Hack Your Wealth

Hack Your Wealth

hackyourwealth.com
As a lawyer / engineer / MBA, how can you achieve FIRE (financial independence, retire early) rapidly to quit the rat race, pursue your passions, and live life on your own terms? Andrew Chen – founder of the Hack Your Wealth Blog and lawyer, financial ?


How to use HSAs to avoid taxes and take charge of your healthcare, with the guy who implemented the HSA law, Roy Ramthun (aka “Mr. HSA”)
Sep 22 • 72 min
HSA expert Roy Ramthun, who helped the White House implement HSAs into law, explains how they work and tips for maximizing the benefit of HSAs.
How Medicare works: eligibility, enrollment, cost, and coverage options, with Danielle Roberts
Sep 15 • 77 min
National Medicare expert Danielle Roberts explains how to evaluate, navigate, calculate, and decide on the best Medicare coverage for you and your family.
11 Essential Categories of Financial Info For Family Emergency Binders
Sep 8 • 24 min
How to create a family emergency binder to make it easy for loved ones to figure out what you have, what you owe, and what you’re owed.
How to use whole life insurance to avoid taxes and grow wealth, with Eric Brotman
Sep 1 • 64 min
Financial advisor Eric Brotman explains whole life insurance: who it’s best suited for, its tax and estate planning benefits, and how to use it to invest.
How to retire early with kids (and not go broke), with Michael Quan
Aug 25 • 65 min
Early retiree Michael Quan shares his experiences and advice about the financial and mental challenges of retiring early (at 36) with two young kids.
How personal tragedy motivated this engineer to achieve FI and retire early, with Adam Fortuna
Aug 18 • 38 min
Adam Fortuna shares how he turned his mom’s untimely death into motivation to achieve FI and retire early – which he did at age 36 with a portfolio >$2M.
What a lifetime of travel taught these early retirees over 3 decades, with Billy & Akaisha Kaderli
Aug 11 • 69 min
Billy & Akaisha Kaderli retired 3 DECADES ago w/ $500k and are still going strong. They traveled the world, lived a great life, and share stories & advice.
How 2 engineers quit their jobs to retire early and travel full-time, with Kristy Shen and Bryce Leung
Aug 4 • 73 min
Kristy Shen & Bryce Leung share how they quit lucrative engineering jobs with $1M to travel the world – initially for one year, then ultimately for good.
Quitting the law: one lawyer’s unique path to financial independence, with Kevin Ha
Jul 28 • 51 min
Kevin Ha shares why he quit the law to pursue a unique path to financial independence…and how his alternate income sources replaced his full-time salary.
How an unhappy lawyer retired at 33 to travel the world…and why she’s no longer doing it, with Anita Dhake
Jul 21 • 40 min
Anita Dhake shares why she retired as a lawyer at 33 to travel the world, why she ultimately decided to stop traveling, and what she’s up to now instead.
How to attend any college for free, with Shirag Shemmassian, PhD
Jul 14 • 69 min
College admissions expert Shirag Shemmassian (who won >$200k scholarships) shares exact tips & tactics for winning scholarships to attend college for free.
How to financially prepare for starting a family with Kevin Mahoney
Jul 7 • 52 min
Kevin Mahoney, a CFP focused on helping millennials navigate family finances, shares how to financially prepare for having kids and starting a family.
6 budget items that soar when you start a family & how to save on them
Jun 30 • 34 min
Household expenses go up a lot with a kid, but how much? I share how much our expenses blew up after our baby arrived, using examples from our own budget.
The shockingly un-simple math behind retirement safe withdrawal rates, with Karsten Jeske, PhD (Part 2)
Jun 23 • 54 min
Karsten Jeske (former professor, Fed economist, early retiree) talks about how to mitigate the sequence of returns risk during early retirement.
The shockingly un-simple math behind retirement safe withdrawal rates, with Karsten Jeske, PhD (Part 1)
Jun 16 • 53 min
Karsten Jeske (former professor, Fed economist, early retiree) talks about sequence of returns risk + how to estimate your retirement safe withdrawal rate.
Mobile home park investing crash course with Andrew Keel
Jun 9 • 55 min
Mobile home park investor Andrew Keel owns 17 parks and shares insight on why mobile home parks are attractive vs. other niches and how to find good deals.
How the Home Sale Capital Gains Tax Exclusion Works
Jun 2 • 27 min
How the home sale capital gains tax exclusion works, the rules you must follow, and common mistakes sellers make that cut into the tax benefit.
Real estate investing through house auctions and hard money lending with Ethan Gao
May 26 • 61 min
BigLaw lawyer turned real estate investor Ethan Gao shares how he earns double-digit returns as a seasoned hard money lender & foreclosure auction flipper.
How to find, manage, and keep great tenants for your rental properties with Mark Ainley
May 19 • 57 min
Property management company founder Mark Ainley shares insights on how to manage rental properties effectively by attracting and retaining great tenants.
How to buy, rehab, and flip real estate remotely from out of state with Erin Helle
May 12 • 71 min
Erin Helle, army veteran turned real estate investor and house flipper, shares tips and strategies for rehabbing fixer-upper properties for maximum impact.
Multifamily real estate investing: how to build a $175M portfolio in 7 years with Andrew Campbell
May 5 • 57 min
Multifamily real estate investor Andrew Campbell shares how he built a $175M apartment complex portfolio in 7 years spanning 1,700 apartment units.
7 Powerful Ways to Invest in Real Estate
Apr 28 • 49 min
From classic buy and hold investing to tax liens. Plus: What I look for in investment properties and how I personally analyze them.
9 Crucial Money Lessons Your Kids Must Learn to Succeed as Adults
Apr 21 • 43 min
9 crucial personal finance lessons your kids must learn to succeed. The financial learning curve is long, so start when they’re young & make it consistent.
529 college savings plans: rules, tax benefits, & qualified expenses
Apr 14 • 69 min
Ann Garcia, a CFP who specializes in and blogs about college financial planning, explains how 529 college savings plans can help you boost college savings.
College financial aid strategies to optimize your assets, income & EFC
Apr 7 • 51 min
College financial planning consultant and CPA Paula Bishop shares financial aid insights and strategies to help families make college more affordable.
Foreign earned income exclusion & expat taxes with Grace Taylor
Mar 31 • 55 min
Expat tax CPA (US) Grace Taylor shares advice on how to optimize taxes as an expat – whether you’re a company employee, digital nomad, or early retiree.
Opportunity zones explained: how they work & how to invest
Mar 24 • 39 min
David Sillaman, a pioneer in Opportunity Zone fund creation, explains key rules and tax benefits of Opportunity Zones: how they work and how to invest.
Tax Loss Harvesting: Rules and Strategies with Bob Dockendorff
Mar 17 • 50 min
I talk with lawyer & tax expert Bob Dockendorff about tax loss harvesting strategies, tips to maximize tax alpha, and common tax loss harvesting mistakes.
How to earn 6 figures and legally pay zero taxes (updated for 2020)
Mar 10 • 18 min
I show you step by step how you can make over 6-figures in income with zero tax liability.
CPT codes & ICD 10 codes: How medical billing & insurance claims work
Mar 3 • 25 min
How medical billing and insurance claims work (CPT codes, ICD-10 codes), plus tips on how to be vigilant and save yourself from surprise medical costs.
Growing an education blog for teachers with Paul Stevens-Fulbrook
Feb 25 • 37 min
I talk with high school science teacher Paul Stevens-Fulbrook whose side hustle is an education blog for teachers. Plus, how to avoid “Facebook jail.”
17 essential questions to discuss with your partner about finances if you want to stay married
Feb 18 • 18 min
17 critical questions to discuss with your partner about money and finances….it’s perhaps the best investment you can make in each other and in your relationship.
How to maximize point redemptions for free flights with Sarah Maxwell
Feb 11 • 57 min
I talk with miles & points expert Sarah Maxwell about how to maximize point redemptions for free flights and how to think strategically about award travel.
Credit card application tips for earning big sign up bonuses and rewards (what’s working in 2020) with Dave Grossman
Feb 4 • 77 min
I talk with credit card rewards expert Dave Grossman about how to optimize credit card rewards (what’s working in 2020). Chock full of tips and strategies.
5 major life expenses that get cheaper the better your credit score is
Jan 28 • 16 min
I share 5 major life expenses that get cheaper (with better service, to boot) the higher your credit score and earnings are…which then accelerates FIRE.
How to increase your credit score (plus analyze and protect it) with Louis DeNicola
Jan 21 • 46 min
I talk with credit expert Louis DeNicola about how to increase your credit score, how scores are calculated, and how to analyze your credit report.
Becoming a YouTube travel influencer with Ernest Shahbazian
Jan 14 • 47 min
I talk with Ernest Shahbazian, a management consultant who moonlights as a YouTube travel influencer providing destination reviews, points and miles tutorials, and travel gear reviews.
Growing multiple niche blogs with Jeff Campbell
Jan 7 • 52 min
I talk with Jeff Campbell, who spent more than 2 decades in the corporate world before starting an online side hustle with niche blogs. He plans to solopreneur full time in 2020.
8 key takeaways from a study of 150 millionaires
Dec 31, 2019 • 33 min
8 key FIRE takeaways from 150 millionaires. Plus, some personal thoughts on how to cultivate a FIRE mindset.
The pros and cons of robo-advisors
Dec 24, 2019 • 39 min
All about robo advisors: pros and cons, costs, differences vs. human advisors, and should you use one.
16 essential estate planning checklist topics to protect your family and give you peace of mind
Dec 17, 2019 • 63 min
Estate planning: a detailed checklist, plus advice about lawyers and CPAs.
Why estate planning is so critical for wealth preservation
Dec 10, 2019 • 21 min
Estate planning: a big-picture overview.
3 levels of financial independence: why hard work alone may not get you into the top 1%, but how it’ll get you to FI
Dec 3, 2019 • 27 min
Why hard work isn’t enough for the top 1%…but why you only need hard work to achieve FI (and how to do it).
2020 federal income tax brackets and retirement contribution limits
Nov 26, 2019 • 21 min
We review the 2020 federal income tax brackets and retirement contribution limits.
How to be strategic with your retirement accounts with Roger Ma, CFP
Nov 19, 2019 • 54 min
Tips and strategies from an industry recognized CFP on how to optimize your retirement accounts and avoid common mistakes. Plus, benefits for joining the AARP even if you’re a millennial.
IRAs, Roth IRAs, and how to get the tax benefits of BOTH
Nov 12, 2019 • 40 min
A strategy for getting the triple tax advantage: tax-free contributions, tax-free growth, tax-free withdrawals.
My 4x4 FIRE framework for creating and protecting wealth
Oct 29, 2019 • 21 min
A simple but comprehensive framework / checklist for making sure you are creating and protecting wealth as strategically and effectively as possible.
Why I started Hack Your Wealth
Oct 29, 2019 • 20 min
How I once lost 1/3 of my savings, how I then became a financial expert, how much wealth that expertise has created for me, and what I now teach on HYW.
Everything you need to know about 401Ks
Oct 29, 2019 • 54 min
A comprehensive framework for understanding how 401ks work and how to use them strategically.