show, I’m talking about demystifying car finance and I’m joined by Stuart Masson, founder of The Car Expert. There’s also the aftershow segment, which this week includes an important announcement about this podcast, so stay tuned to…
ICR258: Humphrey Bowles, Insurance for the Sharing Economy
Aug 22, 2017 • 28 min
My guest on the show today is Humphrey Bowles. Our conversation cover two main areas, which Humphrey and his team have brought together through GUARDHOG; that’s insurtech and the sharing economy. You’re probably already familiar with the sharing…
ICR257: Michael Nicholas, Making Complex Decisions with Confidence in a Fast-Moving World
Aug 20, 2017 • 28 min
How to do you make your decisions? The decisions we make every day – frequently automatic and incredibly fast – impact every area of our lives. My guest on the show today is an expert when it comes to making decisions in an increasing complex…
ICR256: Opening the Bank of Mum & Dad (with Mrs Mummypenny)
Aug 17, 2017 • 33 min
This week on the show, what are the risks to consider when it’s time to open a branch of the Bank of Mum & Dad? Introducing Mrs Mummypenny My co-host for this episode is Lynn James, otherwise known as Mrs Mummypenny. Lynn left the corporate…
ICR255: Ray LeVitre, Retirement Decisions You Need To Make Right Now
Aug 15, 2017 • 22 min
My guest on the show today is Ray LeVitre. Ray is Managing Partner of Net Worth Advisory Group, based in Utah. He’s a Certified Financial Planner and Member of the National Association of Personal Financial Advisors. Ray’s gained a unique perspective…
ICR254: Tim Albert, A Baby Boomer’s Journey
Aug 13, 2017 • 27 min
Hello and welcome to this episode of Informed Choice Radio. My guest on the show today is Tim Albert. Tim was born in 1947. He studied psychology and sociology at Surrey University and then trained as a journalist on local newspapers in Devon. In 1973…
ICR253: How to get Generation Debt back on track
Aug 10, 2017 • 34 min
This week on the show, we’re talking about how to get Generation Debt back on track. Insurer LV= has published some new research which has found renters among the late-Millennial generation (25-34 years old) are one of the least financially resilient…
ICR252: Spencer Jakab, Why Smart Investors Fail
Aug 8, 2017 • 34 min
Hello and welcome to this episode of Informed Choice Radio. My guest on the show today is Spencer Jakab. Spencer writes for and edits the “Heard on the Street” column for The Wall Street Journal and previously wrote its daily investing column,…
ICR251: Marion McGovern, Thriving in the Gig Economy
Aug 6, 2017 • 30 min
My guest on the show today is Marion McGovern. Marion was the founder and CEO of M Squared Consulting, one of the first gig economy talent intermediaries before the term was even coined.
ICR250: It’s time for me to answer some questions
Aug 3, 2017 • 46 min
This week on the show, as we celebrate the milestone of 250 podcast episodes, I answer questions from some past guests. A big thank you to Iona Bain, Pete Matthew, James Wallman, Jon ‘JB’ Beckett and Kelly Eroglu for sharing their questions. Thank you…
ICR249: Rob Dix, The Property Geek on How To Be A Landlord
Aug 1, 2017 • 28 min
My guest on the show today is Rob Dix, someone who you may well already know if you’re at all interested in the world of property investing. Rob is co-host of the incredibly popular The Property Podcast, along with Rob Bence. He’s also founder of the…
ICR248: Dawid Konotey-Ahulu - Behaviour, Fintech & Ageing
Jul 30, 2017 • 39 min
Today on the show I’m joined by the excellent Dawid Konotey-Ahulu, co-founder of Redington.
ICR247: Lifelogging and your money
Jul 27, 2017 • 39 min
This week on the show, I’m talking about lifelogging and what it means for your money.
ICR246: George Schofield, Planning for Retirement When the Old Rules No Longer Apply
Jul 25, 2017 • 31 min
My guest on the show today specialises in helping people craft their life after age 50. George Schofield, Ph.D., is an author, speaker, and developmental/organizational psychologist who advises clients on retirement and career planning. He’s author of…
ICR245: Alan Weiss, Lifestorming & Creating Meaning in Life
Jul 23, 2017 • 22 min
My guest on the show today is an absolute giant in the world of consulting and public speaking. Alan Weiss is one of those rare people who can say he’s a consultant, speaker, and author and mean it. His consulting firm, Summit Consulting Group,…
ICR244: Jumping ship; why, when & how to make financial changes in life
Jul 20, 2017 • 43 min
Today on the show, jumping ship. Why, when and how to make those big financial changes in your life. I’ll be talking about the big financial decisions, why you need to make then, when the right time is, and how you can approach them for the best…
ICR243: Iona Bain, Spare Change
Jul 18, 2017 • 24 min
My guest on the show today is Iona Bain. Iona is a young journalist and broadcaster who writes for the Glasgow Herald, the Daily Mail, Investazine, the Independent and the Sunday Times. In 2011 she established Iona’s Young Money Blog, the first of its…
ICR242: Michelle Lowbridge, The Science of Smashing Money Blocks
Jul 16, 2017 • 23 min
My guest for this episode is Michelle Lowbridge, author of the new book, Wealthology: The Science of Smashing Money Blocks. Michelle is also known as The Energy Editor. She’s one of the most sought-after teachers and healers in Europe. …
ICR241: How to prepare for the end of your life
Jul 13, 2017 • 34 min
I hate to break this to you, but you’re going to die at some point. This week on the show, I’m talking about how to prepare for the end of your life. This one is for you regardless of your age, health or how close to the end of your life you think you…
ICR240: Irene Aldridge, Flash Crashes & High Frequency Trading
Jul 11, 2017 • 44 min
Hello and welcome to Informed Choice Radio. My guest for this episode is Irene Aldridge, author of the new book Real-Time Risk: What Investors Should Know About Fintech, High-Frequency Trading, and Flash Crashes. Irene is managing director and…
ICR239: Elle Martinez, Couple Money
Jul 9, 2017 • 26 min
Today on the show, I’m joined by Elle Martinez. Elle is the creator and award-winning blogger behind Couple Money, a site and podcast dedicated to helping spouses build their marriage and wealth together. Each week she interviews financial…
ICR238: Dealing With 5 Common Financial Regrets
Jul 6, 2017 • 39 min
This week on the show, I’m talking about dealing with 5 common financial regrets. I was prompted to talk about this after seeing a new survey from Bankrate in the US. Apparently 73% of people there have financial regrets. So what are these…
ICR237: Matthew Partridge, Superinvestors
Jul 4, 2017 • 22 min
My guest on the show today is Dr Matthew Partridge, author of Superinvestors: Lessons from the greatest investors in history. Superinvestors lays bare the investing secrets of legendary investors - from early 20th-century figures such as Benjamin…
ICR236: Linnea Dunne, Lagom & The Swedish Art of Balanced Living
Jul 2, 2017 • 20 min
The latest concept about the hit the UK from Sweden is Lagom. Lagom has no equivalent in the English language but is loosely translated as ‘not too little, not too much, just right’. It’s widely believed that the word comes from the Viking term ‘laget…
ICR235: Investment managers have been living high on the hog
Jun 29, 2017 • 31 min
This week on the show, I’m talking about investment managers who have been living high on the hog and steps the regulator will be taking to improve transparency, introduce better price competition and generally take them down a peg or two. There’s…
ICR234: Tom Nichols, The Death of Expertise
Jun 27, 2017 • 27 min
Today on the show I’m joined by Tom Nichols, author of The Death of Expertise: The Campaign Against Established Knowledge and Why it Matters. Tom is Professor of National Security Affairs at the US Naval War College, an adjunct professor at the…
ICR233: Paul Moore, The Perfect Investment
Jun 25, 2017 • 31 min
Today on the show I’m joined by Paul Moore, founder of Wellings Capital and author of The Perfect investment. After graduating with an engineering degree and then an MBA from Ohio State, Paul entered the management development track at Ford Motor…
ICR232: So you’re thinking of transferring your pension
Jun 22, 2017 • 32 min
Today on the podcast, I’m tackling the thorny and topical issue of defined benefit pension transfers. Some big cash sums are on offer to members of final salary pension schemes and now the regulator is taking an interest. I talk about the pros and…
ICR231: Andy Bell, The DIY Investor
Jun 20, 2017 • 24 min
Today on the show I’m joined by Andy Bell, founder and chief executive of AJ Bell, and author of The DIY Investor. Andy co-founded AJ Bell in 1995, having spent a number of years working within the financial services sector. An actuary by training, he…
ICR230: Danielle Marchant, Pressing Pause
Jun 18, 2017 • 30 min
My guest on the podcast today is Danielle Marchant, author of the new book Pause: How to press pause before life does it for you. Danielle has a long work history as a successful executive coach in the corporate industry, working with top-level…
ICR229: Protect Your Dad
Jun 15, 2017 • 30 min
With Father’s Day coming up on Sunday, in this episode I’m talking about new research which highlights the importance of dads taking out financial protection. Research from Scottish Widows has found that 53% of men in the UK with dependent children…
ICR228: Clayton Morris, Creating Legacy Wealth with Real Estate Investing
Jun 13, 2017 • 25 min
My guest on the podcast today wants to inspire you to live your best life, build legacy wealth for you and your family through real estate investing, and have fun while you do it. Clayton Morris is the weekend anchor for FOX & Friends on The FOX…
ICR227: Benjamin Brandt, Retirement Starts Today
Jun 11, 2017 • 30 min
My guest today is Benjamin Brandt, all the way from Bismark in North Dakota. He’s the host of the popular podcast Retirement Starts Today Radio podcast and blog. Benjamin is a Certified Financial Planner and Founder/President of Capital City Wealth…
ICR226: Why you should pay for your own care
Jun 8, 2017 • 25 min
This week on the show, I’m going on a bit of a rant and talking about why you should pay for your own care in later life. This was triggered by some new research from Saga, something a journalist asked me to look at earlier in the week. As an…
ICR225: Phil Oakley, How to Pick Quality Shares
Jun 6, 2017 • 25 min
My guest on the podcast today is Phil Oakley, author of the new book How to Pick Quality Shares. Phil is an investment analyst and private investor. He works for Ionic Information, the makers of the market-leading ShareScope and SharePad software for…
ICR224: Chris Rowland Thomas, Your Accountant
Jun 4, 2017 • 18 min
My guest on Informed Choice Radio today is Chris Rowland Thomas. Chris has been an accountant in public practice for over thirty years. He founded his own firm the day after he qualified and is now the senior partner of Thomas Harris Chartered…
ICR223: Everything you wanted to know about inheritance tax
Jun 1, 2017 • 22 min
Martin is on holiday this week so hands podcast hosting duties across to Nick for this episode. Nick shares the latest personal finance news before inviting Shelley into the studio to talk all about inheritance tax planning. To book a free seat at one…
ICR222: Erin Lowry, Broke Millennial
May 30, 2017 • 25 min
What’s avocado toast got to do with being able to afford your first home? If you’re part of the millennial generation, born between the early 1980s and mid 1990s, you’re probably finding things tough, financially at least. Massive student debts,…
ICR221: Gervais Williams, The Retreat of Globalisation
May 28, 2017 • 18 min
Today on the show I’m joined by Gervais Williams, author of The Retreat of Globalisation. Gervais Williams is an award-winning equity fund manager. As a professional investor, he has exceptional credentials. He received numerous awards for his fund…
ICR220: What the manifestos mean for your money
May 25, 2017 • 35 min
This week on the show, ahead of the general election on 8th June, I’m talking about what the political party manifestos mean for your money. I take a closer look at pledges for the state pension, adult social care, house building and income tax….
ICR219: John Adams, Dad Blog UK
May 23, 2017 • 19 min
My guest today is John Adams, founder of Dad Blog UK. John is a married father of two girls, dad blogger and vlogger. Back in 2011, John and his wife took the decision he should give up his career in communications to become a stay at home father, a…
ICR218: Greg Davies, Making Better Decisions
May 21, 2017 • 29 min
My guest today is Greg Davies, a specialist in applied decision science and behavioural finance. Greg specialises in turning academic insight into practical applications. With a prior background in academia and consulting, in 2006 Greg started, and…
ICR217: 14 Ways To Stop Wasting Your Money
May 18, 2017 • 38 min
What is the biggest waste of money in your life? Inspired by an article from Business Insider, this week on the show I’m looking at 14 ways to stop wasting your money. It’s a particularly important areas to address because wage growth is currently…
ICR216: Guy Standing, Basic Income & How We Can Make It Happen
May 16, 2017 • 34 min
Here at Informed Choice Radio, we’re not afraid to examine the big ideas. And few ideas are bigger than the concept of a universal basic income. Professor Guy Standing is a founder member and honorary co-president of the Basic Income Earth…
ICR215: Corey Poirier, Super Achievers
May 14, 2017 • 31 min
Today’s episode of Informed Choice Radio is a little different. We’re taking a closer look at achievement. What does it take to achieve more in life, in fact to become a super achiever? My guest today knows all about becoming a super achiever; he’s…
ICR214: #FPWUK Finish well in retirement, with Nick Bamford
May 11, 2017 • 14 min
Hello and welcome to the final episode in a series of Informed Choice Radio podcasts as we celebrate Financial Planning Week 2017. If you’re one of the millions of people in the UK who could do with improving their overall financial “fitness”,…
ICR213: #FPWUK Invest with confidence
May 10, 2017 • 12 min
Hello and welcome to the fourth of five special episodes of Informed Choice Radio as we celebrate Financial Planning Week 2017. If you’re one of the millions of people in the UK who could do with improving their overall financial “fitness”,…
ICR212: #FPWUK What do you want out of life? with Justin King
May 9, 2017 • 20 min
Welcome to the third of five special episodes of Informed Choice Radio as we celebrate Financial Planning Week 2017. If you’re one of the millions of people in the UK who could do with improving their overall financial “fitness”, Financial…
ICR211: #FPWUK Budget, Protect & Invest, with Pete Matthew
May 8, 2017 • 18 min
Welcome to the second of five special episodes of Informed Choice Radio as we celebrate Financial Planning Week 2017. If you’re one of the millions of people in the UK who could do with improving their overall financial “fitness”, Financial…
ICR210: #FPWUK What is Financial Planning? with Ruth Sturkey
May 7, 2017 • 22 min
Today is the start of Financial Planning Week 2017. If you’re one of the millions of people in the UK who could do with improving their overall financial “fitness”, Financial Planning Week is especially for you. It’s a consumer…
ICR209: Don’t live to regret your retirement
May 4, 2017 • 17 min
Nobody should regret the decision to retire, yet more than 80% of over 50s think they made the decision to retire too early. That’s the main topic for the show today; how can you live a retirement with no regrets? Personal finance news update…
ICR208: Gleb Tsipursky, Purpose & Bad Decisions
May 2, 2017 • 33 min
My guest on the podcast today is Dr Gleb Tsipursky. Gleb is founder of Intentional Insights; a nonprofit that empowers people to refine and reach their goals by providing research-based content to help improve thinking, feeling, and behaviour…
ICR207: Amy Florian, How to Handle Grief
Apr 30, 2017 • 42 min
What is thanatology? Until speaking to my guest on the podcast today, I didn’t know either. It’s the scientific study of death and the practices associated with it, including the study of the needs of the terminally ill and their families. Today on…
ICR206: Snap election, delayed legislation
Apr 29, 2017 • 18 min
The snap election called by Theresa May last week is already upsetting some policies. In this episode, I’m taking a look at what the snap election means for your personal finances. There’s also a roundup of the latest personal finance news –…
ICR205: Kate Raworth, Doughnut Economics
Apr 25, 2017 • 26 min
What’s a doughnut got to do with the future of economics? My guest on the podcast today is Kate Raworth and her doughnut model is making big waves among economists, politicians and policy makers. Kate is a renegade economist who focuses on exploring…
ICR204: Steve Keen, Avoiding the Next Financial Crisis
Apr 23, 2017 • 25 min
Today on the podcast, I’m joined by Professor Steve Keen, author of Can We Avoid Another Financial Crisis? Steve is Professor of Economics and Head of the School of Economics, Politics and History at Kingston University. We know what a major impact…
ICR203: When is the right time to sell?
Apr 20, 2017 • 23 min
When is the right time to sell an investment? That’s our main topic this week, inspired by a listener question. There’s also a roundup of the latest personal finance news - everything you need to know about what’s going on in the world of money in…
ICR202: Holly Johnson, Zero Down Your Debt
Apr 18, 2017 • 14 min
Today on the podcast, I’m joined by Holly Johnson, author of Zero Down your Debt. Listen to this episode to understand how to use a zero-sum budget, learn how to budget when you’ve got a variable income, how to use the debt snowball method to clear…
ICR201: David Orrell, The Money Formula
Apr 16, 2017 • 22 min
In this episode of Informed Choice Radio, I speak to David Orrell, author of The Money Formula. Listen to this episode to learn how the global economy relies on quantitative finance, whether financial instruments like derivatives and credit default…
ICR200: Past, Present & Future
Apr 13, 2017 • 28 min
Today’s episode is a big milestone, 200 episodes of this podcast. I look back at some of the highlights of those past 200 episodes, and describe the evolution of this podcast during that time. I also share a behind the scenes look at Informed Choice…
ICR199: Lorenzo Fioramonti, World After GDP
Apr 11, 2017 • 27 min
Today on the podcast, I’m joined by Lorenzo Fioramonti, author of The World After GDP. Listen to this podcast to learn about the flaws in a system which values GDP as the primary measure for growth and also for prosperity, what the world after GDP…
ICR198: Ryan Biddulph, Blogging from Paradise
Apr 9, 2017 • 24 min
My guest on the podcast today is Ryan Biddulph, founder of Blogging from Paradise. Listen to this episode to find out about making the leap from paid employment to the life of an online entrepreneur, why island hopping in paradise is more affordable…
ICR197: How to master your savings habit
Apr 6, 2017 • 25 min
How do you solve a problem like the nation’s savings crisis? Half of all UK adults do not have any savings or investments and are struggling to put away money. Two out of five UK adults also do not have any long term assets to fall back on, such as…
ICR196: Sandra Navidi, Superhubs
Apr 4, 2017 • 20 min
Hello and welcome to this episode of Informed Choice Radio, where I’m joined by Sandra Navidi, author of Superhubs. Sandra Navidi is a macroeconomic consultant and strategic relationship manager. She is the Founder and Chief Executive Officer of…
ICR195: Gayle Roberts, Room for Profit
Apr 2, 2017 • 21 min
Hello and welcome to this episode of Informed Choice Radio, where I’m joined by Gayle Roberts, author of the new book Room for Profit. Gayle is a former lawyer turned CEO of an award winning short term lettings agency. She’s the co-author of Room for…
ICR194: Live from Master Investor Show 2017
Mar 30, 2017 • 40 min
Each Spring, around 5,000 private investors gather in London to learn from expert speakers how to make the most of their savings, talk directly to CEOs of companies they can invest into, and hear the UK’s leading entrepreneurs and fund managers…
ICR193: Dr James Hannam, What Everyone Needs To Know About Tax
Mar 28, 2017 • 25 min
My guest on the podcast today is Dr James Hannam. James writes about the politics and policy decisions behind tax and economics. He’s particularly interested in the reasons the UK tax system works the way it does and the possible consequences of…
ICR192: Lars Kroijer, Investing Demystified
Mar 26, 2017 • 29 min
My guest on the podcast today is Lars Kroijer, former hedge fund manager and author of Investing Demystified. Lars was the chief investment officer of Holte Capital, a London-based market neutral special situations hedge fund which he founded in 2002…
ICR191: Key assumptions to make in your Financial Plan
Mar 23, 2017 • 22 min
Assumptions are at the very heart of financial planning as they provide the foundations for a robust plan. Because financial planning is more of an art than a science, it is important to make a number of assumptions about what might happen in the…
ICR190: Tasneem Clarke, Money and Mental Health
Mar 21, 2017 • 24 min
My guest on the podcast today is Tasneem Clarke, Research Officer at the Money and Mental Health Policy Institute. This is a really important conversation, and here’s why. People with mental health problems are three times as likely to be in problem…
ICR189: Paul Mumford, The Stock Picker
Mar 19, 2017 • 21 min
My guest on the podcast today is Paul Mumford, one of the longest-serving fund managers in the UK. Paul has 50 years’ experience in the markets as a stockbroker and fund manager. He runs the Cavendish Opportunities Fund, AIM Fund and…
ICR188: The Importance of Investor Sentiment
Mar 16, 2017 • 26 min
Today on the podcast, I’m talking about investor sentiment; what is it and why is it so important? With the FTSE 100 index closing at a new record high and rising investment sentiment, we look at the definition of investor sentiment, some useful…
ICR187: Jo Thresher, Better With Money
Mar 14, 2017 • 18 min
My guest on the podcast today is Jo Thresher, author of What’s Your Excuse for Not Being Better With Money?. Jo is an award-winning financial services professional with almost 30 years’ experience, a trained money coach with a true understanding…
ICR186: Malene Rydahl, Happy as a Dane
Mar 12, 2017 • 29 min
My guest on the podcast today is Malene Rydahl, author of the international bestseller, Happy as a Dane. For decades Denmark has ranked at the top of the world’s happiness surveys. How is it that these 5.6 million Danes are so content when they live…
ICR185: Everything you need to know about the final Spring Budget
Mar 9, 2017 • 33 min
In this episode of the podcast, I take a look at everything you need to know about the final Spring Budget which took place on Wednesday lunchtime. I talk about the current state of the economy, changes to personal taxation for shareholders and the…
ICR184: Diana Chambers, The Family Wealth Mentor
Mar 7, 2017 • 20 min
My guest on the podcast today is Diana Chambers. Known as The Family Wealth Mentor, Diana is committed to helping her clients manage their wealth in emotionally intelligent ways. She has always been a trailblazer. Not only was she the first woman…
ICR183: Andy Agathangelou, Transparency Task Force
Mar 5, 2017 • 29 min
My guest on the podcast today holds something of a unique position in the world of pensions. He’s been a facilitator, networker, marketer, project manager and campaigner. He’s been quoted as saying: “To get a pearl you need a bit of…
ICR182 Warren Buffett’s Annual Shareholder Letter
Mar 2, 2017 • 35 min
In this episode of the podcast, I take a look at Warren Buffett’s latest annual letter to shareholders and some of the lessons we can learn from it as investors. Warren Buffett is a legend in the world of investing. The 86 year old is widely…
ICR181: Kelly Eroglu, Reduced Grub
Feb 28, 2017 • 17 min
How much do you spend each week on food? If you’re anything like me, you probably aren’t as frugal in the supermarket as you could be. When I’m food shopping, I’ve got one eye on the price label, but rarely go hunting for those yellow sticker…
ICR180: Vicky Eves, I Beat Debt
Feb 26, 2017 • 15 min
My guest on the podcast today is Vicky Eves, founder of the blog I Beat Debt. Vicky is in her early 30s and lives in Surrey. As she will explain during our conversation, Vicky found herself in debt following the death of her father. She quickly took…
ICR179: 5 Investment Themes for the Next Decade
Feb 23, 2017 • 22 min
Investing should be a long-term activity. And when I say long-term, I mean 20, 30 or 40 years. Really, truly, long-term. Getting the asset allocation right, to meet your chosen investment goals, is crucial. But when investing for the long-term, it’s…
ICR178: Kalpana Fitzpatrick, Mummy Money Matters
Feb 21, 2017 • 21 min
My guest on the podcast today is Kalpana Fitzpatrick, founder of Mummy Money Matters. Kalpana is an experienced financial journalist and broadcaster, who started her blog after she discovered that mums were often overlooked and kept out of the loop…
ICR177: Ann Pettifor, The Production of Money
Feb 19, 2017 • 30 min
What is money, where does it come from, and who controls it? These are the questions answered in the new book from my guest on the podcast today, leading political economist Ann Pettifor. Ann is a UK-based economist, director of Policy Research in…
ICR176: What Happens To My Pension When I Die?
Feb 16, 2017 • 24 min
Today on the podcast, I’m talking about what happens to your pension when you die. I know it’s a morbid subject, but it’s so important. Our pensions are usually the second biggest asset in our lives, after the value of our homes, so from a financial…
ICR175: Curtis Evans, Fixed Income Outlook
Feb 14, 2017 • 19 min
There’s an old saying on Wall Street; Nobody rings a bell at the top or the bottom of a market. As true as this is, many investors have concerns about the risk of a bond bubble bursting. With gilt yields testing historical lows and the threat of…
ICR174: Jo Read, Suddenly Single
Feb 12, 2017 • 21 min
My guest on the podcast today is Jo Read, author of the new book Suddenly Single. Jo is an experienced Financial Planner, who has a real passion for helping her clients get peace of mind, understanding and clarity around their money. Her clients are…
ICR173: Fixing the broken housing market
Feb 9, 2017 • 38 min
This week on the show, I take a closer look at the new government white paper which aims to fix our broken housing market. The housing white paper, ‘Fixing our broken housing market’, was published earlier this week by the Department of…
ICR172: Canna Campbell, Sugar Mamma
Feb 7, 2017 • 23 min
Canna Campbell is a Financial Planner and money vlogger from Sydney, Australia. She’s founder of SugarMamma.TV, which serves not only an educational platform for everyone to access her knowledge, experience and information, but to more importantly…
ICR171: Trevor Greetham, Rock Around The Investment Clock
Feb 5, 2017 • 24 min
My guest on the podcast today is an investment expert with more than quarter of a century of experience. Trevor Greetham is Head of Multi Asset at Royal London Asset Management. He joined RLAM in April 2015 from Fidelity where, as Asset Allocation…
ICR170: It’s all about charges
Feb 2, 2017 • 28 min
How much are you paying for financial advice and investment products. In this episode of the podcast, I’m joined by Nick Bamford to chat about fees, charges and the cost of financial advice. The Sunday Times recently published an article which was…
ICR169: Martyna Sroka, Money Saving Girl
Jan 31, 2017 • 17 min
Martyna Sroka is Money Saving Girl; a money blogger born in Poland and based in London. She likes finding money saving deals and offers. Martyna tries to test the deals and offers and then shares her money saving tips with you, so you can have more…
ICR168: Faith Archer, Much More With Less
Jan 29, 2017 • 18 min
Have you ever dreamed about moving to the country, living more simply and making the most of life? My guest on the podcast today is Faith Archer. Faith is an award-winning money journalist, who also writes the blog Much More with Less about…
ICR167: How to Get Poor Quick
Jan 26, 2017 • 28 min
We often hear about strategies to get rich quick and treat these, quite rightly, with suspicion and distrust. Instead of focusing on dubious get rich quick schemes, in this episode of Informed Choice Radio I’m sharing some ways to get poor quick….
ICR166: Simon Watkins, Trade Like The Pros
Jan 24, 2017 • 31 min
My guest for this episode of Informed Choice Radio is Simon Watkins, author of Trade Financial Markets Like The Pros. Simon worked for many years as a senior Forex trader and is now a consultant to a number of the world’s biggest hedge funds. He’s…
ICR165: James Wallman, Stuffocation
Jan 22, 2017 • 39 min
There are a handful of books which have genuinely inspired me to live a better life. I’ve always thought that the measure of a good book is not how many times it is read or even recommended, but how many times you gift it and share the wisdom with…
ICR164: 10 Most Important Money Lessons For Your Kids
Jan 19, 2017 • 32 min
I’m a parent to three wonderful children. As all three grow up, we are very aware of the importance of teaching them about money. There’s slightly more pressure on me to do a great job at this, as a parent and a Financial Planner! In this episode…
ICR163: Professor Tim Jackson, Prosperity without Growth
Jan 17, 2017 • 25 min
My guest on the podcast today is Professor Tim Jackson, author of Prosperity without Growth. Tim is Professor of Sustainable Development at the University of Surrey. He’s also a Director of the Centre for the Understanding of Sustainable Prosperity…
ICR162: Daniel Hannan, What Next for Brexit
Jan 15, 2017 • 22 min
I’ve got a confession to make. On Thursday 23rd June 2016, I visited the polling station and, like every other adult in this country, answered a question; Should the United Kingdom remain a member of the European Union or leave the European Union? And…
ICR161: How To Make More Money By Doing Less
Jan 12, 2017 • 24 min
Today on the podcast, I’m sharing some thoughts on How To Make More Money By Doing Less. One of my personal goals for 2017 is to do less. This isn’t about being lazy, but wanting to make more of my time. After all, we all have finite time and it’s…
ICR160: Tim Drake, Generation Cherry
Jan 10, 2017 • 24 min
Are you part of Generation Cherry? This is the generation who benefited from free education and abundant employment opportunities, often with a gold-plated final salary pension too. They could afford to buy houses, but today find themselves asset rich…
ICR159: Sophie Robson, Generation Austerity Brexit and Beyond
Jan 8, 2017 • 16 min
My guest for this episode of Informed Choice Radio is Sophie Robson. Sophie is a consultant at MRM Communications, part of a multi-disciplined public relations consultancy in London. They provide award-winning communications solutions for companies,…
ICR158: 7 questions to change your relationship with money in 2017
Jan 5, 2017 • 32 min
As we head into a New Year, it’s important to revisit our relationship with money. What I’ll share with you in this episode isn’t personal finance or investment tips, but a series of 7 questions you need to ask yourself to change your…
ICR157: Maria Nedeva, Money Principle
Jan 3, 2017 • 26 min
My guest for this episode of Informed Choice Radio is Maria Nedeva. Maria is the founder and blogger behind The Money Principle. As you will hear in this interview, back in 2009 Maria and her husband discovered they had £100,000 in consumer debt,…
ICR156: Setting goals for 2017
Jan 1, 2017 • 36 min
Have you set your goals and made resolutions for 2017 yet? In this episode of Informed Choice Radio, I share the process I use to establish goals and give them the best possible chance of succeeding. This involves reflecting on 2016, establishing…
ICR155: Best of 2016 (Part Three)
Dec 29, 2016 • 25 min
Welcome to Best of 2016 Part Three, in episode 155 of Informed Choice Radio. This is the third in a three part episode showcasing the best of Informed Choice Radio in 2016. It’s been an incredible year for the podcast, with more than 27,000 episode…
ICR154: Best of 2016 (Part Two)
Dec 27, 2016 • 31 min
Welcome to the Best of 2016 (Part Two), in episode 154 of Informed Choice Radio. It’s been an incredible year for Informed Choice Radio, with more than 27,000 episode downloads, 89 new episodes and, 44 interviews with expert guests. In part two of…
ICR153: Best of 2016 (Part One)
Dec 25, 2016 • 36 min
Welcome to Best of 2016 (Part One), in episode 153 of Informed Choice Radio. It’s that time of the year, when we look back and reflect, before we look forward to the New Year ahead. It’s been an incredible year for this podcast. We’ve published…
ICR152: The big personal finance events of 2016
Dec 22, 2016 • 18 min
What had the biggest impact on your personal finances in 2016? What lessons can we learn from these events in order to make better choices in the future? In this episode of Informed Choice Radio, Martin explores the big investment stories from this…
ICR151: Richard Parkin, Save More Tomorrow
Dec 20, 2016 • 20 min
My guest for this episode of Informed Choice Radio is Richard Parkin. Richard is Head of Pensions Policy at Fidelity International. He has over 20 years’ experience in the pensions and investment industries, particularly defined contribution…
ICR150: Claire Walsh, Unbiased
Dec 18, 2016 • 17 min
My guest for this episode of Informed Choice Radio is Claire Walsh. Claire is Head of Advice at Unbiased.co.uk, the UK’s biggest and most versatile search for regulated and independent advisers. Her role includes representing unbiased in broadcast…
ICR149: Money matters at Christmas
Dec 15, 2016 • 25 min
This week on the show, Martin has run out of things to talk about in 2016, so instead he’s looking through some seasonal press releases about money. There’s also a roundup of the latest personal finance news. Money matters at Christmas In this…
ICR148: ScamSmart with Nick Hewer & Darren Cooke
Dec 13, 2016 • 23 min
In episode 148 of Informed Choice Radio, we’re getting ScamSmart with Nick Hewer and Darren Cooke. In this episode of Informed Choice Radio, we’re talking about scams; how to spot them and how to stay safe when the scammers are going after your…
ICR147: Angela Sherman, Care to be Different
Dec 11, 2016 • 26 min
My guest for this episode of Informed Choice Radio is Angela Sherman. Care to be Different is an information website set up by Angela after her own parents’ experience of the UK care system. Based in Buckinghamshire, Angela challenged the NHS twice…
ICR146: Dave Ramsey’s Seven Baby Steps
Dec 8, 2016 • 23 min
In episode 146 of Informed Choice Radio, Martin reviews Dave Ramsey’s seven baby steps to financial freedom. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Dave Ramsey’s Seven Baby Steps…
ICR145: Adam Piplica, Money Life Live
Dec 6, 2016 • 22 min
My guest for this episode of Informed Choice Radio is Adam Piplica. Adam made a career change into financial planning after spending years studying investment and financial planning in his spare time. His original career was in market research and…
ICR144: Michael Fotis, Smart Money People
Dec 4, 2016 • 18 min
My guest for this episode of Informed Choice Radio is Michael Fotis. Mike is a man on a mission. He’s the founder of Smart Money People, a business seeking to deliver real change in financial services by leveraging the power of its unique…
ICR143: Searching for the Santa Rally
Dec 2, 2016 • 15 min
In episode 143 of Informed Choice Radio, Martin is searching for the Santa Rally and explaining why investors should pay it no attention at all. There is also a roundup of the latest personal finance news and an update from the world of Informed…
ICR142: James Rickards, The Road to Ruin
Nov 29, 2016 • 26 min
My guest for this episode of Informed Choice Radio is James Rickards. Jim is the Editor of Strategic Intelligence, a financial newsletter, and Director of The James Rickards Project, an inquiry into the complex dynamics of geopolitics and global…
ICR141: Gary Antonacci, Dual Momentum Investing
Nov 27, 2016 • 17 min
My guest for this episode of Informed Choice Radio is Gary Antonacci. Gary has over 40 years’ experience as an investment professional, focusing on underexploited investment opportunities. Since receiving his MBA from Harvard, Gary has concentrated…
ICR 140: What you really need to know about the Autumn Statement
Nov 24, 2016 • 23 min
In this episode of Informed Choice Radio, Martin explains what you really need to know about the Autumn Statement. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. What you really need to…
ICR139: Stewart Cowley, Man vs Money
Nov 22, 2016 • 25 min
My guest for this episode of Informed Choice Radio is Stewart Cowley. Stewart has worked in financial markets in New York and London since the 1980s. He has written columns for many of the world’s leading business publications including the Sunday…
ICR138: James Mee, Income Investing
Nov 20, 2016 • 25 min
My guest for this episode of Informed Choice Radio is James Mee. James is an investment manager at Waverton Investment Management. He joined the company in September 2012 as an Assistant Portfolio Manager for the Managed Portfolio Service Team. He is…
ICR137: How To Solve The Biggest Problems With Living Longer
Nov 17, 2016 • 29 min
In this episode of Informed Choice Radio, Martin talks about solving the biggest problem with living longer. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. How to Solve the Biggest…
ICR136: Rodney Hobson, The Book of Scams
Nov 15, 2016 • 25 min
My guest for this episode of Informed Choice Radio is Rodney Hobson. Rodney is an experienced financial journalist who has held senior editorial positions with publications in the UK and Asia. He was previously News Editor for the Business section of…
ICR135: Jon Beckett, New Fund Order
Nov 13, 2016 • 27 min
My guest for this episode of Informed Choice Radio is Jon Beckett. Jon is a thought leader in the fields of fund strategy, research and governance. He’s been a fund selector and strategist for over 16 years, acting as a gatekeeper for one of the…
ICR134 Saving for retirement without using a pension
Nov 10, 2016 • 19 min
In this episode of Informed Choice Radio, Martin talks about saving for retirement without using a pension. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Saving for retirement without…
ICR133: Craig Palfrey, The Wealth Secret
Nov 8, 2016 • 24 min
My guest for this episode of Informed Choice Radio is Craig Palfrey. Craig is a Certified Financial Planner, Chartered Wealth Manager and a board member of the Institute of Financial Planning. He started in Financial Services back in 2000 and…
ICR132: Cahal Moran, The Econocracy
Nov 6, 2016 • 21 min
My guest for this episode of Informed Choice Radio is Cahal Moran. Cahal is chairman of the Post-Crash Economic Society. The Post-Crash Economics Society is a group of economics students at The University of Manchester. It is their belief that the…
ICR 131: Why are they reducing my State Pension?
Nov 3, 2016 • 26 min
In this episode of Informed Choice Radio, Martin explains why so many people are seeing an amount deducted on their new State Pension forecasts. There is also a roundup of the latest personal finance news and an update from the world of Informed…
ICR130: Dr Lynda Shaw, Greed, Decision Making, & the Ageing Brain
Nov 1, 2016 • 29 min
My guest for this episode of Informed Choice Radio is Dr Lynda Shaw. I met Lynda a year ago, when she was leading a workshop for the Society of Later Life Advisers all about communicating with older clients. As you will hear in this interview, Lynda…
ICR 129: Andy Webb, Cash Hacking
Oct 30, 2016 • 25 min
My guest for this episode of Informed Choice Radio is Andy Webb. Andy is a personal finance blogger, bargain hunter and journalist, covering all things money and consumer. He is the founder of Be Clever With Your Cash, a website which he launched…
ICR128: The Cost of Regulating Your Financial Adviser
Oct 27, 2016 • 28 min
The Financial Conduct Authority (FCA) has started a consultation about its new mission. As a firm of Chartered Financial Planners providing independent financial advice, we are authorised and regulated by the Financial Conduct Authority. In the past…
ICR127: Daniel Crosby, The Laws of Wealth
Oct 25, 2016 • 25 min
My guest for this episode of Informed Choice Radio is Dr Daniel Crosby. Educated at Brigham Young and Emory Universities, Dr Daniel Crosby is a psychologist, behavioural finance expert and asset manager who applies his study of market psychology to…
ICR126: Gemma Godfrey, Everyone Needs To KISS More
Oct 23, 2016 • 24 min
In this episode of Informed Choice Radio, I talk to Gemma Godfrey, FinTech influencer, quantum physicist and founder of Moo.la. I’ve got the pleasure of introducing you today to an incredible individual. She’s been described as a trusted…
ICR125: 5 Important Tax Breaks You Might Be Missing
Oct 20, 2016 • 26 min
In this episode of Informed Choice Radio, Martin talks about five important tax breaks you might be missing. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. 5 important tax breaks you might…
ICR124: Investing Through The Looking Glass
Oct 18, 2016 • 24 min
In this episode of Informed Choice Radio, I speak to Tim Price, author of Investing Through The Looking Glass. Tim Price has worked in the capital markets for 25 years. A graduate of Christ Church, Oxford, he spent a decade as a bond specialist before…
ICR123: Lisa Stanley, Good With Money
Oct 16, 2016 • 25 min
In this episode of Informed Choice Radio, I speak to Lisa Stanley, founder, director and head of communications at Good with Money Good with Money is a website offering views on how well products and providers match our vision of being both a good…
ICR122: The Falling Pound & Why It Matters To Your Personal Finances
Oct 13, 2016 • 31 min
In this episode of Informed Choice Radio, Martin talks about the falling pound and why it matters to your personal finances. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. The falling pound…
ICR121: Tom Blomfield, A New Kind of Banking
Oct 11, 2016 • 21 min
In this episode of Informed Choice Radio, I speak to Tom Blomfield, CEO and co-founder of Monzo, a new smartphone-based bank. He previously founded GoCardless, the UK’s largest Direct Debit Processor, which has gone on to raise over $12m from…
ICR120: 7 ways to make your money last in retirement
Oct 6, 2016 • 25 min
It’s official, we are all living for much longer! The latest data shows more than half a million people over the age of 90 living in the UK. So how can you make your money last until you reach your 100th birthday? In this episode of Informed Choice…
ICR119: Joan Sotkin, Holistic Approach to Prosperity
Oct 4, 2016 • 27 min
In this episode of Informed Choice Radio, I speak to Joan Sotkin, a holistic prosperity and mindset mentor. Joan has spent the past 30 years examining alternative ways of dealing with life on many different levels. She has spent this time looking for…
ICR118: “The Most Important Thing To Improve Your Financial Wellbeing”
Sep 29, 2016 • 34 min
In this episode of Informed Choice Radio, Martin talks to seven personal finance experts about the most important thing to improve your financial wellbeing. There is also a roundup of the latest personal finance news and an update from the world of…
ICR117: Robin Powell, Evidence Based Investing
Sep 27, 2016 • 27 min
In this episode of Informed Choice Radio, I speak to Robin Powell. Robin was a TV reporter, producer and presenter for more than 20 years, working for Sky News, ITV and BBC 1, where he worked on The Sunday Politics. He reported from locations…
ICR116: Financial tips for Brad & Angelina
Sep 22, 2016 • 31 min
In this episode of Informed Choice Radio, we get an investment market update from Ayesha Akbar, Portfolio Manager in the Fidelity Multi Asset team, and Martin talks about getting divorced and what it means for your money. There is also a roundup of…
ICR115: David Stein, Money For The Rest of Us
Sep 20, 2016 • 25 min
What happens when a money manager responsible for billions of dollars of investments feels burnt out and decides to become a personal finance teacher instead? In this episode of Informed Choice Radio, I speak to David Stein. David is a former chief…
ICR114: Multi-Asset Funds vs Brainless Portfolios
Sep 15, 2016 • 27 min
In this episode of Informed Choice Radio, Martin talks to Abraham Okusanya, founder of research firm Finalytq, about new research into multi-asset investment funds. There is also a roundup of the latest personal finance news and an update…
ICR113: Jasmine Birtles, Putting Funny Into Money
Sep 13, 2016 • 22 min
In this episode of Informed Choice Radio, I speak to Jasmine Birtles, founder of Moneymagpie.com. Jasmine is an internationally recognised finance expert, financial and business commentator, journalist, TV and radio presenter, author and humourist….
ICR112: 7 quotes to change your relationship with money
Sep 9, 2016 • 32 min
In this episode of Informed Choice Radio, Martin talks about 7 quotes to change your relationship with money. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. 7 quotes to change your…
ICR111: Joe Saul-Sehy, Stacking Benjamins
Sep 6, 2016 • 30 min
In this episode of Informed Choice Radio, I speak to Joe Saul-Sehy. Joe is a former financial advisor, spending 16 years advising families, and representing a Fortune 500 company in the media. He was the “Money Man” at Detroit television WXYZ-TV,…
ICR110: Saving for Tomorrow, Today
Sep 1, 2016 • 29 min
In this episode of Informed Choice Radio, Martin talks about saving for tomorrow, today. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Saving For Tomorrow, Today This episode of Informed…
ICR109: Daniel Ameduri, Choose To Be Rich
Aug 30, 2016 • 28 min
In this episode of Informed Choice Radio, I speak to Daniel Ameduri, Chief Strategist at Future Money Trends. Daniel is a self-made millionaire and full time fact finder. He says he credits his success to a strong desire to research economics and…
ICR108: 10 ways to improve your financial resilience
Aug 25, 2016 • 27 min
In this episode of Informed Choice Radio, Martin talks about 10 ways to improve your financial resilience. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. 10 ways to improve your financial…
ICR107: Brad Baldridge, Taming the Cost of College
Aug 23, 2016 • 23 min
In this episode of Informed Choice Radio, I speak to Brad Baldridge. Brad is a Certified Financial Planner based in Milwaukee, Wisconsin. He is a College Funding Consultant specializing in late stage college funding planning and the chief podcaster of…
ICR106: Sensible pension pot withdrawal
Aug 18, 2016 • 21 min
In this episode of Informed Choice Radio, Martin talks about making sensible withdrawals from your pension pot. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Sensible pension pot…
ICR104: Avoid inheritance tax like the Duke of Westminster
Aug 13, 2016 • 20 min
In this episode of Informed Choice Radio, Martin talks about how to avoid inheritance tax like the Duke of Westminster. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Avoid inheritance tax…
ICR103: Adam Bauer, Cost of College
Aug 9, 2016 • 19 min
Higher education is an expensive business. Tuition fees, the cost of accommodation and lost earnings potential all take their toll, often resulting in a lifetime of student debt. In the United States, the cost of college is even higher than it is in…
ICR102: They’ve only gone & cut interest rates!
Aug 4, 2016 • 30 min
In this episode of Informed Choice Radio, Martin talks about the Bank of England cutting interest rates and what it means for your personal finances. There is also a roundup of the latest personal finance news and an update from the world of Informed…
ICR101: Laura Thurlow, Love of Humanity
Aug 2, 2016 • 19 min
Surrey is often considered to be an affluent county. Yet 27,000 young people and children are living in poverty in Surrey, and more than 108,000 people are providing unpaid care. In this episode of Informed Choice Radio, I speak to Laura Thurlow….
ICR100 - The Live Episode
Jul 28, 2016 • 35 min
In this episode of Informed Choice Radio, Martin looks back over the past 100 episodes and we hear from some past guests on the show. He interviews someone very close to home, Nick Bamford, executive director and founder at Informed Choice. And then…
ICR099 - Steve Webb, Politics of Pensions
Jul 26, 2016 • 19 min
Pensions have become increasingly political in recent years. They rarely seem to be out of the headlines and the recent appointment of a new Prime Minister has created fresh debate around the importance of pensions policy in government. In this…
ICR098: Gotta Catch ‘Em All
Jul 21, 2016 • 27 min
In this episode of Informed Choice Radio, Martin talks about the personal finance implications of Pokémon Go, the new gaming craze that is sweeping the world. There is also a roundup of the latest personal finance news and an update from the world of…
ICR097 - Holly Mackay, Ladies Losing Out
Jul 19, 2016 • 25 min
Women face a number of challenges when it comes to money. They tend to earn less, have more career breaks, save less in their pensions and live for longer. In this episode of Informed Choice Radio, I speak to Holly Mackay. Holly is the founder of…
ICR096 - How to stop scammers taking your money
Jul 14, 2016 • 26 min
In this episode of Informed Choice Radio, Martin talks about how to stop the scammers from taking your money. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. How to stop scammers taking your…
ICR095 - Pete Matthew, Meaningful Money
Jul 12, 2016 • 30 min
Money is fundamentally simple. Or at least it should be. We often get overwhelmed by the complexity of choices, especially when it comes to investing for the future. In this episode of Informed Choice Radio, I speak to Pete Matthew. Pete is founder of…
ICR094 - They won’t let me sell my property fund!
Jul 7, 2016 • 27 min
In this episode of Informed Choice Radio, Martin talks about about the recent spate of property fund suspensions – why won’t they let me sell my property fund?! He also speaks to Nick Peters, a portfolio manager at Fidelity International, about…
ICR093 - Damien Fahy, Money to the Masses
Jul 5, 2016 • 35 min
When a financial analyst became a father and realised his work had become pretty soulless, he started sharing his personal finance knowledge online. In this episode of Informed Choice Radio, I speak to Damien Fahy. Damien is creator of Money to the…
ICR092 - How Brexit will affect your investments
Jun 30, 2016 • 33 min
In this episode of Informed Choice Radio, Martin talks about how Brexit will affect your investments. How Brexit will affect your investments When the United Kingdom voted to leave the European Union last week, investment markets reacted with sharp…
ICR091 - Andrew Scott, The 100 Year Life
Jun 28, 2016 • 25 min
Does the thought of living to celebrate your 100th birthday fill you with dread? Or can you see the potential for a more stimulating future as a result of having so much extra time? In this episode of Informed Choice Radio, Martin speaks to…
ICR090 - Selling your pension annuity
Jun 23, 2016 • 18 min
In this episode of Informed Choice Radio, Martin talks to Steven Cameron from Aegon about selling your pension annuity and why they have been lobbying the financial services regulator to ensure consumers are well protected. There is also a roundup of…
ICR089 - Kathyrn & Alan Knowles, Life Insurance & Zombies
Jun 21, 2016 • 24 min
What does The Walking Dead have to do with life insurance? In this episode of Informed Choice Radio, Martin talks to Kathryn and Alan Knowles from the Special Risks Bureau. Kathyrn and Alan specialise in high risk insurance; getting insurance cover…
ICR088 - Cash versus shares
Jun 16, 2016 • 18 min
In this episode of Informed Choice Radio, Martin talks about keeping your money in cash versus investing it in shares. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Cash versus shares In…
ICR087 - Chris Budd, Creating Financial Peace of Mind
Jun 14, 2016 • 23 min
Money worries are a big deal. They can cause a great deal of stress, and that stress can harm our general wellbeing. In this episode of Informed Choice Radio, I speak to my friend Chris Budd, a very talented author, business coach and Financial…
ICR086 - Financial Planning Week & Investment Market Outlook
Jun 9, 2016 • 29 min
In this episode of Informed Choice Radio, Martin talks about Financial Planning Week 2016 and we get an investment market outlook from Kevin O’Nolan, a portfolio manager at Fidelity Worldwide Investment. There is also a roundup of the latest personal…
ICR085 - Michelle McGagh, Year Of Buying Nothing
Jun 7, 2016 • 20 min
What happened when a financial journalist Googled ‘getting rid of stuff’ and decided to spend twelve months buying nothing? In this episode of Informed Choice Radio, I speak to the personal finance journalist Michelle McGagh. Six months ago,…
ICR084 - What happens when your pension scheme goes bust?
Jun 2, 2016 • 21 min
In this episode of Informed Choice Radio, Martin talks about what happens when your defined benefit pension scheme goes bust. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. What happens…
ICP083 - What will happen when you retire?
May 26, 2016 • 21 min
In this episode of the Informed Choice Podcast, Martin talks about what will happen when you retire. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. What will happen when you retire? More…
ICP082 - Sell in May
May 14, 2016 • 19 min
In this episode of the Informed Choice Podcast, Martin talks about selling an investment portfolio in May and staying away from the equity markets until after a horse race has finished. There is also a roundup of the latest personal finance news…
ICP081 - And the winner is…
May 5, 2016 • 20 min
In this episode of the Informed Choice Podcast, Martin talks about a big night at the Toast of Surrey Business Awards 2016 and Nick appearing on BBC Radio 4’s Money Box Live. There is also a roundup of the latest personal finance news and an update…
ICP080 - Clandon Wood Natural Burial
Apr 25, 2016 • 27 min
In this special episode of the Informed Choice Podcast, Martin interviews Simon Ferrar and Adrian Shaw of Clandon Wood about Naturial Burial. Clandon Wood is a 31 acre natural burial site in the Surrey Hills, named Cemetery of the Year in 2014….
ICP079 - Mortgage freedom day & cost of living
Apr 24, 2016 • 19 min
In this episode of the Informed Choice Podcast, Martin talks about mortgage freedom day and the cost of living. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Mortgage freedom day &…
ICP078 - Generation Austerity & Young Money
Apr 15, 2016 • 30 min
In this episode of the podcast, Martin talks to Sophie Robson, Public & Regulatory Affairs Consultant at MRM London about Generation Austerity and her latest Young Money Report. There is also a roundup of the latest personal finance news and an…
ICP077- Things you need to know in the new tax year
Apr 8, 2016 • 28 min
In this episode of the Informed Choice Podcast, Martin talks about the personal finance things you need to know in the new tax year. There is also a roundup of the latest personal finance news and an update from the world of Informed…
ICP076 - Listener personal finance questions
Mar 30, 2016 • 27 min
In this episode of the Informed Choice Podcast, Martin answers listener personal finance questions. If you’re new to the Informed Choice Podcast, this might not be the best episode to start with. Most of our podcast episodes are a different…
ICP075 - Latest long term care & dementia research
Mar 24, 2016 • 23 min
In this episode of the Informed Choice Podcast, Martin talks about the latest research in the world of long-term care and dementia. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Latest…
ICP074 - The Voice of New Retirement
Mar 21, 2016 • 28 min
In this special episode of the Informed Choice Podcast, Martin chats to Alistair McQueen about Aviva’s Voice of New Retirement Report. The Voice of New Retirement In this interview, Martin asks Alistair about the background to the report and…
ICP073 - Budget for the next generation
Mar 17, 2016 • 31 min
In this episode of the Informed Choice Podcast, Martin talks about a Budget for the next generation. Budget for the next generation This episode of the Informed Choice Podcast is a Budget special, recapping the main personal finance and…
ICP072 - Sexually transmitted dementia
Mar 10, 2016 • 27 min
In this episode of the Informed Choice Podcast, Martin talks about sexually transmitted dementia and staying healthy in retirement. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Sexually…
ICP071 - Creating Financial Peace of Mind
Mar 8, 2016 • 12 min
In this special episode of the Informed Choice Podcast, we bring you a talk by Chris Budd about creating financial peace of mind. Chris delivered this talk at the Cranleigh Literature Festival on Friday 4th March ahead of the publication of his new…
ICP070 - Rethinking the state pension age
Mar 3, 2016 • 26 min
In this episode of the Informed Choice Podcast, Martin talks about rethinking the state pension age. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Rethinking the state pension…
ICP069 - Interview with Keith Richards, Personal Finance Society
Feb 29, 2016 • 13 min
In this bonus episode of the Informed Choice Podcast, Nick chats to Keith Richards, Chief Executive of the Personal Finance Society, about Chartered Financial Planner status. Keith Richards has over 30 years experience within financial services…
ICP068 - Lifetime & Annual Allowance Changes in April 2016
Feb 25, 2016 • 28 min
Big changes are being made to the pensions lifetime allowance and annual allowance in April 2016. In this episode of the Informed Choice Podcast, Martin talks about these important changes for pension savers and what you can do about them. There…
ICP067 - Justin Harper, LV, Cost of a Child Report
Feb 23, 2016 • 11 min
In this bonus episode of the Informed Choice Podcast, Martin chats to Justin Harper, Life & Health Specialist at LV, the UK’s largest friendly society, about the 13th annual LV Cost of a Child report. The report has found that the cost of…
ICP066 - What happens to investments if the UK leaves Europe?
Feb 21, 2016 • 23 min
In this episode of the Informed Choice Podcast, Martin talks about what could happen to investment markets if the UK votes to leave the European Union in the referendum this June. There is also a roundup of the latest personal finance new and an…
ICP065 - Love and Money
Feb 11, 2016 • 21 min
In this episode of the Informed Choice Podcast, Martin talks about love and money. There is also a roundup of the latest personal finance news and an update from the world of Informed Choice. Love and Money With Valentine’s Day coming up,…
ICP064 - Rethinking the emergency fund
Feb 4, 2016 • 27 min
In this episode of the Informed Choice Podcast, Martin talks about rethinking the emergency fund. There’s also a roundup of the latest personal finance news and an update from the world of Informed Choice. Rethinking the emergency fund All…
ICP063 - Investment market predictions for 2016
Jan 28, 2016 • 24 min
In this episode of the Informed Choice Podcast, Martin talks about what the name of your road means for house prices, some investment market predictions for 2016, and there’s a roundup of the latest personal finance news. In the personal…
ICP062 - Why investors need to hold their nerve
Jan 21, 2016 • 29 min
In this episode of the Informed Choice Podcast, Martin talks about stock market volatility. There’s also a roundup of the latest personal finance and investing news. It’s been a pretty terrible start to the year for investors. The FTSE 100…
ICP061 - Property as a pension, our ageing population & moving everything to cash
Jan 14, 2016 • 29 min
In this episode of the Informed Choice Podcast, Martin answers a listener question about moving the entire value of her pension pot to cash ahead of retirement. He takes a look at a new survey from Barings which suggests property is growing in…
ICP060 - Investing & intergalactic travel: insanely complicated & sometimes resulting in panic
Jan 13, 2016 • 7 min
In this special episode of the Informed Choice Podcast, Martin explains why investors should avoid panic, despite current investment market events and doom-mongering. Talking about a note from the RBS credit team predicting a 20% fall in global equity…
ICP059 - Women are much better than men at doing this
Jan 7, 2016 • 27 min
In this episode of the Informed Choice Podcast, Martin talks about what makes women much better investors than men and what the latest retirement income survey figures tell us about the income decisions people are making in later life. There’s also a…
ICP058 - How to make your personal finance resolutions stick in 2016
Jan 1, 2016 • 45 min
In this episode of the Informed Choice Podcast, Martin reviews progress at Informed Choice in 2015 before looking ahead to 2016, sharing his business and personal goals, and explaining how we can best make personal finance resolutions stick.
ICP057 - How to invest a defined contribution pension
Dec 24, 2015 • 18 min
In this episode of the Informed Choice Podcast, Martin answers a listener question about the best way to invest a defined contribution pension. There’s also a roundup of the latest news from the world of personal finance and investing. You can find…
ICP056: Pretending to be rich
Dec 17, 2015 • 23 min
This week in episode 56 of the Informed Choice Podcast, Martin talks about selling your pension annuity, pretending to be rich, and some of the things that could go wrong for investment markets in 2016. There’s also a roundup of the latest news…
ICP055: Andrew Tully, Retirement Advantage
Dec 15, 2015 • 22 min
In this special episode of the Informed Choice Podcast, Martin chats to Andrew Tully about a Retirement Sentiment Index. Andrew is Pensions Technical Director at Retirement Advantage, a specialist pensions provider which dates back to…
ICP054 - Really understanding investment risk
Dec 10, 2015 • 24 min
This week in episode 54 of the Informed Choice Podcast, Martin talks about really understanding investment risk, a growing imbalance between the wealth of the generations and dressing smarter for success. Find show notes and more at…
ICP053 - Building a Professional Adviser Practice (Bonus Episode)
Dec 10, 2015 • 36 min
Hello and welcome to a special bonus episode of the Informed Choice Podcast. In this episode, you will hear Informed Choice executive director Nick Bamford delivering a presentation live at the Personal Finance Society 2015 National Financial…
ICP052 - How to cope with an unexpected windfall
Dec 3, 2015 • 26 min
This week in episode 52 of the Informed Choice Podcast, Martin talks about how to cope with an unexpected windfall and the level of investment returns we might expect in 2016. There’s also a roundup of the latest news from the world of…
ICP051 - Autumn Statement 2015 Special
Nov 26, 2015 • 32 min
This week in episode 51 of the Informed Choice Podcast, Martin examines the Autumn Statement 2015. There’s also a roundup of the latest personal finance and investing news.
ICP050: Behind the scenes & guest interview highlights
Nov 19, 2015 • 31 min
This week in episode 50 of the Informed Choice Podcast, Martin takes a behind the scenes look at producing the podcast and shares some highlights from previous guest interviews. There’s also a roundup of the latest personal finance and…
ICP049: When a fund manager leaves
Nov 12, 2015 • 15 min
This week in episode 49 of the Informed Choice Podcast, Martin talks about what investors should do when a fund manager leaves. There’s also a roundup of the latest personal finance and investing news.
ICP048 - Staying fit & healthy in later life
Nov 5, 2015 • 16 min
This week in episode 48 of the Informed Choice Podcast, Martin talks about the importance of staying fit and healthy in later life. There’s also a roundup of the latest personal finance and investing news.
ICP047 - Transparency of financial advice fees
Oct 29, 2015 • 18 min
This week in episode 47 of the Informed Choice Podcast, Martin discusses some new research by Which? asking why so many financial advisers appear reluctant to publish their advice fees on their websites. There is also a round up of the latest news…
ICP046: Investment Companies with Nick Britton
Oct 22, 2015 • 32 min
This week on the show, Martin talks to Nick Britton, head of training at the Association of Investment Companies, all about Investment Trusts. If you’re an investor, this interview will provide a great introduction to Investment Companies, how…
ICP045 - Pension changes, end of commission & important assumptions
Oct 15, 2015 • 27 min
This week in episode 45 of the Informed Choice Podcast, Martin talks to his colleagues Nick and Andrew about pension freedoms, the end of investment commissions and important assumptions for Financial Planning. Back in April we experienced the…
ICP044 - Auto enrolment with Chris Daems
Oct 8, 2015 • 32 min
This week in episode 44 of the Informed Choice Podcast, Martin talks to Chris Daems, founder of AE in a Box and one of the leading experts in pension auto enrolment. There’s also a roundup of the latest personal finance and investing news.
ICP043 - Five Things Worrying Investors Right Now
Oct 1, 2015 • 27 min
This week in episode 43 of the Informed Choice Podcast, Martin talks to Dr Peter Westaway, Chief Economist at Vanguard Asset Management about the five things influencing investment market sentiment. There’s also a roundup of the latest personal…
ICP042 - Myth of the baby boomer, retirement questions & untucked shirts
Sep 24, 2015 • 28 min
This week in episode 42 of the Informed Choice Podcast, Martin talks to David Sinclair, Director of the International Longevity Centre, about the myth of the baby boomer. He also shares the three questions you need to ask yourself about retirement…
ICP041 - High yield bonds & rising interest rates
Sep 17, 2015 • 31 min
This week in episode 41 of the Informed Choice Podcast, Martin talks to Michael Scott, manager of the Schroder Monthly High Income Fund, about what rising interest rates mean for high yield bonds, explains why building societies are…
ICP040: Greedy, spoiled, self-absorbed Baby Boomers
Sep 10, 2015 • 26 min
This week in episode 40 of the Informed Choice Podcast, Martin talks about the causes of intergenerational wealth inequality, whether Alzheimer’s disease can be transmitted by medical procedures and why teenagers are better with money…
ICP039 - Time Perspectives, Longevity & Doing Nothing
Sep 3, 2015 • 24 min
This week in episode 39 of the Informed Choice Podcast, Martin talks about time perspectives for retirement planning, what it means that we’re all living longer, and why nothing is often the best thing to do with your investment…
ICP038 - The Great Fall of China
Aug 27, 2015 • 29 min
This week in episode 38 of the Informed Choice Podcast, Martin talks about the Great Fall of China, signs you might be financially unstable and the ostrich effect when it comes to your financial health. He also answers a listener question about…
ICP037 - Money lessons from the very rich
Aug 20, 2015 • 22 min
This week in episode 37 of the Informed Choice Podcast, Martin talks about the most important money lessons from the rich and why retirees are shunning financial advice. He also answer a listener question about investing his pension pot in a Croatian…
ICP036 - Sharks, pre-pups & 50 Cent
Aug 13, 2015 • 19 min
This week in episode 36 of the Informed Choice Podcast, Martin talks about investment sharks who are after your pension fund, why couples are choosing to put in place ‘pre-pup’ agreements in case of divorce, and how the rapper 50 Cent tricked us into…
ICP035 - What’s so bad about getting old?
Aug 6, 2015 • 20 min
In episode 35 of the Informed Choice Podcast, Martin answers a listener question about whether cautious investors should still be investing in fixed income funds, there’s a roundup of the latest personal finance news, and the big topic this week is…
ICP034 - Could you cope with an interest rate hike?
Jul 30, 2015 • 14 min
In episode 34 of the Informed Choice Podcast, Martin shares the latest personal finance news, and talks about coping with higher interest rates and your biggest money regrets. How would your household cope with higher interest rates?…
ICP033 - Principles for an ideal retirement
Jul 23, 2015 • 22 min
10 principles for the ideal retirement, a rather expensive new retirement community opening in London, and why investment fund managers are increasing the cash balances in their funds.
ICP032 - Getting divorced, care fees cross-subsidy & pension freedom progress
Jul 16, 2015 • 22 min
In episode 32 of the Informed Choice Podcast, Martin talks about getting divorced, care fees cross-subsidy, and how well the new pension freedoms are actually doing. If you listen to the Informed Choice Podcast, please take a moment to leave us a…
ICP031 - China Syndrome, Postponing Caps & Emergency Budget
Jul 9, 2015 • 21 min
This week in episode 31 of the Informed Choice Podcast, Martin talks about a stock market plunge in China, why the lifetime cap on residential care fees might be postponed, and of course the emergency Summer Budget.
ICP030 - The cost of a housewife
Jul 2, 2015 • 25 min
This week in episode 30 of the Informed Choice Podcast, Martin talks about what people want from the emergency Budget next week, properly qualified Financial Planners, the cost of a housewife, the Golden Age Index from PwC and what on earth is going…
ICP029 - You’re not rich enough for a private wealth manager
Jun 25, 2015 • 17 min
This week in episode 29 of the Informed Choice Podcast, Martin talks about how private wealth managers are shunning the moderately rich, why Britain’s ageing population will ruin the budget surplus plan, and how a new blood test could pick up the…
ICP028 - Experiences make you happier than material possessions
Jun 18, 2015 • 20 min
This week in episode 28 of the Informed Choice Podcast, Martin talks about a return to inflation in the UK, interest rates expectations in the US and why experiences make you happier than material possessions. He answers a listener question about…
ICP027 - Silver splitters, worst case scenario retirement & Lasting Powers of Attorney
Jun 11, 2015 • 17 min
This week in episode 27 of the Informed Choice Podcast, Martin talks silver splitters, retirement as a worst case scenario, and the importance of Lasting Powers of Attorney.
ICP026 - Female fund managers, bad financial decisions & wearing suits
Jun 4, 2015 • 17 min
This week in episode 26 of the Informed Choice Podcast, Martin talks about the worrying lack of female fund managers, why your genes cause you to make bad financial decisions and why he doesn’t wear a suit and tie to client meetings.
ICP025 - Wow! Financial Advisers with Michelle Hoskin
May 28, 2015 • 32 min
This week in episode 25 of the Informed Choice Podcast, Martin chats to Michelle Hoskin, founder of Standards International, about what it means to be a Wow! Financial Adviser. As founder of Standards International, Michelle is best known in the…
ICP024 - Interview with Paul Claireaux, Author & Financial Educator
May 21, 2015 • 46 min
This week in episode 24 of the Informed Choice Podcast, Martin interviews author and financial educator Paul Claireaux. Paul’s first book, “Who can you trust about money?” offers an explanation of how financial experts can…
ICP023 - Election Results, Forgotten Subscriptions & Bond Bubbles
May 14, 2015 • 24 min
This week in episode 23 of the Informed Choice Podcast, we talk about election results, forgotten subscriptions and bond bubbles. Martin starts the podcast this week by talking about his filming weekend with the GB TREC Team and the…
ICP022 - Pension liberation interview with Angela Brooks
May 7, 2015 • 35 min
In the Informed Choice Podcast this week, Martin interviews Angela Brooks of Pension Life about pension liberation scams. With significant financial and human costs involved, what is pension liberation, how to the scammers target their victims and…
ICP021 - General Election Special
Apr 30, 2015 • 32 min
This week in episode 21 of the Informed Choice Podcast, it’s a General Election 2015 special! With less than a week to go before Britain decides who should govern the country, Martin speaks to Nick Peters, Co-Manager of the Fidelity Multi Asset…
ICP020 - MoneyFit Week, Property Scams & Tesco Shares
Apr 23, 2015 • 21 min
This week in episode 20 of the Informed Choice Podcast, Martin answers five personal finance questions from the Unbiased.co.uk MoneyFit Week campaign. He asks whether you would invest in a property scheme offering 50% annual returns. And he explains…
ICP019 - Sexy men make you take greater investment risks
Apr 16, 2015 • 22 min
In episode 19 of the Informed Choice Podcast, Martin answers a listener question about what sounds like a very dodgy investment scam being offered to her dad. Why do sexy men make average looking men take greater risks with their money? There’s now…
ICP018 - Pension reform winners & losers with Rachel Vahey
Apr 9, 2015 • 36 min
In the latest episode of the Informed Choice Podcast, Martin talks to independent pensions consultant Rachel Vahey about the new pension freedoms introduced this week; who will be the winners and losers from these reforms? He also discusses why there…
ICP017 - Carl Richards & Dee Searle
Apr 2, 2015 • 31 min
This week in episode seventeen of the Informed Choice Podcast, Martin interviews Certified Financial Planner and financial sketch artist Carl Richards about the publication of his new book, The One Page Financial Plan. Listen to the episode for a…
ICP016 - Noflation, Secret Inheritance & End of Tax Year Tips
Mar 26, 2015 • 27 min
Noflation has landed in the UK! Martin talks to James Griffin from Fidelity Worldwide Investment to find out what CPI inflation at zero means for the economy and markets. There’s a listener question asking how to tell friends about a six-figure…
ICP015 - Budget 2015, State of Retirement & Investment Risk Genetics
Mar 19, 2015 • 24 min
In this episode of the Informed Choice Podcast, Martin reviews the pre-election Budget, delivered by George Osborne on Wednesday 18th March 2015. There’s an interview with Steve Lewis of LV= about their latest State of Retirement Report. Martin also…
ICP014 - Pension fleecing day, FTSE 100 record high & finding your purpose
Mar 6, 2015 • 23 min
In episode 14 of the Informed Choice Podcast, Martin explains why pension freedom day on 6th April 2015 could be pension fleecing day. He answers a listener question about the future direction of the FTSE 100 index, which set a new record high last…
ICP013 - Boosting financial knowledge for higher investment returns
Feb 26, 2015 • 26 min
In the latest episode of the Informed Choice Podcast, Martin reveals the details of a study which proves his catchphrase; “When it comes to money, the more you know, the faster it can grow!” There’s also news on his recent BBC Radio Money Box…
ICP012 - Foreign Sounding Fund Managers, Women & Dementia, & Investment Outlooks
Feb 19, 2015 • 27 min
In this episode of the Informed Choice Podcast, Martin examines new research which suggests investors are less likely to invest with fund managers who have foreign sounding names. Bizarre? Almost certainly, but the research backs it up. He also talks…
ICP011 - Abraham Okusanya, Retirement Misconceptions & a Listener Question!
Feb 12, 2015 • 33 min
In epsiode 11 of the Informed Choice Podcast, Martin interviews Abraham Okusanya about his new white paper, Pound Cost Ravaging. He also talks about five misconceptions about retirement and answers a question from listener Angela about care fees…
ICP010 - Risks to wealth creation, withdrawing pension cash & pound cost ravaging
Feb 5, 2015 • 17 min
In the latest episode of the Informed Choice Podcast, Martin talks about the five big risks to wealth creation in the year ahead. He also looks at the reasons why you might not want to withdraw money from your pension pot once the new pension freedom…
ICP009 - BBC Cost of Care Calculator, MAS Retirement Directory & Fund Inflows
Jan 29, 2015 • 19 min
In this episode of the Informed Choice Podcast, Martin test drives the new BBC cost of care calculator. He talks about the new retirement advice directory from the Money Advice Service and looks at the latest statistics for investment fund inflows for…
ICP008 - European Central Bank Big Bazooka
Jan 22, 2015 • 9 min
The European Central Bank (ECB) has fired its BIG BAZOOKA, with at least 1.1 trillion euros of quantitative easing due to be injected into the ailing eurozone economy this year and next. What does it mean? Martin explains.
ICP007 - Pensioner Bonds, Inflation & Genetic Testing
Jan 16, 2015 • 22 min
In the latest edition of the Informed Choice Podcast, Martin talks about the new 65+ Guaranteed Growth Bonds from National Savings & Investments, asks why price inflation is falling so quickly and reveals the results of his DNA test from personal…
ICP006 - Simonne Gnessen & Falling Oil Price
Dec 18, 2014 • 31 min
In this episode of the Informed Choice Podcast, Martin interviews Simonne Gnessen of Wise Monkey Financial Coaching and also talks about the falling oil price - what does it mean for investors?
ICP005 - Retirement Income & Value of Advice
Dec 12, 2014 • 19 min
In this episode of the Informed Choice Podcast, Martin talks about why pension providers continue to fail consumers reaching retirement and attempts to quantify the value of a good financial adviser. He also talks about his week, why he missed out on…
ICP004 - Autumn Statement Special
Dec 4, 2014 • 20 min
In this episode of the Informed Choice Podcast, Martin takes a closer look at the main Finanical Planning and investing measures contained in the Autumn Statement. He also recaps his week, talks about being a media IFA and the charity race he…
ICP003 - Justin King, Equity Exposure & Growing Old Without Children
Nov 27, 2014 • 37 min
In this episode of the Informed Choice Podcast, Martin talks to Justin King about Financial Life Planning and their new book - Ready, Steady, Retire! We look at whether you should reduce or increase equity exposure in retirement, and some of the…
ICP002 - Financial Planning Week, Under 30s & Inflation Figures
Nov 20, 2014 • 35 min
In this episode of The Informed Choice Podcast, Martin interviews Sue Whitbread from the Institute of Financial Planning and talks to her about Financial Planning Week 2014. He examines an article in The Telegraph by Alex Proud which claims that,…
ICP001 - Introductions & higher risk investing
Nov 14, 2014 • 14 min
This week on the Informed Choice Podcast was all about making introductions and talking about higher risk investing.