Listen Money Matters - Free your inner financial badass. This is not your father's boring personal finance show.

Listen Money Matters - Free your inner financial badass. This is not your father's boring personal finance show.

www.listenmoneymatters.com
Andrew Fiebert, Matt Giovanisci | Talking about stuff you should know on investing, business, debt, and real estate like: Planet Money, Freakonomics Radio, Dave Ramsey, Tim Ferriss, Reply All, Radiolab, Side Hustle School, Joe Rogan, Fresh Air, Startup
How The Current Economy is Affecting Your Wallet
Aug 13 • 50 min
The media loves to talk about the economy in a broad sense but what does it mean for us individually? We’ll explain how the current economy is affecting your wallet. There are four major economic topics that are generating most of the ink in the past…
How The Hell Does Someone Save Up For a House?
Aug 6 • 53 min
Buying a home is still the American dream for many people but with home prices going up and up, how can you save up for a house without sleeping in your car? With the median home price in the U.S. at $188,900, it seems impossible. How the hell does…
401ks, FOREX, Cash, Rentals, and Leveraged Buyouts: Five Awesome Questions
Jul 30 • 58 min
If you want to know about 401ks, cash, rentals, and leveraged buyouts, we’re covering it with five awesome questions from you. We have awesome listeners, and they send in great questions so from time to time we like to do a five questions episode.…
Big Money Mistakes + Big Changes
Jul 23 • 57 min
When you make big money mistakes, you have to make big changes. We have both for you today, big money mistakes + big changes. If you’ve listened to LMM from the beginning, you’re going to hear a familiar voice today. If you’ve never heard our early…
Live With Money Not For Money
Jul 16 • 48 min
Money is essential, but it shouldn’t consume your thoughts or your life. We should live with money, not for money. This is a podcast about money, but we also believe that money shouldn’t be the most important thing in your life. We have to live with…
Dolla Dolla Bills Y’all: The History and Evolution of Cash
Jul 9 • 49 min
We’re Listen Money Matters, but we’ve never discussed money. Get ready to holla. Dolla dolla bills y’all: The history and evolution of cash. Societies haven’t always used cash to transact business. The evolution of cash is pretty fascinating. The…
The Biggest Financial Mistakes People Make and How to Fix Them
Jul 2 • 61 min
We all make mistakes, but financial mistakes can be especially costly. These are the biggest financial mistakes people make and how to fix them. There are some mistakes you can’t fix, but financial mistakes usually don’t fall into that category. It’s not…
What is an IPO? How They Work and Should You Invest In One
Jun 25 • 51 min
You’ve probably heard the term but might not know what it means. What is an IPO? We’ll explain how they work and whether you should invest in one. There have been so big IPOs in the last decade. Some killed it, and some landed with a thud. We’ll explain…
Bounce Back From a Market Correction With an Opportunity Fund
Jun 18 • 55 min
No one can predict the future but based on past events; a market correction is coming. You need to start preparing for a market correction with an opportunity fund. No one can predict the market but we can try to understand the present and try to make the…
What It’s Really Like To Drive For Uber
Jun 11 • 59 min
Over the past several years, ride-sharing services like Lyft and Uber have made a remarkable splash in cities across the country. These ride-sharing services give users a platform to request a ride from freelance drivers who can get them from point A to…
Do Things That Scale: Starting a Business That Will Take Off
Jun 4 • 63 min
There are only so many hours in a day so you need to build a business that can grow while you’re sleeping, on vacation, or working on your next business. You have to do things that scale when starting a business that will take off. While we are discussing…
A Master Class on Diversification with Adam Grealish
May 28 • 60 min
You’ve heard the term diversification, but you might not know precisely what it means. Turns out it’s more complicated than just owning stocks and bonds. We are going to deep dive and give you a master class on diversification with Adam Grealish. We love…
Out of Control Spending and The Refrigerator Method
May 21 • 49 min
Almost 50% of Americans cannot come up with $400 if they needed it urgently. 1 in 3 Americans has $0 saved for retirement. In the U.S. it seems we’re much better at spending money then we are saving. This spending problem is leaving too many American…
What the F**k Are Annuities?
May 14 • 46 min
Annuities are not exactly transparent, and neither are the people selling them. They are almost always a terrible investment, and when we explain what the f**k are Annuities, you will understand why and stay far away from them. There is so much misleading…
What To Do After a Job Loss
May 7 • 56 min
The worst has happened. Whether their fault, your fault or nobodies fault, you lost your job. We don’t want to make a bad situation even worse by making big financial mistakes. This is what to do after a job loss so you can stay or get back on your feet…
Five Awesome Questions From You
Apr 30 • 54 min
Today we answer five awesome questions from you about LLCs, winning the lottery, budgeting an irregular income, Roth rollovers, and buying quality. We get a lot of questions from listeners, and sometimes they are so good, we want to share them with…
The Truth Behind The 10,000-Hour Rule: How to Become Great at Anything
Apr 22 • 43 min
There is a lot of misinformation about the 10,000-hour rule theory of self-improvement, and it turns out now all 10,000 hours are the same. We delve into the truth behind the 10,000-hour rule and show you how to become great at anything. The 10,000-hour…
How to Buy a House Without Putting 20% Down
Apr 16 • 42 min
Whenever you hear people talk about buying a home, they insist you need a 20% down payment. But there are ways around that. We will show you how to buy a house without putting 20% down. There are some good reasons to put 20% down when you buy a house. But…
28 Tax Deductions You Didn’t Know You Could Write Off
Apr 9 • 65 min
Tax day is coming up fast, and you want to to take advantages of as many tax deductions as you can. You know the typical write-offs, but we found 28 tax deductions you didn’t know you could write off. These are tax deductions that most people will be…
The Scariest 1%: The Impact of Fees in the Long Term
Apr 2 • 55 min
What’s a measly 1%? It’s a lot in terms of fees. We will show you the impact of fees in the long term. Fees can eat into your investments more than you realize and the impact of those fees in the long term can devastate your retirement savings. Active…
The Real Difference Between a Rich Mindset vs. a Poor Mindset
Mar 26 • 77 min
Maybe you are rich. Maybe you are poor. Maybe you have experienced being both at some point in your life. If you haven’t figured it out yet, being rich isn’t all about money. It’s about well-being, abundance, having time, success, and the right mindset.…
Don’t Get Hacked: 9 Ways To Improve Your Online Security
Mar 19 • 77 min
Your whole life is online, and that leaves you vulnerable. You need to lock your stuff up! Don’t get hacked; 9 ways to improve your online security and protect your money. When we think of online security, we usually think about things like our bank…
Money Making Ideas: Smart Ways to Increase Your Income
Mar 12 • 74 min
We could all use some extra money, and there are lots of ways to make it. We found the best money making ideas and smart ways to increase your income. At a certain point, you can’t save any more money; there just isn’t anything left to cut. And really,…
Knowledge is Power: Why Knowledge Is More Valuable Than Money
Mar 5 • 48 min
We are a podcast about money, but even we believe there is something more valuable than money, and that thing is knowledge. Knowledge is power: why knowledge is more valuable than money. The most valuable thing in the world is knowledge. Everything else…
The Amazing Tax Benefits Of An LLC
Feb 26 • 71 min
The two most expensive things in life are taxes and interest, and we want to avoid both. One of the best ways to avoid taxes is by starting a business. Today we will discuss LLC vs S Corp and the amazing tax benefits of having a business. We want to…
Five Awesome Questions From You
Feb 19 • 64 min
LMM loves listener questions. If you’re wondering, other people are too and doing a five questions episodes allows us to reach more of you. Today we have five awesome questions from you. Today we will answer your five awesome questions about individual…
What the F**k are Stock Options?
Feb 12 • 74 min
What the f**k are stock options? Options are one of those personal finance concepts that can be intimidating if you aren’t familiar with it but when distilled down, is pretty straightforward. Our guest today, Kal Zurn, from Sharper Trades will break down…
Where Do You See Yourself in Five Years?
Feb 5 • 63 min
There is nothing more nerve-wracking than a job interview. All those questions and always the dreaded, “Where do you see yourself in five years?” Today we’ll have you navigate the minefield that is a job interview. As we have discussed in our future of…
How The National Debt Actually Works
Jan 29 • 62 min
We hear a lot about the national debt, but many of us don’t really know what it is or how it works. Today we will have an apolitical discussion on how the national debt actually works. The national debt is big boogeyman during election years but how bad…
The Importance of Understanding the US Healthcare System
Jan 22 • 51 min
Our healthcare system is the worst in the developed world, but you can’t opt out of it. Because it affects us all, we’ll discuss the importance of understanding the US healthcare system. Our guest today is here to explain how consumers can take back some…
Free Money: Will Universal Basic Income Be Part Our Future?
Jan 15 • 60 min
Last week we spoke about the future of work when automation wipes out 47% of American jobs. That episode begs the questions, will universal basic income be part of our future? Will free money be the answer to our problem? When the robots steal our jobs,…
The Future of Work
Jan 8 • 61 min
Robots are going to take our jobs. Things are changing faster now than even during the industrial revolution. We have to start planning now because the future of work is changing rapidly. This episode is not meant to scare you. It’s meant to prepare you…
How to Interview and Hire a Financial Team
Jan 1 • 58 min
You can DIY a lot of your financial life, but sometimes you need some help. But you only want to choose the best people when it comes to your money. Today we’re discussing how to interview and hire a financial team. Shannon McLay from Financial Gym is our…
Protecting Yourself From Credit Card Fraud and Identity Theft
Dec 25, 2017 • 40 min
Data breaches have been in the news recently, and the headlines are scary. Today Farnoosh Torabi joins us to discuss protecting yourself from credit card fraud and identity theft. Farnoosh Torabi of the So Money podcast is the Chase Slate Financial…
Cheap Meals: Good Food On A Tight Budget
Dec 18, 2017 • 54 min
Looking for a way to make cheap meals that hit the spot? The shopping trolley is one of the easiest places to cut spending. Here is our ultimate guide to saving money on groceries and making good food on a tight budget. Most of us spend too much on food.…
Understanding Financial Bubbles
Dec 11, 2017 • 64 min
There are a lot of personal finance terms thrown around that many of us don’t understand so when we hear them, we just nod and smile. But LMM is all about education, so we’re going to devote this episode to understanding economic bubbles. Our episode a…
How To Retire: What To Do With Your Time And Money
Dec 4, 2017 • 67 min
We spent years accumulating money for retirement, but when we finally get there, it’s all about decumulation, counting down your money. Learn how to retire and what to do with your time and money. We talk a lot about early retirement, but today we’re…
The BRRR Strategy: How Cash Out Deals Work
Nov 27, 2017 • 51 min
We’ve covered many of the basics about rental property, and now we’re going to go deeper. We will explain the BRRR strategy and how cash out deals work. Rental property is LMM’s favorite form of passive income. But if you want to maximize your real estate…
This Financial Life With Anna: The American Dream Program
Nov 20, 2017 • 44 min
Do you want to buy a home but think it’s out of reach? You may be eligible for the American Dream Program which can help you buy a home for just a few thousand dollars down instead of a 20% down payment. We know a lot about personal finance, but we can’t…
Getting Rid of the Victim Mentality
Nov 13, 2017 • 70 min
Today we’re joined by Wes Chapman, founder of A Human Project. Wes shares his story and tells us how getting rid of the victim mentality can bring us greater success. Wes is the founder of A Human Project, an organization that incubates creative, scalable…
Five Awesome Questions From You
Nov 6, 2017 • 52 min
We get a lot of great questions from listeners and readers. And if one of you asks a question, dozens of other people have the same question. In order to reach you all, we like to do five questions episodes. So here they are, five awesome questions from…
The Art of Meaningful Conversation
Oct 30, 2017 • 62 min
Small talk only gets you so far. If you want to improve your career, your relationships, and your life, you have to move past small talk to something deeper. Today we interview two experts on the art of meaningful conversation. Mollie Kinsman Khine and…
The Newbie’s Guide To Bitcoin and the Cryptocurrency Market
Oct 23, 2017 • 72 min
What even is cryptocurrency? Some kind of dog coins and bits of coins or something. I don’t know so if you don’t either, we can find out together because this episode is the newbie’s guide to the cryptocurrency market. What is Cryptocurrency? Money has…
Lessons Learned Investing in Rental Properties
Oct 16, 2017 • 58 min
Allison Karrels has been investing in rental properties for several years. She is back to explain lessons learned investing in rental properties. Allison has been our rental property expert for many years. She currently owns nine properties so she has a…
What The F**K Are Commodities
Oct 9, 2017 • 56 min
What the f**k are commodities? After dozens of episodes this is our first on the topic so for all of us who don’t know, today we are going to find out. Carley Garner, author of Higher Probability Commodity Trading, joins us today to teach us all about…
Retire Happy – Optimize Your 401K Account With Blooom
Oct 2, 2017 • 63 min
We’re joined by a previous guest. Chris Costello joins us to talk about how to retire happy when you optimize your 401K account with Blooom. For many Americans, their 401k’s are their primary or maybe only, retirement account so we need to get the most…
The Debt Free, One Year College Alternative At MissionU
Sep 25, 2017 • 43 min
We’re very excited to have found this guest and bring him to you. Today we’re joined by the founder of MissionU, Adam Braun, to discuss the debt free, one-year college alternative. We have covered the problem of student debt many times and we are always…
Invest or Pay Off Debt? That is the Question.
Sep 18, 2017 • 39 min
There are a lot of questions in personal finance but maybe the biggest is invest or pay off debt? That is the question today. This is the question we get at LMM most often. What should I do first, invest or pay off debt? Today Andrew has done the math.…
10 Real Estate Investor Commandments
Sep 11, 2017 • 36 min
There are a lot of rules when it comes to real estate but there are ten that should never be broken. These are 10 real estate investor commandments. This is real estate month so we want to cover some of the most important rules to follow if you want to…
This Financial Life With Broc
Sep 4, 2017 • 52 min
It’s been awhile since we did a this financial life episode. Today we have this financial life with Broc. Some of our this financial life guests were just getting their financial footing and we got to learn along with them. Broc is doing pretty much…
Dear Debt, It’s Over. We Need to Break Up.
Aug 28, 2017 • 63 min
As we continue our back to basics series, we’re going to talk about debt. We interview the founder of the blog, Dear Debt, We Need to Break Up. Melanie Lockert of Dear Debt who paid off $81,000 in student loan debt joins us to discuss all things debt…
Five Awesome Questions From You: Mortgage, Credit Cards and Retirement
Aug 21, 2017 • 54 min
We haven’t done a five questions episode for awhile. Here are five awesome questions from you about mortgages, credit cards, and retirement. Your questions about mortgage rates, side hustles, rental properties, and analyzing individual stocks. Question…
Key Factors to Finding the Perfect Rental Property Neighborhood
Aug 14, 2017 • 58 min
The most important thing in real estate is location, location, location. Today we discuss the key factors to finding the perfect rental property neighborhood. Zach Evanish from Roofstock joins us to discuss what factors to consider when choosing a rental…
Know Your Worth With Adrian Granzella Larssen
Aug 7, 2017 • 62 min
Are you being paid what you’re worth? How can you find out what you’re worth? None of us deserve to be undervalued so we will tell you how to know your worth with Adrian Granzella Larssen. Do you think you are being paid what you’re worth? How do you know…
The U.S. Financial Diaries with Jonathan Morduch
Jul 31, 2017 • 55 min
Much has changed for the average American family from a financial standpoint in the last few decades. Much of the advice we receive is outdated in today’s climate. Today we discuss The U.S. Financial Diaries with Jonathan Morduch. Today we discuss the new…
Ready to Learn How To Start Investing? We Think so.
Jul 24, 2017 • 73 min
Many people are afraid to get started investing. Some are scared to lose money, feel they don’t have enough money or it can be due to lack of personal finance knowledge. Investing is not hard and anyone can do it. You can start investing with any amount…
Understanding Rental Property Depreciation and Taxes
Jul 17, 2017 • 57 min
When buying investment properties, most people focus on the cash flow. However, there are greater benefits that are sometimes overlooked – rental property depreciation and tax benefits. It can get complicated but we want to lay it all out for you. Rental…
How to Spend Your Money with Farnoosh Torabi
Jul 10, 2017 • 66 min
We’re going back to basics. Today we will discuss how to spend your money with Farnoosh Torabi. Some of you are OG LMM listeners, but we gain new listeners every day. For those new to the podcast, we want to spend this month teaching essential money…
The Subtle Art of Not Giving A Fuck with Mark Manson
Jul 3, 2017 • 61 min
How many fucks do you give? Too many? If it’s more than one, today we will learn the subtle art of not giving a fuck with Mark Manson. Big News! Before we get to the show, Andrew made a big announcement. After years of hard work, he quit his day job to do…
Choosing The Best Rental Property Management Company
Jun 26, 2017 • 58 min
Owning rental property doesn’t have to mean being a hands-on landlord. What you need to know when choosing the best rental property management company. If you’ve been an LMM listener for awhile, you know that rental property is one of the best sources of…
How To Live In A Van (And Do What You Love)
Jun 19, 2017 • 61 min
Ever dreamed of living in a van down by the river? Our guests actually do. They’ll tell us how to live in a van and do what you love. You hear about people who decide one day just to give up the 9-5 life most of us live to do something different, and…
Rewrite Your Money Story With Belinda Rosenblum
Jun 12, 2017 • 63 min
Break old money habits and change your mindset around money. Today we rewrite your money story with Belinda Rosenblum. We all have preconceived notions around money, many of them unconscious. If we can tease those notions to the forefront, we can conquer…
22 Life Changing Lessons From Warren Buffett
Jun 5, 2017 • 57 min
The Oracle of Omaha is a font of wisdom. He is perhaps the most successful investor in history. So he knows a lot of lessons we can all benefit from. Here are 22 life-changing lessons from Warren Buffett. Warren Buffett quotes are almost as good as Yogi…
Five Awesome Questions From You
May 29, 2017 • 49 min
Sometimes we get awesome questions from our listeners and we like to do an episode around them. Today we have five awesome questions from you about 401k loans, side hustles, student loan interest rates, buying a home and early retirement. Today our five…
Put Your Financial Adult Pants On
May 22, 2017 • 52 min
The future is creeping up on all of us. If you’ve been avoiding thinking about it, it’s time to get serious about retirement and your goals. We know its hard but it’s time for some financial adulting. The Future Happens With Or Without You Some of us put…
Stop Wasting Money Already
May 15, 2017 • 51 min
All of us have spending leaks, money we spend that we shouldn’t. Stop wasting money already! We’re getting back to basics. While you were all busy investing in real estate and monitoring your portfolios, you’ve been steadily wasting money. We’re all…
Getting Financially Naked With The Broke Millennial
May 8, 2017 • 83 min
Money is almost as taboo a subject as sex and arguably, just as important in a relationship. But too few people bring it up. Today we are getting financially naked with the Broke Millennial. We continue with Money May. Erin Lowry of the Broke Millennial…
Need Some Money Motivation?
May 1, 2017 • 47 min
No matter what your financial goals are, sometimes reaching them can feel like a slog. Do you need some money motivation? We got you. This is Money May and we’re going back to the basics. We are going to motivate you to take action, to stop making excuses…
Make Your Kid A Money Master With Eva Baker
Apr 24, 2017 • 52 min
Good personal finance habits start young. Today you’ll learn how to make your kid a money master with Eva Baker. Our children don’t get much personal finance education in school so it’s up to parents to provide that education. There are things we can do…
Master the Decision Making Process With Matt Bodnar
Apr 17, 2017 • 57 min
Do you hate making a decision? Sometimes the fear of making a decision means we miss out on a good opportunity. Today we will get you off the fence and show you how to master the decision making process with Matt Bodnar. We make dozens of decisions every…
Wealthsimple Review – A Chat with CEO Michael Katchen
Apr 10, 2017 • 47 min
We love robo-advisors, and lots of other investors do too. But admittedly, robo-advisors are missing that personal touch some investors prefer. We found the best of both worlds in Wealthsimple. This is our Wealthsimple review along with a chat with CEO…
Monetizing Your Passion and Building Your Business
Apr 3, 2017 • 59 min
Lots of us dream about turning our passion into a money-making business, and it can be done! In our on-going series about starting an online business, we discuss monetizing your passion and building your business. Remember, our goal is to earn at least…
What You Need to Create a Simple One Page Business Plan
Mar 27, 2017 • 65 min
Part of starting a business is having a business plan. It doesn’t have to be complicated. We’ll discuss creating a simple one page business plan. A business plan can be a scary term conjuring images of thirty-page documents. But it doesn’t have to be that…
Lifestyle Business vs. Growth-Minded Business
Mar 20, 2017 • 63 min
If you want to start a business what kind do you want it to be? There are two competing business philosophies: lifestyle business vs. growth-minded business. Lifestyle Business A lifestyle business isn’t intended to make the owner tons of money. The goal…
How to Build a Business With Corbett Barr
Mar 13, 2017 • 69 min
We’re continuing online business month with an interview with Corbett Barr on how to build a business Fizzle Andrew and our original co-host Matt met through Fizzle. Fizzle is a community and video training library for entrepreneurs. There are 40 courses…
The Case for Online Businesses
Mar 6, 2017 • 54 min
We want to motivate all of you to get started creating online businesses. The idea is that with part-time, but a focused effort, in one year you can build an online business that earns $1,000 or more per month. Economic Changes It’s not undocumented…
Fearless Salary Negotiation Tips With Josh Doody
Feb 27, 2017 • 70 min
When it comes to getting a raise, most of us could do better. Today we talk fearless salary negotiation tips with Josh Doody. Many people are afraid to negotiate be it for a raise or a salary offer for a new job. Josh’s approach is to follow a process…
The Science of Resourcefulness
Feb 20, 2017 • 46 min
How resourceful are you? When we harness the science of resourcefulness, we can achieve great things in our personal, professional, and financial lives. Author Scott Sonenshein joins us to discuss his new book on resourcefulness. Scott Sonenshein is the…
This Financial Life With Brian
Feb 13, 2017 • 44 min
On This Financial Life episode, the guys chat with Brian, a long time fan of the show. They talk about his finances, mortgage, and debt over a cold one. Here’s the scoop. He and his wife are new first-time home buyers and live in the Philly area. They…
How to Land a Job With Mark Fiebert
Feb 6, 2017 • 57 min
Finding the perfect job is a daunting task. You send out tons of resumes, create custom cover letters, go on interviews, anxiously wait for a call and then end up not getting an offer. Rinse and repeat. It can be incredibly frustrating when you send out…
Five Questions: Debt Month
Jan 30, 2017 • 37 min
Holiday spending hangovers make January a debt month for some of us so we are bringing you five questions on how to deal with debt. Question One Hey Andrew, I just started listening to the podcast recently and I’m enjoying the wide range of topics. You…
The Cost of Money – Why You Should Refinance Your Debt
Jan 23, 2017 • 52 min
If you currently have debt there are ways to make it less expensive. Today we will discuss why you should refinance your debt. Refinance: The Simple Definition Just to make sure we’re all on the same page from the start, let’s define what it means to…
How to be Lazy and Pay Off Your Debt
Jan 16, 2017 • 52 min
Most Americans have debt, and it haunts them people for years. That’s because 29% of people only make the monthly minimum payment on debt with super high-interest rates. Just like tackling any other goal, you need the plan to pay off your debt fast. Today…
Debitize Review – How to Get the Perks of a Credit Card Without the Pain
Jan 9, 2017 • 35 min
We use credit cards to buy everything these days- groceries, drinks with co-workers, cat beds, gum, sweater vests and all the other things that make us happy. Then the end of the month rolls around. Your bill comes, and you come to the dreaded realization…
The Importance of Good Credit and How to Take Advantage
Jan 2, 2017 • 59 min
For the month of January, Listen Money Matters is getting back to the basics with a month focused on the debt and the importance of credit. Over the course of the month, the guys will cover the fundamentals of credit, debt reduction plans and talk to an…
Killing It- A Chat With Sheryl O’Loughlin
Dec 26, 2016 • 47 min
No one ever said being an entrepreneur was easy, but what a many people don’t know are the psychological struggles like depression and anxiety that also come with it. Every day, even sometimes every hour, there are ups and downs causing a constant battle…
Are You Financially Ready For The New Year?
Dec 18, 2016 • 46 min
Yep, it’s time of the year again for New Years Resolutions to kick-in and for many of us, that means getting your finances in order. Are you financially ready for the new year? As we slowly approach the new year, it’s a great time to financially prepared…
Five Questions: Debt, Real Estate Investing and Freelancing
Dec 12, 2016 • 47 min
This week the guys tackle five questions from the audience on debt, real estate investing and freelancing. Question one: Hi, Andrew, Tom, and Laura, I think an important, and sorely needed topic is finance for freelancers. And not even those who use…
Types of Budgets: What Is Your Budgeting Style?
Dec 5, 2016 • 55 min
Budgeting sucks. No one really wants to do it. It’s hard to stick with, it’s a chore to review it every month and it makes you feel like crap when you spend way too much on lattes. But, you’re an adult so you need to do it. There are a few types of…
Getting Fit at The Financial Gym
Nov 28, 2016 • 52 min
Today on the show the guys talk with Shannon McLay, a financial planner, author, blogger, and podcaster. She left her traditional financial services job to start her own company, The Financial Gym in NYC – a fun, judgment-free space where you can talk…
Buy Low, Sell High: How to Make Money With Retail Arbitrage on Amazon and Ebay
Nov 24, 2016 • 44 min
Want to make a little money on the side? You can use that old chestnut of ‘buy low sell high’ to your advantage. There are a ton of people making money selling on Amazon and eBay using retail arbitrage. If you want to learn how to make money selling on…
Closing The Wage Gap With Allegra Brantly
Nov 21, 2016 • 52 min
The wage pay gap between men and women has been a major focus of attention. In 2015, full-time female workers made only 80 cents for every dollar earned by men. We have all heard the stats, many times, yet still, the gap has barely moved in last decade.…
Building a Multi-Family Empire With Eric Bowlin
Nov 14, 2016 • 53 min
Today the guys talk to Eric Bowlin, a successful multi-unit real estate investor from Texas about how he created his real estate empire by the age of 30. He accidentally got into real estate back in college when he and his wife decided to buy a house near…
Personal Finance for Veterans
Nov 7, 2016 • 50 min
Veterans financial challenges are different from those faced by civilians. Too many come home from service with a lack of knowledge on how to handle their personal finances. Many also struggle to find jobs and need some guidance on how to navigate their…
The Laws of Wealth – A Chat With Daniel Crosby
Oct 31, 2016 • 62 min
Emotions impact every financial decision we face and sometimes it causes us to make choices out of fear or greed. Today on the show the guys talk to Dr. Daniel Crosby, a psychologist, behavioral finance expert and asset manager. He is the co-author of the…
Five Questions: Windfalls, Real Estate and Building Credit
Oct 24, 2016 • 41 min
This week the guys tackle five questions from the audience on windfalls, real estate, and building credit. Question One First off, let me start by saying I’m loving the Investment Property series you guys are doing. I totally want to get into this, just…
For the Love of Money – A Chat with Sam Polk
Oct 17, 2016 • 48 min
How would you feel if you made $3.75 million in bonuses a year? It hard to imagine but our guest has done it. And he wrote a book about it! Today we have a chat with Sam Polk, author of For the Love of Money. For most people, that amount of money would be…
This Financial Life With Corey
Oct 10, 2016 • 43 min
We like to check in with our listeners and see how their financial life is going. Today we will take a look at This Financial Life with Corey. We will show him how to make more money by starting a music teaching business. Corey lives in the Boston Area,…
Budget Categories: Setting Them Up Without Losing Your Sanity
Oct 9, 2016 • 32 min
You have a budget, great! But what about your budget categories? Setting them up without losing your sanity can be a tall order. Having a budget is only the first step. You need to set up budget categories that are detailed enough to show you where your…
A chat with Bill Harris the CEO of Personal Capital
Oct 3, 2016 • 55 min
Personal Capital is a free service that allows you to track all of your investments in one place. Read on for our Personal Capital review and why we recommend you add it to your financial toolbox. I remember going into a Travel Agency with my mom to plan…
Buying a Rental Property, Assembling the Team and Reducing Risk
Sep 26, 2016 • 69 min
Buying a rental property is fun, but it certainly needs to be done with care and a ton of research. Since a rental property is a long-term investment, you want to make sure you review all considerations. You are putting a lot of money into a property for…
Borrowing Against Your 401K: A Loan From Your Future Self
Sep 21, 2016 • 34 min
Thinking about a 401k loan? A 401k is meant to fund retirement, but you can withdraw money from it earlier. There can be negative consequences if you borrow from your 401k but they are not as dire as we have been led to believe. Using the money to make or…
Inside Roofstock - The Rental Property Marketplace
Sep 19, 2016 • 58 min
Does Roofstock live up to their promises? In our Roofstock review, we dig into their selection of turn key rental properties and put our money on the line to find out. I’ll admit, I’ve been obsessed with rental properties for a few months now. It took me…
How to Calculate Rental Yield So You Can Make a Smart Investment
Sep 12, 2016 • 55 min
This week the guys get nerdy about the numbers and chat about how to calculate cash on cash return to see if a property will be a smart investment. Is This a Good Investment? If you’ve been talking about buying a rental property with friends and family,…
How to Move to a New City
Aug 29, 2016 • 45 min
Whether you are looking to move to Denver or Denmark, there are a lot of things you need to take into consideration before moving to a new city. When you are moving to a new city, everything is new and exciting, but it can also be a little scary.…
Starting a Franchise With Laura Novak
Aug 22, 2016 • 53 min
If someone told you they were starting a franchise, what would be the first thing that came to mind – Mc Donalds, Chick-Fil-A, 7 Eleven? When you start to look into the world of franchises, you’ll be surprised at what you’ll find. These days they come in…
How to Create and Prioritize Your Financial Goals
Aug 15, 2016 • 45 min
Should you start an emergency fund or save for retirement? Pay off debt or start investing? Everyone will give you different advice, and it can get confusing. It’s hard to know how to prioritize your financial goals. Personal finance is personal, so there…
10 Years of Small Business Tips
Aug 8, 2016 • 54 min
Becoming an entrepreneur is not for the faint of heart. Running and growing a business can be challenging – that’s why about 90 percent of all new businesses fail. Since the odds are stacked against you, it takes hard work and perseverance to achieve…
Stop Living Paycheck to Paycheck
Aug 1, 2016 • 43 min
Your paycheck gets deposited, groceries purchased, bills paid, and then you’re broke again until the next payday. That is the story for almost half of American households, and the vicious cycle is hard to break. It won’t be easy, but you can stop living…
Get Focused – Do More of What Matters
Jul 25, 2016 • 40 min
This episode was inspired by a tweet we received from one of our listeners Alexa who asked, How many side hustles are too many? She has been working on a few things that she loves and was questioning if she should just focus on one and ditch the rest for…
Five Questions – Lending Club, Green Mutual Funds and Having Fun
Jul 18, 2016 • 49 min
We love to answer questions from our listeners, and sometimes we make a whole episode around it. Today we answer five questions about drinking on the job, Lending Club, borrowing from family, green mutual funds, having fun, buying a first home, Bonus…
Preparing Financially For Parenthood
Jul 11, 2016 • 42 min
Becoming a new parent is a wonderful life experience, but it also comes with a ton of work, sleepless nights and some financial stress. Today the guys talk to Kim Palmer, mother of two and author of Smart Mom, Rich Mom about how to build wealth while…
Habits For Independence
Jul 4, 2016 • 38 min
Happy 4th of July! While you are watching fireworks, remember how much hard work and dedication it took the founders of the United States to declare independence. It takes the same effort and dedication when it comes to financial independence. These are…
10 Lessons in 100 Episodes
Jun 27, 2016 • 43 min
Season two of Listen Money Matters has officially reached 100 episodes. Thomas and Andrew have learned so much from each other and from the excellent guests we’ve had on the show. Today the guys discuss the top 10 things they have learned in 100 episodes…
Manage Your Family Like a Business
Jun 20, 2016 • 48 min
Growing your wealth is not just about keeping up with your budget and investing some money in the stock market. To achieve financial independence, you need to have a solid plan, and that starts with better decision making. Today on the show the guys talk…
Selling Wholesale On Amazon With Edward Lichstein
Jun 13, 2016 • 64 min
Ever wonder how to people make money selling wholesale on Amazon? Andrew trawled Quora and found someone to teach us how to do it. Eddie Lichstein has been in the e-commerce business for 13 years selling wholesale on Amazon. He has always been a car nut…
Diversify with Online Real Estate Investing
Jun 6, 2016 • 62 min
When it comes to real estate, breakaway success is found at scale, and Fundrise’s goal is to scratch that itch. Does the Fundrise platform stand up to the hype? That’s what I was determined to find out. I’ve always been a do-it-yourself investor –…
Take The Emotion Out Of Buying Stocks
May 30, 2016 • 52 min
Emotions have no place in investing. You rely on cold, hard data to make investing decisions. Today we’ll talk about ways to take the emotion out of buying stocks with the founder of Simply Wall Street. We interview Al Bentley, wind-surfer, CEO and…
Five Questions: Profit Sharing, Tradelines, 403B’s
May 23, 2016 • 50 min
We get a lot of listener questions, and sometimes we get the same question several times. When that happens, we know a five questions episode is in order! Today we bring you give questions on profit sharing, tradelines, 403Bs, 401ks, and paying off debt.…
Make Money On Amazon Using Retail Arbitrage
May 16, 2016 • 51 min
There are many ways to make money on Amazon, and retail arbitrage is one of them. I know, it sounds pretty badass. We’ll teach you how it’s done. We have Jessica and Cliff from The Selling Family on the show to talk about their experience using FBA to…
What the F**k is Tax Loss Harvesting
May 9, 2016 • 52 min
Tax loss harvesting is a term you’ve probably heard but don’t know what it means. It may seem obscure, but it’s a good weapon to have in your investing arsenal. So just what the f**k is tax loss harvesting? Dan Egan, the Director of Behavioral Finance at…
The Broke-Ass Bride Guide to Beautiful Party Without Blowing Your Wedding Budget
May 2, 2016 • 44 min
While weddings are a wonderful way to celebrate the love between two people, it can come with a hefty price tag. But it doesn’t have to. You can have the wedding you want without going broke. I did. Here’s how beautiful party without blowing your wedding…
The Anatomy of a Real Estate Deal
Apr 25, 2016 • 43 min
The process of buying or selling real estate can be intimidating and overwhelming to both the first-time and experienced buyers. Today we talk to our agents, Dean and Gerard from GD Group Moves Real Estate in Hoboken, NJ about the anatomy of a real estate…
Five Questions- Retirement Funds, Savings Bonds and Budgeting
Apr 18, 2016 • 46 min
The guys tackle five great listener questions today. For full answers listen to the episode below. Question One Longtime listener, quick question. I currently put about 25% of my income toward my betterment retirement fund. I rent now but eventually would…
Developing A Business Tax Strategy With Diane Gardner
Apr 11, 2016 • 46 min
Small businesses are a big part of our country’s economic growth, so you would think the government would make starting a business as easy as possible. Of course, this is not the case. If you need a business tax strategy- listen up. You might think coming…
Better Know A Millionaire With Matt Shoup
Apr 4, 2016 • 36 min
It’s been a while but we are back with our Better Know a Millionaire segment and today the guys talk to an entrepreneur, speaker and house painter Matt Shoup. Matt has an incredible story from being six figures in debt to becoming a millionaire. There…
How To Quit Your Job And Actually Start A Business
Mar 28, 2016 • 42 min
You often hear “overnight” success stories when it comes to people who have quit their jobs to start a business, but it doesn’t happen that way. It takes a lot of work and planning to get there. If you’re fed up with the 9-5 grind, you may have considered…
Dan Green: Life is a Negotiation
Mar 21, 2016 • 31 min
Dan Green is an expert negotiator. He joined us on an early podcast. Whether you want to land that deal or get that raise, Dan will teach you how to do it. Dan’s favorite tool is something he calls the Four P’s; purpose, product, people, and process. If…
Five Questions- Down Payments, Debts and IRA’s
Mar 14, 2016 • 50 min
Our listeners send in some great questions, and today we are going to tackle five of them. We answer five questions about down payments, debts, IRAs, 401k fees, and investing during a chaotic period in the stock market. You asked, and we answered your…
Inside Wealthfront with CEO Adam Nash
Feb 29, 2016 • 80 min
What features do novice and experienced investors get from Wealthfront? How does Wealthfront stack up against the other Robo-Advisors and what sets them apart? We’ll be answering these questions and more in our Wealthfront Review. Luckily (or skillfully)…
Money History: The Creation Of Money
Feb 22, 2016 • 35 min
We all need and use money nearly every day of our lives but do you know where it comes from? Today the guys cover payment history, the creation of money and how it affects our economy. The IOU Economy You can’t talk about the creation of money without…
How to Make Money in the Sharing Economy with Glenn Carter
Feb 15, 2016 • 51 min
Everyone wants to make money, it’s usually what turns people on to personal finance. Today we’re going to teach you how to make more money in the sharing economy – on your own terms. Uber brought this concept mainstream and as a result, it’s sometimes…
Do I Need Life Insurance?
Feb 8, 2016 • 59 min
We have all asked ourselves at some point, do I need life insurance? You’re young and healthy, nothing is going to happen to you, right? Sorry to be a debbie downer, but the reality is anything can happen to you at anytime. Will someone suffer financially…
Change Your Mindset: What’s Possible VS. What’s Needed
Feb 1, 2016 • 44 min
Whether you believe it or not, we have all heard the age old saying money can’t buy happiness, but there certainly is a relationship between your personal finances and your happiness. Maybe it’s time to change your mindset. People who earn a more are…
Five Questions- Lotto, Stock Games, APR, Diversification and Student Loans
Jan 25, 2016 • 48 min
It’s been too long since we’ve done a five questions episode. Today we talk about lotto, stock games, APR, diversification, and student loans. Five questions are back! We answer questions we get through e-mail and the LMM Community. 1. What would you do…
Mobile Home Investing With Jefferson Lilly
Jan 18, 2016 • 57 min
Real estate investing has become a bit of a theme at LMM lately. Today we’re joined by Jefferson Lilly to discuss mobile home park investing. You might be considering investing in real estate, but you’re probably thinking of buying single family homes or…
Replace Your Income With Wholesale Real Estate
Jan 11, 2016 • 66 min
Natali Morris mentioned her real estate investments and we wanted to learn more. Today Clayton Morris joins us to explain real estate wholesaling. We were intrigued when Natali talked about buying a rental property for $10,000 and wanted to understand the…
Figure Skating and 2016 Goals
Jan 4, 2016 • 37 min
It’s the time of year to reflect on the past twelve months and set goals for the new year. What does figure skating have to do with it? Tune in to find out. At LMM we prefer the word “goals” to “resolution.” Resolution has almost come to mean failure in…
Level Up Your Life With Steve Kamb
Dec 21, 2015 • 68 min
Want to level up your life? Steve Kamb from Nerd Fitness joins us to discuss turning your life into a game. We’ve discussed the ways being physically fit and financially fit are similar. Steve Kamb learned that when he started Nerd Fitness. His health…
How To Turn Your Family Into A Profitable Business With Natali Morris
Dec 14, 2015 • 56 min
Look at your family, just sitting there costing you money. Slackers should be making you money, pulling their weight! We found a way to do it. We will show you how to turn your family into a profitable business with Natali Morris. Incorporate Your Family…
How to Actually Save Thousands on Your Mortgage
Dec 7, 2015 • 69 min
Adam Carroll joins us to discuss how to actually save thousands on your mortgage with home equity lines of credit. When we interviewed Adam for our new Rich Tips series, he mentioned how he is paying off his mortgage years ahead of schedule and saving…
Roger Whitney: Invest In Yourself To Build Wealth
Nov 30, 2015 • 23 min
Roger Whitney is the retirement answer man. He’s going to tell us about one of his favorite books and some of the tools he loves. Roger shares his budgeting strategy and tells us his secret to a happy marriage. And Roger hits us with a rich tip that is…
How To Buy A Business With Ace Chapman
Nov 23, 2015 • 44 min
Ace Chapman joins us to explain how to buy a business. Something he’s been doing for sixteen years and it’s made him a millionaire. Ace was on the usual college path when the opportunity to buy a business fell into his lap. He was playing with an online…
Econ 101: Inflation and the Economy
Nov 16, 2015 • 54 min
Our listener Eric has made an appearance in the past to school us on bonds. Today he’s back to teach us about inflation. What Is Inflation? Economic concepts can be broken down into the micro and the macro. Micro looks at the smaller picture concerning…
Uninvested: Understanding the Pitfalls of Wall St
Nov 9, 2015 • 45 min
Today we interview Bobby Monks and Justin Jaffy about their book, Uninvested and understanding the pitfalls of Wall Street. Bobby Monks calls himself a “chronic entrepreneur” and as such, understands the dirty dealings happening on Wall Street and how…
Listen Emotion Matters with Joan Sotkin
Nov 2, 2015 • 51 min
Today we interview Joan Sotkin of Prosperity Place, who approaches money in a holistic way. Because listen, emotion matters when it comes to money. Joan’s Story Joan comes from a family of compulsive debtors. She was born in 1940, a time when women’s…
Budgeting For A Lifestyle Change
Oct 26, 2015 • 43 min
You may have a budget but what if you have a big life change? Move cities, have a baby, buy a home. Budgeting for a lifestyle change can make or break you. You got the new job in a new place, your family grows, you need to care for a parent. Your old…
How To Negotiate With Skill, Not Force
Oct 19, 2015 • 58 min
Learning how to negotiate is not just a nice to have skill – it’s critical. Everything from your salary to your purchases to even your relationship requires it. Here we break it down for you and give you the knowledge you need to hit the ground running.…
Launching a Successful Kickstarter Campaign with Chez
Oct 12, 2015 • 58 min
Have you ever thought about starting a Kickstarter campaign? We interview Chez Brungraber about how she did it for her travel bag. It takes some doing to get people to give you money for something that doesn’t yet exist. Chez tells us how she did it.…
Five Questions-Minimum Wage, Lending Money, Debt
Oct 5, 2015 • 56 min
We haven’t done a Five Questions for awhile! We’re back to answer your questions about minimum wage, lending money and debt. We get a lot of questions and if one of you is wondering, more of you are wondering. How can you get by on minimum wage? Well,…
Choosing Individual Investments with Jay Yoon of Instavest
Sep 28, 2015 • 37 min
Today we speak to legendary Instavest investor Jay Yoon. We’ll learn his strategies and add ourselves to his growing number of groupies. When we interviewed Instavest founder Saleem Khatri, he told us about Jay Yoon, their most successful investor. So we…
Retire or Not To Retire with Roger Whitney
Sep 14, 2015 • 51 min
Early retirement sounds ideal but is it always? Retire or not to retire with Roger Whitney, the retirement answer man. Roger believes rather than setting retirement goals, we should set retirement priorities. Not that you shouldn’t have goals. But when…
Wills, Trusts, and Estate Planning with Tyler
Sep 7, 2015 • 44 min
We receive a lot of questions on these topics so we brought in an expert. Today we discuss wills, trusts, and estate planning with Tyler. This is a big topic so we brought in a member of the LMM Community Forums who deals with this for a living. Tyler and…
This Financial Life With Chloe
Aug 31, 2015 • 59 min
Today we welcome Forum member Chloe to discuss her finances. We’ll tell her what she’s doing well and where she needs some improvement. Chloe is a 28 year old nurse who recently got her masters and has been looking for a full time job with benefits. Even…
Thomas Buys A Car: An Addendum
Aug 26, 2015 • 23 min
You spoke and we listened. Here’s some much-needed clarification on the episode that generated some controversy. Here is part two, Thomas buys a car: an addendum.
Thomas Breaks Down How to Buy a Car
Aug 24, 2015 • 46 min
Thomas has debt! He bought a car. Not a new car of course but having recently gone through the process, he’ll share what he learned. Thomas went from a “It gets me from A to B” car person to a person who really likes cars and wants a nice, fast, shiny…
Inside Memphis Invest- Real Estate Investments Without The Mess
Aug 17, 2015 • 50 min
We interview Chris Clothier from Memphis Invest to explain real estate investments without the mess. Collect the rent check while someone else does the dirty work! Passive Income If you’ve listened to LMM for any length of time, you know how much we…
Getting Your Significant Other On Board Financially with Laura Fiebert
Aug 10, 2015 • 62 min
Fights over money are a leading cause of divorce. Andrew’s wife Laura joins us to talk about getting a reluctant spouse on board financially. Laura does a lot behind the scenes for LMM but this is her first time on the show! She was the spender to…
How to Become a Freelance Writer and Quit Your Full-Time Job
Aug 3, 2015 • 40 min
If you are tired of your time and your income being tied together, you might have considered a career as a freelance writer. But can anyone actually make money writing? You can, and I do. I finally quit my full-time gig and now work for myself. I’ll show…
Better Know a Millionaire with Adam Dicker
Jul 27, 2015 • 37 min
We haven’t done one of these in awhile! Better Know a Millionaire is back to see if the other 1% really live that differently to the rest of us. Today we interview millionaire Adam Dicker. Adam made his millions by selling domain names, some for as much…
Teaching Kids About Money with Adam Carroll
Jul 13, 2015 • 47 min
Do you have kids? What are you doing to teach your kids about money? Adam Carroll joins us to talk about teaching your kids the value of a dollar. Adam is one of our favorite guests here at LMM. We first met him to discuss student loan debt. Today he’s…
This Financial Life with Andrew M.
Jul 6, 2015 • 39 min
Today we dissect listener Andrew’s finances. What is he doing right, what is he doing wrong, and what can he do better. This financial life. Andrew is a long time listener and today he shares his financial situation with us to get some advice. Before…
Money Security Tips You Need To Know
Jun 29, 2015 • 60 min
With so much of our personal fiance information floating around the internet, how can you secure your accounts? We’ll give you a few ways to stay safe. Many of us have had some aspect of our life hacked, bank account, credit card, naked photos. You have…
A Beginners Guide: How to Get Started Real Estate Investing
Jun 22, 2015 • 60 min
Most of us are not going to get rich simply from our jobs – we have a limited amount of time for actively working. To reach financial independence, we have to create sources of passive income. Smart real estate investing can bring in big returns and grow…
This Financial Life: Lindsay
Jun 15, 2015 • 56 min
Today we have a This Financial Life episode with listener Lindsay. We break down her finances to see what she’s doing right and where she can use some help. Lindsay is a second grade teacher living in Seattle. We’ll help her get her financial life in…
Finding Your Productivity Sweet Spot
Jun 8, 2015 • 35 min
It’s important to get the most out of your day. But you can take the quest for productivity too far resulting in burn out. Find the productivity sweet spot. During Andrew’s recent burnout, he realized he was taking the need for productivity too far.…
What the F**k is the Federal Reserve?
Jun 1, 2015 • 48 min
Larry Ludwig from Investor Junkie is our guest today to explain what the Federal Reserve is, does, and why you need to know. Put simply, the Fed sets monetary policy and either adds or removes money from the system. There are twelve regional Feds across…
Crowd Sourced Real Estate Investing
May 25, 2015 • 50 min
Today we interview Benjamin Miller from Fundrise. Fundrise is a crowdsourcing site that allows anyone to invest in real estate. Real estate can be a great investment but you need some serious money to do it. Not anymore. Fundrise allows you to invest…
Roll Overs, Horse Races and Backdoor Roth IRA Strategy’s
May 18, 2015 • 62 min
Yeah, backdoor Roth IRA sounds pretty badass – badass but complicated. Many of us have tossed around the idea of having a traditions IRA or a Roth but what if you can have the best of both worlds? There are not many times in life that allow us to have our…
A Review of Our Favorite Robo Advisors with Investor Junkie
May 11, 2015 • 42 min
What is a robo advisor and should you use one? Larry Ludwig from Investor Junkie joins us to tell us what we need to know. A robo advisor is an on-line money management service that uses automated algorithms to give investment advice. It takes humans out…
Getting Schooled On Bonds
May 4, 2015 • 51 min
A few months ago we did an introduction to bonds episode. We wanted to get a little deeper into the topic and a listener, Eric, agreed to help us out. As you heard in the disclaimer, this is a complex topic. Stick with it though, it will all make sense by…
Obama Care Health Insurance For The Self Employed
Apr 27, 2015 • 25 min
Obama Care has made health insurance accessible to more people but it’s confusing to navigate. Thomas will tell us his story of signing up. Having wider access to health insurance is great, but you still have to go through the process of picking a plan…
Burnt Out: What To Do When You’ve Had Enough
Apr 20, 2015 • 38 min
Being completely burnt out can happen to the best of us and it is not uncommon. Especially for vacation deprived Americans. But we can’t all quit and go live on the beach. So we have to recover somehow. You can bounce back. A break and a few deep breaths…
5 Questions: Home Equity Loans, Student Loans, and Mortgages
Apr 13, 2015 • 29 min
Today we’re answering listener questions. Student loans, home equity loans, over paying your mortgage and a day in the life of a data engineer. We love to answer your questions on the podcast. If you are wondering, odds are someone else in the audience…
The Anatomy of a Well Balanced Portfolio
Apr 6, 2015 • 43 min
Balance is important in all aspects of life, including your financial portfolio. Find out what well-balanced means when it comes to your portfolio. What makes up a well-balanced portfolio? Andrew breaks it down for us. Part of it depends on your age. The…
This Financial Life with Sylvain
Apr 3, 2015 • 35 min
Today we break down listener Sylvain’s financial life. What is he doing right, what is he doing wrong, and what could he be doing better? Our This Financial Life series is back. One of our listeners lays out his financial picture for us and we critique…
5 Questions: Bonds, Interest Rates, and Retirement
Apr 1, 2015 • 45 min
We haven’t done a five questions for awhile. Today it’s back! Andrew and Thomas answer five questions submitted by our listeners. Today we answer questions about bonds, interest rates, and one of our favorite subjects, retirement. 1. If you’re young and…
Paying Off Student Loans With Sofi
Mar 30, 2015 • 39 min
There is $1.2 trillion of outstanding student loan debt in the US; the average balance is $29,000. Interest rates vary widely for student loans, but if you have a loan with an interest rate of 6-8%, that is too damn high! Are you one of the 40 million…
FeeX: Destroy Hidden Fees with Uri Levine
Mar 27, 2015 • 25 min
We are anti-fee at LMM whether they be bank fees, credit card fees, or investing fees. Uri Levine from FeeX joins us to discuss avoiding investing fees. You probably go out of your way to avoid having to pay a $3 ATM fee but you might be losing much, much…
Being a Successful Penny Stock Trader with Timothy Sykes
Mar 25, 2015 • 42 min
What is a penny stock? Can they make you rich? Well, it worked for our guest Timothy Sykes who turned $12,000 into $4.2 million by trading them. Timothy took his bar mitzvah money and started trading penny stocks against his parent’s wishes. What they…
College Savings Accounts -Leveraging 529 Plans
Mar 23, 2015 • 23 min
College costs are rising. If you have kids and want to help them pay for college, the earlier you start a 529 Savings Plan, the more it will grow. Kathryn Flynn from Saving For College will explain the fine points. A 529 Plan is like a retirement account…
How to Decide If You Should Go to Expensive Business Conferences
Mar 20, 2015 • 39 min
Attending a business conference can be a great way to network. But if you work for yourself, you have to pick up the tab. When it is worthwhile to do so? Going to a conference can be fun and productive, especially if it’s being held in a great city. But…
When To Invest and When to Just Save
Mar 18, 2015 • 36 min
At LMM we bang the drum loudly in favor of investing over saving. But are there times when it’s better to just save? We’ll find out today. We’ve gotten a lot of questions about when to invest and when to just save so we thought we would dedicate a whole…
The Hidden Costs of Buying a House
Mar 16, 2015 • 45 min
If you’re sick of renting, you might be considering a home purchase. After all, mortgages tend to be cheaper than paying rent — so why doesn’t everyone just stop renting and buy a home? The truth is that buying a house isn’t just a matter of paying the…
How Thomas Traveled to Japan for Cheap
Mar 13, 2015 • 45 min
We’re big proponents of travel here at LMM. Thomas will discuss how he traveled to Japan for less than you might imagine. Travel opens up the world to you in many ways. It can be expensive but it doesn’t have to be. Learn how to do it without breaking the…
How to Prepare Financially for Babies with Stephany Kirkpatrick
Mar 11, 2015 • 43 min
Deciding whether or not to have a baby is probably the biggest decision you will ever make. Today we’ll discuss how to prepare financially for baby. Stephany Kirkpatrick from LearnVest is our guest to discuss the financial aspects of having a baby. Having…
My Name is Bond, Treasury Bond
Mar 9, 2015 • 43 min
We’re talking all things treasury today on Listen, Money Matters. Treasury bills, notes, and bonds. Which, if any should you invest in? Were you given bonds as gifts when you were a kid? It may have seemed like a lame gift at the time but there probably…
The 7 Debtly Sins
Mar 6, 2015 • 52 min
Are you guilty of one of the seven debtly sins? Find out how sinful you are and prepare to repent your sins in the church of Listen, Money Matters. There are seven deadly sins if you subscribe to ancient fairy tales. You can commit those sins in the realm…
What the F**k is Margin?
Mar 4, 2015 • 39 min
We mentioned margin and a previous episode and only touched on it. A lot of you wrote in with questions so we’re doing a whole show to explain what it is. Simply put, margin is borrowing against your investments without selling your investments. You can…
How to Handle Shared Expenses with Roommates
Mar 2, 2015 • 40 min
Living with roommates can be a minefield. Particularly when it comes to splitting shared expenses. Here are a few tips to navigate the situation. One of the best things about roommates is splitting the expenses. But it can also be one of the most fraught…
High Density Fun
Feb 27, 2015 • 34 min
How much real fun do you have compared to not that fun distractions? Those distractions are the reason for your lack of fun. Learn how to get rid of them. Do you wish you had more time to see friends, devote to your hobbies, knock a thing or two off your…
Growing Income with the Success Triangle
Feb 25, 2015 • 37 min
The life success triangle has three parts, learning, value creation, and relationship building. We’ll see how they fit together to help you make money. Thomas came up with this concept for college students and it was the Student Success Triangle. But it…
How to Use Google Finance to Make Sound Investments
Feb 23, 2015 • 35 min
If you want to start buying individual stocks and make your money work for you, Google Finance is a great place to conduct thorough research and learn more about stock investment strategies that will help you reach your financial goals. This article gives…
Playing To Your Strengths With The MBTI Test
Feb 20, 2015 • 42 min
Knowing and understanding your personality type can help in lots of areas of life. Everything from choosing a job to saving money. What type are you? The MBTI, or Myers-Briggs Type Indicator is not one of those Buzzfeed quizzes that tells you which Disney…
Recovering From An Epic Failure
Feb 18, 2015 • 37 min
Ever failed hard? Not stumbled, but lost everything level of failure. How can you begin to recover when you are at rock bottom? Most of us probably won’t hit homeless on the street levels of rock bottom but some of us will have to start over. A new city,…
Paying for College While Attending
Feb 16, 2015 • 49 min
College costs have skyrocketed over the last several years. So unless you want to graduate with crippling debt, you’ll need a college job. Ideally you would spend four years with no obligation other than to study (and party) but not working while in…
How To Use a Credit Card Like A Responsible Adult
Feb 13, 2015 • 50 min
Used properly, a credit card can have all sorts of benefits. Used improperly, it can drag you into bankruptcy. A credit card can be a blessing or a curse. Some people refuse even to touch one. But if you know how to use one, it is a tool like anything…
Should You Start a Side Business?
Feb 11, 2015 • 44 min
We talk a lot about side hustles on the show. Today we’ll discuss if you should start your own side business. A side business can be lucrative and the creative outlet that your 9-5 job isn’t. But it can be a lot of work and time. We’ll break it down so…
Taking Control of Your Job Hunt
Feb 9, 2015 • 50 min
Looking for a job can be a full time job itself. Today we interview Adrian Larssen to learn how to take control of the job hunt process. Searching for a job sucks but there are ways to make it easier and to feel like you have some control of the process.…
Five Questions: Stock Prices, Early Retirement, Morning Routines
Feb 6, 2015 • 48 min
We love answering the questions you all send in. Today we have five questions about IPO stock price, a morning routine, what we wish we knew earlier, where to save a downpayment, and early retirement. Ready to hear what your fellow listeners are wondering…
Creating Mini Habits with Stephen Guise
Feb 4, 2015 • 46 min
Building habits is important but big changes can be daunting. Our guest, Stephen Guise will tell us how mini habits can be just as good as big habits. Stephen graduated college in 2010 into a terrible job market. He started a blog with his free time and…
This Financial Life with Thomas Frank Part 2
Feb 2, 2015 • 39 min
Today is Part 2 of our delve into Thomas’s financial life. There wasn’t much to critique in Part 1. Will Part 2 also make the rest of us feel like losers? At just 23 Thomas is doing better than many of us a decade or more older. Let’s see if he’s make any…
Automate Saving Using Digit with Ethan Bloch
Jan 30, 2015 • 41 min
We are advocates of automating your finances and that includes automating saving money. But we don’t want saving to crimp your style. That’s why we love Digit. You can automate saving using Digit. We interview Ethan Bloch the CEO of Digit to learn how to…
Small Business Tax Questions with Johnny Horta
Jan 28, 2015 • 35 min
Running a small business has many tax benefits, but it has many tax pitfalls too. To make sure none of us get on the wrong side of the IRS, we will discuss small business tax questions with Johnny Horta. LMM’s resident tax expert schools us on small…
Naked Economics, Statistics, and Politics with Charles Wheelan
Jan 26, 2015 • 52 min
Charles Wheelan is a lecturer in economics at Dartmouth and has authored five books. He joins us to discuss statistics, politics, and the economy. Economics is the study of how we allocate scarce resources. Poverty, health, education, are all affected by…
What the F**k is REIT Investing?
Jan 23, 2015 • 38 min
Are you looking for a way to invest in real estate without all of the hassles of becoming a landlord? Then REIT investing might be just what you’re looking for. But what the f**k is REIT investing? Real estate can be an important addition to your…
Inside LearnVest with Alexa Von Tobel
Jan 21, 2015 • 41 min
LearnVest is Turbo Tax meets financial planner. The founder and CEO tells us what they do and why they are the fastest growing financial company in the US. LearnVest will help you create a step by step financial plan right from the comfort of your own…
Taxes 101 with Johnny Horta
Jan 19, 2015 • 42 min
Tax time is nearly upon us. Past guest, contributing writing, and tax expert Johnny Horta joins us to explain the vagaries of the US tax system. Until we get a flat tax (which will never happen) taxes will continue to be a monumental pain in the ass. So…
Don’t Let Money Control Your Life with Jen McDonough
Jan 16, 2015 • 40 min
Jen McDonough paid off $212,000 in four years. She works now as a motivational speaker and has authored three books. Meet The Iron Jen. Jen’s world changed when one of her children developed a chronic medical condition. As the medical bills piled up,…
This Financial Life with Thomas Frank Part 1
Jan 14, 2015 • 48 min
Thomas has been a past guest but we don’t know much about his financial life. Today we’ll see what he’s doing well and where he could improve. If you’re going to be a host on LMM, you have to come clean with the audience about your financial habits and…
The Evolution of Resolutions
Jan 12, 2015 • 54 min
Making and failing to fulfill the same old New Year’s resolutions? LMM will teach you new ways to make sure this time they actually stick. Once the hangover subsides, we are all gung ho to really stick to our resolutions. But by February (at the latest),…
Finishing What You Start
Jan 9, 2015 • 50 min
Starting a new thing is exciting. But some of us quickly lose our initial enthusiasm. We’ll discuss how to see things through to the end. College is a good example of something you should finish once started. Maybe you won’t use your particular degree,…
Habits and Thomas’ Ridiculous Morning Routine
Jan 7, 2015 • 53 min
Your morning routine can make or break your day. It can set you up for a good mood and good productivity or send you screaming back under the covers. Not all of us are morning people. But you don’t have to be one in order to organize a routine that will…
Something Is New In Season 2
Jan 5, 2015 • 35 min
Listen, Money Matters is back! We have a new host, former guest Thomas Frank of College Info Geek. We’re excited to kick of Season Two. We missed you! There have been some changes to LMM since our last episode but we are more committed than ever to being…
Getting Ready for Season 2
Dec 28, 2014 • 1 min
We took a little break to collect ourselves and reboot. Are you ready for Season 2? It begins January 5th!
Obamacare and HSA’s
Nov 25, 2014 • 54 min
Insurance can be confusing so we interview two experts, Todd Berkley and John Young to help us navigate Obamacare and HSA’s. The affordable care act is a good thing for a lot of previously uninsured Americans but knowing which plan to choose can be…
Finding Your Financial Weak Spots
Nov 23, 2014 • 44 min
We all have them. Dinners out, the newest gadgets, clothes. Our financial weak spot, our Achilles’ heel. Find out what we can do to strengthen them. It might not be just a spending problem though. Maybe you’re afraid to invest because it seems so…
What to Expect Before, During, and After You Buy a Home
Nov 22, 2014 • 38 min
Buying a home is uncharted territory for many of us. Both Matt and Andrew have done it and will tell us what to expect before, during, and after you buy a home. Before Your mortgage payment shouldn’t be more than 30% of your take home salary. Don’t buy a…
This Financial Life: Jeff Wilson
Nov 21, 2014 • 44 min
A listener joins us for a financial check up in our This Financial Life episode. Jeff Wilson finds out what he’s doing well and what he could do better. Jeff lives in the Midwest where he works for the Department of Natural Resources, it’s an outside job…
Inside CommonBond with David Klein
Nov 20, 2014 • 41 min
You know we at LMM want to help you any way we can to reduce your student loan debt. David Klein joins us to discuss refinancing to save you money. CommonBond is a student loan lending platform that provides lower cost financing to graduate students and…
5 Questions: Stack vs Snowball, College Wisdom, Comcast ETF
Nov 19, 2014 • 37 min
It’s the episode devoted to your questions. Today we talk about the stack vs snowball methods of debt reduction, college wisdom, and Comcast ETF. 1. What is your advice for an 18 year old with a part time job about to start college? College Info Geek is a…
The Road to a Simple Life: Minimalist Living Without Going Overboard
Nov 18, 2014 • 39 min
It was Leonardo Da Vinci who said, simplicity is the ultimate sophistication. He is right! Minimalist living isn’t a new trend, it has been with us for centuries. So why is it making a comeback these days? In 2005, Tim Kasser, a psychology professor at…
The Miracle Morning
Nov 17, 2014 • 59 min
Hal Elrod is a key note speaker and best selling author. He joins us to discuss his latest book, The Miracle Morning. This book may change your life! What is so miraculous about the morning? Plenty. If you want to improve your life, your morning is the…
This Financial Life with Zina Kumok
Nov 16, 2014 • 36 min
We have a listener guest today! Zina Kumok joins us to share her financial life and find out what she is doing right and what she could be doing better. LMM met Zina at Fincon. She vowed to pay her student loan debt off in three years and started a blog…
Inside Final Card with Matt Rothstein
Nov 15, 2014 • 31 min
Matt Rothstein of Get Final will discuss a new kind of credit card for the 21st Century designed to be a consumer ally rather than a consumer predator. The card will go Beta soon with a wait list of over 30,000 people. It’s a physical credit card that…
Sharing the Gift of Financial Knowledge
Nov 14, 2014 • 37 min
When you learn something new, you can’t wait to share it. Money matters should be the same. Spread your knowledge to the less financially savvy among us. It doesn’t just have to be something good you’ve learned. Some bank or company screw you over? Let…
Five Questions: Refinancing, Rebuilding Credit, and Being a Spendaholic
Nov 13, 2014 • 44 min
Time for listener questions. We’ll discuss refinancing, repairing damaged credit, and being a spendaholic. We love answering your questions. If you want to know, your fellow listeners are probably wondering too. 1. How do I turn my spendaholic friends…
Combating Complacency with Grant Peelle
Nov 12, 2014 • 42 min
Ever feel that you’re just kind of stuck, just total complacency? Grant Peelle made a documentary about people who felt that way and did something about it. Grant Peelle is a documentary filmmaker. His film I’m Fine, Thanks documented the lives of people…
Veteran’s Day Special with Ryan Carlson
Nov 11, 2014 • 54 min
In honor of Veteran’s Day we join other podcasts in giving voice to Veterans. Matt’s friend Ryan Carlson joins us to share his story. Ryan joined the Air Force immediately after high school. He was in college and then his entire base was activated after…
Understanding Financial Security with Robert Siciliano
Nov 10, 2014 • 37 min
Identity theft can wreck your life and your credit. Security expert Robert Siciliano joins us to discuss how to protect sensitive information. There are two main types of financial identity theft: new account fraud and account take over. New account fraud…
Being Charitable With and Without Spending Money
Nov 9, 2014 • 39 min
Being charitable is important but when you’re minding your money it isn’t as simple as writing a big check. But you don’t have to give money to contribute. A lot of people start to think about the best way to give around the holidays. But with so many…
The Tools, Apps, Podcasts, and Books We Love
Nov 8, 2014 • 50 min
We thought we would share all the things that teach us, help us, and make us more productive throughout the day. The best of the best curated for you. Not all of these are money related and they are all new ones that we’ve discovered since we covered this…
How to Become a Minimalist with Joel Zaslofsky
Nov 7, 2014 • 43 min
Minimalism can be defined many ways. We’ll talk to Joel Zaslofsky about how to become a minimalist. He has embraced the lifestyle to learn why and how it has improved his life. What is a minimalist? Joel defines it as embracing what is important to you…
Choosing a Cell Phone Plan with Thomas Frank
Nov 6, 2014 • 56 min
Choosing a cell phone plan is confusing and time consuming but the right one can save lots of money. Thomas Frank will help us get the most for our money. If you think you still have to have a plan with one of the big carriers, you don’t. Lots of smaller…
Economics 101: How to Calculate Opportunity Cost
Nov 5, 2014 • 53 min
Opportunity cost sounds ominous. Like you are really going to be missing out or possibly making a big mistake if you choose wrong. Without realizing it, we make minor decisions in our daily life that involve calculating opportunity cost. Opportunity cost…
5 Questions: Life insurance, Budgeting, and Buying a Home
Nov 4, 2014 • 42 min
It’s time for five listener questions. Today we talk about life insurance, budgeting, and buying a home. 1. What do you guys know about life insurance? Not everyone needs it but if you have someone who depends on your financially, then you should have it.…
Tax Efficient Investing with Larry Ludwig
Nov 3, 2014 • 49 min
You’re investing, great! Now we can take it a step further and learn how to optimize your taxes while investing. Larry Ludwig will explain the best tax efficient investing practices. The tax man gets enough of your hard earned bucks. Larry Ludwig from The…
PolicyGenius Review And A Chat With Their CEO
Nov 2, 2014 • 30 min
Let’s be honest, shopping for insurance kind of sucks. It’s confusing, stressful and not to mention probably the least exciting thing to do. The process of purchasing an insurance policy can be intimidating. That’s probably why 4 out of every 10 people in…
Surviving a Bear Attack: What to Do During a Bear Market
Nov 1, 2014 • 31 min
Here’s the best tip for surviving a bear attack: play dead. It will be good practice for when you’re actually dead a few seconds later. OK, maybe we aren’t talking about this kind of bear attack, but seriously…get some mace! We mean the kind of attack…
Personal Money Horror Stories
Oct 31, 2014 • 38 min
It’s Halloween and nothing is more frightening than money horror stories. Close the blinds, turn off the lights, light a candle and prepare to be scared. Matt and Andrew haven’t always been smart with money, well Andrew mostly has. But even they have…
Loose Change and Found Money
Oct 30, 2014 • 32 min
Do you have lots of loose change hanging around? Or ever find a tenner in a coat pocket? Find out how to turn small change into big money. If you live in a building with coin operated laundry, you can skip this episode. We know where your change is going.…
When She Makes More with Farnoosh Torabi
Oct 29, 2014 • 43 min
Author Farnoosh Torabi joins us to discuss how to navigate a relationship in which the woman earns more than her male partner. Farnoosh Torabi is a personal finance writer, best selling author and television personality. We were blown away by her…
5 Questions: Timing the Market, College Savings, Betterment Woes
Oct 28, 2014 • 38 min
We love getting questions from our listeners. Today we take five questions about HSAs, timing the market, college savings accounts, compounding, and Betterment woes. We get a lot of questions at LMM, and if you’re asking, someone else is probably…
Book Yourself Solid and Public Speaking with Michael Port
Oct 27, 2014 • 64 min
On a list of biggest fears, public speaking is #2, death is #6. So we’d rather be dead than give the eulogy. Michael Port will help us overcome our fear. And Michael doesn’t drink so his tips don’t involve liquid courage. We allowed him to finish the…
How Not to be Affected by Other People’s Financial Decisions
Oct 26, 2014 • 41 min
Do you feel like you always have to one-up your friends, colleagues, and neighbors when it comes to having nice things? Stop that, you’re digging a hole. Many people are competitive and that can take many forms, including always having to one-up those…
The 8 Best Vanguard Funds That You Should Buy
Oct 25, 2014 • 47 min
We’re big fans of Vanguard, but admittedly, investing in Vanguard funds is a bit more complicated than using a Robo Advisor. In this article, we break down what we think of Vanguard’s 8 best funds while balancing both performance and cost. If you’re…
Extreme Productivity Tips with Mike Vardy from Productivityist
Oct 24, 2014 • 60 min
Wish you could get more done in your day? Mike Vardy from Productivityist joins us to share tips on how to optimize your time and get shit done. We all have the same twenty four hours in a day but some of us are better are maximizing those hours to get…
Exploring the Investor Money Mindset
Oct 23, 2014 • 37 min
If you’re not an investor they can seem like a different species. But they’re human too, we’ll discuss how the investor money mindset is different. Nerd culture is having its moment. No one is afraid to admit they love Doctor Who or Lord of the Rings. But…
Are We Loving Our Kids Too Much with Adam Carroll
Oct 22, 2014 • 51 min
We first met Adam Carroll when he came on to talk about his movie about college loan debt. He’s back to discuss loving our kids too much. What a weird concept. Loving your kids too much. But it can be true. By giving them too much, by coddling them from…
5 Questions: Refinancing, HSA’s, and First Home Mortgages
Oct 21, 2014 • 33 min
You ask, and we answer! Today we answer five listener questions about refinancing a loan, cashing out a retirement account early, how often to pay student loans, HSAs, and getting a first mortgage. This format has become so popular that it’s now a regular…
Finding Cheap Flights with Nathaniel Boyle
Oct 20, 2014 • 54 min
Wish you could travel more but think it’s too expensive? Nathaniel Boyle has devoted his life to travel and will school us on finding cheap flights. There are so many air travel booking sites now, Expedia, Travelocity, Hipmunk however the prices are all…
Surround Yourself with Financial Friends
Oct 19, 2014 • 43 min
Do you have financial friends? If you don’t, you should get some. Being around liked minded people will help to smooth your personal finance path. You are an amalgamation of the five people you spend the most time with. Think of those people. Are any of…
Expensive Taste May Be Prohibiting Your Financial Growth
Oct 18, 2014 • 32 min
Does champagne taste hurt your wealth building? Unless you’re a Russian oligarch, the answer may be yes. We like nice things even if we can’t afford them. There comes a time when we have to live within our means. Easier said than done when you have…
Travel Across America for Free with Rob Greenfield
Oct 17, 2014 • 40 min
Rob Greenfield is an adventurer and environmentalist who’s mission is to teach people to be happier with less and to make yourself and the earth happier. Rob recently biked from Madison, Wisconsin to New York City with no money. His journey really started…
Negotiating, Side Hustling and Student Loan Debt with Stephanie Halligan
Oct 16, 2014 • 43 min
Fellow Best New Blog winner Stephanie Halligan talks to us about student loan debt, negotiating and Matt’s favorite, the side hustle. Like a lot of teenagers, Stephanie took out a lot of college loans without realizing what that meant. She graduated with…
What the F**k is Bankruptcy with Steve Rhode
Oct 15, 2014 • 36 min
We get a lot of questions about bankruptcy at LMM but it’s a complicated subject so we brought expert Steve Rhode to help explain the fine details. Some people consider bankruptcy the easy way out but it’s more complicated that. Any time money is…
The Indomitable Investor with Steve Sears
Oct 14, 2014 • 41 min
Why do so few succeed in the stock market and so many fail? We interview the man who literally wrote the book on the subject, author Steve Sears. One of our favorite quotes in from Warren Buffet, “Be fearful when others are greedy and greedy when others…
Money Day Monday
Oct 13, 2014 • 34 min
It’s key to have a day set aside to check in on your financial situation. We hereby declare a Monday as “Money Day Monday” because Matt likes alliteration. Some companies will allow you to choose the day your payment is due. If you can group as many bills…
Prioritizing Your Financial Plan
Oct 12, 2014 • 53 min
By now as a long time LMM listener, you have a financial plan. But do you know how to prioritize it? We’ll explain how best to get your ducks in a row. Matt and Andrew got into a pillow fight the last time they tried to do a show on this topic this takes…
Art of Brewing with Basic Brewing Radio
Oct 11, 2014 • 39 min
Beer hurting your bottom line? We talk to two home brewers who will teach us a new hobby that incorporates saving money and catching a buzz, the perfecta! Gilad Nachmani from Small Space Home Brewer and James Spencer from Basic Brewing Radio join us to…
The 200th Episode Special!
Oct 10, 2014 • 43 min
Two hundred episodes! To mark this special milestone we look back at five of the best episodes as voted by our listeners. Here’s to two hundred more! It’s not even been a year and we have two hundred episodes in the books. We’ll look at some of the…
Money and Marriage with Derek and Carrie Olsen
Oct 8, 2014 • 46 min
Couples fighting over money issues is one of the leading causes of divorce. Learn how to divorce-proof your marriage with Derek and Carrie Olsen. There are so many questions when it comes to marital finances. Do you combine money or keep it separate,…
5 Questions: Liquidity, Vacations, and Credit Card Companies
Oct 7, 2014 • 30 min
It’s time for five questions. We answer questions about liquidity, building credit, paying yourself first, vacations and credit card rewards. 1. When do you take the time and money to go on vacation? Whenever you can! Segment an area of your checking…
Networking with John Corcoran from Smart Business Revolution
Oct 6, 2014 • 48 min
John Corcoran from Smart Business Revolution is a networking expert. He tells us why networking is important and how he paid off $600,000 in debt. Between 2006-2010 John racked up over half a million dollars in debt mostly through equity lines of credit.…
Hourly vs Salary: Advantages, Disadvantages and Opportunities
Oct 5, 2014 • 31 min
In a battle of hourly vs salary, which prevails? We take a look at the advantages and disadvantages of each. It can seem more prestigious to be in a salaried position, maybe more because of what it used to mean that because of what it means now. It used…
Small Business Taxes with Jamaal Solomon
Oct 4, 2014 • 49 min
One of the most confusing aspects of starting a small business are the taxes involved. We get some expert help from Jamaal Solomon. Small business taxes are one of those things best left to professionals, like surgery or dentistry. Sometimes the money you…
How to Stop Being a Spendaholic
Oct 3, 2014 • 41 min
Do you love buying all the things? You might have a problem. We all love buying stuff but it can become a real problem. Let’s tackle it together. “It’s ok, I deserve it.” Is that something you find yourself saying a lot? Whether or not you deserve it is…
5 Questions Roth IRA’s, Investing 10K, and Using Acorns
Oct 2, 2014 • 36 min
We get a lot of emails asking which is better: Acorns vs. Betterment vs. Wealthfront. In this article, I’m going to break down each of the services and let you know who deserves your investment. Competition is heating up among the Robo-Advisors. For…
How to Negotiate Anything with Daniel Green
Oct 1, 2014 • 60 min
Negotiating is a vital skill. For a job, a raise, to get to watch the game instead of The Real Housewives. Dan Green will teach us what we need to know. Not many of us are taught how to negotiate. We might parrot what we hear other people say but how…
Building a Tiny House with Ethan Waldman
Sep 30, 2014 • 36 min
Afraid you’ll never get a foot on the property ladder? Why not build your own tiny house? Ethan Waldman did just that and tells us how we can too. In 2012, fed up with his job, Ethan quit, bought $1000 worth of lumber and began constructing his own two…
Better Know a Millionaire with Nellie Akalp
Sep 29, 2014 • 43 min
In our ongoing series, Better Know a Millionaire, we interview Nellie Akalp to discuss the legalities involved in incorporating your own business. Nellie and her husband started My Corporation in 1997 to help small businesses handle the paperwork involved…
Live From FinCon in New Orleans
Sep 28, 2014 • 37 min
The best minds in personal finance gathered at a conference in New Orleans. The best and brightest literally lined up to bestow their wisdom via rich tips. The LMM team headed south to The Big Easy for FinCon, a conference that brought together hundreds…
Matt’s Financial Checkup
Sep 27, 2014 • 38 min
Matt started LMM knowing very little about personal finance but almost 200 hundred episodes in, he’s learned a lot. We’ll see how he’s doing now. We all should have financial goals. It helps keep us on track and helps us see, in real numbers, that our…
Our Review of Total Money Makeover by Dave Ramsey
Sep 26, 2014 • 45 min
There is no question Dave Ramsey has helped people take control of their money. We wanted to see for ourselves how useful his advice is so we review his book Total Money Makeover. The book easily breaks down a no-BS approach to money matters. He teaches…
5 Questions: Paying off Mortgages, Financial Priorities, and College Savings Accounts
Sep 25, 2014 • 33 min
We answer your questions about mortgages, how to prioritize your finances, and college savings accounts. 1. Why shouldn’t I pay off my mortgage as soon as possible? Unless you get a huge windfall, chances are you can’t cut out years worth of payments. So…
Pyramid and Multi-Level Marketing Schemes with Robert Fitzpatrick
Sep 24, 2014 • 56 min
Ever had someone try to sell you Amway, or worse, try to recruit you to sell Amway? Today we discuss pyramid schemes and how to protect yourself from them. Robert Fitzpatrick joins us to discuss money making schemes. They pre-date the internet but have…
10 Tips for Staying Motivated Towards Your Financial Future
Sep 23, 2014 • 33 min
When you first get interested in managing your money the newness keeps you motivated but staying motivated is once the newness wears off is the hard part. We’ll help you with that. It can be hard to find motivation towards your money when you’ve been at…
Breaking Bad Habits with James Clear
Sep 22, 2014 • 65 min
Do you have bad habits? Are they costing you money? We learn ways of breaking those bad habits and replace them with healthy ones with James Clear. James Clear’s first site, Passive Panda, is dedicated to helping people earn more money through…
How to Eat at Home Like a Foodie
Sep 21, 2014 • 39 min
Cooking at home is key to save money and lose weight but what if you can’t cook? We test three services that deliver the ingredients and recipes to you. Cooking can seem like some kind of mystical voodoo to the uninitiated but there are services that can…
The Expert Paradox
Sep 20, 2014 • 30 min
When you become an expert at something, it stops the learning process and stunts your growth. But knowledge is infinite and we should always be learning. Charles Holland Duell was the commissioner of the US Patent and Trademark office between 1898 and…
Education Hacking with Scott Young
Sep 19, 2014 • 29 min
Can you get a top notch education for free? Scott Young shows you how to DIY your own top shelf education. Also find out what autodidact means! Scott wanted to go back to school for computer science without all the hassle of enrolling in classes. He…
Better Know a Millionaire with Jordan Harbinger from Art of Charm
Sep 18, 2014 • 54 min
Today we get to know millionaire Jordan Harbinger of Art of Charm where ordinary guys become extraordinary gentlemen. In our on-going effort to break the social taboo of talking about money, we continue our Better Know a Millionaire series. If you didn’t…
5 Questions: Brokerage Accounts, Car Payments, and Credit Card Fraud
Sep 17, 2014 • 36 min
It’s time for your questions. We’ll cover brokerage accounts, car payments, and credit card fraud. You know where to come for the answers. 1. Why us Betterment over Vanguard S&P 500 for index funds? Betterment has a much lower minimum for investing. To…
Teaching Kids about Money with Nancy Phillips
Sep 16, 2014 • 30 min
Teaching personal finance is badly neglected in America. Zela Wela is changing that. Nancy Phillips joins us to discuss teaching kids about money. Kids develop their beliefs about money at the same time as they develop them about everything else, during…
Selling on Etsy with Mary Lynn Schroeder
Sep 15, 2014 • 33 min
Mary Lynn Schroeder is an entrepreneur with the #1 leather shop on Etsy. Learn how she turned her love of leather into a successful business selling on etsy. Today we go hell for leather with the founder of In Blue Handmade, an Etsy shop with eight…
Finding Your Passion
Sep 14, 2014 • 34 min
Finding your passion has become a hackneyed cliche but there is some merit in doing so, we just have to think of a less Oprah way of phrasing it. People say it as if it’s something easy to do. What if you’re passionate about sitting around smoking weed…
Advice We Would Give Our Younger Selves
Sep 13, 2014 • 39 min
Ever wish you had a TARDIS so you could go back in time to give your younger self advice? We’ll discuss what we know now that we wish we had knows then. (I know that’s not a TARDIS in the photo but the TARDIS is cooler and the new Doctor Who is awesome,…
Squirrel Away Your Spare Change and Start Investing With Acorns
Sep 12, 2014 • 39 min
Want to start investing but a little nervous to get started? We totally get it. Investing should be simple and easy and with Acorns you can get started with just some pocket change. Acorns is a great way to start investing and building wealth. We’re here…
HSA Plans – A Deep Dive with Todd Berkley and John Young
Sep 11, 2014 • 57 min
Health insurance is so complicated. We deep dive into HSA plans so you can get the most out of your health care dollars. What is an HSA? Simply put, it’s a health savings account that usually has an investment option and is tied to a high deductible plan.…
Better Know a Millionaire with Jim Wang from Microblogger
Sep 10, 2014 • 40 min
Jim Wang became a millionaire through his finance blog Bargaineering. He sold the site and started Microblogger. Let’s hang with an internet millionaire. Jim could easily have quit working when he sold his site but that’s not what millionaires do. His…
The Happiness of Pursuit with Chris Guillebeau
Sep 9, 2014 • 38 min
Best selling author, world traveler, entrepreneur, Chris Guillebeau joins us to discuss his latest book The Happiness of Pursuit. Chris became an entrepreneur when he realized he was a terrible employee and never wanted to work for someone else. He…
Early Retirement with Mr. Money Mustache
Sep 8, 2014 • 55 min
Do you dream of retiring early? We interview the expert in early retirement, Mr Money Mustache. We must learn his ways. A Crisis Mr Money Mustache didn’t retire because he was making so much money from his blog. He had actually been retired for six years…
Personal Finance and Social Taboo
Sep 7, 2014 • 35 min
Most people are more willing to talk about sex, politics, and religion than about money. Why is personal finance such a taboo subject? Your parents probably gave you the “birds and the bees” talk but did they ever talk to you about money? A lot of parents…
Lending and Borrowing Money from Family and Friends
Sep 6, 2014 • 29 min
“Never a borrower nor a lender be.” We’ll discuss the pitfalls of loaning or borrowing from family and friends. You know the old saying, only loan someone money if you can afford to lose it. It’s easier said than done. Money is already a fraught issue,…
The Case Against Active Trading
Sep 5, 2014 • 44 min
Active trading is buying securities and holding them for a short time before selling. We put the practice on trial and make a case against it. Remember, at LMM we advise you to stay in the market for the long con. Active trading, or day trading is the…
I Like To Make Stuff with Bob Clagett
Sep 4, 2014 • 31 min
Did you ever want to become a DIY guru? Bob Clagett from “I Like to Make Stuff” joins us to discuss how to make and fix things and be more self sufficient. Bob isn’t like those people on HGTV with every tool imaginable to hand. He’s just a regular guy who…
5 Questions: IRA Migration, Financial Gifts, Establishing Credit
Sep 3, 2014 • 38 min
Five listener questions answered, establishing credit, monetary gifts, Betterment security, IRA migration, and the pros and cons of renting out a room. 1. What is the best way to establish credit? A secured credit card is a good start. You give the bank a…
The Sell Everything Challenge
Sep 2, 2014 • 31 min
Got too much stuff? Want to do a big purge before the cold weather sets in, maybe make a few bucks? Take the LMMs’ Sell Everything Challenge! Are you a hoarder? Not like the demented ones on those gross shows, but just a little bit of a hoarder. We…
The History of Labor Day
Sep 1, 2014 • 32 min
It’s Labor Day and most of us are not working. We’ll tell you the reason you have the day off and the story of those who sacrificed so you could sleep in. Labor Day celebrates the American Labor movement. It became an official holiday in 1887. If you…
Ask Me About My Pants
Aug 31, 2014 • 31 min
Do you love clothes? Maybe you hate them, or at least spending money on them. But quality over quantity matters a lot when it comes to clothes. You can’t walk around naked, not even in NYC, though women have the same right to go topless that men have…
Gratitude is the Currency of Life
Aug 29, 2014 • 35 min
Money is the currency of living but gratitude is the currency of life. WTF does that mean? We’ll let Andrew explain it because we don’t know either. Practicing gratitude sounds like some trite thing Deepak Oprah tells her legion of house wife minions to…
Networking Basics for Dummies: Why You Need To Be Doing It
Aug 28, 2014 • 46 min
Networking is a buzzword but that doesn’t mean it isn’t a valuable tool. Learn how doing it right can help advance your career. Whether it happens in your office, at a bar, or at a conference, networking can help you make connections that can get you a…
Debt Free College Grad with Shanice Miller
Aug 27, 2014 • 36 min
Despite the dire warnings, it is possible to graduate college free of debt. Shanice Miller will tell us how to do it. Most people go the route of taking out massive student loans to pay for college but it’s possible to get all or at least some of your…
What is an ExPat with David McKeegan
Aug 26, 2014 • 31 min
So, what is an expat? Want to live and work abroad and reduce your tax burden? We talk to David McKeegan, an ex-pat tax expert to learn the tricks. Many people dream of leaving the US and it’s taxes behind to start a life and a business in a new, exotic…
You Need a Budget – YNAB Review and a Chat with the CEO
Aug 25, 2014 • 32 min
The importance of budgeting can’t be overstated. Today we talk to the king of budgeting tools, Jesse Mecham the CEO of You Need a Budget and give you an honest YNAB review. We talk about budgeting with Mint a lot and it’s a great tool. But there is always…
Being the Best You Can Be at Your Job
Aug 24, 2014 • 40 min
We should strive to be the best we can in all areas of life. One of the key areas to be the best is at work, the work you do for a boss or for yourself. If you feel like you aren’t doing the best you can at a job, it might be time to reevaluate what…
Pre-Marital Finance Prep with Jeff
Aug 23, 2014 • 31 min
Financial issues are a leading cause of divorce. Before you take the plunge, find out what you need to know so you don’t become a statistic. Our guest Jeff will share some things he learned about preparing your finances for marriage. Because once the…
Perfect is the Enemy of Good
Aug 22, 2014 • 31 min
Perfect is the enemy of good when it comes to trying to improve. Dwelling too much on minutia hurts the overall result. Are you waiting for the perfect time to start investing? Right job, $1000 to start with, after the holidays. You know what would be…
5 Questions: Rental Income, Couple Credit Scores, Stock Options
Aug 21, 2014 • 31 min
You ask and we answer! Today we’ll discuss joint finances, joint credit cards, stock options, credit card debt, and money allocation. 1. How do you update your fiscal strategy when combining finances with a partner? Each person should be contributing but…
Andrew’s Lending Club Strategy
Aug 20, 2014 • 36 min
We check in with Andrew’s Lending Club strategy to find out if he’s making any money and if it might be a good investment for the rest of us. Lending Club is a peer-to-peer lending company. If you need a loan, rather than going through a bank, you make a…
Are You Timing the Market?
Aug 19, 2014 • 42 min
When should you put your money into the market? When should you pull it out? Is there a best and worst time? Are you timing the market? If you are timing the market according to headlines, you’re doing it wrong. We’ll show you the correct way to time the…
Becoming An Entrepreneur With Laurel Staples
Aug 18, 2014 • 48 min
Laurel Staples joins us to teach us how to forget the American dream and talk about her journey becoming an entrepreneur. Start living our own dreams on our own terms. In 2007 Laurel quit her job as a mechanical engineer to launch her popular blog, Go…
How We Stay Motivated
Aug 17, 2014 • 40 min
Do you sometimes get into a slump, just a malaise that you can’t really pinpoint a reason for? It happens to us all. Together we’ll stay motivated! Sustained motivation can be tough, whether it’s motivation to stick to a budget, an eating plan, or an…
21 Reasons You’re Broke
Aug 16, 2014 • 34 min
Are you broke? Can you pinpoint why? We’re going to give you twenty one reasons for your brokeness. Listen hard and shape up! 1. You think “budget’ is a bad word. A budget doesn’t have to be a complicated spread sheet, just using Mint is a start. 2. You…
The Story of Andrew’s New Debt
Aug 15, 2014 • 34 min
Andrew has $12,000 of debt! And yes, I did mean Andrew and not Matt. Has he forsaken his Listen Money Matters principles? Find out the shocking details. It’s not as scandalous as it sounds. Half of this is on a zero APR Home Depot credit card and those…
How to Tame Bill Paying
Aug 14, 2014 • 37 min
Are you still getting and paying bills by snail mail? Grab a whip and a chair and we’ll teach you how to tame them. Also learn about duck genitals! Do you open your mail box to a flood of bills? I hate that, not so much because I mind bills but because…
Economics 101: What is Sunk Cost
Aug 13, 2014 • 40 min
The start of a new series! We teach you about finance, but we want to teach you some economics too so you can apply what you learn to decisions you make. We first met David Stein on our Better Know a Millionaire series. You loved him so much we brought…
Changing the Definition of Success
Aug 12, 2014 • 37 min
How do you define success? For many it’s making a certain amount of money, driving a certain car, living in a big house. But that is changing. The actual definition of success is “the accomplishment of an aim or purpose.” That gives us a little more…
Learning About Life Insurance with Liran Hirschkorn
Aug 11, 2014 • 33 min
Do YOU need a life insurance policy? Liran Hirschkorn from Best Life Quote will give us the criteria to answer that question. There are two reasons you should have life insurance. Personal reasons and professional reasons. If you have family who depend on…
How to Save Money in College Round Table
Aug 10, 2014 • 56 min
Student loans are expensive but they aren’t the only thing that costs money when you go to college. Learn how to save money while in school. Thomas Frank of College Info Geek and Martin Boehme of Powlygot will teach us how to save money while still…
What the F**k is Urban Foraging with Wildman Steve Brill
Aug 9, 2014 • 35 min
Living in a city doesn’t mean there aren’t tasty things to eat, you just have to know where to look. Steve Brill tells us what’s edible in the big city. Urban foraging means finding wild foods. Things like berries, herbs, seeds, mushrooms, and roots.…
Know the Show and How We Make Money
Aug 8, 2014 • 55 min
Ever wonder what goes on behind the scenes at Listen, Money Matters? Trust me. It’s as glamorous as you probably imagine it to be! No, it’s really not. Andrew started the LMM website while he was displaced by Hurricane Sandy. He wanted to share what he…
Create Your Own Opportunities
Aug 7, 2014 • 35 min
The job market is still pretty bad and wages are stagnant. It might be time to create your own opportunity. We’ll discuss ways to do just that. If you can’t find a job, just start your own business! Well, it’s not as easy as that. And that isn’t an option…
5 Questions: Investing for a Home, Checking Accounts, and Credit Cards
Aug 6, 2014 • 37 min
We answer your questions about saving for a home, credit cards, multiple checking accounts, teacher’s pay, and college expenses. 1. Should I use a Roth IRA account to save for a home down payment? No, a Roth IRA is a long term investment geared toward…
The Ultimate College Debate Roundtable
Aug 5, 2014 • 49 min
With tuition costs rising, there is a new debate over whether a degree is worth the expense. We’ll discuss the pros and cons in a roundtable discussion. Thomas Frank of College Info Geek and Martin Boehme from Powlyglot join us to discuss who should go to…
House Flipping with Justin Williams from The House Flipping HQ Podcast
Aug 4, 2014 • 43 min
Think you can make money flipping houses? We talked to Justin Williams of House Flipping HQ about the art of making money remodeling houses. If you’re a fan of HGTV, flipping houses looks like a fast way to make some money. But as is true of all reality…
5 Index Fund and Investing Myths
Aug 3, 2014 • 38 min
Many of the reasons people are fearful of investing are myths. Let us help you separate fact from fiction so you can feel confident investing. Investing Myths Don’t believe everything you hear. 1. It’s Overly Risky Too many people are not investing…
Materialism Vs Minimalism
Aug 2, 2014 • 46 min
Are you a materialist or a minimalist? Let us help you find a happy middle ground so you can have nice things and still afford nice things. A materialist is defined as “someone who puts an unhealthy priority on things.” A minimalist prioritizes living…
Gambling, Lottery and the Idiot’s Odds
Aug 1, 2014 • 40 min
Ever heard the lottery referred to as “the fool’s tax?” Learn why the lottery is for idiots and why the odds are always in the house’s favor in a casino. The odds of winning the Powerball lottery are more than one in one hundred and seventy five million.…
Student Loan Refinancing with Mike Cagney from SoFi
Jul 31, 2014 • 34 min
Student loan refinancing can save you money but it’s a confusing process. Today we get some guidance from Mike Cagney, co-founder of SoFi.com. SoFi started in 2011 by raising two million dollars from Stanford Graduate School of Business alums to loan to…
Best Time To Buy Things
Jul 30, 2014 • 37 min
Just like produce, a lot of what you buy has a season. If you know what’s “in season” you can save a lot of money. We’ll find out when to buy what. Kitchen Appliances: According to Money Crashers, September and October because that’s when new models come…
Five Questions: Home Renovations, Side Hustles, Stock Earnings
Jul 29, 2014 • 41 min
It’s time for listener questions. We’ll discuss stock earnings, home renovations, side hustles, emergency funds, and money for freelancers. 1. How does a company’s quarterly earnings report affect my stock? Yes, but it’s not just about whether the company…
Inside Betterment with Jon Stein
Jul 28, 2014 • 44 min
Betterment CEO Jon Stein gives us a behind the scenes look at how the company operates and makes your money work for you. Betterment is an automated way to invest your money based on your goals and time frame. Answer a few simple questions and Betterment…
What the F**k are Credit Unions?
Jul 27, 2014 • 30 min
When it comes to storing your cash, you have three choices, under the mattress, a credit union, or a bank. Don’t do the first one. That leaves us with credit union vs. bank, which one is better for your money? If you’ve contemplated ditching your bank and…
Saving Tips for Moving
Jul 26, 2014 • 37 min
Moving is third on a list of life stressors behind the death of a partner and divorce. Learn how to save money during the process to help reduce the stress. 1. Don’t pay for boxes. There are lots of sources of free boxed, but Matt knows a tip to get extra…
Alternatives to College
Jul 25, 2014 • 30 min
We all want to be successful and college used to be a route to success. But with college costs so high, it’s out of reach for some so we’ll explore alternatives to college. The cost of college tuition has risen 1,120% since 1978. There is $1.3 trillion in…
Budgeting Allocation with PT Money
Jul 24, 2014 • 31 min
PT Money, one of the most influential people in personal finance and founder of FinCon, shares some tricks to make budgeting easier and more effective. We all know we need a budget but that means something different to us all. For some it’s a restriction,…
What are Dividends? How to Become a Dividend Aristocrat
Jul 23, 2014 • 32 min
What exactly are dividends and how do they work? When you invest in a company you get paid a portion of a company’s profits as a way to compensate you for your investment. These payments are called dividends and they are a form of passive income. What are…
Advanced IRA Strategies with the Mad Fientist
Jul 22, 2014 • 60 min
Our guest, the Mad Fientist delves deep into advanced IRA strategies. Find out why you should have one and which one will best fit your needs. Brandon shares the same goal as many of us, to retire at a young age and avoid paying as much tax as is legal!…
A Non-Political Discussion on Social Security
Jul 21, 2014 • 40 min
Social security is a decisive topic but we’ll give you the facts while leaving the politics aside so you can draw your own conclusions. Social security was established by FDR in 1935 as part of The New Deal. It was intended to alleviate poverty for the…
Our Twelve Financial Philosophies
Jul 20, 2014 • 34 min
We’re breaking down Listen Money Matter’s Twelve Financial Philosophies. Think and meditate on them and then live by them. 1. You are responsible for your own wealth. Don’t expect to marry rich, inherit a fortune or win the lottery. Don’t blame your back…
Cost of Debt: Reasons You Need a Kick Ass Credit Score
Jul 19, 2014 • 32 min
Debt affects your credit score and makes life more expensive. We’ll show you the cost of debt and reasons you need a kick ass credit score. A good credit score saves you money in many ways. You don’t have to achieve the “perfect” score but having a score…
Quality vs Cost
Jul 18, 2014 • 34 min
As demonstrated in Vimes’ theory of boots, sometimes it saves money long term to spend more up front. What items are worth the splurge and which are not? Quality versus cost is not about being fancy and always buying the most expensive version of…
How To Spend Less Money: Become A Shopping Sniper
Jul 17, 2014 • 31 min
A shopping sniper knows what they want, gets it, and gets out. We’ll teach you a few tricks to become the shopping sniper with the most confirmed kills. [share] Welcome to your training. I hope you enjoyed the video. But now it’s time to begin. It’s time…
The Ideal Financially Responsible Person
Jul 16, 2014 • 32 min
What does the ideal financially responsible person look like? Is it you? We’ll discuss achieving financial perfection. See how you stack up. The ideal person will have no student loan, credit card, or car debt. Their housing expenses will be no more than…
5 Questions: Gold, Stock Options, Coupons
Jul 15, 2014 • 38 min
We’re answering listener questions about gold, stock options, coupons, investing, and how to avoid student loan debt. 1. Should I invest in gold and silver? The short answer is no. It’s risky and speculative. Gold and silver prices fluctuate wildly from…
Profitable Personal Productivity Tips
Jul 14, 2014 • 55 min
We all have the same 24 hours to work with. But there are lots of ways to get more out of those hours. We’ll give you some tips to make the job easier. Whether you work from home, work in an office, work for yourself, or for someone else, there is a tip…
Breaking Down the Dave Ramsey Investing Strategy
Jul 13, 2014 • 44 min
We break down Dave Ramsey’s investing strategy. Can we all retire millionaires as he promises? Today we find out. Dave Ramsey is a well respected financial guru. He has helped many people begin their personal finance journey. While we disagree with the…
Our Favorite Financial Resources
Jul 12, 2014 • 27 min
We hope LMM is your go-to place for all things personal finance but there are other resources available. We share some of our favorites. Podcasts APM Marketplace: News on business, money, and economics. Stacking Benjamins: Our buddy Joe! If you like LMM,…
What the F**k is Vanguard?
Jul 11, 2014 • 35 min
If you read or listen to anything related to personal finance, you have heard of Vanguard Funds. But WTF are Vanguard Funds and why are they so popular? Vanguard and its founder, John Bogle, are investing legends and for a good reason. Bogle founded the…
How to Make Money On The Side
Jul 10, 2014 • 31 min
Want to earn some extra cash? Have some credit card or student loan debt you would like to pay off? Maybe you want to finally take your dream vacation or have some extra money to crank up your investing. We’ll teach you how to make money on the side to…
My Personal Investment Strategy
Jul 9, 2014 • 35 min
The finer points of my personal investment strategy including emergency funds, checking and savings accounts, and investing beyond Betterment. An emergency fund is vital as we discussed in Episode 64. But we define that a bit differently than a lot of…
Five Questions: Lending Club, Dave Ramsey, Credit Cards
Jul 8, 2014 • 35 min
You ask and we answer. Five listener questions on everything from Dave Ramsey to credit cards to how to stay disciplined with spending. 1. What is Lending Club and how is it classified? Lending Club is a market place for crowd sourced loans. It should be…
Creating The Perfect Resume with Mark Fiebert
Jul 7, 2014 • 41 min
Your resume can make all the difference in a tough job market. We’ll find out what you need to build the perfect resume so you land that job. If you haven’t done a new resume for a while, some things have changed. Since most resumes are sent…
Spend to Live with Jason Vitug from Phroogal
Jul 6, 2014 • 38 min
Jason Vitug, founder of Phroogal shares his journey from corporate American to world traveler and founder of a blog loaded with personal finance tools. Jason spent ten years in financial services. Part of his job was traveling across the country teaching…
Investing In Cryptocurrency with Edward Castronova
Jul 5, 2014 • 28 min
If you haven’t noticed, everyone has been hysterical lately about Bitcoin (to say the least). We talked to Professor Edward Castronova, an expert on investing in cryptocurrency to talk about how the market works. What is the definition of money? According…
How to Budget for Special Occasions
Jul 4, 2014 • 32 min
Whether it’s a holiday, a birthday or an anniversary, we all have special days to celebrate. Find out how to do it up without spending too much. It’s easy to budget for the expected holidays but what about the random co-worker birthday, the niece’s…
Budget Meals: What To Eat When You’re Strapped For Cash
Jul 3, 2014 • 48 min
There are lots of ways to save money on food. Here are a lot of ideas for budget meals and what to eat when you’re strapped for cash. That Can’t Be Right Americans spend a lot of money on food as a recent poll found out. The GOBankingRates survey was one…
The 100th Episode Special
Jul 2, 2014 • 45 min
Listen, Money Matters celebrates our milestone 100th episode by reminiscing over listener voted best episodes. Enjoy these classics! Some of the favorite episodes surprised us. The first one? Others, like Adam Carrol’s interview are favorites of our’s…
What the F**k is Dollar Cost Averaging?
Jul 1, 2014 • 33 min
Dollar cost averaging takes the fear out of investing. Today we’ll explain what it is and how it benefits you whether you have $5 to start with or $1000. Do you have some money that you want to invest, but you’re waiting until the exact right time to…
Saving Money Around the House
Jun 30, 2014 • 35 min
Little tips can save you big at home. Get some money savings tips and find out if anything you’re doing now would cause Matt to punch you in the face. People love numbered lists and we found a good one giving tips on ways to save money on energy costs…
Managing Your Money Paperwork
Jun 29, 2014 • 39 min
Despite being promised a “paperless society” we’re still drowning in reams of paperwork. Find out what you need to keep and what you can toss. Do you all have a “junk drawer” in your kitchen? Is it filled with appliance manuals to appliances you maybe…
Selling Your Stuff for Cash with Yard Sales, Craigslist and eBay
Jun 28, 2014 • 28 min
Most of us have homes full of stuff we never use. It’s taking up space both mental and physical and chances are, it is how you got into debt in the first place. We’ll show you how to reduce that debt and your clutter by selling your stuff. Take an…
Snowballing vs. Stacking: Which Should You Use to Get Out of Debt
Jun 27, 2014 • 36 min
If you have debt, it’s time to tackle it. When it comes to methods of debt reduction, there are many options to consider. Everyone has debt, it’s how we reduce and manage it that sets us apart. But which should you use to get out of debt snowballing or…
Better Know A Millionaire with Brenton Hayden
Jun 26, 2014 • 30 min
In our on-going millionaire series we interview Brenton Hayden to learn how he retired at 27, how he manages his money now, and what he does now that he’s not in an office everyday. Brenton started his career working in grocery stores where he met people…
Boozing on a Budget
Jun 25, 2014 • 39 min
If there are two things we love at Listen, Money Matters, they are saving money and having a few drinks. Let us teach you how to best combine these two loves into a great night out. We owe thanks to our friends Thomas Frank from College Info Geek Kristen…
Travel Hacking Tips with Travis Sherry from Extra Pack of Peanuts
Jun 24, 2014 • 54 min
Travis Sherry from Extra Pack of Peanuts teaches us how to see the world without spending a lot by seeking out cheaper destinations, scoring the best flight prices, and alternatives to hotels that will save you a fortune. Traveling is on top of nearly…
Buying or Leasing a Car
Jun 23, 2014 • 34 min
Matt and Andrew bicker like two five-year-olds fighting over a toy about what is the better choice, buying a car or leasing one. Andrew gets sweary and Matt gets hangry. Who will prevail? Unlike some of our topics, there is no clear answer to this…
Why I Didn’t Go To College
Jun 22, 2014 • 51 min
With the cost of college growing ever more expensive, more and more people are choosing to forego a degree and all of the debt that comes with it. I’ll explain why I didn’t go to college and if I have any regrets over my decision. For a lot of people,…
Inflation vs Deflation and Why It Matters
Jun 21, 2014 • 29 min
What is inflation, what is deflation and what benefits to knowing? We’ll explain the basics and what you need to know to make sure your money keeps pace. Inflation and deflation are terms you hear thrown around a lot but what do they mean and what impact…
Why We Think Failure is a Good Thing
Jun 20, 2014 • 33 min
We all fail and we’re all afraid to fail. Today we’ll discuss why failure is not always the end of the road and may even be the beginning of a new path. No one likes to fail but if that fear is stopping you from trying, it can hold you back in every…
The Effortless Gent – Dressing Nice for the Price
Jun 19, 2014 • 31 min
Barron Cuadro (best name ever) from The Effortless Gent teaches us how to dress well and look great without spending a fortune. A lot of men consider fashion an afterthought. They throw on a pair of jeans and a t-shirt and they think they’re ready for…
Controlling Spending for the Out of Control Person
Jun 18, 2014 • 29 min
How do you stop yourself from burning through all your hard earned money like a drunken sailor on shore leave? Today we discuss a few mind hacks that can help curb your baser monetary urges. The easiest way to not spend money is to stay home. No siren…
Escaping $109,000 of Credit Card Debt with Travis Pizel
Jun 17, 2014 • 27 min
Travis Pizel from Enemy of Debt tells us how he and his wife accumulated $109,000 of credit card debt through lack of communication and how they paid off the debt and strengthened their relationship in the process. HOW does a couple accumulate that much…
5 Questions: Betterment, Passive Income, and Optimal Credit
Jun 16, 2014 • 33 min
We’re doing personal finance potpourri today, answering listener’s questions about investing with Betterment, unpaid internships, 401K’s, passive income, and credit scores. 1. What is Betterment and what’s so great about it? Betterment is an investment…
Father’s Day Money Special
Jun 15, 2014 • 80 min
In this special Father’s Day episode Matt and Andrew interview their dads to find out what mistakes and victories they had with money and what lessons they have for their sons and us listeners. The apples don’t fall far from the trees. Andrew’s dad has…
This Financial Life with Connor
Jun 14, 2014 • 45 min
This financial life episodes give us a chance to delve into a listener’s personal finance life and to give them some advice to improve it. Today we have This Financial Life with Connor. Connor is 23, lives in Manhattan, has been working in finance as a…
Just the Tips: How Much to Tip Everyone From Pizza Delivery to Movers
Jun 12, 2014 • 32 min
When did tipping become such a minefield? Who do you tip, how much, how often? We are going to sort it all out for you. We are giving you just the tips and will tell you how much to tip pizza delivery and everyone else. It seems that everywhere you go, no…
To Roth or Not to Roth Redux with Darin Hayes
Jun 11, 2014 • 32 min
We’re talking Roth and traditional IRA’s today with Darin Hayes, author of Beer Money: A Beer Drinker’s Guide to Personal Finance and Investing. Let’s put this in drinking terms. Taxes are a hangover. A Roth IRA gets the hangover out of the way before the…
Blooom Review: Get Help With 401(k) Management
Jun 10, 2014 • 64 min
For many working Americans, a 401(k) is often the single largest asset they have. Unfortunately, managing a 401(k) can be extremely complicated, resulting in the poor management or complete negligence of this very important savings account. Fortunately…
5 Questions: Emergency Funds, Debt vs Invest, and Frugality?
Jun 9, 2014 • 36 min
We answer your questions about emergency funds, whether should you prioritize debt or investing, and is being frugal the latest hipster trend? Find out! I have $30,000 in a savings account and am moving it into Betterment as LMM recommends. How much…
Understanding the Value of Time
Jun 8, 2014 • 41 min
Do you know how much your time is really worth? Today we discuss when to trade money for time and vice versa. There are things we all hate to do, mowing the lawn, painting, cleaning, food shopping. Or maybe you’re a weirdo who loves those things. That’s…
Handling Money in a Relationship
Jun 7, 2014 • 45 min
Relationships are hard enough as it is without talking about finances. So we’re gonna lay it down about how to handle money in a relationship. You have a better chance of staying married than winning the lottery so that’s good news! But how can we…
This Financial Life with Daniel Murrell
Jun 6, 2014 • 40 min
Listener Daniel Murrell to analyze his financial situation. He shares a great strategy for making college affordable. Daniel is twenty three, lives in Southern California, works and goes to school. And he has a smooooth voice. Daniel works in overnight…
Lessons I Learned From Being Broke
Jun 5, 2014 • 60 min
There is no doubt about it, being broke sucks. But that isn’t to say you can’t learn valuable lessons from being broke. These are the most important lessons I learned from being broke. * Credit cards are a good thing when used correctly. You can earn cash…
J Money on the Pros and Cons of Being A Landlord
Jun 4, 2014 • 41 min
J Money of BudgetsAreSexy.com discusses the pros and cons of being a landlord. Should you become a real estate mogul? J Money has been a personal finance blogger since 2008. His first site was Budgets are Sexy and he recently started Rockstar Finance. J…
How Much Money Can You Really Live On?
Jun 3, 2014 • 37 min
Andrew and Matt calculate the absolute minimum they could each live on. We hope it will inspire you to cut some of the frills out of your spending. If you cut your expenses to the bone, how much could you live on? And what does “live on” mean? Would you…
Student Loan Help with Heather Jarvis
Jun 2, 2014 • 36 min
We get lots of questions about student loans so we decided to bring on an expert to help. Heather Jarvis joins us to answer of your pressing questions. Heather graduated from Duke Law School with $125,000 in student loans. She wanted to use her degree to…
How to Find an Awesome Job
Jun 1, 2014 • 34 min
We share stories about how we found awesome jobs in the past and new ways you can go about getting the job of your dreams on this episode. If you want to walk the path of financial success (following our Wealth Wheel, of course), then you need to begin…
How to Research Stocks with Patrick Kenneally
May 31, 2014 • 52 min
Interested in purchasing individual stocks? Listener Patrick Kenneally teaches us how to research stocks. Patrick had his first taste of investing while in college where he was part of Huntington 360, the student-run group that invested a portion of the…
Traveling Abroad with Andy Steves
May 30, 2014 • 33 min
Travel expert Andy Steves teaches us how to travel abroad affordably while having an authentic experience. Andy grew up traveling to Europe with his father, the travel guru, Rick Steves. He worked college summers as a tour guide for his dad’s company and…
Money Habits with Tony Stubblebine from Lift
May 29, 2014 • 59 min
Tony Stubblebine, CEO of Lift.do discusses how his habit building app can help us build good habits be they financial or another realm of our lives. Tony has a long background in tech startups. We was the head of engineering when the first version of…
13 Common Money Mistakes You Can Avoid
May 28, 2014 • 47 min
Forbes Magazine published a list of common money mistakes many of us make. Which ones are you making? 1. Not having a budget. Chances are you have more than Matt’s three monthly expenses and unless you’re budgeting, you can’t keep track of them. No need…
The Importance of Having an Emergency Fund
May 27, 2014 • 29 min
Your future self will you for establishing an emergency fund now. It’s important to set aside emergency savings can help you get in case your home needs an urgent repair or something more serious like unemployment. We will help you figure out how much you…
Memorial Day Special with Johnny
May 26, 2014
In honor of Memorial Day, we interview our listener Johnny who is a member of the Air Force, working in the finance office. Members of the Armed Forces have their own set of challenges when it comes to their finances. Many recruits are fresh out of high…
This Financial Life With Matt’s Brother
May 25, 2014 • 59 min
Meet Dan, Matt’s financially savvy brother to discuss what he’s doing right, wrong, and what he could do better. Are money smarts genetic? We learn early on the difference between Matt and Dan. As children, Dan asked for stocks for Christmas while Matt…
The Financial Importance of Your Hobbies
May 24, 2014 • 38 min
Why not turn doing what you love into a way to make a bit of money on the side? We share ideas on how to make money with your hobbies. The difference between a hobby and a job is that a job has aspects you don’t enjoy. A hobby is doing only the things you…
This Financial Life with Robbie
May 23, 2014 • 40 min
It’s interesting to hear someone else’s personal finance story, and we are lucky enough to have listeners willing to share this financial life. Today we are joined by one such listener. Join us for this financial life with Robbie. Robbie is getting…
Money For The Rest of Us Millionaire J. David Stein
May 22, 2014 • 35 min
J David Stein of Money For the Rest of Us visits for our ongoing Better Know A Millionaire series. David went to work as an institutional investment advisor at the age of 30 after spending years in corporate finance. David retired at 40, already a…
Money Mindfulness For Beginners
May 21, 2014 • 43 min
Thomas Frank from College Geek Info joins us to discuss mindfulness and how it relates to our life goals whether they are financial or adventure related. It’s easy to dismiss mindfulness as some kind of woo-woo new age nonsense, but it’s not all…
How Not to Over Think Your Finances
May 20, 2014 • 31 min
No one should spend too much time thinking about or managing their finances. Learn some tricks to make it easier. If you’ve been with us for any length of time, you know that we emphasize the importance of monitoring your finances. But there is such a…
Better Know a Millionaire with Michael Epstein
May 19, 2014 • 29 min
Michael Epstein became a millionaire by the age of thirty. Michael will tell us how he did it and how you can too. Michael started his first company, e-Dimensional, a software company that designed glasses to make off-the-shelf video games 3-D while still…
Where to Put Your Money First
May 18, 2014 • 29 min
Which of your financial obligations should you meet first, loans, investing, credit cards? Learn where to best allocate your money. Nick is 29, married, owns a home and has $100,000 in student loan debt at 7% interest. He maxes out his employer matched…
Don’t Give Up Your Starbucks Habit
May 17, 2014 • 28 min
How can you find the extra money for the things you can’t live without? We’ll show you places to find a little something extra. In his book, I Will Teach You to be Rich Remit Sethi discusses that it’s not the $5 you spend daily at Starbucks that is…
The Wealth Wheel
May 16, 2014 • 33 min
Introducing the LMM’s Wealth Wheel. Do we debate the age-old question, what matters more, size or the motion of the ocean? The wealth wheel contains four segments that are connected clockwise. The first is income. Simple enough, the amount of money coming…
How to Ask For a Raise Like a Boss and Get Paid What You Deserve
May 15, 2014 • 32 min
We could all use more money, and one of the best ways to get more money is to ask for a raise. But it’s a little more complicated than marching into the boss’s office and demanding one. This summarizes almost exactly my last asking for a raise experience……
From Debt to Vet with J.D. Roth from Get Rich Slowly
May 14, 2014 • 37 min
J.D. Roth of Get Rich Slowly, is a titan in the world personal finance blogging. He shares his personal journey from massive consumer debt to personal finance genius. J.D. began the blog in 2006 when he found himself deeply in debt ($35,000 in debt, to be…
Financial Lessons Learned From The Game of Monopoly
May 13, 2014 • 30 min
Did you play Monopoly with your family when you were a kid? If you did, you probably learned some valuable financial lessons, even if you tipped the board when you lost. Personal finance isn’t a game, but there are lessons to be learned from the game of…
Better Know a Millionaire with Laurie Itkin
May 12, 2014 • 30 min
Learn lessons from millionaire Laurie Itkin in our “Better Know a Millionaire” show. Laurie explains how she became a millionaire before the age of 40. This is the first episode of our ongoing series, “Better Know a Millionaire.” (Obviously a total ripoff…
Mother’s Day Money Special
May 11, 2014 • 66 min
It’s Mother’s Day. Matt and Andrew interview their mom’s to find out what financial lessons they’ve learned. This is a very personal episode for us at Listen Money Matters. Both Andrew and I sat down, face to face, with our moms and talked to them about…
Do You Need a Financial Advisor?
May 10, 2014 • 29 min
Investing can be confusing, especially if you are a beginner. Bulls and bears, buy or hold, investing even has its own language! But is investing something anyone can DIY or do you need a financial advisor? 79% of professional money managers cannot beat…
Lessons Learned From Owning Seven Cars
May 9, 2014 • 41 min
How many cars have you owned over the years? Is it more than seven? That’s how many Matt has owned. And he learned a thing or two. These are the lessons learned from owning seven cars. Some learned the hard way! * Dodge Shadow * Ford Ranger * Chevy Blazer…
Save Money Without Cramping Your Life with Joel Larsgaard
May 8, 2014 • 33 min
Joel Larsgaard from Save Outside the Box shows us easy ways to save money without giving up the things you love. Joel used to be budget adverse. His theory was “bring in more than you spend and don’t buy nice things.” But now with a baby in the mix, Joel…
Common Traits of People Who Have Achieved Financial Success People
May 7, 2014 • 46 min
Get Rich Slowly recently posted an article titled, “The Ten Habits of Financially Successful People.” See how many you share. They surround themselves with positive people You can’t change people but if their negativity is undermining your confidence, you…
Smart Ways To Spend Your Tax Return
May 6, 2014 • 30 min
Everyone should have received or should soon receive your tax return. Today we discuss the best way to make that money work for you. Start or increase your emergency fund. We’re going to do an entire show on this subject but if you don’t have one to two…
Mastering Debt Reduction with Claire Murdough
May 5, 2014 • 32 min
Many of us have debt. Claire Murdough tells us how to pay your debt as quickly and efficiently as possible. You can enter your debt account information and how much you are paying on each. RFZ will generate a graph showing how long it will take to pay the…
The Importance of Taking a Vacation
May 4, 2014
Americans don’t get much vacation. Learn why it’s important to take what you do get. It will make you a better person and a better employee. The average American gets ten days paid vacation. And that is at the mercy of your employer. The United States is…
What The F**k is High Frequency Trading?
May 3, 2014 • 29 min
What is high frequency trading? Is it something you need to worry about? Don’t let the unknown keep you out of the market. When you buy a share, it goes through an exchange. An exchange is a huge data center where multiple computers communicate with each…
Finding Extra Money to Invest With
May 2, 2014 • 30 min
We discuss pain-free ways to find extra money to invest. Whether it’s into a Betterment account, a Roth IRA, or a brokerage account. It’s easy to say, “go out and get a second job,” and use that money to invest, but that’s not realistic for everyone.…
Turn Your Hobby Into a Money Maker with Jim Wang from Micro Blogger
May 1, 2014 • 31 min
On this episode we welcome Jim Wang, founder of Bargaineering.com, a personal finance blog, to discuss how you can turn your hobby into cash. Jim began Bargaineering in 2005 while working a full-time job. After a lot of trial and error, he was able to…
How to Retire Early: The Changing the Definition of Retirement
Apr 28, 2014 • 33 min
There is a new face of retirement these days and it doesn’t include being over 65 and never working again. That kind of retirement kills, people! Don’t believe me? Take Freakonomics word for it. Let’s talk about the changing the definition of retirement…
The Psychology of Money with Kristin Wong
Apr 21, 2014 • 35 min
On this episode we welcome blogger Kristin Wong to discuss the psychology of money. Kristin grew up in a frugal household but like many of us, didn’t have any guidance when it came to investing. Frugality seems less daunting and allows for instant…
The Wisdom and Pitfalls of Zero Percent APR Financing
Apr 14, 2014 • 31 min
0% APR offers can be a great thing. But if you don’t understand how they work, it can cost you big time. In theory, this is a free loan. But there are so many ways you can screw it up and the lender is counting on that. Banks aren’t in the business of…
Money For The Love of Financial Freedom
Apr 10, 2014 • 53 min
Money isn’t about being rich. Money is about choice and the freedom that goes along with being able to make decisions when money is not the only deciding factor. Stop thinking about money in terms of being rich and instead think about ways it can grant…
Is Frugal Living More Trouble Than It’s Worth?
Apr 8, 2014 • 36 min
Frugal living is pretty trendy right now, but how frugal is too frugal? Should you clip coupons, wash and reuse your tin foil? Where do we draw the line? Being frugal is a good thing. But frugal living can be taken too far and sometimes even cost you more…
Broke, Busted and Disgusted with Adam Carroll
Mar 31, 2014 • 60 min
On this episode, we talk to Adam Carroll who created the documentary about the current student loan debt crisis called Broke, Busted and Disgusted. We get a lot of questions about student loan debt but we didn’t understand just how dire the state of…
How Stocks, Bonds, and Funds Work
Mar 24, 2014 • 38 min
We’ll discuss a boring subject, how stocks, bonds, and funds work but make it less boring by using Arrested Development to illustrate our points! Recently, we published a post called, An Illustrated Guide to Investment Types. Before writing, Matt asked…
The Average Investor’s Commandments
Mar 17, 2014 • 61 min
There are some rules, or commandments, that all investors should live by. We’ll discuss those ten commandments and explain the importance of each one. 1. Think Long Term. You need to be in the market for the long con. Put your money in and leave it alone.…
How to Find The Perfect Credit Card
Mar 10, 2014 • 38 min
There are a million credit cards out there and some are better than others. We’ll help you find the one that will best meet your needs. When used responsibly, a credit card can be a great tool. You can earn all kinds of rewards from travel points to cash…
Streamline Refinancing My Home Mortgage
Mar 3, 2014 • 32 min
On this episode we talk about Streamline Refinancing. Specifically, how Matt used it to shave over $130 a month off his mortgage payment without being hit with more interest or increasing the term of his mortgage. The refinance also bought him a month…
An Interview with Cat Alford of Budget Blonde
Feb 24, 2014 • 30 min
On this episode, we talk to Cat Alford of BudgetBlonde.com. She’s a personal finance blogger, writer, and a proud mother of twins. I met Cat when I first started Listen Money Matters and she’s been a huge help both in guiding me in the right direction…
How to Master Your Wealth, Gangsta Style!
Feb 17, 2014 • 46 min
Don’t manage your money like an old white dude. Manage your money like a gansta! Learn how via our rap video and new book, Mastering Mint. 1. The Personal Finance Rap Video We are very excited! Tomorrow (February 18th 2014) we debut our first personal…
An Interview with Mark Deal of Foreign Investor Resource Group
Feb 13, 2014 • 45 min
We interview Mark Deal who founded a company that connects overseas investors with Americans who want to start businesses and create new jobs. Marks is a former Navy nuke with an MBA. He founded Foreign Investor Resource Group to facilitate relationships…
Money Management and Productivity Tools We Use
Feb 10, 2014 • 33 min
On this episode, we discuss our favorite money management and productivity tools, including Mint, Betterment, Lift, Evernote, and more. We believe in making money management as easy as possible. With all of the apps and software out there, it’s easier…
The $100 MBA Show: An Interview Omar Zenhom
Feb 6, 2014 • 62 min
We chat with Omar Zenhom, co-creator of $100 MBA, an online business training community for entrepreneurs, about quitting his job and starting a business. We met Omar through the online community Fizzle. He and his partner started Business Republic to…
What the F**k is Bitcoin?
Feb 3, 2014 • 28 min
How does a currency just materialize, seemingly from thin air? Are they only for people who like buying drugs on the internet? What is a Bitcoin? Want to know how to invest in Bitcoin? We’ll break down the mystery for you. What is Bitcoin? If you find the…
Paying Off Student Loans with Rebecca from Stapler Confessions
Jan 30, 2014 • 34 min
We interview Rebecca from Stapler Confessions to find out how she is paying off $125,000 of student loan debt and learn how we can pay off our debt too. Rebecca escaped her four year college with zero debt but things changed when she graduated law school.…
Getting Over The Fear of Investing
Jan 27, 2014 • 39 min
Investing can be scary but it’s a great way to make money. We’ll explain why investing is nothing to fear. Get ready to open a Betterment account! Most of the scary stories you hear about people losing big in the market are from people who were trying to…
Financial Mistakes & Blunders with Jeff Rose from Good Financial Cents
Jan 23, 2014 • 43 min
Certified financial planner Jeff Rose of Good Financial Cents joins us to discuss money mistakes he made and how he and we can overcome them. As a new comer to the finance world, it’s comforting to hear stories from professionals about mistakes they’ve…
Managing Small Business Finances with Caleb Wojcik
Jan 16, 2014 • 45 min
Caleb Wojcik, co-founder of Fizzle, joins us to discuss managing small business finances and recommends his favorite tools to make the job easier. Matt and Andrew were excited to talk to Caleb because they met through Fizzle.co. Fizzle is an online…
Getting Out of the Red: How to Improve Your Credit Score Fast
Jan 13, 2014 • 34 min
Having a good credit score makes life easier and cheaper. Even if you’ve tanked your credit, we’ll give you some ways to bring the number back up. You don’t have to wait seven years to start improving your credit score. There are a few tricks to get that…
How to Become Rich: 21 Rich Habits of Rich People
Jan 9, 2014 • 53 min
Rich people are different than you and me. How are they different, though? This list of 21 rich habits will teach you how to become rich and put you on the path to wealth. Dave Ramsey published a list of twenty things the rich do every day. Most of these…
Peer to Peer Lending Introduction
Jan 6, 2014 • 43 min
Peer to peer lending can be a great way to make money for lenders and for borrowers to get help without using a bank. We’ll explain how it works. Peer to peer lending is basically crowdsourcing loans. Crowdsourcing or crowdfunding, means getting a bunch…
Our New Year’s Resolutions for 2014
Jan 2, 2014 • 41 min
It’s that time of year again, New Year’s Resolutions. Matt and Andrew discuss their resolutions, all the biggies, money, health, and fitness. Are you making resolutions? Have you made them for so many years running that they’re more like traditions now?…
This Financial Life: Hersh
Dec 23, 2013 • 45 min
In this episode, we talk to one of our listeners, Hersh, about his personal financial profile and offer up some advice. Full credit to Hersh for this show idea. He found our podcast through an Android app on his phone and became a huge fan. He reached out…
The 4% Rule – A Retirement Spending Strategy
Dec 19, 2013 • 29 min
What is the 4% rule? It is the magic formula for early retirement. Make your money work for you while you no longer have to work. If you want to retire way before 65, listen up. This is how you can do it. What is the 4% Rule? The 4% rule is a benchmark…
Not Sure What Stocks to Buy? Our Guide on How to Pick Stocks
Dec 16, 2013 • 34 min
You can let something like Betterment pick your stocks but if you’re ready to dabble on your own, we’ll teach you how to do the job yourself. Andrew researches and buys individual stocks in addition to investing in ETF’s through Vanguard and Betterment.…
How to Justify Large Purchases
Dec 12, 2013 • 39 min
We want you to be sensible with your purchases. But sometimes you just need a big one! (Don’t we all). When is a big purchase justifiable? The topic for this episode came from a listener. How and when do you justify buying big ticket items like a laptop,…
How to Avoid Bank Fees
Dec 9, 2013 • 37 min
Is your bank nickel and diming you with their bullshit fees? Learn how to avoid them and dispute the ones you may have already been charged. Banks have enough of your money that they use to make more money for themselves. Don’t let them steal more with…
The Beginner’s Guide to Simple Investing
Dec 5, 2013 • 36 min
You know you should be investing your money but where, how? Investing can be intimidating but it doesn’t have to be. We’ll help you get started. Anyone can invest and everyone should. We’ll walk you through the process so you can start making your money…
To Roth or Not to Roth?
Dec 2, 2013 • 32 min
In this episode, we answer another listener question about whether he should invest in a Traditional 401k, a Roth 401k, or both. If you’re employed, chances are your employer offers a 401k. Normally, this would be a Traditional 401k, but check with HR to…
The Underwater Mortgage Escape Plan
Nov 25, 2013 • 49 min
Are you stuck with a mortgage that is under water? We’ll craft an escape plan so you can save money and move on. An underwater mortgage means the balance remaining on the mortgage is higher than the fair market value of your home. In other words, you owe…
The Importance of Creating a Budget
Nov 18, 2013 • 36 min
You have no idea where all your money goes, huh? I’ve been there before. I know it’s frustrating when you can’t seem to get ahead. If you are in this boat, you probably don’t have a budget or at least one that is working for you. In order to start to…
Rent vs Buy? That is the question: Figuring Out What Option is Best for You
Nov 11, 2013 • 28 min
We’ve all heard the cliché that if you’re renting, you’re wasting your money. But is that true? Is it better to rent or buy? We’re Not Buying It Home ownership used to be a hallmark of the American dream achieved. It showed that you were an adult and that…
Credit vs. Debit vs. Cash: The Ultimate Showdown
Nov 6, 2013 • 30 min
Every time we make a purchase, we have to decide between using a credit card, a debit card, or cash. They all have their pros and cons. Will there be a clear winner? Credit vs. debit vs. cash: the ultimate showdown. Those shiny credit card offers with…
Save That Money: How to Save Money Fast and Automate It
Oct 31, 2013 • 56 min
Saving money can be hard and sometimes it feels like you’ll never get ahead. But saving money doesn’t have to be hard. We will show you how to save money fast and automate it to make the process easier and less painful. Most of us want to save money fast,…
Introducing The Listen Money Matters Podcast
Oct 30, 2013 • 41 min
Welcome to Listen, Money Matters. We are a personal finance podcast for people who love beer and swearing as much as they love money! Andrew is the finance expert. He’s always been a guy predisposed to ranting about money. His parents taught him the value…
Instavest Review: Replicating the World’s Best Investments with CEO Saleem Khatri
Jul 20, 2013 • 49 min
Today we’re joined by Saleem Khatri, CEO of Instavest. A new platform to let others know why you invest so they can get in on the action too. Instavest allows you to describe why you invested the way you did so others can mirror what you did and you get a…