Financial Insights: Investment & Retirement Planning

Financial Insights: Investment & Retirement Planning

www.fordfg.com
Welcome to Ford Financial Group’s Financial Insights Podcast, where we review subjects relevant to investing, and topics that impact our clients and their plans for retirement.Investment advice is offered through Ford Financial Group, a Registered Inve?


What’s Next? Timing, Rebalancing, and Allocations in Volatile Markets
Apr 9 • 23 min
In this episode, Ryan and Brian consider what kinds of actions one might take in their portfolio after the huge 1st quarter drop in stocks… and even chat about some of the joys and difficulties that come with working from home.Music:Cold Funk -…
The Stimulus Package: What’s in it for me?
Apr 2 • 25 min
In our latest episode, Nik and Brian discuss some of the particulars in the government’s stimulus (rescue?) package that’s designed to help individual taxpayers, as well as business owners.Music:Cold Funk - Funkorama by Kevin MacLeod is licensed under a…
Washington Stimulus: Recovery on the Way?
Mar 26 • 26 min
In another bonus episode, Steve, Ryan, and Brian record remotely to discuss ongoing turbulence in markets, stimulus from Congress and the Federal Reserve, and what kind of shape the recovery may take.Music:Cold Funk - Funkorama by Kevin MacLeod is…
Tips for selling your home with Realtor Lena Fisher
Mar 23 • 21 min
This week we welcome back realtor Lena Fisher, who returns to the podcast to give us some tips on what it takes to help sell your home quickly, and at the right price. We talk about how the internet has changed things from sellers, though some of the…
Coronavirus Crash
Mar 20 • 23 min
In another bonus episode, Steve and Brian record remotely to discuss what to make of markets in light of the recent historic selloff, and try to bring some perspective on what may be ahead.Music:Cold Funk - Funkorama by Kevin MacLeod is licensed under a…
Bear Markets, COVID-19 & Oil Prices
Mar 11 • 20 min
In this bonus episode, Steve and Brian address the recent market drops and provide some perspective on how the Coronavirus and a price war in oil might affect your investments. Music:Cold Funk - Funkorama by Kevin MacLeod is licensed under a Creative…
7 Principles for Long Term Investing
Mar 9 • 26 min
Markets and economies change over time, but do you know what doesn’t change for investors? The basics. This week Nik and Brian discuss 7 principles for long term investing that can help you make the most out of your retirement savings and can help keep…
Coronavirus (COVID-19) Market Volatility
Feb 28 • 21 min
Brian and Steve get together to discuss the historic stock market volatility we’ve had recently, the effects the spread of Coronavirus (COVID-19) may have on stocks and the economy, and what this means for clients and their portfolios. Music:Cold Funk -…
Tips for New Homebuyers
Feb 24 • 21 min
This week we chat with Lena Fisher, a realtor who, though her Homebuyer Happy Hour, has helped to guide countless new homebuyers through the buying process. In our session, she helps to walk us through the process of identifying a property to purchase,…
New Family Starter Kit
Feb 17 • 12 min
In our experience in working with younger investors, we have found that many people start to get serious about their finances once they start a family. When you have a little one you’re now responsible for, the stakes get a little bit higher, and…
Does a Lower January Have Bears Smiling?
Feb 10 • 9 min
There’s an old adage on Wall Street that suggests, “As goes January, so goes the year.” This week Brian discusses the stats behind the theory, and reviews its impressive (though recently flawed) track record. Given stocks closed red in January, how worr…
Viral Outbreak Ends Period of Market Calm
Feb 3 • 9 min
Fears that the deadly coronavirus would spread further around the globe intensified last Monday, leading to the biggest one-day drop in the S&P 500 Index since October 8, 2019. In fact, it was the first time the index moved 1% in either direction si…
Another Look at Election Years
Jan 29 • 6 min
In this bonus episode, Brian discusses the fact that stocks actually have traded in a tight range from February through June during election years.
A Closer Look at Election Years
Jan 27 • 7 min
This week we dive into how markets tend to perform in presidential election years, and whether there is reason to worry in 2020.
BIG Changes to Retirement Saving Rules: the SECURE Act
Jan 20 • 35 min
This week Brian and Ryan review the SECURE Act, a new law recently pass that makes big changes to the rules for saving for retirement.
Why The First Five Days Of 2020 Could Have Bulls Smiling
Jan 13 • 8 min
This week Brian discusses how the first five trading days of 2020 can set the tone for the entire year.
Tax Law Changes for Your 2019 Tax Filing
Jan 6 • 12 min
This week Brian talks about some of the tax law changes for 2019 as you prepare to head into the new tax season.
Outlook 2020
Dec 30, 2019 • 25 min
This week, Brian, Nik, Steve, and Dawn gathered to discuss the 2020 outlook for markets and the US & global economies.
What Goes Into a Retirement Plan?
Dec 23, 2019 • 25 min
In this episode, Ryan and Brian cover the important information from your financial life that goes into the creation of your personalized retirement plan, and how financial advisors work to figure out what kind of retirement trajectory you’re on.
10 Ways to Avoid Fraud
Dec 16, 2019 • 24 min
This week Ryan and Brian talk about the increase of scam phone calls, and scam phone calls relating to Social Security in particular, over the holiday months.
Meet the Advisor - Brian Ullmann
Dec 9, 2019 • 15 min
This week we talk with Brian Ullmann as part of our meet the advisor series, where he describes his background (in law and financial planning) and his favorite part about helping clients.
Difficult Money Conversations with Family
Dec 2, 2019 • 15 min
Talking about money with your partner or parents is HARD, so this month we break down some tools to help you have the hard money conversations you need to have with loved ones.
Is a Roth IRA Conversion a Good Idea?
Nov 25, 2019 • 18 min
In this episode Brian talks about the considerations that go into a Roth IRA conversion, and why it may be right (or wrong) for you.
Succession Planning for Business Owners
Nov 18, 2019 • 18 min
Having a business without a succession plan in place is like walking a tightrope without a net. This week Nik and Brian discuss some of the important elements to consider when creating a business succession plan.
Brining Student Loans Under Control
Nov 11, 2019 • 13 min
Last year, college seniors graduated with a degree, a well-paying job (hopefully), and an average student loan debt of $29,200. No one is surprised by the high debt burden, as soaring college costs have been well documented. While a college education is…
Meet the Advisor - Erin Redmond
Nov 4, 2019 • 13 min
This week we talk with Erin Redmond, FFG Financial Advisor and daughter of the firm’s founder.
Revisiting Required Minimum Distributions (RMD)
Oct 28, 2019 • 18 min
The end of the year is drawing close, so lots more questions are coming up regarding RMDs, so Ryan and Brian tackled this topic again.
Meet the Advisor - Ryan Louie
Oct 21, 2019 • 15 min
In this episode we talk with Ryan Louie and his career path to becoming an FFG advisor and, ultimately, one of its managing partners.
Impeachment & Markets
Oct 14, 2019 • 15 min
Ryan and Brian discuss what an impeachment might mean for the stock market and your investments.
Meet the Advisor - Dawn Collins
Oct 7, 2019 • 16 min
In this episode we talk with Dawn Collins, an advisor who has been with FFG for roughly 30 years.
6 Social Security Potholes to Avoid
Sep 30, 2019 • 15 min
In this episode we discuss some 6 key mistakes you should try to avoid as you consider when and how to draw your Social Security benefits.
Let’s Talk “Risk Tolerance”
Sep 23, 2019 • 15 min
Let’s talk about how “risk tolerance” is determined and how it may impact the construction of your portfolio.
Meet the Advisor - Nik Redmond
Sep 16, 2019 • 16 min
Meet Nik Redmond, a Certified Financial Planner and Financial Advisor in the FFG office.
Young Investors & Recessions
Sep 9, 2019 • 11 min
Do recessions actually hurt young investors?
What’s New with Social Security? Seven Things for 2019.
Sep 3, 2019 • 26 min
In this episode we talk about what’s new in Social Security in 2019, and what it might mean for you.
Nik and Brian Discuss the Inverted Yield Curve
Aug 26, 2019 • 14 min
Nik and Brian discuss the “yield curve,” what it is, and why it may be a good predictor of coming recessions.
Is a Trade Deal Still Possible?
Aug 19, 2019 • 10 min
Brian and Ryan breakdown the likelihood of a trade deal between the US and China, and that the effects on markets might be.
Meet the Advisor - Robert Farmer
Aug 13, 2019 • 13 min
In this episode, we talk with Robert Farmer, an Accredited Investment Fiduciary (AIF) and Central Valley native with 25 years of experience helping individuals meet their financial needs by developing investment plans around their long-term goals and risk…
The FIRE (Financial Independence, Retire Early) Movement
Aug 6, 2019 • 14 min
In this episode we discuss the FIRE movement, and how plausible it might be to retire incredibly early.
S&P 500 Hits Target—Time to Sell?
Jul 29, 2019 • 6 min
Now that we’re close to reaching LPL Research’s 2019 fair value target for the S&P 500, is it time to sell?
Can Stocks Predict the Next President?
Jul 22, 2019 • 10 min
In this episode we review how the stock market may give clues on who may win future presidential elections.
Meet the Advisor - Steve Jolly
Jul 15, 2019 • 21 min
We talk with Steve Jolly, who has served the San Joaquin Valley community as a financial advisor and wealth manager for 30 years.
Meet the Advisor - Carole Ford
Jul 3, 2019 • 15 min
In our “Meet the Advisor” series, we chat with the financial advisors of FFG to learn more about their background, personal lives, and approach to investing and financial planning. In the inaugural episode, we talk with Carole Ford, the founder of Ford…
Teaching Kids About Money
Jun 24, 2019 • 21 min
In this episode we review our most recent newsletter and discuss various techniques of how to teach your young ones about money.Tracking # 1-865630Music Attribution: Hopeful Start by John Bartman, License CC BY-SA 4.0 (Attribution-ShareAlike License)
Social Security Basics
Jun 6, 2019 • 26 min
In this episode we discuss some of the basics of Social Security, such as the mechanics of how benefits are calculated, the choice of what age to start collecting benefits, and some of the rules about spousal benefits and how things like death or…
Required Minimum Distributions
May 30, 2019 • 16 min
Four Key Questions for Required Minimum Distributions (RMD)
Saving for College
May 15, 2019 • 22 min
How a 529 Plan can help you and your student save for college.
Earnings Season
Apr 15, 2019 • 15 min
What is “earnings season” and why is it important to investors?
Yield Curve
Apr 10, 2019 • 15 min
In our third episode we answer the question “what is the yield curve” and discuss how it affects markets.
What is a Fiduciary?
Apr 9, 2019 • 13 min
In our second episode we try to help clients answer the questions “what is a fiduciary?”
Markets, Rates, Insurance
Mar 15, 2019 • 10 min
The inaugural FFG Podcast