The 80 Percent

The 80 Percent
Hi, my name is Fitz Villafuerte. I’m a Registered Financial Planner and a financial literacy advocate based in the Philippines. The 80 Percent podcast is about learning smart money habits and the proper mindset to achieve financial success. Please subs?

8 Wrong Beliefs About Money
Feb 26 • 14 min
Welcome to episode 8 of The 80 Percent. Today, we’ll talk about 8 unhealthy mindsets about money. For the show notes, go to
The Infinite Number of Shades of Gray
Feb 19 • 12 min
Welcome to episode 7 of The 80 Percent. Today, we’ll talk about the choice between saving for the future and enjoying life today. For the show notes, go to
Why Love Is Your Best Investment
Feb 13 • 1 min
Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today’s article here:
Personal Finance for Couples
Feb 12 • 17 min
Welcome to episode 6 of The 80 Percent. Today, we’ll talk about love, money, and relationships. For the show notes, go to
Remember to Run Your Own Race
Feb 5 • 16 min
You are not trying to beat others to an imaginary finish line. You are running your own race. So follow your own timeline.
It’s Hard to Improve What You Don’t Measure
Jan 29 • 18 min
It’s hard to improve what you don’t measure. If you want to minimize your spending, then it’s important to take a step back and simply track your expenses first.
A Baby Step is Still a Step Forward
Jan 23 • 19 min
Be persistent. Don’t give up. Focus on progress. A baby step is still a step forward.
Save Money with Mini Habits
Jan 22 • 10 min
Do a smaller version of the habit that you want to learn until it becomes automatic, then scale up from there.
Why Is It Called The 80 Percent?
Jan 19 • 14 min
Winning at money is 80 percent behavior and 20 percent head knowledge.