Your Money, Your Wealth

Your Money, Your Wealth

yourmoneyyourwealth.com
Financial news without all the hype
How To Capitalize On The Goldilocks Economy in 2018 - 149
Jan 13 • 68 min
Brian Perry, CFP®, CFA® from Pure Financial Advisors recaps 2017’s global Goldilocks economy. Will the bull run continue in 2018? Should we change our asset allocation to prepare our stock and bond portfolios for a market slow down? Are you properly…
How To Tailor Your Retirement Income Strategy - And Why You Need To - 148
Jan 6 • 46 min
Retirement nest eggs have become bigger, but fixed income rates of return are low. What strategy will allow your investment portfolio to provide income throughout your retirement? Joe and Big Al explain what matters when tailoring your own personal…
12 Things You Need To Know About Trump’s New Tax Law - 147
Dec 30, 2017 • 63 min
How Trump’s Tax Cuts and Jobs Act changes state and local tax deductions, itemized, mortgage, property tax and medical deductions, brackets, the child tax credit, home equity debt, charitable contributions, alternative minimum tax, small business taxes…
Millennials Want A Flex Life Over Financial Peace - 146
Dec 23, 2017 • 60 min
Whitney Hansen, host of the Money Nerds podcast, tells Jason Thomas, CFP, how the financial needs, wants and goals of Gen Y and Gen Z are different than - well, ours. And, everything you know about investing for retirement is wrong and dangerous. At…
What You Need To Know Before You Buy or Sell Gold - 145
Dec 16, 2017 • 51 min
Peter Hug from Kitco describes the four types of people that buy precious metals, how to best buy and sell silver and gold yourself, and whether these commodities are similar to cryptocurrencies like Bitcoin and Blockchain. Joe and Big Al talk permanent…
8 Ways To Avoid Holiday Debt Hangover & Save Big Cash - 144
Dec 9, 2017 • 59 min
Eight ways to save serious cash, so we can avoid the holiday debt hangover. (Can’t guarantee that you can avoid working out, though.) Plus, the latest tax reform news, and 8 ways to create tax free income. And is Joe going to start charging his dear sweet…
9 Retirement Tips If You Don’t Plan To Retire - 143
Dec 2, 2017 • 49 min
Retirement planning tips and benefits when you don’t plan to retire. Plus, how much should you have saved for retirement at different stages of life, how much has the average millennial saved, and the Roth 5 year clock: should you get married so you can…
Use These Tax Deductions Now, They May Be Gone In 2018 - 142
Nov 23, 2017 • 58 min
Recharacterizing your Roth conversion, getting that knee replacement, meeting with every client you have all across the country and more: Joe and Big Al cover many things you might want to do before tax laws potentially change come January 1. Suze Orman…
Trump Tax Cuts? False. Try Tax Increases. - 141
Nov 20, 2017 • 57 min
Actual news you can really use about the ever-changing landscape of tax reform, why Trump’s promised biggest tax cuts ever are actually a tax increase for many of us, and how it will affect you. Those sneaky, sneaky Congresspeople. And Joe and Big Al have…
A Last Minute Feel-Good Way to Reduce Your 2017 Taxes - 140
Nov 13, 2017 • 55 min
Elaine Martyn from Fidelity Charitable explains how donor advised funds can help others and reduce your 2017 taxes. Retirement jitters, a retirement crisis, and 7 ways to teach your kids the value of saving for retirement to help them avoid both the…
How To Live A Luxe Life & Still Save Money - 139
Nov 6, 2017 • 60 min
The Luxe Strategist offers six secrets to splurging on nice things while still saving 50% of your income. Joe and Big Al cover the latest on Trump tax reform, the retirement crisis, 7 Retirement Catch Up Strategies for Lifelong Procrastinators, and why…
Losing Money Sucks. Time For Asset Protection - 138
Oct 30, 2017 • 72 min
Asset protection attorney Doug Lodmell has the secrets to keeping your money safe in the event of a lawsuit. Social Security benefits and 401(k) contributions are going up, but the 401(k) thing may also be a nightmare. Al’s got 6 myths about freezing your…
FIRE & The Retirement Manifesto: What Will You Do With Your Free Time? - 137
Oct 23, 2017 • 64 min
Fritz Gilbert, blogger at TheRetirementManifesto.com, one of the fastest growing financial blogs on the internet, talks about the Financial Independence / Retire Early or FIRE movement, and how to make the most of your retirement. Also, three tax tricks…
How To Rescue Yourself From Hitting Financial Rock Bottom - 136
Oct 16, 2017 • 59 min
Financial Lifeguard Christine Luken explains how she used Mindful Money Management to rescue herself when she hit financial rock bottom, and how you can, too. Joe and Big Al answer questions on when the magic of compounding is gonna kick in, Roth…
Trump Tax Reform: More Jobs, Fairer Taxes, Bigger Paychecks? - 135
Oct 9, 2017 • 57 min
Will the changes to tax brackets, deductions, exemptions, the alternative minimum tax, estate tax, individual taxes, corporate taxes and expenses in Donald Trump’s “Unified Framework For Fixing Our Broken Tax Code” proposal provide more jobs, fairer…
Millennial Money Founder Side-Hustled To a Million In 5 Years - 134
Oct 2, 2017 • 66 min
Millennial Millionaire Grant Sabatier on how extreme saving and the art of the side hustle took him from $2.26 in the bank to a net worth of $1 million in just 5 years. Plus, 7 things YOU should do to become a millionaire, what Trump’s tax plan means for…
The Truth About Reducing Your Taxes Through Charitable Giving - 133
Sep 25, 2017 • 60 min
In the aftermath of natural disasters at home and abroad, Elaine Martyn from Fidelity Charitable explains how donor-advised funds can make for tax efficient, high impact giving. Plus, how to protect yourself from identity theft following the Equifax…
3 Dimensions of Expected Returns: Size, Price and Profitability - 132
Sep 18, 2017 • 77 min
Apollo Lupescu of Dimensional Fund Advisors explains how risk and expected returns are affected by size, price and profitability of a company, why the latest from President Trump shouldn’t affect our investing choices, how diversification can protect us…
Mind The Gap: How To Make More Than You Spend In Retirement - 131
Sep 11, 2017 • 62 min
J. David Stein, host of the Money for the Rest of Us podcast, on managing emotions when it comes to investing and market volatility, and how to Mind the Gap between income and spending in retirement. If that gap is too large, we’ve got 99 side hustles…
How to Turn $3,000 into $50 Million - 130
Sep 4, 2017 • 68 min
Investing authority Paul Merriman explains how to turn $3,000 into $50 million and talks to Joe and Big Al about value vs growth companies, market timing, choosing the right mix of stocks, bonds and other investments, and which stocks don’t beat even…
How To Fix Retirement Savings and Social Security - 129
Aug 28, 2017 • 58 min
Harvard Business School Senior Lecturer and Brookings Institution Senior Fellow Robert Pozen suggests fixing the retirement savings crisis with the Automatic IRA, and using Progressive Indexing to fix Social Security. Joe and Big Al discuss 6 Ways to…
Exposing Wall Street Marketing BS - 128
Aug 21, 2017 • 60 min
BAM Alliance Director of Research and author Larry Swedroe exposes what he calls “Wall Street marketing BS” about active management, dollar cost averaging - which he says is a dumb strategy - and more. Plus, 5 Mistakes to Avoid in Retirement, an update on…
3 Innovative Ways to Reduce Debt - 127
Aug 14, 2017 • 66 min
America’s Money Answers Man, Jordan Goodman, offers creative ways to reduce student loan debt, car loan debt and mortgage loan debt. Big Al lists 7 Facts About Your Roth IRA That You Didn’t Know. Jason Thomas, CFP comes up with 5 Mistakes Retirees Make…
3 Retirement Tips From the Very Rich - 126
Aug 7, 2017 • 65 min
Walter Updegrave from RealDealRetirement.com analyzed a recent survey of the needs, goals and concerns of very wealthy investors, and shares some useful retirement tips for the rest of us. Also, 12 Common Sources of Tax Free Income, 4 tax breaks that may…
Finance For Normal People - 125
Jul 31, 2017 • 68 min
Meir Statman, professor of finance at Santa Clara University and author of Finance For Normal People: How Investors and Markets Behave tells Joe and Big Al how smart people can avoid doing stupid things when it comes to investing. Also, are you house rich…
6 Simple Reasons You Should Balance Your Life - 124
Jul 24, 2017 • 61 min
Scott Ford, co-author of “The Sustainable Edge: 15 Minutes a Week to a Richer Entrepreneurial Life” tells Joe and Big Al how he and co-author Ron Carson achieved faster business growth and a better work/life balance. Also, can you avoid state…
Top 10 Tax Saving Strategies - 123
Jul 17, 2017 • 71 min
The Top 10 tax saving strategies of the last 25 years: From tax loss harvesting to 529 education savings plans. From LLCs vs. S-Corps to asset location (that is, what type of assets you put in what type of accounts). From charitable giving to…
Is Stock Picking Dying Because There Are Fewer Stocks? - 122
Jul 10, 2017 • 65 min
Financial researcher Larry Swedroe offers several reasons you may not be getting the returns you’ve enjoyed in the past, and he challenges Jason Zweig’s assertion in the Wall Street Journal that it’s because there are fewer stocks to choose…
Are You Retirement Ready? Calculate Your Power Percentage To Find Out - 121
Jul 3, 2017 • 59 min
USA Today columnist Pete The Planner tells us how to calculate our Power Percentage for retirement readiness, and how to set house rules to get on the path to a successful retirement. Plus, 8 benefits of claiming Social Security later, how a Roth…
Money Secrets of the Super Wealthy With Paul Sullivan - 120
Jun 26, 2017 • 27 min
Paul Sullivan, author of “The Thin Green Line: The Money Secrets of the Super Wealthy” tells Joe and Big Al how the decisions you make about your money can put YOU in the wealthy club. Plus, how should you prepare for President Trump’s “biggest tax…
Want To Be Stacking Benjamins? Do Nothing - 119
Jun 19, 2017 • 65 min
Guest Joe Saul-Sehy of the Stacking Benjamins podcast explains the value of having a financial planner (while avoiding his stalker, Your Money, Your Wealth host Joe Anderson.) Joe and Big Al discuss what the Department of Labor fiduciary ruling…
7 Mistakes New Real Estate Investors Make - 118
Jun 12, 2017 • 70 min
Alex Goldstein, author of “No Nonsense Real Estate,” offers 7 Mistakes New Real Estate Investors Make. Joe and Big Al discuss 3 ways to sell your real estate, Social Security taxation, and 7 Social Security mistakes to avoid. Plus, potential ways…
Using Reverse Mortgages To Secure Retirement with Dr. Wade Pfau - 117
Jun 5, 2017 • 73 min
Dr. Wade Pfau reveals new research on the reverse mortgage as an insurance policy and investing tool, and discusses the 4% rule for withdrawing retirement income from your portfolio. Plus, Joe and Al have 10 tips to boost retirement savings, the pros…
Beat The Market, Save, Retire At 30? - 116
May 29, 2017 • 55 min
From stock picking to retiring at 30, Rob Berger spills secrets learned in 10 years hosting The Dough Roller Money Podcast. Joe and Big Al talk about market volatility caused by President Trump’s potential tax cuts, healthcare plan and proposed…
The Value of Debt in Building Wealth - 115
May 22, 2017 • 67 min
Author Tom Anderson discusses the value of debt in wealth building through the four phases of life. Joe and Big Al go over 6 common myths that can mess up your retirement, and how much you need to save in order to have $1 million when you retire….
The Investing Lie Wall Street Needs You To Believe - 114
May 15, 2017 • 68 min
Larry Swedroe, author of “Think, Act and Invest Like Warren Buffett,” explains Wall Street’s passive investing lie and what kind of returns you can really expect. Plus, how he relates investing performance to Babe Ruth and Roger Federer. Also, 5…
Low Cost, Diversified, Tax Efficient Funds That Trade Like Stocks: Are ETFs Right For You? - 113
May 8, 2017 • 68 min
Daniel Prince, CFA (BlackRock) explains exchange traded funds and what the future holds as investing evolves. Will Trump’s new tax plan simplify taxes and spur economic growth as promised? If you’re one of the 10,000 boomers a day now reaching…
Investor Psychology: You Can Be Right And Still Be a Moron - 112
May 1, 2017 • 68 min
with behavioral finance expert Dr. Daniel Crosby
The Trump Effect On The Markets - 111
Apr 17, 2017 • 57 min
Investor optimism reached a 17 year high with the Trump Effect and emerging markets, but what does that really mean? Joe thinks being emotionally invested in your portfolio may serve you better in the long run. Al quizzes Joe on 6 basic retirement…
10 Tax Mistakes That Could Cost You Huge Penalties — Or Worse - 110
Apr 10, 2017 • 57 min
The pros and cons of taking Social Security before full retirement age, tax mistakes that could cost you huge penalties or worse, IRA myths, the morality of found money, and what Joe and Big Al know and love about social media. The fellas also answer…
6 Steps To Get Super Rich & Work Your Wealth - 109
Apr 3, 2017 • 65 min
Mary Beth Storjohann, author of Work Your Wealth, helps millennials wrap their heads around financial basics. Joe and Al discuss a proposal to cut the corporate tax rate by taxing 401(k) gains, and spotting an IRS phone scam. Also, answers to…
Understanding Social Security & Donald Trump’s Tax Return - 108
Mar 26, 2017 • 67 min
Social Security expert Mary Beth Franklin explains the current claiming rules. Joe and Big Al offer tips for managing taxes and answer emails on rollovers, Roth IRA, 401(k), debt, and building a stock portfolio. And from sole proprietorships to real…
Teaching Kids Economics With Author Michelle Balconi - 107
Mar 20, 2017 • 65 min
Our guest is Michelle Balconi, who co-authored the children’s book “Let’s Chat About Economics!” with economist Dr. Arthur Laffer. Joe and Big Al debunk retirement myths, discuss 8 things most Americans don’t know about retirement, and…
6 Small Business Retirement Plans From Easy to Complicated - 106
Mar 13, 2017 • 47 min
Six small business retirement plans from easy to complicated, including the SEP IRA, SIMPLE IRA, Solo 401(k) and defined benefit plan. And, how to calculate your “power percentage” for retirement readiness (here’s a hint, it involves adding…
8 IRA Mistakes That Can Mess Up Your Retirement - 105
Mar 6, 2017 • 70 min
8 IRA mistakes to avoid, the most expensive purchase you’ll ever make, the best state tax breaks for retirement and how to prioritize where you save, to maximize what you save. Plus, Joe and Al answer questions on advisor credentials, the 60 day…
Portfolio Diversification Using Factor-Based Investing - 104
Feb 27, 2017 • 68 min
Larry Swedroe from Buckingham Strategic Wealth talks about factor-based investing for a widely diversified portfolio, and the difference between alpha, beta and smart beta. 7 tax planning tips for millionaires and those who want to be millionaires….
Do You Really Need a Financial Advisor? - 103
Feb 20, 2017 • 67 min
Aired 2/11/17: The value of a financial advisor (aka “Advisor’s Alpha”) and a discussion of target date funds with Don Bennyhoff from Vanguard, estate planning and the difference between a will and a trust, and Joe and Big Al answer emails…
102. How To Retire Early and 7 Retirement Rules For Anyone Over 50
Feb 13, 2017 • 66 min
Aired 2/4/2017: How to retire early - like, really early - and real estate investing with Andrew Fiebert from the Listen Money Matters podcast, Seven Essential Retirement Rules for Anyone Over 50, and Joe and Big Al answer emails about…
101. Stretch IRA’s and The Business of Family
Feb 10, 2017 • 65 min
Aired 1/7/2017: Kiplinger’s Retirement Report editor Rachel Sheedy tells Joe and Big Al how to inherit a retirement account without paying a boatload of taxes all at once. Family, Inc. author Doug McCormick talks about how to use sound business…
8 Proven Ways to Boost Your Retirement Income
Jan 28, 2017 • 33 min
Aired: 1/28/2017 11 AM:: With so many retirement planning strategies and the plethora of information on the internet, it can be hard for some to prioritize where to start when it comes to planning for their retirement. Joe and Al share eight proven…
7 Reasons to Say Yes to a Roth IRA
Jan 28, 2017 • 34 min
Aired: 1/28/2017 10 AM:: How do you get motivated to save for retirement? Joe and Al share smart saving tips for retirement then shed light on why you shouldn’t depend solely on your pension for future income. They close the hour with seven reasons…
Interview w/ Tom Anderson, Author of the Value of Debt
Jan 21, 2017 • 35 min
Aired: 1/21/2017 11 AM:: Hosts interview Tom Anderson , author of The Value of Debt, to discuss individual and family wealth. Plus, Joe and Al answer more email questions on-air.
18 Questions to Ask Yourself Before You Retire
Jan 21, 2017 • 31 min
Aired: 1/21/2017 10 AM:: Asking yourself these important questions before retiring helps rule out any unwanted surprises. Joe and Al dig into the email bag to answer your questions.
Paul Sullivan, Author of the Thin Green Line
Jan 14, 2017 • 38 min
Aired: 1/14/2017 10 AM:: Paul Sullivan joins Joe and Al to discuss the biggest lessons from his book The Thin Green Line: The Money Secrets of the Super Wealthy on creating and maintaining wealth. Also in this hour: answers to financial questions.
All About The 401(k)
Jan 14, 2017 • 32 min
Aired: 1/14/2017 10 AM:: Hosts Joe and Al discuss why the father of the 401(k) regrets creating it. Plus, the worst mistakes you can make with your IRA and 401(k).
Interview with Douglas P. McCormick
Jan 7, 2017 • 35 min
Aired: 1/7/2017 11 AM:: Douglas P. McCormick joins Joe & Al to discuss the main points of his book Family, Inc.: Using Business Principles to Maximize Your Family’s Wealth. Also in this hour: Social Security changes for 2017 + answers to financial…
Rachel Sheedy on Inheriting IRAs
Jan 7, 2017 • 34 min
Aired: 1/7/2017 10 AM:: Editor of Kiplinger’s Retirement Report, Rachel Sheedy joins the show to discuss inherited IRA (individual retirement account) rules & strategies for beneficiaries. Plus, how to become an extreme saver in 2017.
The Year in Review
Dec 31, 2016 • 37 min
Aired: 12/31/2016 10 AM:: Joe and Al summarize the highs and lows of 2016, then talk retirement: how to automate/increase your savings, creating a retirement lifestyle game plan and steps to take if you plan on moving in retirement.
Financial Q&A
Dec 17, 2016 • 36 min
Aired: 12/17/2016 11 AM:: Hosts answer listeners’ questions on-air. Questions include “Will a financial adviser give me an unbiased opinion?” and “What’s the difference between a TSP and a Roth IRA?” Find out the answers + more in this hour.
Tax-Saving Moves to Make Before Dec. 31st
Dec 17, 2016 • 38 min
Aired: 12/17/2016 12 AM:: It’s your last chance to lower your tax bill – find out some last-minute moves to save on taxes before year-end. Plus, how are your assets titled? Joe & Al explain why making the wrong move could cost you big time.
Your Email Questions Answered
Dec 11, 2016 • 34 min
Aired: 12/11/2016 11 AM:: Would contributions to a traditional IRA reduce your tax burden? How do you start saving money at a young age & what are the benefits of a Roth IRA? Find out the answers to these and more as hosts answer your email questions.
12 Ways You Could Go Broke in Retirement
Dec 11, 2016 • 35 min
Aired: 12/11/2016 10 AM:: Joe and Al start off the hour with a quick discussion on potential tax changes under Trump. Plus, 12 ways you could go broke in retirement and put yourself at financial risk.
Is the Tax Code Changing?
Dec 3, 2016 • 34 min
Aired: 12/3/2016 10 AM:: Hosts Joe & Al discuss a brief history of the tax code & where it might be headed. Find out some possible tax exemptions & deductions under Trump’s presidency; plus, key tax strategies to take advantage of now…
Interview with Joe Saul-Sehy
Nov 26, 2016 • 34 min
Aired: 11/26/2016 11 AM:: Joe and Al welcome on the show Joe Saul-Sehy, host of the top-rated personal finance podcast show “Stacking Benjamins.”
6 Questions to Ask If You’re Ready for Retirement
Nov 26, 2016 • 36 min
Aired: 11/26/2016 10 AM:: Are you prepared for retirement? These 6 questions will help you see if you’re ready. Later, Joe & Al discuss strategic tax moves for year-end.
Question Corner
Nov 19, 2016 • 33 min
Aired: 11/19/2016 11 AM:: Joe and Big Al answer your biggest financial questions, from how to claim a loss on a Roth IRA to the pros & cons of rolling over an employee retirement plan into an IRA (individual retirement account).
Questions to Ask If You’re Ready for Retirement
Nov 19, 2016 • 36 min
Aired: 11/19/2016 10 AM:: Are you prepared for retirement? These 6 questions will help you see if you’re ready. Later, Joe & Al discuss strategic tax moves for year-end.
Interview with J. David Stein
Nov 12, 2016 • 36 min
Aired: 11/12/2016 11 AM:: Joe and Al welcome J. David Stein, host of the top-rated personal finance podcast “Money for the Rest of Us.”
Taxes under President Trump
Nov 12, 2016 • 36 min
Aired: 11/12/2016 10 AM:: Find out how Federal income, corporate, and estate taxes may affect you.
Interview with Joe Saul-Sehy
Nov 5, 2016 • 36 min
Aired: 11/5/2016 11 AM:: Joe and Al welcome Joe Saul-Sehy, host of the top-rated personal finance podcast show “Stacking Benjamins.”
7 Scary Retirement Moves
Nov 5, 2016 • 36 min
Aired: 11/5/2016 10 AM:: Are you making these mistakes that could sabotage your retirement? Find out some tips to avoid making costly mistakes with your nest egg.
California Propositions
Oct 29, 2016 • 36 min
Aired: 10/29/2016 11 AM:: Joe and Al discuss some of the California propositions and how they might affect your finances. Also find out what the difference between gross income and taxable income is.
What is the Social Security Spousal Benefit?
Oct 29, 2016 • 36 min
Aired: 10/29/2016 10 AM:: What is the Social Security spousal benefit? Joe and Big Al explain this as well as dive into reverse mortgages to cover how your home equity could help you in retirement.
How Bond Investments Work
Oct 22, 2016 • 37 min
Aired: 10/22/2016 11 AM:: Joe and Al answer investors’ questions on-air. Learn more about bond returns, how interest rates affect bond prices and the difference between short term vs. long term bonds.
Social Security Strategies Explained
Oct 22, 2016 • 38 min
Aired: 10/22/2016 10 AM:: Hosts discuss Social Security strategies for couples claiming spousal benefits as well as strategies for single people to consider. “Big Al” closes the hour discussing the downsides of annuities.
Questions & Answers About Investing for Retirement
Oct 15, 2016 • 37 min
Aired: 10/15/2016 11 AM:: Joe and Al answer questions about investing for retirement covering investment options for 403(b) accounts, tax implications of moving part of your IRA and how to avoid tax penalties when withdrawing from an IRA.
The Best Time to Start Taking Social Security
Oct 15, 2016 • 38 min
Aired: 10/15/2016 10 AM:: Most women take their Social Security benefits early causing them to lose out on an increased benefit amount. Joe and Al discuss Social Security claiming strategies so you can get the most out of your benefit.
How to Pick the Right Target-Date Fund
Oct 8, 2016 • 38 min
Aired: 10/8/2016 11 AM:: Your 401(k) plan options probably include at least one target-date fund. Hosts discuss this one-step strategy for investing for retirement.
Tapping Into Your Home Equity
Oct 8, 2016 • 37 min
Aired: 10/8/2016 10 AM:: A reverse mortgage gives you the opportunity to tap into your home equity. Joe and Al discuss whether a reverse mortgage is the right move to make for generating income.
Interview with Dr. Daniel Crosby
Oct 1, 2016 • 36 min
Aired: 10/1/2016 11 AM:: Joe & Al start off the hour answering personal investing questions, then welcome New York Times and USA Today bestselling author, Dr. Daniel Crosby on the show to discuss his book The Laws of Wealth on behavioral finance.
Will You Get Audited?
Oct 1, 2016 • 36 min
Aired: 10/1/2016 10 AM:: Hosts discuss the latest statistics on who’s most likely to get audited, how often it happens, and what to do if it happens to you.
8 Financial To-Dos before Year-End
Sep 24, 2016 • 37 min
Aired: 9/24/2016 11 AM:: Hosts discuss the importance of diversifying your 401(k) properly and share whether you should invest in real estate or index funds. Later in the hour the discussion flips to how you can determine stock loss with a non-public…
Can I Roll my Solo 401(k) to a Simple 401(k)?
Sep 24, 2016 • 35 min
Aired: 9/24/2016 10 AM:: Hosts answer frequently asked financial questions including whether you can roll your solo 401(k) to a simple 401(k). They end the hour with last-minute tax planning tips before year-end.
Where the Presidential Candidates Stand on Taxes
Sep 17, 2016 • 38 min
Aired: 9/17/2016 11 AM:: The state of the US tax code couldn’t be more uncertain. Hosts discuss the presidential candidates’ opposing views on taxes and explain what tax strategies you should take advantage of now before it’s too late.
5 Lessons to Learn from Wealthy Investors
Sep 17, 2016 • 36 min
Aired: 9/17/2016 10 AM:: Hosts discuss a two decade study on the character traits of America’s wealthy and explain what lessons can be learned from the millionaire next door.
The Best & Worst of Boomers’ Retirement Plans
Sep 10, 2016 • 37 min
Aired: 9/10/2016 11 AM:: Hosts discuss the good, the bad and the ugly of Baby Boomers’ retirement plans. Plus, Big Al quizzes Joe on retirement and investing questions.
Cracking Down on the ‘Mega-Roth’
Sep 10, 2016 • 37 min
Aired: 9/10/2016 10 AM:: Oregon’s State Senator Ron Wyden wants to put limits on Roth IRA accounts – will this solve anything? Later, 6 reasons to convert to a Roth IRA in your 50’s & 60’s.
Larry Swedroe on Factor-Based Investing
Sep 3, 2016 • 35 min
Aired: 9/3/2016 11 AM:: Investing expert Larry Swedroe joins the show to discuss his new book on factor-based investing; plus, his take on election & investing.
Your Daily Dose of Financial Know-How:
Sep 3, 2016 • 37 min
Aired: 9/3/2016 10 AM:: Your hosts answer your burning financial questions, ranging from how to avoid gift taxes to why it’s worth it to invest in a 401(k).
Answers to Your Investing Questions
Aug 27, 2016 • 37 min
Aired: 8/27/2016 11 AM:: Joe Anderson and “Big Al” Clopine answer listeners’ investing questions on air. Question topics cover pensions vs. lump sums, 401(k) rules, the fiduciary standard and more.
6 Ways to Reduce Your RMDs
Aug 27, 2016 • 36 min
Aired: 8/27/2016 10 AM:: Did you know there are strategies you can use to reduce your required minimum distributions (RMDs) from your individual retirement account? Find out six ways to do this so you can keep more of your hard-earned money.
Financial Q&A
Aug 20, 2016 • 36 min
Aired: 8/20/2016 11 AM:: Joe and Al provide financial advice on personal investing questions asked through Investopedia. Topics cover real estate investments, financial planning in your 20s, retirement and controlling income taxes.
Traditional Retirement is Dead. Now What?
Aug 20, 2016 • 37 min
Aired: 8/20/2016 10 AM:: Joe and Al shed light on scary statistics regarding the rise of healthcare costs and share strategies to show how listeners can protect themselves. Later in the hour the discussion flips to retirement planning and how it’s…
Answers to Financial Questions You’re Afraid to Ask
Aug 13, 2016 • 35 min
Aired: 8/13/2016 11 AM:: Hosts answer frequently asked financial planning questions sent from Investopedia. Topics cover divorce, tax deductions, business profits, Roth IRAs, IRA rollovers and more.
3 Reasons to Ignore Presidential Candidates’ Economic Promises
Aug 13, 2016 • 38 min
Aired: 8/13/2016 10 AM:: Presidents can bully the Federal Reserve, but they can’t set central bank policy. Joe and Al explain how the Fed impacts overall markets and discuss a recent article covering 3 reasons why you should ignore Hilary and…
Beware of the New 60-Day Rollover Rules
Aug 7, 2016 • 35 min
Aired: 8/7/2016 11 AM:: The IRS changed the rules for IRA rollovers and not everyone is catching on. Taxpayers can only perform one 60-day IRA rollover in a 12-month period, no matter how many IRAs they own. Joe an Al go over this new rule and share…
Avoiding 6 Costly Retirement Planning Mistakes
Aug 6, 2016 • 35 min
Aired: 8/6/2016 10 AM:: Joe and Al share common retirement planning mistakes they’ve seen for years. These mistakes, that could cost you thousands, if not more, can easily be avoided if you learn how.
What You Need to Know Before Choosing a Financial Advisor
Jul 30, 2016 • 37 min
Aired: 7/30/2016 11 AM:: Joe and Al start the hour answering frequently asked financial questions then explain key factors to look for when choosing a financial advisor. Should you choose a fee-only or fee-based advisor and does it matter if they…
Is It the End for These Tax-Saving Strategies?
Jul 30, 2016 • 35 min
Aired: 7/30/2016 12 AM:: Hosts discuss three major tax-saving strategies that might be going away. Learn what they are and how you can take advantage of them before it’s too late.
Why You Shouldn’t Time the Market
Jul 23, 2016 • 38 min
Aired: 7/23/2016 11 AM:: If you try and beat the odds, how often do you come out on top? Most active-fund managers fail to beat the market. Joe and Al share a more reliable way to invest for your future.