The Money Medicine Clinic Podcast

The Money Medicine Clinic Podcast
I am a UK-based GP, who has a specialist interest in how money affects my patients both mentally and physically. This podcast is a series of 10-minute takeaways (GPs only get 10 minutes with patients to figure out what’s going on) of nuggets of information on how you can feel more happy and confident with money. I’m not a financial adviser, so anything I say is for educational purposes and not meant to be construed as individual financial advice. Make sure you do your own research and seek professional help if you need to. Dr Nikki x

41: Investment Scams – How To Spot One And Avoid Getting Stung
Jul 10 • 11 min
Hello! Scams are sadly part and parcel of modern daily living. It’s the reason why your bank is going to great lengths to stop you from spending money from your account without checking and double checking with you that what you are doing is a legitimate…
40: My Experience Of Building An Online Business
Jul 3 • 11 min
Hello! I can’t quite believe this, but The Female Money Doctor is now officially 3 YEARS OLD!!! For 3 years I have been writing about money, mindset and abundance thinking and that feels like quite a milestone to me. It’s longer than some marriages!!! 3…
39: 10 Rules For Successful Investing
Jun 26 • 11 min
Hello! Today I thought I’d share with you 10 rules for successful investing. It’s not a scary process once you know the basics, and actually, if you follow the rules you will stay safer than someone who doesn’t. I will stress that investing can mean you…
38: Ethical Investing
Jun 19 • 11 min
Hello! This episode was inspired by a member of my lovely community, so thank you for your suggestion! Ethical investing is becoming more popular than ever, and there is such a call for it now. We want companies to quite literally, clean their act up in…
37: The Pension Bar Top
Jun 12 • 11 min
Hello! In this 10 minute takeaway, I talk through retirement planning using a bar analogy - you won’t have heard it spoken about like this before! Retirement planning doesn’t have to be complicated when you realise that it’s just like going on a bar crawl…
36: How Might Negative Interest Rates Affect You?
Jun 4 • 10 min
Hello! In this episode, I ponder what might happen if negative interest rates become a reality in our country - it has happened elsewhere so could be a thing! I certainly hope it doesn’t happen, but if it does, it only lasts a short while. Here’s the…
35: 10 Tips I Have Learnt For Successful Manifesting
May 29 • 12 min
Hello! In this episode, I talk about 10 things I have learnt from the best at what they do. Manifesting is a handy tool to have in your armoury for wealth creation, but what is it, and how do you even use it?? Here are some of my favourite tips! And the…
34: What’s The Difference Between A Money Coach And A Financial Adviser?
May 22 • 11 min
Hello! I sat and pondered this question recently and thought I’d share my ponderings! I’m going to a lot more networking meetings, and it struck me that some people didn’t “get” what I did. I’m not an IFA (independent financial adviser), so what am I…
33: How I Got A Fitbit For “Free”
May 13 • 10 min
Hello! I needed a stepcount watch-type thingy, and I decided that I was going to challenge myself to manifest it for free. So I used all my cash-back tools and made it happen! Here’s how I did it….. And if you want the freebie I mentioned, go here:…
32: Are You A Good Money Leader?
May 8 • 10 min
Hello! In this episode, I mull over the idea of being a good leader to money. It needs direction and purpose, otherwise it disappears off to someone else! So…. how good a money leader are you? Here’s the show notes:…
31: Community Member Spotlight - Stephanie Stevenson-Ward
May 1 • 12 min
Hello! In this session, Stephanie talks about how her mindset around spending has completely turned around! She has found all sorts of amazing savings just by going through her bank statements. Her story is awesome and so inspiring! For some further…
30: What’s The Difference Between Saving And Investing?
May 1 • 11 min
Hello! In this session, I’m answering a question I saw in a group I follow on facebook. The individual wanted to know what the difference was between saving and investing, so I thought I’d break down this question for you now. And if you fancy reading the…
29: Community Member Spotlight - Hayley Misell
Apr 17 • 10 min
Hello! In this session, Hayley talks about how her money journey has been met with a lot of unexpected bumps and turns in the road! Her story is a real inspiration and serves as a reminder for all of us to prepare and plan for the expected unexpected…
28: How To Feel Better In Crazy Times
Apr 9 • 10 min
Hello! In times of overwhelm and stress, we can often feel depleted and find life hard to cope with. BUT, if we focus on the things we CAN do, instead of what we CAN’T do, it can really help calm the stress down. So here are 10 ways you can feel better in…
27: Community Member Spotlight - Jill McGowan
Apr 8 • 11 min
Hello! This week I starting something new - community member spotlight sessions! Starting us off is the lovely Jill who has had an amazing career to date. She talks about the inspiration she has had to manage her own money and is starting to look at…
26: How To Invest In A Crisis
Apr 3 • 10 min
So you may have noticed that the markets have dropped lately - even if you aren’t currently an investor you couldn’t not have seen it! The news has been FULL of it! What I want to do in this post is hopefully make you feel more reassured that investing in…
25: Do You Have A Will???
Mar 25 • 10 min
So you’ve heard that having a will is a grown-up thing to have, but you’re not entirely sure how to even go about sorting one out (or even if you actually need one?). Then you go to buy a house, and the mortgage broker tells you that you need to sort one…
24: What To Do With Your Money In A Crisis
Mar 19 • 10 min
We’re living in some really uncertain times right now, and it can feel incredibly overwhelming and upsetting. So many sectors are being seriously affected by recent government recommendations, and this is putting a lot of people out of work. Money then…
23: Building Healthy Habits To Last A Lifetime
Mar 13 • 10 min
Lately I’ve been obsessing over a book called Atomic Habits*, written by James Clear, and I want to share with you the points I’ve picked out that I think come in really useful to building healthy habits around money. Creating wealth is just a series of…
22: 6 Money Myths That Are Holding You Back
Mar 5 • 11 min
Money is one of those subjects that has a lot of “collective wisdom”, but in reality, “common knowledge” can actually be holding people back from properly managing their money. Let’s start unpicking 6 of them! For more show notes visit here:…
21: Where Am I Going Wrong With Money?
Feb 27 • 10 min
This post has been inspired by a question I received. Do you ever feel absolutely overwhelmed with money, and you feel that you can just NEVER get ahead?? Just when you think that you have some savings, BANG! Something happens, and then you have to take…
20: What Is Compounding?
Feb 21 • 10 min
A wise man once said that compounding is the 8th wonder of the world: “Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it” – thought to be Einstein But what exactly is compounding? This is what I…
19: The Cashflow Quadrant
Feb 6 • 10 min
One of my favourite authors writing about money is Robert Kiosaki. In fact, the first book I ever read was Rich Dad, Poor Dad*. It really opened my eyes to what was possible in life when it came to money, and it sparked my interest in this topic. A while…
18: Get Your S*** Together!
Jan 17 • 9 min
Before you even get started with tracking and budgeting, it helps to have your hand on EVERYTHING you might need – this includes old pension statements, your income, bank log in details…. all of this is useful when controlling your finances. You’ll feel…
17: How To Fall In Love With Money Again
Jan 10 • 9 min
So while the love of money itself is not particularly helpful, the love of what money can do for you is! If you don’t pay attention to money then it will run off and go visit someone else [insert your favourite shop here]….. So if you want money to stick…
16: How To Make Saving Money Fun!
Dec 29, 2019 • 10 min
Saving money is not up there on the 10 ten list of what is fun in life is it? Saving money is repetitive, it’s boring and it’s slow. But what if we made it more fun? I am NOT a natural saver, so I need to do things to help me stay the course when it comes…
15: What To Consider When Choosing A Current Account
Dec 5, 2019 • 10 min
Recently there have been some questions in the Facebook Group about bank accounts and which ones are the best ones. This is a *really* hard question to answer because like the world of personal finance and how you manage your money, your choice of bank…
14: The spiral of change
Nov 21, 2019 • 10 min
Change is scary - but there is a predictable way to see where you are in the process. This is my take on the cycle of change, and how you can use it. For the shownotes go here: Dr Nikki x…
13: Comparisonitis
Nov 19, 2019 • 10 min
We all do it, but to what extent does it affect your money? The show notes are here: Until next time, Dr Nikki x
12: Procrastination
Nov 19, 2019 • 10 min
Are you struggling with moving forward with your money due to procrastination? Here are the show notes: Until next time, Dr Nikki x
11: Covering Yourself In An Emergency
Nov 19, 2019 • 11 min
Emergencies happen all the time - and they are costly! Do you have an emergency fund? Dr Nikki x
10: Debt vs. Investing
Nov 19, 2019 • 11 min
Whether to pay off debt first before starting to invest has been a conundrum for so many people! I had the same question when I first started properly taking care of my money – the finance books said yes, pay off the debt first, then you can focus on…
9: Financial Abuse
Nov 19, 2019 • 11 min
We have all heard of domestic abuse – and this conjures up images of women with bruises and scars to most minds. But domestic abuse is so much more than this. Not only can it affect men too, but it can also extend beyond the physical and the emotional.…
8: Investing Without The Faff
Nov 19, 2019 • 11 min
Have you ever thought about investing, but then looked at the financial times and felt absolutely overwhelmed? Yep, me too….and when I learned about index trackers, I realised that I had discovered a way to invest WITHOUT all the faff around researching…
7: Take Care Of The Pennies And The Pounds Will Take Care Of Themselves
Nov 19, 2019 • 10 min
Money is not exciting. What money can buy CAN be exciting, especially if you’re ticking off that bucket list. Money itself is boring. If you’re managing it well, it really is boring! The only excitement I get is seeing my savings increase over time, or my…
6: My Fintech Three
Nov 19, 2019 • 10 min
I love fintech - and the market for this in the UK is EXPLODING!! Here I talk about my three go-to’s, and for the show notes go here: Until next time, Dr Nikki
5: When Did You Last Think About Retirement?
Nov 19, 2019 • 10 min
Retirement - it’s something we all want to do one day! So are you preparing for yours yet?? Here are the show notes: Enjoy! Dr Nikki x…
4: Should You Get A Credit Card?
Nov 19, 2019 • 10 min
Credit cards are so easy to get now - I can’t tell you how mad it makes me!! There isn’t anything wrong with having one, the issue I have is that there is no education that comes with getting credit cards. So here’s my take on, and here’s the show notes:…
3: Triggers and Blocks
Nov 19, 2019 • 11 min
We all have money triggers and blocks that need addressing - it’s amazing how these unconscious beliefs quietly sabotage our efforts. To have a look at the show notes, visit this link: And for further…
2: Pensions and Consolidation
Nov 19, 2019 • 11 min
For the shownotes, head to: My *FREE* guide to pensions e-book is here: Dr Nikki x
1: Introduction To The Money Medicine Clinic
Nov 19, 2019 • 4 min
My name is Dr Nikki Ramskill and I’m a real life GP. I decided a few years back to make some big changes in my money life, because I was sick to death (ha ha no pun intended!) of not feeling like I ever had any. I come from a working class background, and…