Your Money's Worth

Your Money's Worth

www.kiplinger.com/fronts/archive/podcast/your-moneys-worth
Timely, actionable guidance to help you earn, keep and make the most of your money.


79: Coping with a Loss of Coverage
May 25 • 28 min
Ryan and Sandy welcome Families USA’s Cheryl Fish-Parcham to the show to discuss how folks can find medical coverage in the face of job loss. Sandy and Ryan share ways to avoid a new wave of ID theft and talk credit reports and tax software in a new…
78: The Best Rewards Credit Cards for You
May 18 • 33 min
Ryan and Sandy chat with contributing editor Lisa Gerstner about rankings of rewards credit cards for every type of spender. The cohosts talk about navigating the housing market now. A new edition of Financial Fact or Fiction revolves around 401k matches…
77: The Outlook for Dividends
May 11 • 33 min
Brian Bollinger of Simply Safe Dividends joins the show to discuss what upcoming months hold for income investors. Sandy and Ryan chat about highlights from the Berkshire Hathaway annual shareholder meeting and unveil a new batch of wild PR pitches.
76: Interest Rates at Zero
May 4 • 34 min
Ryan and Sandy welcome Bankrate’s Greg McBride for a discussion on the repercussions of a prolonged period of low interest rates. Ryan recommends mutual funds that hold up during down markets, and Sandy tells you which tax documents to hang onto.
75: What do negative oil prices mean?
Apr 27 • 31 min
In the wake of oil prices dipping into negative territory, Ryan and Sandy interview S&P Global Platts lead quantitative analyst Vito Turitto to figure out what the heck is going on. The cohosts give an update on stimulus checks and wrap things up with a…
74: Is your state prepared for a recession?
Apr 20 • 32 min
Kiplinger Letter managing editor Jim Patterson joins the show to break down the ramifications for states that are ill-equipped to handle the upcoming recession. Ryan and Sandy go over bear market investing strategies and highlight their favorite deals…
73: Navigating Tough Times
Apr 13 • 26 min
Ryan and Sandy interview CreditCards.com industry analysts about what folks can do to try to mitigate financial hardship. The cohosts break down new tax breaks for charitable giving and delve back into their inboxes to share crazy PR pitches.
72: FAQs About Your Stimulus Check Answered
Apr 6 • 29 min
Kiplinger.com tax editor Rocky Mengle rejoins the show to break down everything you need to know about your stimulus check. Sandy and Ryan answer a reader question on required minimum distributions and tell you whether to act or not on booking airline…
71: Money Moves to Make Now
Mar 30 • 32 min
Ryan and Sandy talk to CFP and MD Carolyn McClanahan on financial strategies in the wake of the COVID-19 outbreak. The hosts discuss smart ways to spend your stimulus check and answer questions from the listener mailbag.
70: Coronavirus: Are you covered?
Mar 23 • 24 min
Sandy and Ryan discuss what your health insurance may or may not cover during the COVID-19 pandemic. Ryan covers some market basics to keep in mind amid market volatility and Sandy details strategies for raising quick cash.
69: The New FICO Score
Mar 16 • 25 min
Ryan and Sandy chat with credit expert Gerri Detweiler about the new scoring system that could affect your FICO score. Ryan goes over some bear market history and Sandy tells you why you need to tax-diversify your retirement accounts.
68: How to Invest Amid Coronavirus Panic
Mar 9 • 28 min
Sandy and Ryan chat with Kiplinger.com senior investing editor Kyle Woodley on risk-mitigating market strategies amid coronavirus panic. The cohosts highlight virus-related scams to beware of, and tell you what to do with your 401(k) when you leave your…
67: Where the Housing Market Is Headed
Mar 2 • 28 min
Sandy and Ryan welcome Zillow economist Jeff Tucker to the show for a discussion on the housing market outlook for 2020. The cohosts give you tips for saving at the pump and close the show with investing strategies amid coronavirus market panic.
66: Our favorite tax software is…
Feb 24 • 27 min
Sandy and Ryan talk to Kiplinger.com tax editor Rocky Mengle about Kiplinger’s newly released tax software rankings. Ryan and Sandy discuss trip insurance in the wake of the coronavirus outbreak. A new Financial Fact or Fiction segment includes advice on…
65: The Best ETFs You’ve Never Heard Of
Feb 17 • 31 min
Kiplinger.com investing guru Kyle Woodley rejoins the show to highlight the market’s best lesser-known exchange-traded funds. Sandy and Ryan review leftover ramifications of the SECURE Act, and the pair dish on student loan and prescription drug shipping.
64: The SECURE Act affects your retirement plans
Feb 10 • 25 min
Sandy and Ryan welcome retirement expert Ed Slott to the show to explain how the SECURE Act could be impacting your retirement plans. The cohosts go over last-minute deals for Valentines Day, and a new edition of Wild Pitches features financial lessons…
63: Protect Your Digital Assets
Feb 3 • 28 min
Finance professor, retirement expert and CFP Jamie Hopkins joins the show to tell you how to protect your digital assets. Sandy and Ryan tell you how to keep your smart devices from getting hacked, and the pair talk tuition insurance and February freebies…
62: File your taxes ASAP!
Jan 27 • 27 min
Sandy tells you why you should begin filing your taxes as soon as you get your W-2 form in a main-segment interview. The cohosts discuss common nuisance fees (and how to avoid them) and Ryan explains why you likely need renters insurance if you don’t have…
61: Homes: Rent or Buy
Jan 21 • 29 min
Zillow economic research director Skylar Olsen joins the show to break down the decision making behind renting or buying a home. Ryan and Sandy give money-smart travel advice for 2020. Wild Pitches covers end-of-life plans and budgeting.
60: Protect Against Elder Fraud
Jan 13 • 33 min
Kiplinger’s Associate Editor Miriam Cross re-joins the show with tips on how to protect your loved ones from falling victim to elder fraud. Ryan and Sandy go over the results of Kiplinger’s market volatility poll and the pair dish on forgotten gift cards…
59: Stocks for the next decade
Jan 6 • 31 min
Ryan highlights some of his favorite stocks to buy and hold for the next ten years. He and Sandy tell you why to make your holiday returns ASAP, and a new edition of Deal or No Deal involves 529 plans and paying for pricey prescriptions.
Financial Tips for Families (Ep. 6 Rebroadcast)
Dec 30, 2019 • 27 min
A gift from the Kiplinger family to yours, just in time for the holidays. Sandy and Ryan sit down for an extended chat with Kiplinger’s editor-in-chief Knight Kiplinger on all things families and finances.
57: Year-end money moves
Dec 23, 2019 • 24 min
Sandy breaks down last-minute moves to make before the end of the year. The pair discuss strategies for building an emergency find. Ryan explains how mutual fund expense ratios can affect returns.
56: The best states for retirees
Dec 16, 2019 • 29 min
Ryan and Sandy welcome Rocky Mengle back to the show to break down the best and worst states for taxes on retirees. The pair tell you how to handle flight delays, cancellations and bumps during holiday travel season. Sandy quizzes Ryan on what’s covered…
55: Strategies for Charity
Dec 9, 2019 • 29 min
Ryan and Sandy interview Schwab Charitable president Kim Laughton on why you should use a donor-advised fund for year-end charitable giving. The co-hosts share tips on avoiding ID theft and scams during the holiday season, and Peloton and Costco both…
54: Where to Invest in 2020
Dec 2, 2019 • 29 min
Sandy and Ryan interview Kiplinger investing honcho Anne Smith on trends that will move markets in 2020. The cohosts discuss ways to thwart package thieves, and a new batch of Wild Pitches offer lessons for shopping for car insurance and investing in real…
53: Score deals on Black Friday
Nov 25, 2019 • 23 min
Ryan and Sandy welcome DealNews consumer analyst Julie Ramhold to the show to help you make a plan for finding the best deals on Black Friday. The cohosts discuss all the financial things that we have to be thankful for, and Sandy explains how folks…
52: How to ask for a raise
Nov 18, 2019 • 27 min
Ryan and Sandy interview Ask a Manager’s Alison Green on when and how to ask for a raise. The cohosts tell parents of high schoolers why they need to file the FAFSA ASAP, and a new edition of Wild Pitches features a $3,000 exercise bike and a greeting…
51: Couples and Retirement
Nov 11, 2019 • 31 min
Kiplinger’s editor-at-large and retirement columnist Janet Bodnar rejoins the show for a discussion on retiring as a couple. Sandy and Ryan talk tax breaks and perks for members of the military on Veterans Day. Medical spending and value investing feature…
50: Your guide to open enrollment
Nov 4, 2019 • 32 min
Sandy and Ryan interview Amanda Lannert on all the things you should consider when choosing insurance plans during open enrollment. The co-hosts give you money moves to make right now, and a new edition of Deal or No Deal touches on student loan relief…
49: What’s in your DNA?
Oct 28, 2019 • 33 min
Kiplinger content head Sarah Stevens joins the show to talk the advantages, risks, obstacles and considerations around testing your DNA. The cohosts dish on the scary overages you may face while paying with debit, and Sandy quizzes Ryan on what’s taxable…
48: The state of state taxes
Oct 21, 2019 • 25 min
Sandy breaks down the newest edition of Kiplinger’s state-by-state tax map in a main-segment interview. The cohosts dish on free shipping deals and lesser known Amazon Prime benefits, and a new Wild Pitches segment gets a little racy.
47: You Need an Estate Plan
Oct 14, 2019 • 34 min
Ryan and Sandy talk to Ryan’s estate lawyer sister, Lindsey Ermey, about why estate plans aren’t just for the super-rich. Ryan fills you in on the latest moves in the broker price wars, and Deal or No Deal tackles hair loss drug subscription services and…
46: Advice for Tax Extensions
Oct 7, 2019 • 28 min
Kiplinger.com tax editor Rocky Mengle joins the show to tell you everything you need to know about the October 15 tax deadline. Ryan and Kiplinger car guy David Muhlbaum discuss preparing your car and home for winter. Both guests stay on for a game of…
45: LGBTQ Finances
Sep 30, 2019 • 26 min
Ryan and Sandy talk with financial coach Cait Howerton about the unique financial challenges faced by those in the LGBTQ community, and what they can do to overcome them. The hosts tell you why it’s high time to get your REAL ID, and Ryan explains the…
44: Fight the Credit Bureaus and WIN!
Sep 23, 2019 • 27 min
Kiplinger’s resident credit expert Lisa Gerstner tells you how to take on the credit bureaus in the event that there’s a mistake (or outright fraud) on your credit report. Sandy and Ryan give you (early) holiday budgeting advice. A new edition of…
43: Playing with FIRE
Sep 16, 2019 • 32 min
Sandy and Ryan talk with super-saver Scott Rieckens about the FIRE movement, his book, Playing with FIRE and the upcoming documentary of the same name he stars in. The hosts discuss strategies for traveling safely, and dish on timeshare scams and…
42: Scoring Cheap Airfare with Scott Keyes
Sep 9, 2019 • 29 min
Scott Keyes, founder of the popular Scott’s Cheap Flights email newsletter joins the show with strategies you can use to save on airfare. Sandy and Ryan talk streaming options for those thinking of ditching their cable service, and a new edition of Wild…
41: Now’s the Time to Refinance
Sep 3, 2019 • 24 min
Kiplinger Associate Editor Pat Mertz-Esswein tells Ryan and Sandy why now is a great time to refinance your mortgage. Ryan urges caution when it comes to playing the recent surge in gold prices, and the cohosts talk savings bonds and negative interest…
40: Pick the Best Broker for You
Aug 26, 2019 • 28 min
After weeks of crunching numbers, Ryan reveals his rankings for online brokerages in a main segment interview. The co-hosts take you through the ins and outs of buying a new car over Labor Day weekend and revisit and update past segments on the Equifax…
39: ETFs for a Choppy Market
Aug 19, 2019 • 27 min
Kiplinger.com investing maven Kyle Woodley joins the show to talk investing strategies and ETF picks for volatile markets. Sandy and Ryan recommend funding a Roth IRA with money from a summer job. A new edition of Deal or No Deal features a fun travel…
38: Is Your Home Covered If a Natural Disaster Strikes?
Aug 12, 2019 • 24 min
Hosts Sandy Block and Ryan Ermey are joined by longtime Kiplinger contributor Kim Lankford to discuss how to ensure your home is protected if a natural disaster hits. The pair also explains why college-branded debit cards aren’t a smart move.
37: Equifax Settlement: Should You Take the Money?
Aug 5, 2019 • 29 min
Contributing editor Lisa Gerstner discusses the Equifax data-breach settlement and the recent Capital One breach. Also, hosts Sandy Block and Ryan Ermey offer up strategies for hosting and shopping yard sales.
36: The Best College Values
Jul 29, 2019 • 25 min
Higher ed rankings czar Kaitlin Pitsker joins the show to discuss Kiplinger’s annual college value rankings. Sandy and Ryan discuss tax holidays and other back-to-school shopping deals. Taxes for married couples and IPO stocks feature in a new edition of…
35: When to take Social Security
Jul 22, 2019 • 23 min
Senior editor Eileen Ambrose rejoins the show to tell you the best time to take Social Security in order to maximize your benefits (hint: 96% of you have gotten it wrong). Sandy and Ryan chat about ways to save on keeping cool amid a summer heat wave, and…
34: Credit vs. Debit Smackdown!
Jul 15, 2019 • 33 min
In a heavyweight (ok, middleweight) battle, Ryan squares off against Kiplinger.com general manager Robert Long on the merits of using credit vs. debit cards. Sandy and Ryan break down strategies for paying off student loans and delve into their files of…
33: Boost Your Returns with Dividend Stocks
Jul 8, 2019 • 27 min
Kiplinger’s senior associate editor John Waggoner rejoins the show to discuss his favorite dividend-paying stocks. Ryan and Sandy share the magazine staff’s favorite buys of the summer. A new edition of “Fact or Fiction” focuses on 529 plans and…
32: Is Pet Insurance a Good Deal?
Jul 1, 2019 • 23 min
Ryan and Sandy welcome associate editor Pat Mertz-Esswein back to the show for a discussion on why you should consider buying insurance for your pet. The cohosts discuss how you can save money in the face of rising fuel costs, and Sandy explains the…
31: How to Boost Your Credit Score
Jun 24, 2019 • 27 min
Kiplinger contributing editor Lisa Gerstner joins hosts Ryan and Sandy to discuss best practices for giving your credit score a boost. Also: Discover investment ideas for the “outer orbit” portion of your portfolio, and learn tax rules for renting out…
30: How to Create a Budget and Stick to It
Jun 17, 2019 • 35 min
Maintaining a budget so you can build up your savings takes more than just ditching your daily latte addiction. Brunch and Budget founder Pam Capalad chats with hosts Ryan and Sandy about how to devise a spending and saving strategy that works for you.…
29: Where the Stock Market Is Headed Now
Jun 10, 2019 • 31 min
Kiplinger’s executive editor Anne Smith tells investors what to expect in the second half of 2019. Also, show hosts Sandy Block and Ryan Ermey talk movie tickets and student loans in a new game of Deal or No Deal.
28: Travel Like a Pro
Jun 3, 2019 • 32 min
Atmosphere Research’s Henry Harteveldt joins our hosts Ryan and Sandy to share ways to travel without any last-minute delays, cancellations, missed flights or lost bags. The pair also discusses the ins and outs of creating and donating to crowdfunding…
27: Money-Smart Ways to Save When Attending a Wedding
May 28, 2019 • 28 min
Kiplinger’s associate editor Miriam Cross talks wedding guest etiquette and offers tips on how to attend without breaking the bank this summer. Also, hosts Sandy and Ryan explain the advantages of investing in 529 college savings plans.
26: Don’t Overpay for Your Next Rental Car
May 20, 2019 • 29 min
Kiplinger’s resident car guru David Muhlbaum joins the podcast to tell consumers how to strike the best deal on rental cars for the summer travel season. Also, job-search strategies during a period of historically low unemployment.
25: Prosper With Do-Gooder Investments
May 13, 2019 • 29 min
Parnassus Investments founder and socially-conscious investing pioneer Jerry Dodson to the show for a discussion on “ESG” trends, value investing and some of his favorite stocks.
24: Boost Your Income With a Side Hustle You’ll Love
May 6, 2019 • 30 min
Sidehusl.com editor Kathy Kristof discusses finding, vetting and profiting from side gigs. Also: Tax breaks for caregivers
23: How to Avoid Identity Theft
Apr 29, 2019 • 32 min
Podcast hosts Sandy Block and Ryan Ermey team up with Kiplinger’s staff writer Brendan Pederson to discuss how to prevent and recover from the most common forms of identity theft. The pair also break down some old school investing truisms.
22: The Future of Retirement
Apr 22, 2019 • 33 min
Kiplinger Retirement Report editor Rachel Sheedy joins podcast hosts Sandra Block and Ryan Ermey to discuss the changing landscape of retirement saving. The pair also share smart ways to spend your tax refund and explain all the fuss about the yield curve.
Tax Day 2019: Money-Saving Tips for Everybody (Even If You’ve Already Filed)
Apr 14, 2019 • 24 min
Our hosts Ryan Ermey and Sandy Block walk you through all the last-minute advice you need to file your taxes — from common errors to avoid to filing an extension to free filing software. The pair also discuss Tax Day consumer deals and freebies you don’t…
20: What Happens If Big Tech Breaks Up?
Apr 8, 2019 • 28 min
Hosts Ryan Ermey and Sandy Block are joined by Kiplinger Letter tech expert John Miley to discuss the ramifications of breaking up major tech companies such as Facebook and Google. The pair also delve into strategies for those who can’t pay their tax…
19: How to Raise Money-Smart Kids
Apr 1, 2019 • 32 min
Our hosts Ryan Ermey and Sandy Block are joined by Raising Money-Smart Kids author and Kiplinger editor-at-large Janet Bodnar to discuss how parents can help provide their children with a sound financial foundation. The pair also review common scam…
18: Get Your Home and Finances in Order This Spring
Mar 25, 2019 • 29 min
Professional organizer Heather Cocozza joins hosts Ryan Ermey and Sandy Block to discuss how decluttering can save you time and money. Also, Sandy explains why you should set up an online Social Security account. The pair then wraps ups with some wacky PR…
17: How to Achieve Financial Independence
Mar 18, 2019 • 33 min
Hosts Sandy Block and Ryan Ermey discuss the financial independence movement with ChooseFI founder Brad Barrett. In addition, Sandy breaks down tax breaks for the middle class, and the pair debates whether it’s worth it to purchase travel insurance.
16: Understanding the Cost of College
Mar 11, 2019 • 23 min
Kiplinger’s staff writer and higher education guru Kaitlin Pitsker explains how parents and students can choose the best school that fits their financial needs. Hosts Ryan Ermey and Sandy Block also discuss how to reclaim forgotten money, as well as the…
15: Tips to Buy or Sell Your Home in 2019
Mar 4, 2019 • 27 min
Kiplinger’s real estate expert Pat Mertz-Esswein help home buyers and sellers navigate the current housing market. Also, hosts Sandy Block and Ryan Ermey share which financial habits they’re giving up during Lent, as well as play a game of Financial Fact…
14: What You Should Know About ETFs
Feb 25, 2019 • 28 min
Hosts Ryan Ermey and Sandy Block are joined by senior investing editor Kyle Woodley, who explains exchange-traded funds for investing newbies and pros alike. The pair also discusses the differences in popular tax software and delves into a travel-themed…
13: Exciting Trends in Tech
Feb 18, 2019 • 33 min
Kiplinger Letter technology editor John Miley joins hosts Sandy Block and Ryan Ermey to talk tech — from smartwatches to self-driving cars. Also, Ryan reveals the best buys to look for on every shopping holiday of the year, and Sandy explains the benefits…
12: Couples and Money
Feb 11, 2019 • 26 min
Love is in the air, and Kiplinger senior editor Eileen Ambrose joins the podcast to talk about how to best manage financial issues with your significant other. Also, hosts Sandy Block and Ryan Ermey chat about the best and worst career paths over the next…
11: Why It Pays to File Your Taxes Now
Feb 4, 2019 • 28 min
It’s tax season, and co-host Sandy Block explains why taxpayers should file sooner rather than later. Then, she and fellow co-host Ryan Ermey discuss holiday debt hangover and share more wacky PR pitches. This leads the pair to dish on virtual pawn shops…
10: Undervalued Stocks Worth a Look
Jan 28, 2019 • 28 min
Kiplinger’s senior associate editor John Waggoner returns to discuss top mutual fund managers’ favorite undervalued stocks with podcast hosts Sandy Block and Ryan Ermey. The pair also delves into sports gambling (and make a few prop bets) just in time for…
9: How to Manage a Financial Windfall
Jan 21, 2019 • 27 min
With host Ryan Ermey dreaming of winning big on the legendary game show “Jeopardy!,” he and fellow host Sandy Block discuss strategies for dealing with a financial windfall. Plus, advice on updating your retirement plan, as well as a lesson on market…
8: How to Book Luxury Travel for Less
Jan 14, 2019 • 24 min
Podcast hosts Ryan and Sandy welcome Kiplinger’s associate editor and resident travel expert Miriam Cross to talk tips for traveling in style on a tight budget. The pair also discuss retail return policies and try to stump each other in a new edition of…
7: The Fastest-Growing Jobs and Industries of the Next Five Years
Jan 7, 2019 • 26 min
Jim Patterson, managing editor of The Kiplinger Letter, reveals the best opportunities for workers, businesses and investors in the next half-decade. Our podcast hosts also share their financial New Year’s resolutions and wrap up with a game of Deal or No…
6: Financial Planning Tips for Families From Knight Kiplinger
Dec 24, 2018 • 26 min
A gift from the Kiplinger family to yours, just in time for the holidays. Sandy and Ryan sit down for an extended chat with Kiplinger’s editor-in-chief Knight Kiplinger on all things families and finances.
5: Skip the Car with the Big Red Bow
Dec 17, 2018 • 31 min
Senior online editor – and resident car guy – David Muhlbaum joins Ryan and Sandy to discuss buying a new car over the holidays. The hosts see what’s new in the world of charitable giving and crack each other up with more truly bizarre PR pitches.
4: Interest Rates… and YOU!
Dec 10, 2018 • 30 min
Sandy and Ryan interview Senior Associate Editor (and investing maven) John Waggoner on all things interest rates. The hosts come up with ways for you to avoid surprise fees during holiday travel. Sandy explains to Ryan, like he’s 5, the ins and outs of…
3: Year-End Tax Moves
Dec 3, 2018 • 25 min
Sandy schools Ryan on last-minute strategies to reduce your tax bill. The duo discuss the buzz surrounding cannabis stocks and play a game of financial fact or fiction on “use it or lose it” deals.
2: Where Should I Put My Money Now?
Nov 26, 2018 • 25 min
Senior editor Anne Smith joins the show to talk investor moves in an uncertain market. Ryan and Sandy review holiday tipping protocol and share tales of their wackiest PR pitches.
1: How to Score Holiday Deals on Black Friday and All Season Long
Nov 19, 2018 • 27 min
Hosts Sandy Block and Ryan Ermey interview online editor Andrea Browne Taylor about holiday shopping tips and tricks. The pair also discuss the basics of bear markets and dish about deals that aren’t as good as they seem.
Trailer
Nov 8, 2018 • 1 min
The Your Money’s Worth personal-finance podcast from Kiplinger delivers timely, actionable guidance to help you earn, keep and make the most of your money. Listen to each new weekly episode for down-to-earth insights on saving for retirement, cutting your…