Breaking Banks Fintech

Breaking Banks Fintech

www.voiceamerica.com/show/2193/breaking-banks-fintech
Thursday at 12 Noon Pacific Time on VoiceAmerica Business Channel


Sci-Fi Legends talk COVID-19
Apr 3 • 60 min
On this week’s show, we invited acclaimed science fiction authors David Brin, Kevin J. Anderson, and Ramez Naam on the show to talk about how the #COVID19 crisis might affect humanity on a long term basis, looking out short-term and then 50 years from…
Life Before and After Social Distancing
Mar 26 • 62 min
For the first half of this episode, we travel back to a simpler time before the mass disruption of normality from the COVID-19 pandemic— just 4 weeks ago. Greg Palmer spoke with JP Nicols in late February about the tech-driven advancements he is seeing on…
Preparing for Black Swan
Mar 19 • 59 min
The effects of the coronavirus are being felt globally, and the potential for long-term economic stress has everyone bracing for uncertainty. The guests joining this week’s show are on the frontlines of the COVID-19 pandemic. Brett King hosts Yobi…
FinTech of the South
Mar 12 • 62 min
Last week Doug Nielson of US Bank highlighted how inspiration comes in different places including different geographies. This week on Breaking Banks, we hear from Andy Hernandez, Chief Digital Officer of Regions Bank in a session recorded live in the…
Live! From Sundance
Mar 5 • 53 min
Sundance is known for its film festival, but over the last decade it has also become fintech famous with an intimate conference hosted by MX. Host Jason Henrichs talks with innovators live from the Sundance Screening room! This week listen to his…
Merger Madness
Feb 27 • 58 min
Jason Henrichs and Brett King host Steve Allocca of Lending Club & Mike Butler of Radius Bank to talk through the major elements that have been changing the landscape of fintech and the mergers happening today! Then, Dara Tarkowski of Actuate Law and host…
Chat Commerce: A Revenue and Engagement Revolution
Feb 20 • 51 min
Brett King takes a deep dive into the driving forces of FinTech on the African continent! He talks to Pieter de Villiers and Hannes van Rensburg of Clickatell and Nico Jacobs of MTN about the growth of the fintech ecosystem in Africa! Episode sponsored by…
Hottest Trends and Technologies in Banking
Feb 13 • 59 min
JP Nicols, Jason Henrichs, and Ron Shevlin dive into the five hottest technologies in banking and the trends that leaders in the financial industry will have to navigate.
Digital Onboarding Goes Mainstream
Feb 6 • 57 min
In this week’s episode Hosts Ron Shevlin and Brett King talk to the American Banker’s Association and their endorsed solution provider Zenmonics about the pressure for US community banks to get onboard with digital onboarding. We learn about how the ABA…
Relationship Finance
Jan 30 • 54 min
Brett King is joined by Tim Dean of Credi to talk loans between friends and family! Then we go to Paris FinTech Forum to talk to Forum founder Laurent Nizri.
(Financially) Healthy, Wealthy, and Wise
Jan 23 • 49 min
Jason Henrichs and Jane Barratt host Warren Hogarth of Empower and Brian Martucci of Money Crashers. They talk about all things financial health!
Innovation Around the World
Jan 16 • 60 min
As Jim Marous reports in The Financial Brand, the Future of Banking Has Arrived, as he and Brett King check in from their whirlwind tour of Shenzhen, China. Meaghan Johnson from the Breaking Banks Europe team joins to talk about the latest from Europe,…
Challenges and Opportunities in the New Decade
Jan 9 • 61 min
This week JP Nicols kicks off 2020 with a look back at a couple of our favorite segments from 2019 that are highly relevant as we wrap up the holiday season and start a whole new decade. First, we revisit our conversation with Jennifer Tescher, CEO of the…
A Decade of Fintech
Dec 26, 2019 • 56 min
Brett King hosts our end of year/Christmas special with Jim Marous, Ron Shevlin, Dave Birch, Theo Lau, and Penny Crossman, discussing all things fintech through the 2010s, from PayPal to Square and neos versus challengers
The Decade’s Biggest Innovations
Dec 19, 2019 • 59 min
In this show leading up to the close of the decade, Brett King and John Best host Singularity University’s Will Weisman, talking the most disruptive tech of the last 10 years. Then, Brett sits down with Parag Khanna, Managing Partner of FutureMap, talking…
Augmented Reality Meets Voice First
Dec 12, 2019 • 54 min
Brett King hosts the legendary duo Brian Roemmele and Robert Scoble for an epic discussion on Spatial Computing, AI, Augmented Reality, VoiceFirst and image recognition, and how emerging tech is bringing next-gen consumer smart gadgets to a whole new…
Frictionless Digital Transformation
Dec 5, 2019 • 63 min
Brett King hosts Marc Andrews, VP of Financial Services at Pegasystems, talking Pega’s Workforce Intelligence, AI, digital transformation, and removing friction in the organization. Then, Jason Henrichs hosts Nathaniel Harley, CEO at MANTL and Chris…
On The Front lines of Disruptive Finserv
Nov 21, 2019 • 59 min
JP Nicols hosts Andy Rachleff, Founder and CEO of Wealthfront, talking nextgen banking and disruption and innovation in financial services. Then, Jason Barsema, Co-Founder and President of Halo Investing, shares insights on the current and future state of…
Network Learning
Nov 14, 2019 • 60 min
Host Jason Henrichs talks with Dara Tarkowski, Breaking Banks contributor and host of the new Tech on Reg podcast, about the need for a new breed of innovation lawyer. In the second half, JP Nicols talks with Greg Palmer, host of the new Finovate podcast,…
The World’s Digital Bank
Nov 7, 2019 • 58 min
Brett King hosts Alissa Knight, author of Hacking Connected Cars, and the Senior Cybersecurity Analyst for Aite group. Then, we’re joined by Henry Ma, CIO and Co-Founder of WeBank, the largest challenger bank in the world, talking their path to nearly 180…
Uber Money Arrives
Oct 31, 2019 • 63 min
Brett King gets an exclusive interview from long time payments guru Peter Hazlehurst, global lead for Uber Money and Payments. We discuss what led to the launch of Uber money and where they go from here. Then, Jason Henrichs hosts James Burdine, CMO at…
Is The Fad Over?
Oct 24, 2019 • 62 min
Frequent contributor Ron Shevlin recently wrote in Forbes that ‘The Fad is Over for Bank/Fintech Partnerships’. Hosts JP Nicols and Jason Henrichs take a deeper look into why that is, what needs to be done, and what the future might look like. Then Adwait…
The Libra Meltdown
Oct 17, 2019 • 56 min
In this week’s show we return to the debate over Libra after its abandonment by key partners last week. Brett King hosts Brian Roemmele and Ajit Tripathi, who had previously predicted Libra’s demise on our Facebook Bets on Libra episode, along with…
Advocating For Customers
Oct 10, 2019 • 65 min
In this week’s Breaking Banks, we continue with some of the highlights from SIBOS. Brett King hosts Bianca Lopes, the founder of Talle, and Yuval Rooz, the co-founder and CEO of Digital Asset Corporation, talking blockchain developments in the identity…
Tech On Reg
Oct 3, 2019 • 67 min
Brett King hosts Dara Tarkowski, host of the new Tech on Reg podcast. Then, Brett talks the future of artificial intelligence with Dr. Eng Lim Goh, VP & CTO, HPC & AI, Hewlett Packard Enterprise. Plus, we check in with Pieter de Villiers, sharing…
Sibos and Finovate 2019
Sep 26, 2019 • 63 min
This week we come to you from old blighty, the city of London at the SIBOS SWIFT event of the year. We also check in with regulars Theo Lau and Brad Leimer our at Finovate. Join us as we explore the state of play of innovation in our industry.
SNEAK PEEK: Innotribe at SIBOS
Sep 20, 2019 • 10 min
We bring you this special episode of Breaking Banks interviewing Innes McLeod, head of the Innotribe initiative at SIBOS. We talk Professor Brian Cox and his opening keynote, we talk the discovery zone, how Fintech’s have shaped Sibos this year and last…
Digital Banking Galore
Sep 19, 2019 • 51 min
Brett King journeys from the US, to Luxembourg, to Australia, and back, sharing interviews on MX’s Digital Banking Week, Xinja, Farvest and ramping up for conference season at SIBOS, Finovate and more! Then, Jason Henrichs interviews Sue Woodward on how…
Introducing: Finovate Podcast
Sep 12, 2019 • 56 min
Host Jason Henrichs and co host Dara Tarkowski discuss the rise of podcasting in the fintech community. Brian Solis, joins to share insights from his new book LifeScale: How To Live a More Creative, Productive, and Happy Life. In the second half,…
Device Overload
Sep 5, 2019 • 57 min
In this weeks Breaking Banks, Julie Albright, the bestselling author of a new book Left to Their Own Devices talks to us about how devices are changing our behavior and the world around us, and how our children are adapting to this future world. In the…
Encore: A.I.- Ally or Foe?
Aug 29, 2019 • 58 min
Artificial Intelligence is all around us today. From Siri to interactive screens to drones and beyond, we rely on the speed and reliability of computers to create ease and aid decision making in daily life. AI has the ability to aid us in ways we have…
The Changing Face of Core Banking Technologies
Aug 22, 2019 • 56 min
How is the way we make basic transactions changing and what does that imply for the future of banking? Penny Crosman, Sultan Mehji, and Santo Cannone join Brett King and Jason Henrichs on a brand new Breaking Banks!
The FINTECH 300
Aug 15, 2019 • 57 min
In this week’s show, we celebrate our 300th episode in style with a host of regulars over the life of Breaking Bank’s six and a half year of continuous weekly podcasts in the Fintech space. Brett King is joined by Jason Henrichs, JP Nicols, Chloe James,…
Solving Americas Retirement Problem
Aug 8, 2019 • 50 min
Penny Crosman, Editor at Large for American Banker notes that while there are plenty of companies happy to help consumers who already have a sizable nest egg, relatively few are focused on those who’ve fallen short on saving for retirement. The void has…
Hold Your Breaches
Aug 1, 2019 • 56 min
Breaking news on breaking banks as regular regtech contributor Dara Tarkowski of Actuate Law and host Jason Henrichs talk about the Capital One data breach and the changing regulatory landscape for data privacy. The second segment covers the converging…
Connecting with Customers in a Wireless World
Jul 25, 2019 • 54 min
Banks frequently claim their unique competitive advantage is their relationship with their customers. How do you build relationships in an increasingly saturated world and one where face to face interactions are less frequent. Allie LeFevere from the…
Hierarchy of Threats
Jul 18, 2019 • 57 min
Brett King hosts Bill Nelson, CEO of the Global Resilience Federation (GRF) and Bryan Sartin, Executive Director, Global Security Services at Verizon, talking cybersecurity and the hierarchy of threats that exists in the financial services landscape.…
Hacking Compliance Culture
Jul 11, 2019 • 55 min
Making change is hard and slow. Innovators blame compliance. Compliance blames regulators. But what happens when regulators themselves decide to become the innovators? Nick Cook, Director of Innovation for the Financial Conduct Authority in the UK talks…
Cryptic Crypto
Jun 27, 2019 • 54 min
It seems like everyone has their own cryptocurrency these days and it may be confusing to decipher what is real and what is not. What currencies are here to stay and what regulations will they face. We dive deep into the world of cryptocurrency and the…
Facebook Bets on Libra
Jun 20, 2019 • 56 min
Host Brett King and Co-Host Chloe James invite an all star cast on to the show to discuss the launch of Facebook’s new crypto Libra, a financial inclusion app and blockchain (sort of). Brian Roemmele, early Bitcoin and Voice First evangelist, returns…
Honest Digital Transformation
Jun 13, 2019 • 57 min
Brett King and Jason Henrichs host USAA Neff Hudson talking about their long journey to digital transformation. IBM’s Global Fintech lead Paolo Sironi joins the discussion to talk about how Financial Transparency and Economics are changing in the digital…
Financial Fitness
Jun 6, 2019 • 55 min
Losing weight is simple— we all need to move more and eat less, yet weight loss is a $9 billion a year industry. What lessons can we apply to financial fitness? JP Nicols hosts Ron Shevlin, Cornerstone Advisors, sharing why Americans need a Fitbit of…
AI’s Role in Financial Access
May 30, 2019 • 56 min
Brett King hosts Kosta Peric, Bill & Melinda Gates foundation on how the use of tech is changing inclusion globally. Mike Walsh joins us to talk his new book, The Algorithmic Leader: How to be Smart when Machines are Smarter than you. Steve Cohen from…
Is Banking Finally Ready for AI?
May 23, 2019 • 59 min
Greg Palmer, VP of Finovate and Theodora Lau, Founder of Unconventional Ventures join host JP Nicols to share their perspective on some of the major themes from Finovate Spring,nincluding digital banking, financial inclusion, and digital lending; and one…
Mind the Gaps: Education, Wealth and Tech
May 16, 2019 • 54 min
Hosts Jason Henrichs and Brett King talk with a number of guests about the wealth gap, the education gap and the technology gap are driving disruption in traditional financial services. Guests include Ryan Falvey Managing Director of Financial Venture…
How Regulators Are Shaping the Future of Banking
May 9, 2019 • 55 min
Host Jason Henrichs talks with Meg Tahyar, partner in the Financial Institutions Group at Davis Polk & Wardwell LLP and Sarah Biller, co-founder of FinTech Sandbox about changes happening in unexpected places: regulators themselves. Meg, Sarah and Jason…
Asia Fintech Goes Ballistic
May 2, 2019 • 56 min
Brett King is joined by Jason Cao, Huawei’s global Financial Services Industry President for Enterprise Business Group in Shanghai, discussing how emerging tech is transforming the future of fintech and finserv in China and Yuxiao Hu, sharing insights on…
Science-Fiction and the Future of Money
Apr 25, 2019 • 57 min
Brett King goes full geek-mode as he interviews NY Times Bestselling sci-fi author Kevin J. Anderson, futurists Ross Dawson and Katie King, and John Best of Best Innovation Group. The discussion that ensues gets to the heart of the future of money: Will…
Before Open Banking: Do We Need More Open Minds?
Apr 18, 2019 • 57 min
Host JP Nicols talks with special guest co-host Scarlett Sieber about the wide net she has been casting to break down the latest tech trends and insights in her Tech Tuesday series. Then, we revisit a recurring topic on the show - #OpenBanking, with Chris…
Exploring New Growth Strategies
Apr 11, 2019 • 58 min
Financial services companies are always looking for new avenues for growth beyond loans, deposits, and payments. Jason Henrichs and regular contributor Ron Shevlin explore the opportunities in POS lending with Sandeep Bhandari of Affirm, while JP Nicols…
Small Things with Big Impact
Apr 4, 2019 • 58 min
Host Jason Henrichs talks with Karen Mills, former head of the Small Business Administration about her new book Fintech, Small Business and the American Dream, and Dan O’Malley, CEO of Numerated Technologies, a real time lending platform spun out of…
Apple and Conversational AI
Mar 28, 2019 • 57 min
Brett King and Chloe James are joined by Ron Shevlin and David Birch, discussing the launch of Apple’s credit card. Then, we delve into the world of conversational AI with Cinch from Boston and Soul Machines out of New Zealand. What will it take for…
5G Fintech
Mar 21, 2019 • 56 min
In this week’s show, sponsored by our friends at Verizon, our host Brett King examines how 5G is going to change consumer expectations towards low-latency, low friction experiences. Serhad Doken talks Verizon’s 5G Labs and ways startups are collaborating…
East Meets -South By South- West
Mar 14, 2019 • 60 min
Jason Henrichs and JP Nicols host Ron Shevlin, talking Ant Financial’s new core banking system, and Ron and Jason debate about what that means (and doesn’t mean) for banks and traditional providers of core banking technology. Then, Jason and Jean Donnelly…
Fintech For Good
Mar 7, 2019 • 54 min
Theo Lau from Unconventional Ventures joins us to talk about using technology to do good for customers and communities, and some of the challenges faced by community banks who historically have played a vital role in doing good in their communities, but…
The Financial Wellness Pandemic
Feb 28, 2019 • 58 min
A recent poll of 1000 Americans found 85% are stressed about money at least sometimes and a full 30% are constantly stressed about money. This is supported by a Bankrate study that found over half of Americans couldn’t cover a $1,000 emergency. This isn’t…
FinovateEurope 2019
Feb 21, 2019 • 56 min
This week, we’re coming to you from FinovateEurope where Greg Palmer, Brett King, JP Nicols and Jim Marous discuss FinTech geo-politics and clashes over financial services in the East vs. the West. What are some recent global regulatory responses to…
Open Up!
Feb 14, 2019 • 58 min
We’re a year into Open Banking but what’s really changed? Jason Henrichs hosts Martin Häring, CMO of Finastra, discussing the evolving business models and challenges facing incumbent financial institutions. Then, regular contributor Penny Crosman breaks…
Future-Proof Your Life
Feb 7, 2019 • 56 min
This week, we look at what it takes to survive and thrive with the coming disruptions around technology, AI, and changing social conditions. Brett King and Chloé James, joined by Jim Marous, host authors Jay Samit of “Disrupt You” fame, and from the…
Innovating with Heart and Soul
Jan 31, 2019 • 53 min
We talk a lot about technology on the show, and we are going to do that again this week. But we are also going to talk about the important role people have in making technology work. Duena Blomstrom, CEO and Co-Founder of PeopleNotTech Ltd joins us to…
AI Goes Quantum
Jan 24, 2019 • 54 min
In this week’s show, Chloè James and Brett King look at the two computing forces driving the future of technology and financial services. Futurists Ross Dawson and Miss Metaverse talk about how AI is evolving and how AI will effect our lives over the…
Living your Extra Life
Jan 17, 2019 • 54 min
How can you live your extra life in 2020? Find out as host Brett King and co-host Chloé James host HealthTech and Digital Wellbeing experts John Nosta of NostaLabs and Chris Dancy, author of Don’t Unplug: How Technology Saved My Life (And Can Save Yours…
Finding Your Voice
Jan 10, 2019 • 55 min
Encore: AI and Robots with Ben Goertzel
Jan 3, 2019 • 57 min
Merry Christmas from Breaking Banks! We are celebrating the future with robotics expert, Ben Goertzel, this holiday. Ben is the founder and CEO of Singularity/Net a blockchain based AI marketplace. He is also the chief scientist of financial prediction…
Moven Forward
Dec 27, 2018 • 57 min
Brett King, JP Nicols and Jim Marous are joined by Theodora Lau and Spiros Margaris, talking Fintech 2020 and where the momentum we gained in 2018 is going to take us over the next couple of years. We’ll talk AI, Voice-tech, Spatial Computing, Blockchain…
Show Me The Money
Dec 20, 2018 • 58 min
Host Jason Henrichs and Chloé James are joined by Dave Birch, John Best and Henri Arslanian to talk about the year that was and what the future will hold. Is 2019 the year that predictions come to pass? What can the past tell us about what the future will…
Top FinTech and RegTech Trends of 2019
Dec 13, 2018 • 54 min
Host JP Nicols, joined by co-host Chloé James host Bonnie McGreer and Penny Crosman from Source Media, talking American Banker’s new Women In Banking: Next program, joined by Enid Jean-Claude, a mentee featured in American Banker’s 2018 Most Powerful…
The Unfulfilled Promises of Personalization
Dec 6, 2018 • 57 min
Building For The Future
Nov 29, 2018 • 58 min
On this week’s Breaking Banks, we look at building the economies and banks of the future. Brett King is joined by co-hosts Penny Crosman and Chloe James, hosting Michael Hanley who acted as Head of Digital for the World Economic Forum the last eight…
RegTech goes AI
Nov 27, 2018 • 55 min
In this week’s show, we talk to one on the leading players in RegTech AI development Pegasystems, a US listed Fintech. Reetu Khosla joins us to talk the scope of AI development and we check in with PWC’s Henri Arslanian to get a feel for where the big AI…
Blurring the Line Between Incumbents and Insurgents
Nov 15, 2018 • 54 min
This week we look at the increasingly blurry line between incumbents and insurgents in fintech and financial services. Eric Byunn and Tom Davis, partners at Centana Growth Partners join Jason Henrichs. Then Naveed Anwar, head Strategic…
Closing the Gap Between Idea and Results
Nov 8, 2018 • 58 min
Lauren Amarante, co-founder of World Entrepreneurship Day, said: “You could have a million ideas, but they’re all worthless if you don’t get them done.” Today’s show features banks that are getting it done and Jill Castilla, CEO of Citizens Bank if Edmond…
Deep Learning Goes Public
Nov 1, 2018 • 59 min
Brett King hosts Jim Marous, talking his new Digital Banking Report, and Spiros Margaris joins as we reveal the identity of the man behind @DeepLearn007, a mysterious Twitter account known in the fintech community. Then, JP Nicols hosts Ken Dodelin as…
FinTech: World’s Apart
Oct 25, 2018 • 55 min
This week, we tour Sydney, Australia and Las Vegas, USA with the Fintech Mafia and the extended FinTech family. Out at SIBOS, Brett King hosts Joe Lubin, co-Founder of Ethereum and Consensys, Gottfried Leibbrandt, CEO of SWIFT, and Uday Goyal from APIS.…
The Glue That Binds Us
Oct 18, 2018 • 55 min
Funding Fintech’s Future: Workhorses vs. Unicorns
Oct 11, 2018 • 60 min
How is the future of fintech being funded? Hosts JP Nicols and Jason Henrichs talk about corporate venture capital and strategic investing, then Jason continues the conversation with VCs Kat Utecht and Matt Harris as we explore the differences between…
Finovate Fall 2018
Oct 4, 2018 • 51 min
Brett King, JP Nicols, Jim Marous and moderator Greg Palmer talk the future of fintech and financial services at our recent Breaking Banks Power Hour Chat event, recording a live podcast onstage at Finovate Fall 2018 in New York City.
The Guardians of our Money
Sep 27, 2018 • 57 min
Brett King hosts NetGuardians, a Swiss based AI fraud prevention start-up discusses how machine learning has radically changed the way we manage fraud within organizations like banks. We speak to COO and co-founder RAFFAEL MAIO and CTO JÉRÔME KEHRLI about…
My Voice is my Password
Sep 20, 2018 • 56 min
One More Thing
Sep 13, 2018 • 56 min
This week, Brett hosts John Nosta, Faisal Khan and David Gerbino, covering the Apple’s big September event, talking the new iPhone XS and Apple Watch Series 4’s new heart-tracking features. Then, Greg Palmer of Finovate introduces us to two startups,…
The UK Challengers
Sep 6, 2018 • 57 min
In today’s show regular contributor Jim Marous and Brett King talk to two of the biggest names in challenger banking today, Tom Blomfield, Founder and CEO of Monzo and Anne Boden Founder and CEO of Starling. We’ll get an update on their progress and the…
Fintech and the Fourth Age
Aug 30, 2018 • 56 min
Crypto Hijinks
Aug 23, 2018 • 58 min
Fintech: Banking’s Anti-Aging Cream
Aug 16, 2018 • 60 min
Startups and incumbent institutions alike focus their digital efforts on Millennials. This generation is digitally native, but does that make everyone else a digital deadbeat? Far from it! Fintech is opening a host of opportunities for financial…
Regulatory Aftershocks
Aug 9, 2018 • 55 min
By popular demand we continue last week’s robust debate over the seismic regulatory shifts potentially created by a national fintech charter. This week the aftershocks roll in as hosts JP Nicols and Jason Henrichs hear diverse perspectives from Dave Birch…
Seismic Regulatory Shifts
Aug 2, 2018 • 58 min
The debate (and lawsuits) over a national fintech charter and regulatory sandboxes has been raging for years. This week the OCC announced a path for non-banks to receive charters, a plan that was endorsed by Treasury. Ron Shevlin, Jim Marous, Jackson…
Breaking Banks Fintech - July 26th, 2018
Jul 26, 2018 • 52 min
The Tilted Field
Jul 19, 2018 • 59 min
Host Jason Henrichs and regular contributors Ron Shevlin and Jim Marous break down data on the digital arms race. The top 3 banks posted record deposit growth while a recent Celent reports says small banks are winning in branches. Who’s winning, what’s…
RegTech Hits Its Stride
Jul 12, 2018 • 56 min
CREATIVE FUTURISM
Jul 5, 2018 • 57 min
Taming the Student Loan Beast
Jun 28, 2018 • 56 min
Student loan debt now totals $1.5 Trillion, second only to mortgage debt, and it’s a crushing burden for many. JP Nicols welcomes FinTech Sandbox Executive Director Jean Donnelly as a special guest co-host, as FutureFuel.io CEO Laurel Taylor and Edmit.me…
Oh the Humanity!
Jun 21, 2018 • 59 min
It’s unclear whether we are in the midst of a digital revolution or traffic jam. Chris Skinner, fintech pundit and author of the recently released Digital Banking, and Michael Ventura, CEO of design agency Sub Rosa and author of Applied Empathy, join host…
Solving the Last Mile
Jun 14, 2018 • 57 min
The last mile of any distribution network is always the least efficient, and it is no different for financial services. This week JP Nicols and Jason Henrichs talk about the ways that fintech can help, and the hard work that still remains, with guests…
Looking Back and Looking Forward in Digital
Jun 7, 2018 • 58 min
You Can’t Change the Wind, but You Can Change Your Sails
May 31, 2018 • 55 min
The Markets and Fintech
May 24, 2018 • 58 min
Finovate: Past, Present and Future
May 17, 2018 • 57 min
JP Nicols and Theo Lau recap last week’s big Finovate show in Santa Clara, California with guests Greg Palmer from Finovate and Steve Ramirez from Beyond the Arc. We’ll also take a broader view on Finovate’s place in fintech history and discuss how some…
Partnering Is Hard
May 10, 2018 • 55 min
Ask any couple: relationships are complex. Relationships are a critical component of most financial institutions’ customer strategy . What happens when that relationship isn’t with another human but a machine? What happens when that relationship also…
5 Years Of Breaking Banks
May 3, 2018 • 57 min
This week, JP Nicols and Brett King celebrate 5 years of our podcast joined by the one and only Jim Marous sharing a preview of his Banks + Fintech report. Then, we interview Jessica Tan, Deputy CEO at Ping
Lies, Damn Lies and Metrics
Apr 26, 2018 • 59 min
We’re closing out blockchain month with a bang and launching a new recurring segment: Lies, Damn Lies and Metrics. Jason Henrichs is joined by regular contributor and host of the Snark Tank, Ron Shevlin and new regular Colleen Wilson. Later, we have an…
Jenny and the Bloq
Apr 19, 2018 • 56 min
April is blockchain month. Today we talk with one of the earliest entrants into the space, Matt Roszak. His success landed him on the Forbes list of wealthiest crypto investors. He also is one of the early funders of many of the leading crypto exchanges,…
Breaking Banks Fintech - April 12th, 2018
Apr 12, 2018 • 53 min
Breaking Banks Fintech - April 5th, 2018
Apr 5, 2018 • 57 min
Breaking Banks Fintech - March 29th, 2018
Mar 29, 2018 • 57 min
Breaking Banks Fintech - March 22nd, 2018
Mar 22, 2018 • 54 min
Breaking Banks Fintech - March 15th, 2018
Mar 15, 2018 • 57 min
Breaking Banks Fintech - March 8th, 2018
Mar 8, 2018 • 48 min
Bink: Redesigning Loyalty for Digital Wallets
Mar 1, 2018 • 61 min
Today, Brett talks with Bink co-founder Greg Gormley and Bink CCO Mike Jordan about what we need to do to look at loyalty programs now that digital wallets are becoming more ubiquitous. Bink wants to redefine loyalty for the digital wallet. The Bink app…
Breaking Banks Fintech - February 22nd, 2018
Feb 22, 2018 • 55 min
Encore: Plug N’ Play Fintech
Feb 15, 2018 • 53 min
Nestled right in the heart of Silicon Valley, Plug N’ Play is the world’s largest tech accelerator. Sometimes called University 165, it has given early homes to some of the greatest tech success stories- like Google, Paypal, and Logitech. Known for…
Painless Frictionless Investing
Feb 8, 2018 • 55 min
One of the aims of Fintech is to lower the price of access to services that were once considered the province of the well-to-do. In 2015, Brandon Krieg noticed that there was a large swath of the public that were underserved in investing. They either…
Cashless Africa
Feb 1, 2018 • 50 min
Africa is poised to be a 3 trillion dollar economy by 2030. Kenya, with the success of MPESA, has been the economic powerhouse of East Africa. Due to this widely adopted digital payment system, there are big opportunities in building complete digital…
Will VoiceFirst help Banks make Money?
Jan 25, 2018 • 56 min
Customers are switching to VoiceFirst devices at a rate that outpaces other adoption. And unlike many technologies, VoiceFirst adoption is high with all generations, particularly GenX and older. Many businesses- including financial institutions- are…
Saving the Bank- Big and Small
Jan 18, 2018 • 59 min
Whether you are a small community bank or a large national bank, you deal with issues of digitalization, helping your communities grow, creating and sustaining trust, and moving banking into the future. Today, we are bringing you samples of two of…
Blockchain and Cannabis- Transparency, Efficiency, and Trust
Jan 11, 2018 • 53 min
The financial issues of the burgeoning marijuana industry highlight some very important problems for a lot of small businesses in the United States. First, it is cash heavy, which make it vulnerable. Second, the clash of laws and regulations make it…
Will AI Change Banking in 2018
Jan 4, 2018 • 56 min
There are several technologies that are challenging to banking. We talk about those on the front edge so often, it seemed like a good time to check in on where the middle is- How much have banks/ banking adapted to the accelerated technological shifts?…
Encore: The Importance of Gender Parity on Fintech Teams
Dec 28, 2017 • 55 min
As fintech has grown in the last few years, there are a lot of articles focusing on the lack of gender equality in the space. The cross section of finance and tech is a cross section of two industries that have very different biases, but share issues of…
AI and Robots with Ben Goertzel
Dec 21, 2017 • 57 min
Merry Christmas from Breaking Banks! We are celebrating the future with robotics expert, Ben Goertzel, this holiday. Ben is the founder and CEO of Singularity/Net a blockchain based AI marketplace. He is also the chief scientist of financial prediction…
Fintech 2018
Dec 14, 2017 • 57 min
In the last 5 years, Fintech has grown from an group of outsiders to the heart of financial innovation. 2017 is the year that Fintech IS banking. Banks have adopted it - some quicker than others- and Fintech is about such a wide array of topics, it is…
Digitalizing the Bank
Dec 7, 2017 • 56 min
For a long while, it was imagined that Fintechs would completely disrupt the banks, replacing a system laden with legacy technologies. A few years ago, it became very apparent that banks and fintechs would need to partner to be successful. Most fintechs…
Bitcoin: Bubble or Beginning
Nov 30, 2017 • 57 min
Bitcoin is soaring. It captured enough pop culture attention that the Big Bang Theory- with 12.6 million viewers in the US alone- featured it prominently in this week’s episode. Along with that, it has reached the $10,000 USD milestone, and is now acting…
Encore: Fintech and MPESA- What Mobile Money Means
Nov 23, 2017 • 55 min
MPESA, the Swahili word for money, is Kenya’s mobile money system developed by Safaricom. It has literally transformed the ability for people to work, save, pay for everything from groceries, bills, rents, and everything else. Kenya reports that use of…
NTT Data presents Breaking Banks at Money 2020 part 2
Nov 16, 2017 • 57 min
NTT Data sponsored Breaking Banks at Money 2020 to catch a word with the movers and shakers in the Fintech industry. In this second part we are talking to some of our favorite presenters at Money 2020. We start with Brian Roemmele, a huge pioneer in the…
New Trends in Payments
Nov 9, 2017 • 56 min
Changing the nature of when, where, and how we pay, and what we know when we pay has been on the front lines of fintech innovation. Payments options continue to evolve, catching up to customer behavior and the possibilities that new technologies open up.…
Money 20/20
Oct 26, 2017 • 60 min
Introducing- BREAKING BANKS ASIA
Oct 19, 2017 • 55 min
Breaking Banks is global, but fintech is growing so fast and furious that we have more stories than we can cover- so we are expanding. Introducing Breaking Banks ASIA with Simon Spencer. Breaking Banks Asia gets the inside look at the incredible…
AI is coming to help!
Oct 12, 2017 • 56 min
There is little question that AI will loom large in our future. It is already present in almost all the new technologies we rely on. The question is whether that future is hopeful or dystopian? Will AI create more fulfilling work and a more fulfilling…
ICO’s are hot! Can they include more people in investing?
Oct 5, 2017 • 53 min
Since the first Initial Coin Offering in March 2017, ICO’s have taken off as the latest greatest way to raise venture capital. ICO’s offer exciting potential for financial inclusion. Current regulations can create a high threshold for participation in…
Breaking Banks at Next Money Chicago
Sep 28, 2017 • 57 min
This week we are bringing you a special that we arranged with the Next Money Chicago Conference. First, we are bringing you part of Brett’s morning keynote all about the ideas behind his upcoming book, Bank 4.0 Next, we are bringing you a panel hosted by…
The Importance of Gender Parity on Fintech Teams
Sep 21, 2017 • 55 min
As fintech has grown in the last few years, there are a lot of articles focusing on the lack of gender equality in the space. The cross section of finance and tech is a cross section of two industries that have very different biases, but share issues of…
Apple Announcement, Alternative Data, and Finovate Insights
Sep 14, 2017 • 55 min
Brett King hosts Brian Roemmele as he phones in from the Apple headquarters to tell us all about Apples new iPhone8, iPhoneX and what those innovations could mean for how we think about security and identity. Then he talks to Luke Jacobi and Luke…
Introducing Serial Intrapreneur
Sep 7, 2017 • 39 min
Serial Intrapreneur is about the leaders who battle the status quo inside their own companies to innovate and drive change. We are so pleased to introduce the newest podcast in Provoke Media, the parent company of Breaking Banks- SERIAL INTRAPRENEUR with…
Money Payments Conference Live Show
Aug 31, 2017 • 48 min
The Federal Reserve Banks’ Federal Payments Taskforce released 10 recommendations for the United States to adopt faster payments. Travis Dulaney came on the program at that time to talk about some of the recommendations. We are very lucky that we get to…
New Approaches to Diversity in Fintech
Aug 24, 2017 • 52 min
Today, JP Nicols and new Fintech5 host Jason Henrichs co-host a really rich and diverse guest list! First, we have on Debbie Biannucci, CEO of BAI Beacon to talk about what kind of innovation banks can look, both technological and beyond tech. Then we are…
Encore: Context Rules!
Aug 17, 2017 • 56 min
As this is the last episode of Breaking Banks before the end of the year, we wanted to make sure it had plenty of food for thought. And we just want to say- Be prepared to FEAST! We are fully loaded with a great show. On this episode, our host Brett King…
Encore: The Financial Diaries and Fintech
Aug 10, 2017 • 56 min
Do you have $400 in case of emergency? When the Fed announced a study revealing that most American’s don’t have $400 in case of emergency, it changed the way that we think about the status of the middle class and the struggles that many people are having…
Breaking Banks Fintech - August 3, 2017
Aug 3, 2017 • 59 min
Faster Payments with Fintech
Jul 27, 2017 • 54 min
The Faster Payments Task Force of the Federal Reserve just released its final report with proposals to be adopted by 2020. Today, Ron Shevlin hosts a member of that task force- Travis Dulaney, Founder and CEO of Push Payments. James Wester, Research…
Plug N’ Play Fintech
Jul 20, 2017 • 53 min
Nestled right in the heart of Silicon Valley, Plug N’ Play is the world’s largest tech accelerator. Sometimes called University 165, it has given early homes to some of the greatest tech success stories- like Google, Paypal, and Logitech. Known for…
200 Episodes of Fintech!
Jul 13, 2017 • 58 min
We are celebrating our 200th episode today! Brett is hosting Chris Skinner, Dave Birch, and Sam Maule (all show regulars) to discuss how much has changed since we launched in May of 2013 and how much has stayed the same. On the discussion table are:…
Fintech: Customer Trust and Security
Jul 6, 2017 • 56 min
Today, our host Brett King, Author of Augmented and Bank 4.0 (coming soon) is joined by Penny Crosman of American Banker to discuss ICOs. Then, he talks with Carl Ryden, CEO of PrecisionLender, to talk about his new book “Earn It: Building Your Bank’s…
Money 2020 Europe- Fintech Superheroes
Jun 29, 2017 • 57 min
This episode was sponsored by NTT DATA… They get stuff done. We were guests at the Money 2020 conference. The theme was Fintech Superheroes, and this show highlights just 4 of many Fintech fighters that are working to make the system better, smarter,…
Removing Mystery of Money Movement
Jun 22, 2017 • 55 min
Why does it cost so much to move money? If every record is computerized, if all the movement is recorded electronically- then why the fees to get money out of a different banks atm? Why the fees to spend your money in another country? Is it that expensive…
Crazy Cryptocurrency and Watson fixes Regtech
Jun 15, 2017 • 56 min
No one can decide if ICOs have caused cryptocurrrencies to really “arrive” or if this is just a cryptocurrency bubble. Today, we have people to help us make sense of it all. Dave Birch, Author of Before Babylon, Beyond Bitcoin is going to tell us why…
AI and the Future of Money
Jun 8, 2017 • 55 min
Today, we are honored to be joined by Stephen Wolfram, a legend in Silicon Valley, and a genius in the computing space. We are talking to him about AI, and all the amazing things that are happening in Artificial Intelligence and Machine Learning. And we…
Charlotte, NC- The Next Fintech Hub??
Jun 1, 2017 • 56 min
Enjoying the Bitcoin and Ethereum roller coasters? Today JP Nicols has Brian Patrick Eha on, with his new book “How Money Got Free: Bitcoin and the Fight for the Future of Finance” which tells the story through the eyes of the bitcoin pioneers and how…
AI and Fintech: Solutions and Challenges
May 25, 2017 • 56 min
There is no question that AI presents exciting new solutions and happy additions to our lives. But in order for us to truly take advantage and prepare for a future when cars are not privately owned and are self-driving, energy is green, abundant, and…
Mid-level Lending: Africa and US
May 18, 2017 • 54 min
How do we get money to small businesses that make the economy work for most people around the world? What kind of systems do we need to create? And how do we make them flexible so multiple cultures can utilize them? Today, Sam Maule hosts Chris Rentner…
Encore: So Bitcoin happened…
May 11, 2017 • 55 min
Bitcoin is soaring. After 18 months of steady growth, it’s value is $1275, and only looks to be growing. As today’s guest, Brock Pierce, puts it- it is GOLD 2.0. But in 9 days, the SEC will decide whether to approve the Winklevoss twins filing of a…
Irish Fintech: The EU Gateway
May 4, 2017 • 54 min
For a relatively small island, Ireland has developed a massive tech scene. The Celtic Tiger of the 90s took a serious hit with the recession, but during that time they established themselves a useful hub for many tech companies to put down deep roots. As…
Fintech Revolution: Change our thinking!
Apr 27, 2017 • 56 min
Today we have a huge treat from the EFMA Distribution Summit in London this week. We are able to broadcast 2 presentations from premiere thought leaders and voices within Fintech- Jim Marous and Chris Skinner. The show is a special gift from these two…
Encore: Breaking Down Blockchain: The Better Ledger
Apr 20, 2017 • 56 min
Brett King is again joined by Chris Skinner, Author of Value Web, to co-host our second episode on our 5 week series delving deep into the blockchain. This week, we have on Alex Tapscott, co-Author of Blockchain Revolution: How the Technology behind…
Innovate Finance Global Summit in London
Apr 13, 2017 • 59 min
Fintech Hub: BankingReimagined
Apr 6, 2017 • 55 min
Starling bank in the UK is building from scratch. But unlike other neo-banks, Starling sees it’s future as a hub of financial products, but not necessarily the generator of every product. They are making a series of important and innovative partnerships…
Fintechs and Banks: Tips for Partnership
Mar 30, 2017 • 57 min
Today, we are in the offices of American Banker in NYC and we are discussing different strategies that banks and fintechs can use to create viable and strong partnerships. Brett hosts with March Hochstein and Penny Crosman from AB. Derek Corcoran of Avoka…
The Financial Diaries and Fintech
Mar 23, 2017 • 56 min
Do you have $400 in case of emergency? When the Fed announced a study revealing that most American’s don’t have $400 in case of emergency, it changed the way that we think about the status of the middle class and the struggles that many people are having…
Banks and Fintechs: How to Avoid Innovation Theater
Mar 16, 2017 • 56 min
It is easy for banks and fintechs who know that they need to innovate to get caught up in what looks innovative, or what sounds innovative, but ends up being more for show than for dough. To avoid the pitfalls, and help everyone invest in true innovation…
Innovations in Lending at LendIt2017
Mar 9, 2017 • 60 min
This week, Brett and Breaking Banks were onstage with Antony Jenkins, CEO of 10x Future Technologies at the LendIt conference in NY! While we were at the conference, we decided to talk to some others that were making new waves in the lending space. We…
So Bitcoin happened…
Mar 2, 2017 • 55 min
Bitcoin is soaring. After 18 months of steady growth, it’s value is $1275, and only looks to be growing. As today’s guest, Brock Pierce, puts it- it is GOLD 2.0. But in 9 days, the SEC will decide whether to approve the Winklevoss twins filing of a…
Encore: Tech Superstars
Feb 23, 2017 • 56 min
On today’s show, Brett hosts two renown tech stars- Keith Teare, a founding member of Tech Crunch and Archimedes Labs; and Brian Solis, expert in technology and customer behaviors. They discuss AI, IOT, the changing nature of jobs due to technology, and…
Fintech: Helping to solve the Refugee Crisis
Feb 16, 2017 • 56 min
Today we will be talking about the uses of Fintech to solve problems of the Refugee crisis and how those solutions might change banking across the board.
Fintech and MPESA- What Mobile Money Means
Feb 9, 2017 • 55 min
MPESA, the Swahili word for money, is Kenya’s mobile money system developed by Safaricom. It has literally transformed the ability for people to work, save, pay for everything from groceries, bills, rents, and everything else. Kenya reports that use of…
Fintech Finals 2017
Feb 2, 2017 • 58 min
While Brett was keynoting the NextMoney Fintech Finals 2017 in Hong Kong, he took the opportunity to interview a lot of the leaders, movers, and shakers that are turning up the volume on the global Fintech scene. Hong Kong and Singapore have long been…
CES: The Digital Money Forum
Jan 26, 2017 • 57 min
Brett was the keynote speaker at Digital Money Forum, and Breaking Banks was invited to be the official podcast of the meeting! We are bringing you insights from several of the amazing panelists asking questions about AI helping to save and spend wisely.…
Alexa was sexy at CES
Jan 19, 2017 • 55 min
One of the presences most strongly felt at CES was Alexa, Amazon’s voice activated assistant. According to a study done by NTT Data, *she* is currently the most quickly adopted Artificial Intelligence. This week we are exploring AI adoption in the home,…
Brett at CES
Jan 12, 2017 • 58 min
Brett starts today with a news rundown with Chris Skinner of The Finanser.com and Penny Crosman, Editor, American Banker Then, we take you to the CES main floor to talk to best selling author Guy Kawasaki, Robert Scoble, Shel Israel, Michael Hafner- Head…
The Fourth Transformation
Jan 5, 2017 • 60 min
Today we are starting the new year diving into Artificial Intelligence! Brett talks to Robert Scoble and Shel Israel about their new book “The Fourth Transformation” and how Artificial Intelligence, Virtual Reality, and Augmented Reality are going to…
Fintech Success: Now and in the Future
Dec 29, 2016 • 58 min
Today is the producer’s cut of two interviews that are all about the good that fintech can do, both now and what might be possible in the future. First, we revisit the interview Brett had with Manu Saadia, author of Trekonomics and Bruce Cahan, creator of…
Fintech: What’s Next 2017
Dec 22, 2016 • 58 min
Brett King hosts a group of Fintech all-stars- Chris Skinner, Jim Marous, Dave Birch, Ghela Boskovich, and Penny Crosman to review a bit of 2016 and talk about the trends and predictions for 2017. What’s Next?
Tech Superstars
Dec 15, 2016 • 56 min
On today’s show, Brett hosts two renown tech stars- Keith Teare, a founding member of Tech Crunch and Archimedes Labs; and Brian Solis, expert in technology and customer behaviors. They discuss AI, IOT, the changing nature of jobs due to technology, and…
Fintech: From Helsinki to Tokyo
Dec 8, 2016 • 54 min
As usual, Brett has been traveling around the globe. In his latest adventures, he was at the SLUSH conference in Helsinki Finland and at the Fintech Japan in Tokyo, where he gathered interviews about advancements in AI and what we should be thinking about…
Fintech Innovation brings Hope!
Dec 1, 2016 • 58 min
Today, Sam Maule hosts a show about all the hopeful changes and possibilities in fintech today. First, we talk to Charley Cooper and Richard Gendal Brown about all the incredible news of their open source blockchain- Corda and the changes in their banking…
Encore: Fintech Demo Day at SBCbootcamp NYC
Nov 24, 2016 • 58 min
Today, Brett hosts a very different episode for us. We spent a day with some of the teams at the SBCbootcamp Fintech NYC, as well as Jesse Podell, the MD and Nektarius Liolios, the Founder of SBC Fintech. Instead of doing straight interviews, we are going…
Encore: The Possibilities with Digital Currencies
Nov 17, 2016 • 59 min
The possibilities that digital currency create with payments, ledgers, contracts, and the transparency to rebuild trust are momentous. On the show today, Brett is hosting people who dare to re-imagine how banks and payments interact, who the middle man…
Fintech: Election Aftermath
Nov 10, 2016 • 55 min
Today, Ron Shevlin hosts with guests Rob Blackwell, Washington Bureau Chief of American Banker, Joe Adler, Deputy Washington Bureau Chief of American Banker and Jim Marous, of The Financial Brand, to talk about what to expect with the new…
InvestedinTech with Capital One!
Nov 3, 2016 • 55 min
InvestedinTech is a special series looking at how Capital One is using technology, innovation and design to create a better banking experience. At the Money 20/20 Conference, JP Nicols interviews the leaders at Capital One: Scott Zimmer, Global Head of…
Fintech and IBM Watson
Oct 27, 2016 • 50 min
This week Brett was at the IBM World of Watson talking to the scientists and engineers working on Artificial Intelligence to augment our money- to make it move faster, smarter, better. He even had a chat with Watson itself. He also jumped at the chance to…
Breaking Banks with Brett King
Oct 20, 2016 • 58 min
Fintech: Where Finance, Tech, and Politics Meet
Oct 13, 2016 • 55 min
Despite the antics of the US elections, there are very serious and real issues concerning fintech in the near future. Today, we have 4 brave souls willing to look at the issues concerning the crossroads of finance, technology, and government oversight.…
Fintech: Mission Diversity
Oct 6, 2016 • 54 min
Several studies show that diverse work teams produce better product and make better teams. Yet, tech is still overwhelmingly men, and so is finance. So, you can just imagine the diversity issues in the crossroads of Fintech. Today, Brett King and Sam…
Sibos 2016: Fintech on the Mainstage
Sep 29, 2016 • 48 min
JP Nicols hosts this very special episode where we take you into the Sibos Geneva Conference center to talk to a few of the people here that are pushing for innovation. Guests that are joining JP are Eric Van der Kleij with Kickstart Accelerator, Lawrence…
Fintech: Cardmageddon
Sep 22, 2016 • 57 min
Today Brett is talking about ‘Cardmageddon’, as our co-host for today’s episode- Dave Birch- refers to the moment when other types of payments outpace card payments. We are talking about where it will, when it will, and how it will happen. Joining Brett…
Startrek Economics and Banking
Sep 15, 2016 • 56 min
Today, we are really looking at the way money will work in the future- star date 2200 in the future. To celebrate the 50th anniversary of Star Trek, we have invited Manu Saadia, author of Trekonomics to talk about what we will truly value in the future.…
NextMoney NYC
Sep 8, 2016 • 54 min
We are coming to you from the NextMoney Conference kicking of Fintech week events in NYC.
Breaking Down Blockchain: Identity and Security
Sep 1, 2016 • 58 min
This is the last of our 5 part series Breaking Down Blockchain. Brett King is again joined by Chris Skinner and this week they talk to Dave Birch at Consult Hyperion: Usha Krishnan from ChainGenie.com: David Sonstebo, Founder of IOTA: David Horton, Head…
Breaking Down Blockchain: Cool Apps and Pushback
Aug 25, 2016 • 58 min
Brett King is again joined by Chris Skinner to host our fourth installment of our special Breaking Down Blockchain series. They are joined by Bart Stephens, Managing Partner of Blockchain Capital, George Samman, writer of sammantics.com and blockchain…
Breaking Down Blockchain: Smart Assets
Aug 18, 2016 • 56 min
Brett King and Chris Skinner continue our series: Breaking Down Blockchain. This week, we are looking at other sectors related uses of blockchain, like healthtech, biotech, trade, and energy. Joining them are Bailey Reutzel, author of Moneytripping:…
Breaking Down Blockchain: The Better Ledger
Aug 11, 2016 • 56 min
Brett King is again joined by Chris Skinner, Author of Value Web, to co-host our second episode on our 5 week series delving deep into the blockchain. This week, we have on Alex Tapscott, co-Author of Blockchain Revolution: How the Technology behind…
Fintech: Breaking Down Blockchain- episode1
Aug 4, 2016 • 57 min
Today, Host Brett King is joined by co-Host Chris Skinner, Author of Value Web, to begin our 5 week series delving deep into the blockchain. This week, it is the basics of blockchain- What is blockchain? What is bitcoin? What is Ethereum? And what is all…
Fintech: Augmented Reality and Bank Marketing
Jul 28, 2016 • 58 min
Brett hosts today, and it is a full lineup. First he talks with Ian Kar about the new Venmo in-app payment system. Second, he chats with Alex Sion of Moven, and Matthew Applegate of Wharton Fintech about their white paper examining the new financial…
Fintech Demo Day at SBCbootcamp NYC
Jul 21, 2016 • 58 min
Today, Brett hosts a very different episode for us. We spent a day with some of the teams at the SBCbootcamp Fintech NYC, as well as Jesse Podell, the MD and Nektarius Liolios, the Founder of SBC Fintech. Instead of doing straight interviews, we are going…
Insurtech plus Fintech equal Supertech
Jul 14, 2016 • 57 min
Today Liz Lumley hosts and focuses on Insurtech! She begins with the MD of Startupbootcamp Insurtech, Sabine Vanderlinden. Then she talks to several startups focusing on Insurtech services- Ofer Deshe, CEO of Tobias & Tobias, David Stubbs, CEO of…
Fintech Bots, Brands, and Entrepreneurship
Jul 7, 2016 • 57 min
Will AI change the nature of humanity itself? Today, Brett talks with Katie Aquino, better known as Miss Metaverse, about the expectations for the future and what that means for us in every aspect of life. Scott Raskin, CEO of Spigit comes on the show to…
Brexit Fintech Fallout and Virtual Banking with Fintech Partners
Jun 30, 2016 • 58 min
Today Sam Maule hosts some of London’s most insightful Fintech leaders- Duena Blomstrom, Leda Agalyptis, and Devie Mohan- to talk about the expectations of the UK Fintech community post hash tag Brexit. Also, we interview a little bank in Boston, Radius,…
Fintech and Brexit, DAO, Final and Fintech5
Jun 23, 2016 • 56 min
Today, host Sam Maule outlines the DAO hack and what can happen next for Ethereum with guests Simon Taylor, John Lilic of Consensys, and Casey Kuhlman of Eris Industries. Then we talk payment security with the CEO of Final, Aaron Frank. And then we have a…
FIntech In China
Jun 16, 2016 • 56 min
JP Nicols opens the show today with insights into the moves of Apple Pay, the ending of CurrentC, and the maturing of Lending Club. Then, we have a series of interviews from Brett King’s travels in Singapore, Hong Kong and Shenzhen. Brett speaks with the…
Fintech Future- Cyborgs and Currency
May 26, 2016 • 57 min
Today, Brett King is hosting one of the leaders in global technology revolution- David Orban. David is a fierce proponent of financial and government transparency. He is- Founder/Trustee of the Network Society Research - Member and Advisor of Singularity…
Learning from FinTech for other industries
May 19, 2016 • 55 min
Today, Brett talks to Moshe Tamir, an expert in insurance innovation about the disruption in the insurance industry and what to look forward to. And Noel Toolan visits the studio to talk about #MarTec. Also, we have a special report from David Brear at…
NextBank- FinTech inside Banks
May 12, 2016 • 58 min
Despite banking’s conservative approach, there are innovators that have worked diligently inside banks to create and instigate innovation inside the banks. They often have to buck the culture, but somae of these innovators are beginning to flourish and…
The Possibilities with Digital Currencies
May 5, 2016 • 59 min
The possibilities that digital currency create with payments, ledgers, contracts, and the transparency to rebuild trust are momentous. On the show today, Brett is hosting people who dare to re-imagine how banks and payments interact, who the middle man…
FinTech for the groundbreakers
Apr 28, 2016 • 56 min
Today, Brett hosts Kamal Budhabbatti, called the Bill Gates of Kenya to talk about the amazing fintech scene in that part of the world. And Scout Finance Founders- Vivek Nasta and Ariez Dustoor are talking to us about their work to allow investment…
Bitcoin and Blockchain in ASEAN
Apr 21, 2016 • 53 min
We have discussed the debate over bitcoin and blockchains in the US and European markets, but the markets in Asia present a slew of new problems. Today, Rob Findlay takes the host chair as part of our series out of Singapore. His guests Marcus Swanepoel…
Innovate Finance Global Summit 2016
Apr 14, 2016 • 56 min
Today Breaking Banks is coming to you from the Innovate Finance Global Summit in London. FinTech is changing the nature of finance and money around the world, and Innovate Finance, at the heart of the UK fintech scene, gathered the luminaries from around…
Swisstech, Luxtech, and Insurtech
Apr 7, 2016 • 58 min
Fintech is about disrupting the banks and providing a reinvention of banking and the ways we interact with money. Traditional financial centers are focusing on new ways to embrace the disruption and make their cities part of the new network of global…
Big Data use in Real Time Transactions
Mar 31, 2016 • 56 min
With the new dependency on technology, consumers are producing more data than ever. Using this data, it is possible to create fuller pictures of people’s spending and credit habits, allowing for greater accessibility to capital. And with the right…
FinTech, FemTech, and Finding new voices
Mar 24, 2016 • 56 min
Both the financial and tech worlds have reputations for being male centered work environments. Along with the technological disruption in financial services, there has been a movement to bring more women’s voices to the new technologies. Our host today,…
FinTech and Voice Payments
Mar 17, 2016 • 58 min
Voice recognition is the most invisible computer interface. With the popularity of the Amazon Echo, fintechs and banks are both looking at the new possibilities to serve their customers. Today, Brett has on Rizwan Khalfan, Chief Digital Officer of TD…
FinTeching Financial Wellness
Mar 10, 2016 • 57 min
Beyond financial inclusion, a major concern for many customers is whether they can weather financial emergencies. Until recently, banks haven’t focused on assisting their customers with financial wellness, but many banks are changing their tune. Today’s…
Blockchain is essential to the FinTech revolution
Mar 3, 2016 • 57 min
Bitcoin has often been dismissed as the currency of criminals and frauds, but those in the FinTech space have thought differently for a long time. Even when they didn’t defend bitcoin explicitly, the interest in blockchain has only grown. And bitcoin is…
FinTech Inside
Feb 25, 2016 • 58 min
Brett King returns to the host seat!
FinTech tackling Investment Management
Feb 18, 2016 • 55 min
When the FinTech revolution first started, most of the action was in payments and consumer experience in daily banking. Many bankers wondered how long before fintech played a bigger role in investment management and what it would change. In the past year,…
Breaking Banks with Brett King
Feb 11, 2016 • 50 min
FinTech- Ways to foster innovation
Feb 4, 2016 • 57 min
As FinTech investments boom around the globe and as banks themselves begin accelerators to foster innovation inside the banks, there is a question of where the best ideas are fostered and how to get truly innovative ideas the right backing. To talk about…
FinTech opening investment space
Jan 28, 2016 • 57 min
One of the exciting disruptions in the FinTech space is the new opportunities to enter investing. Investing has always seemed murky to people outside the banking space. And those that could most use the expert advice never had enough money to afford the…
FinTech For All
Jan 21, 2016 • 57 min
One of the frustrations with retail banking is the sense that all services are too expensive for the poor who could most benefit. Part of this stems from the banks being product oriented. One of the revolutions of fintech disruption is the creation of the…
Russia- Banking and FinTech Friends
Jan 14, 2016 • 58 min
Today Breaking Banks is focusing on the FinTech scene in Russia. The Bear is bullish on FinTech. Brett hosts Victor Orloff and Lev Khassis of Sberbank, Sergey Metelskiy from Diasoft, and Daniel Gurev, Startupbootcamp Mentor and FinTech innovator.
FinTech 2016- What’s next?
Jan 7, 2016 • 57 min
Today, Brett has Jim Marous, co-publisher of the Financial Brand and a Breaking Banks regular on the show to talk about expectations for 2016. We also have Jesse Podell, a mentor at Startupbootcamp Fintech talking to us about what is happening at CES and…
Finish Rich and Credit Karma - David Bach and Ken Lin
Dec 31, 2015 • 60 min
We wish you all a very happy and very prosperous 2016! To jump it off, we have an amazing episode today! Brett King hosts David Bach, 9-times bestselling author of the Finish Rich series, and a financial guru. Check out more about him at FinishRich.com.…
FinTech in Hong Kong
Dec 24, 2015 • 46 min
MERRY CHRISTMAS & HAPPY HOLIDAYS! Rob Findlay guest hosts an amazing episode from Hong Kong. First up, Jost Stollman and Jessica Ellerm join us from Tyro to talk about their amazing raise and growth of the sector in Sydney. Then, Rob talks to Janos…
FinTech and Media- Tim O’Reilly
Dec 17, 2015 • 57 min
Today Brett talks to Tim O’Reilly, founder and CEO of O’Reilly Media, one of the foremost tech publishers in the world, who also hosts conferences on technology topics. Ben Lorica, the Chief Data Scientist at O’Reilly Media also joins the conversation…
Innovation Inside Banks
Dec 10, 2015 • 58 min
The advantage of FinTechs is that they can usually respond to customer feedback and pivot quickly. They are considered more agile than big banks. But that doesn’t mean all innovation is happening outside the banks. Several banks have been participating in…
Where Biotech and Fintech meet
Dec 3, 2015 • 57 min
For ages, our signatures have been our identifiers with banks, but in the mobile age, signatures are risky, slow, and far less secure than other methods of identification. Between fingerprints, iris scans, biorhythms, and many other bodytech apps, there…
Startupbootcamp FinTech
Nov 19, 2015 • 57 min
As FinTech booms, differentiating yourself and getting attention is key. Many startups do this by applying to an accelerator program, and the most successful accelerator program in FinTech has been Startupbootcamp. Today we are highlighting…
AI: Neobanks, advising, research
Nov 12, 2015 • 58 min
Today Brett talks to Erica Young of Anthemis about the new possibilities of Robotics in the financial services industry and then has a frank conversation with Number 26 founders, Valentin Stalf and Maximilian Tayenthal about their success starting a…
RegTech making regulation easier
Nov 5, 2015 • 57 min
RegTech has become the new hot term in the FinTech industry as it aims to tackle the burdens of regulation and ease compliance for pennies on the dollar. But with different regulatory environments and processes, can regtech developers create reg tech that…
FinTech Flourishing in LatAm
Oct 29, 2015 • 56 min
FinTech in Latin America is much like social media- flourishing with lots of room to grow. Today, we are looking at our friends in the southern sphere to talk about growth and trends and differences among Latin American countries. Brett King hosts…
FinTech Dragons
Oct 22, 2015 • 55 min
The looming giant in the FinTech industry is the Asian sectors. The potential for a new customer base and growth is enormous and FinTech companies are increasing focus on the sector in the effort to reach billions of new customers. The main hubs for these…
Sibos- FinTech’s Gone Mainstream
Oct 15, 2015 • 53 min
At Sibos, the international banking conference hosted by Swift, Innotribe, a mini conference within the conference has been bringing the message of innovation to the banking industry for the past few years. This year, they have gone mainstream, welcomed…
Banking on FinTech
Oct 8, 2015 • 56 min
As the tech disruption takes hold of the financial industries, banks are exploring fintech by supporting accelerators, partnering together, and creating new ways to replace legacy systems. Today, Brett has Dave Birch of Consult Hyperion join the show.…
GlobalGoal1- Eradicate Poverty through Financial Inclusion
Oct 1, 2015 • 57 min
The UN Global Goals outline 17 goals to End Poverty, Fight Inequality and Injustice, and Fix Climate Change. As you wonder about each of them, you realize that all of the goals are interdependent. Today, on Breaking Banks we are focusing on organizations…
Bitcoin, P2P, and Millennials
Sep 24, 2015 • 56 min
It is official- Millennials are now the biggest consumer generation. And digital natives have more options than ever before, and exercise their options to find the services that meet their needs the best. Today, Brett talks to Samantha Ghiotti of…
Machines of Loving Grace- John Markoff
Sep 17, 2015 • 57 min
Artificial Intelligence is all around us. It affects how many The debate that often surrounds this is about whether the machines will take over and rule us. But the realities of new technologies are more complicated. Today, Brett speaks with NY Times tech…
FinTech Growing Globally
Sep 10, 2015 • 57 min
While there are a few cities that strive to be huge FinTech centers, but the opportunities in FinTech are global. Today Brett talks to Rajiv Anand, Group Executive and Head of Retail Bank at Axis Bank in India, who with PingPay has created an intuitive…
European FinTech and role of Government
Sep 3, 2015 • 57 min
Handling other people’s money requires security and lawfulness, which means that governments often have to intervene with regulations. But regulations are often cited as stifling to innovation, which is the motivating purpose behind FinTech. In the EU,…
Square and Applepay
Aug 27, 2015 • 56 min
Square changed the merchant accounts game, enabling millions of small businesses the convenience of card payments without the hassle, paperwork and fees that banks charge for merchant accounts. And they do it with beautiful design that enhances small…
Bye Bye Banks?
Aug 20, 2015 • 57 min
Despite all the evidence of disruption, there are still many retail banks and credit unions that are resisting the changes that technology are making in the financial system. If they fail to see the signs, they are in hot water. Today, Brett talks with…
Everything is Data Now
Aug 13, 2015 • 58 min
As the Internet of Things becomes a reality, we are producing vast amounts of data. Organizing that data, and knowing how to use it to better serve customers, ride the disruption and continue to innovate. Today Brett talks to Paul Jameson, Managing…
Digital identity- keeping ahead of fraud.
Aug 6, 2015 • 57 min
Maintaining customer security has always been a focus of the payments industry, both for merchants and customers. Being highly susceptible to theft, cash is the least secure. Cards have a little more security, but hackers have managed to invade the…
Even your ipod was a roboadvisor
Jul 30, 2015 • 58 min
AI is augmenting our investment decisions in ways that we never imagined. And although it has been shown that computers can provide sounder investment advice than humans, it is not unaffected by the human element. Today Liz Lumley, guest hosting, talks…
FinTech in Oz
Jul 23, 2015 • 58 min
Tech Crunch just announced FinTech’s “5 Darkhorse Cities” who may give London, NYC, Hong Kong, and Silicon Valley a run for the money: Sydney, Singapore, Berlin, Madrid, and Amsterdam. This week Brett King was down under, and we took the opportunity to…
Special Encore Presentation: PETER DIAMANDIS- EXPONENTIAL FINANCE
Jul 16, 2015 • 57 min
Growth and change in the digital age is no longer linear, it is exponential. Like a rocket ship… Peter Diamandis, famed engineer, physician, and entrepreneur comes on the show to discuss his new book BOLD, the xPrize and the upcoming Exponential Finance…
Special Encore Presentation: NYC Hearts FinTech
Jul 9, 2015 • 58 min
Thanks to all our loyal listeners! We will be back with fresh episodes soon. Just taking a little summer break! Today is the 100th episode of Breaking Banks!!! To celebrate this milestone, we are celebrating our hometown, New York City, and talking with…
NYC Hearts FinTech
Jul 2, 2015 • 58 min
Today is the 100th episode of Breaking Banks!!! To celebrate this milestone, we are celebrating our hometown, New York City, and talking with the people that are helping it become a fintech capital, with investments exceeding any other city. Brett is…
Startup wisdom and EX
Jun 25, 2015 • 58 min
How do companies build customer relationships so they foster customer loyalty? The question is important in startups and established players. Today Brett King talks with Duena Blomstrom (@duenablomstrom) about focusing on emotional experience in the user…
The Great Bank Debate
Jun 18, 2015 • 57 min
Is the best structure for the bank of tomorrow a digital bank that still offers bundled services? Or is it digital banking provided by services of choice and then accessed from the same channels? The great banking debate- Digital bank or digital banking?…
to be banked or unbanked…
Jun 11, 2015 • 58 min
It is difficult to build wealth without access to the financial system, but banking services have often been too expensive for the poor. As the saying goes- it is expensive to be poor. Advocates for financial inclusion see financial technology as part of…
Xponential Finance- What’s next?
Jun 4, 2015 • 58 min
It is conference season, and this week, Brett and Breaking Banks were at the Xponential Finance Conference where we got to Interview Singularity University Professor Brad Templeton! Earlier we spoke to Christel Quek, the content leader for Twitter in…
Banking relationships- the good, the bad and the ugly
May 28, 2015 • 58 min
The growth of the Fintech sector and the plethora of new banking options has refocused banking habits on customer relations. Knowing customers can take away any part of their business with just a few clicks has created a marketplace where customers…
Bitcoin: Hope or hype?
May 21, 2015 • 57 min
Bitcoin seems to invite endless debate about the legitimacy of cryptocurrencies. With Wall Street entering the game of investing in or using bitcoin blockchain technologies, it has become necessary for mainstream banking to reckon with bitcoin and what it…
Guaranteeing Digital Identity
May 14, 2015 • 57 min
Customers are coming to expect instant gratification, whether it is Amazon delivery within the hour or counting on your Uber showing up. Banking isn’t going to escape from this customer demand, nor should it. But how do we protect consumers against fraud…
Think Tech, not Bank
May 7, 2015 • 57 min
When Citi was one of the first banks to market with an app for the new Apple Watch, they were announcing an adjustment in culture and focus. This week, Brett talks with Andres Wolberg-Stok, Director of Global Platforms at Citi about why they are…
BreakingBanks does Vegas!
Apr 30, 2015 • 57 min
Today, we are coming to you from the Financial Brand Forum where our host Brett King is talking to some of the most influential thought leaders in banking or FinTech. We are talking to Josh Reich- CEO of Simple, Jim Marous- The Financial Brands lead…
Rewards go Uber
Apr 23, 2015 • 58 min
As payments become mobilized, the rewards programs of credit cards has lost a lot of value. To regain that, cards are beginning to pair with popular services for bigger rewards than ever. Our Host, Brett King talks with Mike Dudas, Chief Revenue Officer…
Smarter Bank
Apr 16, 2015 • 58 min
Today, Brett King talks with the very funny Ron Shevlin, of Snarketing 2.0 about his book Smarter Bank and what banks and credit unions need to do to deal with the emerging technological disruptions and regaining consumer trust. We will also be talking…
Special Encore Presentation: FinTech Aid for Refugees
Apr 9, 2015 • 56 min
One of the missions inside the FinTech revolution is financial inclusion. Of the 2.5 billion people who have no access to a traditional bank, 1 billion have cell phones. That number is only growing, and the potential to increase financial opportunities to…
FinTech Top Guns
Apr 2, 2015 • 57 min
Because our host Brett King is going on a well earned family vacation this week, we decided to revisit a few key interviews so far this year. #breakingbrett First up- Boris Johnson interview about how London is attracting so many to the FinTech world!…
Apple Pay woes and wins
Mar 26, 2015 • 57 min
No one seriously disagrees that the recent Apple Pay credit card fraud stems from the security of the sixteen digit credit card number. But there are serious disagreements about whose problem that is. Is it all on the banks or is Apple in the game too?…
FinTech- Dublin’s pot o’ gold?
Mar 19, 2015 • 57 min
Although London and New York are currently leading the race for FinTech dominance, there are several other cities vying for their place. Not the least among these is Dublin, where the Celtic Tiger of the late 90’s hosted a booming tech center. Dublin is…
The Future is here
Mar 12, 2015 • 57 min
Today on Breaking Banks, Brett hosts one of his favorite authors, Ramez Naam, to talk about what the financial world can learn and anticipate from science fiction and what is already happening in technological possibility and human behavior that requires…
FinTech Aid for Refugees
Mar 5, 2015 • 57 min
One of the missions inside the FinTech revolution is financial inclusion. Of the 2.5 billion people who have no access to a traditional bank, 1 billion have cell phones. That number is only growing, and the potential to increase financial opportunities to…
Making Financial Engagement Social
Feb 26, 2015 • 58 min
Social Media is no longer a cute extra in any marketing or customer service campaign. It has to be a core component of customer engagement. Those who embrace social media as a way to listen to customers as well as communicate with them will be the winners…
Environment determines behavior
Feb 19, 2015 • 58 min
How do we begin to replace the physical context in a world where our transactions are increasingly virtual? We buy, store, and save to “the cloud”. Today, Brett speaks to Shel Israel, co-author of “Age of Context” and “Naked Conversations” about how our…
Designing Mobile Payments
Feb 12, 2015 • 57 min
Simple is hard. Easy is harder. Invisible is hardest.- Jean-Louis Gassee Today Brett King hosts Chuck Davidson, CEO of CardFree, and Jared Spool, Founder of UIE to talk about designing the mobile payment experience- creating an environment where consumers…
#BreakingBanks in Bali!
Feb 5, 2015 • 57 min
Today, our host Brett King has turned over the hosting duties to Andy Mclean (@insanemclean) for a hosting turn in Bali. Andy comes to us from Bali with Rob Findlay from NextBank, Gary Dykstra who is setting up a bitcoin economy, and Peter Wall, CEO of…
Gen Y Marketing Musts
Jan 29, 2015 • 57 min
No generation since the baby boomers has created as much market excitement as Gen Y/Millennials. So, how do we give them what they want when the vitality of future business is dependent on building relationships with this powerful and young demographic?…
Startups after Innotribe!
Jan 22, 2015 • 58 min
When Innotribe at Sibos concluded in Boston last year, the start-up competition had been finalized, but in many ways it was just beginning. Just being a finalist was a win, Today, Brett King is hosting Jeff Stewart from Lenddo who has an important…
IoT and Fintech
Jan 15, 2015 • 57 min
With the end of the CES conference, it is clear that the Internet of Things is all around us. By the end of 2015, Gartner predicts that 5 billion devices will be connected. By 2020, it will be 25 billion. But what does all this tremendous data and service…
2015: FinTech and Dangerous Ideas
Jan 8, 2015 • 57 min
“An Idea that is not dangerous is unworthy of being called an idea at all” - Oscar Wilde Today Brett hosts Mike Walsh with a discussion about Mike’s latest book, The Dictionary of Dangerous Ideas, which explore 88 ideas in science, tech, and business that…
Context Rules!
Dec 18, 2014 • 56 min
As this is the last episode of Breaking Banks before the end of the year, we wanted to make sure it had plenty of food for thought. And we just want to say- Be prepared to FEAST! We are fully loaded with a great show. On this episode, our host Brett King…
Favorite Things Show
Dec 11, 2014 • 64 min
It is the end of an explosive year in Fintech and we at Breaking Banks wanted to compile some of our favorite interviews to review all the amazing things happening in our industry around the globe. This is the producer’s cut (ie, our host Brett helped,…
Special Encore Presentation: Millenials: Living Digitally
Dec 4, 2014 • 58 min
Millennials present a huge generational tidal shift and therefore a lot of opportunity for those that can tap into how they think and what appeals to them. For banks, this has become particularly crucial as this generation is more skeptical of the system…
Hack to better security
Nov 20, 2014 • 58 min
Nothing seems worse to us than being hacked, but hacking is the new creative problem solving! Hackers keep our online spaces healthy and happy. Today, Brett hosts Keren Elizari, cyber security expert, to discuss the virtues of the hacker. If you aren’t…
#retaildelivery
Nov 13, 2014 • 56 min
As preference for digital interface grows, and consumers are hunting for a more frictionless experience to obtain credit, loans, and investment advice, banks are looking for ways to sell products that customers want and deliver them in the digital…
NYC v. London
Nov 6, 2014 • 57 min
Which will reign in Fintech Supremacy? London, self-dubbed Fintech city, boasts that it employs more people in financial technologies that either New York or Silicon Valley. But New York has tripled the number of fintech investment deals in the last 3…
Big help for Small Biz
Oct 30, 2014 • 57 min
All business starts as a small business. The entrepreneurial spirit can be doused with the realities of funding new ideas and innovation and getting the required capital and support that business requires to flourish! Today on the show, Brett talks to Sam…
Cash’s last breaths
Oct 23, 2014 • 59 min
The end of cash isn’t just a digital brainchild. We are now getting enough information about digital/mobile payments vs. cash to know that cash is slowly dying out as a payment means. Today, Brett talks to Scott Winslow, Managing Director Americas for RFi…
Innovations from a fresh continent- Episode 1
Oct 16, 2014 • 58 min
At the turn of the 20th century, two shoe salesman were sent to Africa to report on what opportunity was available there. One reported back “No good, no one here wears shoes”, and the other reported “Golden Opportunity! No one has any shoes here!”…
Millennials: Generation Nostalgic for the Future
Oct 9, 2014 • 58 min
Millennials present a huge generational tidal shift and therefore a lot of opportunity for those that can tap into how they think and what appeals to them. For banks, this has become particularly crucial as this generation is more skeptical of the system…
Live at Innotribe/SIBOS
Oct 2, 2014 • 56 min
This week Breaking Banks is coming to you from Innotribe within the SIBOS conference. Brett King will be doing interviews on the floor of Sibos, talking to the innovators and instigators that are pulling the banking system into the digital age and…
Fintech descends on Silicon Alley!
Sep 25, 2014 • 56 min
Over the past week, more than a thousand global banking executives, financial technology entrepreneurs, venture capitalists, press, and industry analysts converged on New York for a series of events focused on banking innovation. The events included the…
Transparency: The Digital Virtue
Sep 18, 2014 • 56 min
With the financial crisis of 2008, banks and bankers have suffered a death of trust from customers and regulators alike. Consumers have insisted on more transparency in the financial system. The good news is that this is good business. With the new…
Identities merging
Sep 11, 2014 • 58 min
As we continue to create new virtual space to inhabit, we become more and more aware that systems in both the real world and online are fraught with unnecessary friction. One major hurdle has been to keep legal identity legitimized in online commerce. How…
A.I.- Ally or Foe?
Sep 4, 2014 • 58 min
Artificial Intelligence is all around us today. From Siri to interactive screens to drones and beyond, we rely on the speed and reliability of computers to create ease and aid decision making in daily life. AI has the ability to aid us in ways we have…
Rise of the Super Consumer
Aug 28, 2014 • 57 min
Who can we look to when the Big Data cloud overwhelms our marketing departments and creates circles in our developmental strategies? The SUPER CONSUMERS to the rescue! Today Brett talks to Alok Gupta and Eddie Yoon of the Cambridge Group about how turning…
Fintech is GreenTech
Aug 21, 2014 • 56 min
Andrew Winston, renowned author of Green to Gold and the latest bestseller- The Big Pivot - has been helping corporations see that green business is both good and smart business strategy. Today he talks to Brett about why Financial Technology already is…
Social means Global
Aug 14, 2014 • 56 min
Nothing emphasizes the importance of social and mobile channels than having customers who travel. Navy Federal Credit Union’s customers need access do their banking all around the world, hence NFCU understood the imperative to integrate social and mobile…
Down South Meets Down Under
Aug 7, 2014 • 56 min
Bankwide’s Mike King is heisting the hosting chair and turning the tables on Brett King this week. Tune in to hear our favorite southern gentleman asks our favorite Aussie about his vision of the #finserv and #fintech. We will also hear updates from Dave…
Organizing for the unexpected: Futurist x Futurist
Jul 31, 2014 • 54 min
Technological design doesn’t exist in a vacuum: It is constantly interacting with the human imagination and thankfully that imagination leads to uses designers and brands never dreamed. Often marketing is a game of being in tune to the street instead of…
Emerging Markets are Digital
Jul 24, 2014 • 57 min
This month Ernst Young delivered a report on Banking and Emerging Markets. In it, authors Steven J. Lewis and Jans Bellens outline the challenges that banking faces in these promising and largely untapped markets and the best strategies or focus to meet…
Storysell or say goodbye
Jul 17, 2014 • 54 min
Credit Unions have relied on having personal relationships with their customers. That personal touch has never been more important, but to stay in the game with Gen Y and Millennials the personal touch must go digital. So how do you translate the personal…
Leaping Ahead
Jul 10, 2014 • 57 min
Unencumbered with aging technology, several banks in Africa are creating amazing outreach through mobile banking that requires absolutely zero physical branches. But mobile accounts also require a merchant infrastructure that can accept and encourage…
Facebook “Like” Banking
Jul 3, 2014 • 54 min
In a very short time, social media has become a basic utility in modern life. People trust and rely on social networks more than they do advertising or almost any other research when making good decisions. Talking about how Banks must begin to participate…
And…What’s Next?
Jun 26, 2014 • 54 min
Banking will change more in the next decade than it has in the last century. As we try to get ahead of the disruption curve, we are always asking what’s next? On this episode, Brett is hosting Rob Findlay who founded NextBank to answer precisely that…
Creating Faster Foundations
Jun 19, 2014 • 58 min
It’s all too easy in this era of instant gratification and mobile internet access to say that payments should move at the speed of lightening. But building mobile payment apps and wallets on top of the antiquated system of traditional money means that you…
LIVE AT NEXTBANK CONFERENCE!
Jun 12, 2014 • 56 min
The FinTech world is always talking about disruption, innovation, digital and mobile adoption, and the many other technological influences that are changing how we interact with the world of finance. We will be broadcasting live from NextBank USA…
Special Encore Presentation: WE HAVE DONE THIS FOR ONE WHOLE YEAR!!!
Jun 5, 2014 • 57 min
Can you believe we have already done a this show for a whole year? We can’t either. We thought a great way to celebrate was to review all the innovation in the past year with some of our most loyal commentators! On today’s show we have an all star cast on…
WE HAVE DONE THIS FOR ONE WHOLE YEAR!!!
May 29, 2014 • 57 min
Can you believe we have already done a this show for a whole year? We can’t either. We thought a great way to celebrate was to review all the innovation in the past year with some of our most loyal commentators! On today’s show we have an all star cast on…
Are Mobile Wallets on the Horizon or Somewhere Over The Rainbow?
May 22, 2014 • 53 min
If mobile payments are the wave of the future, why haven’t we seen customers rush to make their phones their wallets? Everyone seems to agree that there is potential for mobile payments to be groundbreaking and far reaching, but if they are, why isn’t it…
Digital wallets: Exploding or Blowing Up?
May 15, 2014 • 58 min
Mobile use is exploding on the banking scene, as it is throughout our lives. This week Square announced that they are giving up on the Square Wallet while Apple announced that they had integrated NFC wireless technology into iPhone6 after a deal was made…
Signatures are risky!
May 8, 2014 • 55 min
Yes, you read that right. A signature card and a paper application form mean you are absorbing an unacceptable level of risk as a bank. The fact is that you can verify someone’s identity through much more reliable methods than using a signature card or…
Brick and Mortar go Digital and Touchscreen
May 1, 2014 • 56 min
Banks can never serve all the public efficiently and well through a structure that requires a physical bank presence. But banks also have the challenge to recreate a brick and mortar structure that is seamless with mobile/online experience. Today Brett is…
Big and Small preparing for shifting generational expectations
Apr 24, 2014 • 57 min
Today on Breaking Banks we will be discussing the upcoming shifts in banking culture driven by the Gen-Y digital natives and how that translates to the best customer service options for banks and credit unions. How does going digital affect their customer…
Innovations with Islamic Finance: Tech meets real economy
Apr 17, 2014 • 57 min
The financial crisis of 2008 increased the mistrust of global financial institutions, and the disruption and increase in mobile technologies lends to the narrative that financial systems are lagging in modernity. To regain the trust of Gen-Y, who all too…
Breaking through the din: earning consumer’s attentions
Apr 10, 2014 • 53 min
Today’s empowered consumers represent an interesting paradox. On one hand, there has never been more ways to reach them. On the other hand, it’s never been harder to truly engage these highly mobile, socially connected, financially astute consumers.…
Thoroughly Modern Good Old Fashioned Financial Technologies
Apr 3, 2014 • 57 min
In today’s world we adore modern convenience but miss good old fashioned simplicity, like when I use my mobile to look up homemade pickle recipes. We want all the personal touches, but with all the digital speed and information at our fingertips. On…
Neobanks get serious.
Mar 27, 2014 • 57 min
Now that the mobile banking model has proven itself, there is a lot of movement in traditional banks to acquire or build mobile model innovations. Today, Brett is talking to Josh Reich, the CEO of Simple to talk about joining with BBVA and the future of…
Tech tools to assist in making life’s big purchases!
Mar 20, 2014 • 55 min
The traditional signs of prosperity are a college education and buying a home. Nothing says solid citizen with good finances like making those two investments. But mortgages are scarier now, and it isn’t always clear how much you actually are told you can…
They developed Algebra first too: Banking Innovations in Dubai
Mar 13, 2014 • 55 min
We all know mobile disruption is changing the nature and ideas behind retail banking, often not as fast as consumers would like and faster than banks or regulators can keep up. Today, Brett hosts David Horton, Chief Transformation Officer, Mashreq Bank…
Apps to Eat and Run
Mar 6, 2014 • 55 min
So imagine you are going out to eat with your friends or family. You are sitting at the table, the food is eaten and all you want to do is get the waiters’ attention to pay the check and go. As you wait, your friends have to leave to catch the baby…
Payments Conference 2014!
Feb 27, 2014 • 56 min
So, it is nearly time for the yearly Payments Conference 2014! To give you a preview, Scott Lang, Senior VP, Association Services at NACHA will be joining Brett to discuss the different themes and topics that the conference hopes to address this year,…
Actually, be a borrower and a lender!
Feb 20, 2014 • 57 min
One of the reason’s that banking is so essential is the ability to create loans and capital for growing industry and entrepreneurship. But traditional banking also has so many rules that it can stifle the growth. Technology has stepped in to make the…
Bitcoin, Love ‘em or leave ‘em?
Feb 13, 2014 • 57 min
Bitcoin can’t stop making the news. One week it is everyone’s darling. The next Mt Gox is crashing on your head. The values are pretty volatile, but if they could just behave, they solve so many problems with the current payments system. So you have to…
How technology allows small business to bank like the big boys…
Feb 6, 2014 • 55 min
Running a small business can be a sisyphean undertaking and in the current economic conditions, you need to be able to get the investment and capital quickly in order to take advantage of opportunities as they present themselves. Technology can help level…
Breaking Banks
Jan 30, 2014 • 56 min
With the serious ups and downs of the economy in recent years, consumers have reacted with understandable concern for the security of their economic circumstances. The recession caused many to rethink their priorities, tighten their belts and save. As…
A Penny Saved ,in a bank, is a Penny Earned?
Jan 23, 2014 • 57 min
An axiom of banking is that access to the financial system is universally beneficial. Once people have bank accounts, they begin to save and their long term financial health improves. But the current financial situation in the US has changed customer’s…
Look to the East
Jan 16, 2014 • 55 min
The US is accustomed to think of itself as innovative and cutting edge, but more and more in financial technology, Asian banks are leading the way. Today, Brett talks with Emmanuel Daniel, Founder of The Asian Banker, Matt Dooley, Managing Director of…
Innovation is a small banks best friend
Jan 9, 2014 • 57 min
In Malcolm Gladwell’s latest offering, David And Goliath, he takes a fresh look at the story and examines whether David’s relatively small stature and skills as a slinger might actually have been an advantage in his battle against Goliath. In a similar…
The crystal ball for 2014 says…
Jan 2, 2014 • 58 min
What kind of futurist show would be be if we didn’t talk about what changes this year will bring to Fintech and banking in general?? To talk about the trends and innovations from this year Brett will be chatting with two notable speakers and authority on…
Special Encore Presentation: Disruption Abounds – why books, music and newspapers were just the start!
Dec 26, 2013 • 56 min
Not since the printing press has a new media been as disruptive as the internet. Because it is about connection, conversation, and a pure democracy of ideas, it is changing every business model and all ideas about traditional services. The first wave of…
Where the mobile bank account was born
Dec 19, 2013 • 57 min
Banking in Africa has become a prime example of necessity breeding ingenuity. When the global financial crisis hit in 2008, Africa’s regional banks turned their focus closer to home and embraced technology as a means to reach the hugely diverse unbanked…
Seamless transitions: Can banks create a uniform user experience for all platforms?
Dec 12, 2013 • 55 min
Since banking has transitioned from somewhere you go to something you do, people expect to access all their accounts through many portals and platforms. Whether they access their accounts through the branch, atms, computers, tablets or smartphones, they…
Will Financial Advisers be replaced by the crowd, and how does technology change the way Gen-Y’s plan investment and saving?
Dec 5, 2013 • 57 min
Financial Advisers emerged in the US in the 1970s, but hit their stride in the 1980s with new professional designations, associations and regulation emerging to create an industry that is just over 300,000 persons strong. The US alone manages more than…
The Future is already here, just not widely distributed
Nov 21, 2013 • 56 min
Apologies to William Gibson from whom this quote is taken, but this week’s Breaking Banks is all about the disruptive future that is coming fast upon the banking sector. This week we speak to two global leaders and futurists who have enlightening views on…
Disruption Abounds – why books, music and newspapers were just the start!
Nov 14, 2013 • 56 min
Not since the printing press has a new media been as disruptive as the internet. Because it is about connection, conversation, and a pure democracy of ideas, it is changing every business model and all ideas about traditional services. The first wave of…
Will an app a day keep the financial doc away?
Nov 7, 2013 • 57 min
Recently, there are an explosion of apps and tools for personal financial management. With our mobile phones, the access to smart financial data is available at our fingertips, and that raises awareness of our personal financial health. But do these tools…
FinTech Capital Raising- Learning from the Leaders
Oct 31, 2013 • 56 min
According to CB Insights, there was more venture and private-equity investment in New York’s Financial Technology (or FinTech) sector in the first half of 2013 than in all of 2012, which was the biggest year on recent record. On a global basis, annual…
LIVE FROM GOOGLE!!!!!!!
Oct 24, 2013 • 58 min
This week Breaking Bank$ is going to be streaming live from the New York Google Offices as part of the 2nd Annual NYC Tomorrow’s Transactions Today Un-conference. http://www.nypay.org/event/payments-unconference/ The event is hosted by NYPay. Brett will…
Banking ‘Perestroika’ comes from unexpected quarters in Russia
Oct 17, 2013 • 58 min
Russia is one of the biggest emerging economies on the planet, and has one of the largest national banking markets in the world, but innovation comes slowly within the banking sector due to massive technology and process issues. However, in the last few…
Special Encore Presentation: Digital currency and the bumpy road to legitimacy
Oct 10, 2013 • 56 min
Bitcoin just keeps making the news. Germany recognized it as a legitimate taxable currency just a month ago, and then the site Silk Road, that trafficked drugs and black market items, and accepted Bitcoin as a currency was shuttered by the FBI. However,…
Digital currency and the bumpy road to legitimacy
Oct 3, 2013 • 56 min
Bitcoin just keeps making the news. Germany recognized it as a legitimate taxable currency just a month ago, and then the site Silk Road, that trafficked drugs and black market items, and accepted Bitcoin as a currency was shuttered by the FBI. However,…
And The Next Big Thing Is????
Sep 26, 2013 • 56 min
Digital innovation happens at such lightening speed that in order to stay current you have to try to imagine the future today. In the past sixteen years, the internet has become a new space with its own culture, rules, taboos, and possibilities. This has…
Neither Phish nor fowl…
Sep 19, 2013 • 57 min
Mobile phones are the most popular way that we access the internet and web services that we rely on every day. In a world where greater mobility and transparency are the norm, there is tremendous risk of security breaches which can interfere with the…
Free or Fee?
Sep 12, 2013 • 55 min
With interest rates remaining low and traditional fee income such as debit card and overdraft fees impacted by recent government regulations, banks and credit unions are increasingly looking for new ways to increase revenue. While banks will look to cost…
Finovating into the future…
Sep 5, 2013 • 59 min
Banks have long cultivated the image of stability with marble counters and mahogany desks, indicating a sense of permanence. But in order to do something new, you have to stop doing the old! The new frontiers of banking are in a relatively new area called…
When it comes to Data, Size really does matter
Aug 29, 2013 • 57 min
As Steve Jobs famously said “Some people say give customers what they want, but that’s not my approach. My job is to figure out what they are going to want before they do.” With the current disruption and banking options available, it has never been more…
Can Banks Afford to Keep their Customers?
Aug 22, 2013 • 57 min
Typically, banks make their money off the top 20% of customers and lose money on the bottom 20%. Identifying customers that will help maximize their profits has become the mission of most banks, but is it as simple as always finding the right customer?…
The Underbanked don’t need banks anymore!
Aug 15, 2013 • 58 min
Do the underbanked really need bank accounts anymore? With the introduction of mobile financial options, more and more people are opting out of traditional bank accounts and turning to the myriad of financial options that are becoming available as an…
Special Encore Presentation: Here come the Neo-Banks
Aug 8, 2013 • 58 min
Pre-paid debit cards are the fastest growing deposit product in countries like the United States and China today. In the US healthy 25% year-on-year growth the last 4 years now amounts to $350 Billion dollar annual business. In contrast checking accounts…
Money CAN Buy Happiness!!!!
Aug 1, 2013 • 58 min
It is an old cliche that is proving to be untrue. But the trick to money buying happiness may not lie in how much money we have, but in how and when we spend it. This week Brett is joined by Michael Norton, a Harvard business school professor and author…
Build the Necessary and Useful … and remember trust is the new black
Jul 25, 2013 • 56 min
We are now in a time when interface is a more common experience than face to face. It is faster, easier, and simpler… or at least it should be. Banks must look for ways to build bridges to customers through these new interfaces and create customer…
Designing GoodBank™
Jul 18, 2013 • 55 min
After the banking crisis of 2008 and the lingering effects on the economy, people have felt a mistrust in their banks and communities. Many have put even more trust in credit unions, but have found that there are restrictions on their accounts and access…
Here come the Neo-Banks
Jul 11, 2013 • 58 min
Pre-paid debit cards are the fastest growing deposit product in countries like the United States and China today. In the US healthy 25% year-on-year growth the last 4 years now amounts to $350 Billion dollar annual business. In contrast checking accounts…
Special Encore Presentation: When technology becomes more human, does a human provide a differentiated experience?
Jul 4, 2013 • 56 min
When we think of technology in banking we often think of 40 year old legacy mainframe systems and clunky IVR menu trees (Press 1 for banking, 2 for credit cards, etc) that are complex, unwieldy and don’t exactly provide a great customer experience in…
When technology becomes more human, does a human provide a differentiated experience?
Jun 27, 2013 • 56 min
When we think of technology in banking we often think of 40 year old legacy mainframe systems and clunky IVR menu trees (Press 1 for banking, 2 for credit cards, etc) that are complex, unwieldy and don’t exactly provide a great customer experience in…
Moving from Personal Financial Management to Personal Financial Performance
Jun 20, 2013 • 57 min
PFM or Personal Financial Management tools first popularized by Mint.com have taken the financial services space by storm in the last couple of years. In this week’s show we talk to some of the leading PFM platforms to talk about why banks are taking on…
IS “BITCOIN” the Beginning of the End of Cash?
Jun 6, 2013 • 57 min
For more than 2,000 years commerce has been conducted on the basis of cash, hard cold currency. Today, however, 90% of global transactions are done electronically, and while cash use is still strong in the retail environment, even there cash use is…
Not your father’s banking habits
May 30, 2013 • 58 min
In this week’s Episode Brett is joined by some of the top research analysts in the field of commercial banking include Rom Shevlin from Aite Group, Kevin Travis a Managing Director of Novantas and Jerry Canning is the Industry Director, Financial Services…
How the crowd is changing brand advocacy in banking
May 23, 2013 • 55 min
Social networking and platforms like YouTube, Facebook, Twitter, Instagram and Tumbler are changing the way we share and interact. Unlike traditional broadcast channels, these new channels encourage participation, feedback and dialog, but in an…
Banks that build their brand without Branches
May 16, 2013 • 57 min
Most banks rely on their branch infrastructure for the vast majority of revenue and customer acquisition today. From the basic requirement many banks have for in-person, face-to-face identification and the legacy signature card, for many banks this is a…
The Era of Faster, Smarter Payments
May 9, 2013 • 59 min
From the check you used to get on your birthday from your Grandma, to your regular monthly salary payment, through to the mortgage or rent payments you make each month – much of the utility we enjoy in banking revolves around payment capabilities. Whether…
A New Take on Credit and Lending
May 2, 2013 • 57 min
Remember the last time that you went to your bank branch for advice on lending and investment? Most people don’t. Branches simply can’t compete with digital services that have proven to provide more information in a more timely manner providing a process…