KTs Money Matters

KTs Money Matters

ktsmoneymatters.com
Real time information to teach consumers about money, and making the most of what they have.
056 Sylvie di Giusto: Invest in Yourself
Sep 20 • 22 min
In this episode, KT and Sylvie di Giusto discuss: What an image consultant is and what they do. How what you do on social media is just as important as what your appearance says about you. Ways to show your individuality while keeping with your…
55 Mid-Summer Market Review & Stock Buy Backs
Sep 13 • 17 min
In this episode, KT discusses: How the market trends in August due to vacations. Diversifying and risk and how it worked with the market this year. Why people don’t sell even when prices are high. What stock buy backs are, why they matter, and how it is…
54 Joan Kuhl – Why Millennials Matter
Sep 6 • 25 min
In this episode, KT and Joan Kuhl discuss: The day to day barriers that hold women back in business. The benefits of women’s conferences. The power of drive-time education. Being willing to embark on learning journeys with those in your company, and…
53 Shawn McBride-Profit in Partnership
Aug 30 • 33 min
In this episode, KT and R. Shawn McBride discuss: Multiple forms of partnership and how to make sure they will work Don’t be afraid to talk about the contingency plans The importance of getting it in writing – a handshake agreement isn’t typically a good…
52 Julie Ann Sullivan- Know Yourself for Success
Aug 23 • 25 min
In this episode, KT and Julie Ann Sullivan discuss: Julie Ann’s story and how she got to where she is today How to decide where and when to use your time as we all have a limited number of hours in the day How to use virtual assistants to make the most…
Bonus- Lisa Keslar: Getting Support from your Agency
Aug 20 • 33 min
We’ve been told that certain podcast platforms had some technical issues with Episode 49, Lisa Keslar, so we decided to post it again as a bonus episode so no one missed any of this amazing content. In this episode, KT and Lisa Keslar discuss: Buying the…
51 Tammy Symons- Understanding the Financial Impact of The Family and Medical Leave Act
Aug 16 • 19 min
In this episode, KT and Tammy Symons discuss: What the The Family and Medical Leave Act is and how people can use it. Having a cash reserve and understanding if it is enough money. Protecting yourself if you get sick. Understanding the benefits of The…
50 Tammy Symons- Getting into the Groove of School
Aug 9 • 25 min
In this episode, KT and Tammy Symons discuss: What to expect to spend in back to school shopping. Recommendations to fund for school shopping. Tips for getting back into the routine of school. Setting goals for what you want to accomplish. Key Takeaways:…
49 Lisa Keslar- Getting Support from your Agency
Aug 2 • 35 min
In this episode, KT and Lisa Keslar discuss: Buying the insurance that makes sense for you and your family. Types of questions people should be asking their agents. Finding the best possible coverages. What insurance you should have if you’re worried of…
48 Tammy Symons- Deciding What in Your Life Matters and Acting on it
Jul 26 • 25 min
In this episode, KT and Tammy Symons discuss: · The drive to want to continue to climb in your career · Deciding what your life matters, and acting on it · Figuring out if you’re on the right path of life, and if you’re not how to get to the right place ·…
47 Tammy Symons- Vacation Smartly
Jul 19 • 29 min
In this episode, KT and Tammy discuss: The money that goes into vacations and your vacation budget Only spending what you can afford on vacation Knowing what your purchase includes When to buy the cheapest airplane tickets Key Takeaways: Find hotels that…
46 Jay Healy- How to Find a Mortgage that’s Perfect for You
Jul 12 • 41 min
In this episode, KT and Jay Healy discuss: What is more recommended, fixed or adjustable rates What first time home buyers want to be thinking about No Doc loan’s and the impact of them Figuring out how much mortgage you can actually afford Key Takeaways:…
45 Julie Reisler- Master your Inner World to Master your Outer World
Jul 5 • 25 min
In this episode, KT and Julie Reisler discuss: If you’re not taking care of yourself on the inside, you can’t be your best self on the outside Taking the leap to start a new campaign How being an entrepreneur shapes your financial decisions…
44 Sue Haviland- Education on Reverse Mortgages
Jun 28 • 20 min
In this episode, KT and Sue Haviland discuss: What is a Reverse mortgage If you have a reverse mortgage, what happens when you die? Understand that the interest is going to accumulate on the mortgage Key Takeaways: Don’t just make a reverse mortgage plan…
43 Deb Gabor- When You Need to Accomplish Something, Just Do It!
Jun 21 • 27 min
In this episode, KT and Deb Gabor discuss: Deb became an entrepreneur by accident How to work when having young children Women have to sacrifice more when they’re working How to brand Key Takeaways: Just do it Do what you can to gain control of your own…
42 Christina Martini- While Young, Learn to Take Care of Yourself
Jun 14 • 24 min
In this episode, KT and Christina Martini discuss: Wisdom that Christina wants to share with the community We can choose our path to take It’s valuable to learn how to fully take care of yourselves There’s going to come a time when parents can no longer…
41 Christina Martini- Do You Have an Amazing New Idea?
Jun 7 • 26 min
In this episode, KT and Christina Martini discuss: Tina is a professional with amazing experience in the legal field but can share insights to her experience as a powerful woman in an industry with many men. If you have an amazing new idea what are your…
40 Lou Diamond- Getting Connections
May 31 • 23 min
In this episode, KT and Lou Diamond discuss: The difference between networking and connections Establishing strong connections The four ways to gain a strong connection How to get exponential growth Key Takeaways: It’s important to establish connections…
039 Lou Diamond- Being Financially Set
May 24 • 19 min
In this episode, KT and Lou Diamond discuss: How to handle financial ups and downs of starting a business from scratch How should people invest in their company How to expand your business by getting out of your comfort zone Working from the heart Key…
038 Jon Dwoskin- Providing Advice
May 17
In this episode, KT and Jon Dwoskin discuss: Advice Jon would give his clients How to be an effective manager How to find the right mentor Be with a company who’s in alignment with who you are Key Takeaways: If you want your business to evolve, you have…
037 KT’s Tips for When You’re in Your 50’s
May 15 • 20 min
In this episode, KT discuss’s: Eliminating debt Save for retirement Make sure you’re not paying for things that are no longer needed Eliminate insurance items that are unnecessary Key Takeaways: Increase your savings every year Know how much cash flow…
036 Jon Dwoskin- Diversification of Career and Money
May 10 • 13 min
In this episode, KT and Jon Dwoskin discuss: · How to leverage your skills and sphere off of that · Is bigger always better? · How to communicate affectively · What things provide a better environment for an employee Key Takeaways: · …
035 KT’s Tips for When You’re in Your 40’s
May 8 • 16 min
In this episode, KT discuss’s: People have made bad habits that just keep setting them back 40’s is when you make the worst financial decisions Understand what the barriers of your life are Spend your money wisely Key Takeaways: Money has become very…
034 Jon Dwoskin- Dealing with Finance
May 3 • 15 min
In this episode, KT and Jon Dwoskin discuss: What’s the right thing for people to be thinking about as they go into business Can you teach someone to be an entrepreneur or does it come naturally? What to do when your company gets stuck What makes someone…
033 KT’s Tips for When You’re in Your 30’s
May 1 • 17 min
In this episode, KT discusses: In your 30’s you are making your own financial decisions Establish a strong plan on how to save Employee stock purchase plans Planning for kids financially Key Takeaways: Save enough to have the employers sponsored match Pay…
032 Tammy Symons- What To Do When a Family Member Dies
Apr 26 • 23 min
In this episode, KT and Tammy Symons discuss: KT’s experience with a death of a family member If you’re the griever, what you should be thinking about Planning a funeral Inquiring about life insurance Key Takeaways: When a family member passes, make sure…
031 KT’s Tips for When You’re in Your 20’s
Apr 24 • 14 min
In this episode, KT discusses: Your 20s are the start of your “Grown-up” professional life It’s not too early to start saving Don’t change jobs every few months- Get a job and keep it for a while Having credit is important, how you use credit is more…
030 Tammy Symons- Planning Post Divorce
Apr 19 • 19 min
In this episode, KT and Tammy Symons discuss: How to rebuild yourself after divorce, financially How your expenses change The help of a professional through a divorce Protecting your credit score Key Takeaways: Putting together your new income vs.…
029 Tammy Symons- Kids are Expensive!
Apr 12 • 12 min
In this episode, KT and Tammy Symons discuss: Financial changes to consider when you start a family How to care for that child when both parents are working Keeping insurance in mind Planning for your child’s education Key Takeaways: Create a new budget –…
028 KT’s Tips- Real Estate by the Numbers
Apr 10 • 13 min
In this episode, KT discusses: The current real estate trend Recent change in taxes for 2018 Rise in the higher market interest rate Key Takeaways: Homes went up 5.7 percent last year Don’t go house broke Mortgage rates are starting to go up “If you are…
027 Rachael Ela- Keeping Track of All Your Business’ Financial Moving Parts
Apr 5 • 26 min
In this episode, KT and Rachael Ela discuss: Steps that you shouldn’t skip Types of accounts to open for your business Understanding your bank’s funds availability policy The expense of going too fast Key Takeaways: Find an attorney, find an accountant so…
026 KT’s Tips- Gym Memberships
Apr 3 • 8 min
In this episode, KT discusses: The type of people who buy gym memberships The challenges of cancelling your gym membership The yearly cost of average gym memberships Key Takeaways: It’s hard to cancel memberships People pay for a membership they don’t use…
025 Rachael Ela- Maintaining a Healthy Financial Balance
Mar 29 • 27 min
In this episode, KT and Rachael Ela discuss: Banking fees The cost of not paying attention Banking in 2018 Properly using overdraft protection Key Takeaways: The FDIC now requires banks to track what people are spending on banking (the first quarter of…
024 KT’s Tips- Trade Tariffs, good or bad?
Mar 27 • 5 min
In this episode, KT discusses: Economists’ viewpoint on tariffs President Trump initiating tariffs on both steal and aluminum What other countries are doing with tariffs Good and services on a budget Key Takeaways: Tariffs can drive up the cost of things…
023 Rachael Ela – Helping Your Parents with Their Money
Mar 22 • 21 min
In this episode, KT and Rachael Ela discuss: When you should go into a physical bank At the death of a parent, what do you do? What banking precautions you can put in place How to not take away dignity Key Takeaways: Your parents’ local bank will notice…
022 KT’s Tips- Taking care of an Aging Parent
Mar 20 • 10 min
Taking Care of Aging Parents In this episode, KT discusses: When should you help your parents How to step in to help Parents don’t want to ask kids for help Key Takeaways: Aging is an undignified process Help your parents watch for elder fraud Watch…
021 Karen Briscoe teaches 5 Minute Success
Mar 15 • 25 min
In this episode, KT and Karen Briscoe discuss: Compound interest How to write a successful book How Karen measures success Acting on your thoughts Key Takeaways: Make sure you create good habits Stay focused Do one concept a day There is so much left to…
020 KT’s Tips- The Problem With Timeshares
Mar 13 • 12 min
The Problem with Timeshares In this episode, KT discusses: Value of timeshares What to expect from the sales person How to get out of timeshares Key Takeaways: Timeshares are not an investment Timeshares are like prepaying for vacations There are better…
019 George Ferullo -3 Tax changes affecting high earners
Mar 8 • 23 min
Those Who Pay the Most, Save the Most In this episode, KT and George discuss: Tax changes and its effect on high earners Unreimbursed expenses from home Upcoming changes of alimony Things that have changed/have not changed Key Takeaways: Phase out of the…
018 KT’s Tips- Frothy Markets
Mar 6 • 5 min
The Word Around the Most Recent Sell Out In this episode, KT discusses: The signs when things are getting too frothy in the market FOMO When to buy, for investment reasons Key Takeaways: When people are talking about how good things are or if people are…
017 George Ferullo 2- Tax reform for the self-employed, how to make the most of the changes and avoid some of the pitfalls
Mar 1 • 20 min
Treading Carefully with Self-Employment and Taxes In this episode, KT and George discuss: A recent change in corporate tax reform The benefits of being an S corporation Small business owners sweetening the tax situation Key Takeaways: A pass through…
16 Taking Charge of Your Finances
Feb 27 • 8 min
Click here to reach KT In this episode, KT discusses: Common steps to managing money better Taking care of your bills and upgrading your cybersecurity Where you should physically keep your money Key Takeaways: Open your mail and read it When’s the last…
015 Understanding the Complexity of the New Tax Code
Feb 22 • 19 min
George Ferullo In this episode, KT and George discuss: Getting taxes done this year Keeping a cool financial head Writing off state and local taxes against the federal return The trade off Key Takeaways: Your total tax obligation may not change as much as…
014 KT’s Tips- Understanding Market Mania
Feb 20 • 6 min
In this episode, KT discusses: Defining market mania How overconfidence can be a financial deficit The reality of new currency Key Takeaways: BitCoin is today’s market mania The herd mentality leads people to spend large amounts of money on “hot” items…
013 Living or Dying Without a Plan
Feb 15 • 8 min
Reach Me Here: KT Thomas Getting your finances in order, because life happens In this episode, KT discusses: Why a will is important Legal ramifications if you don’t have a will Engaging an attorney Key Takeaways: In most States, if you don’t have a will…
012 Getting the Most Bang for Your Gas Buck
Feb 12 • 3 min
Reach Me Here: KT Thomas In this episode, KT discusses: What gas to choose when you’re filling up your tank How did premium gas come to be? What do the facts say about regular vs. premium gas? Key Takeaways: Many people fill up their tank once a week and…
011 How to Make Your Forever Home, the Happiest Place to Be Within Budget
Feb 7 • 17 min
Reach Me Here: KT Thomas How to Make Your Forever Home, the Happiest Place to Be Within Budget In this episode, KT and Melissa discuss: When should you spend a lot of money on renovations Giving your home a facelift What work you should avoid Interior…
010 Protecting and Dead-Bolting Your Credit
Feb 5 • 5 min
Reach Me Here: KT Thomas Protecting and Dead-Bolting Your Credit In this episode, KT discusses: The Equifax breach Managing your credit Freezing your credit Key Takeaways: A simple way to protect your credit is by managing your passwords more regularly –…
009 The 411 on the 529 Plan
Jan 31 • 8 min
Reach Me Here: KT Thomas In this episode, KT and Tammy discuss: Misinformation about 529 plans Who’s best suited for a 529 plan? The downsides to doing this plan What Tammy recommends Key Takeaways: You don’t pay on the interest earned As long as you use…
008 The Take
Jan 29 • 3 min
In this episode, KT discusses: What does “the take” mean? Why you should keep an eye out for tax exempt investments Key Takeaways: When the tax rate change is all said and done, those with the higher tax rate can benefit from using tax exempt investments…
007 Hiring the right professional
Jan 24 • 14 min
In this episode, KT and Melissa discuss: Keeping a budget in mind Quick and Cheap? Not so much Plan, plan, plan Bang for your bucks Key Takeaways: Coming up with a budget can be difficult, so think about bringing in a professional or use a tool like this…
006 Pink it and Shrink it
Jan 22 • 4 min
Reach Me Here: KT Thomas In this episode, KT discusses: How women pay more for less product Knowing what to look for Key Takeaways: Often times, products packaged in pink are more expensive and contain less of the actual product when compared to men’s…
005 Making Sure Your Financial Plans are In Good Professional Hands
Jan 17 • 15 min
Reach Me Here: KT Thomas In this episode, KT and Tammy discuss: Why a financial planner is important Things to keep in mind when choosing a financial planner Being a CFP vs. working as a CFP Fiduciary Key Takeaways: Make sure that the financial planner is…
004 What Tax Law Changes Are Bringing Homeowners in 2018
Jan 15 • 6 min
Click here to reach KT In this episode, KT discusses: What a home equity line of credit is and how it’s changed in 2018 Variable interest rates Advantage and disadvantages of tax benefits The effects on the average American Key Takeaways: A home equity…
003 Renovations from the Ground Up, The Money Conscious Way
Jan 15 • 11 min
Click here to reach KT In this episode, KT and Melissa discuss: Keeping a budget in mind Quick and Cheap? Not so much Plan, plan, plan Bang for your bucks Key Takeaways: Coming up with a budget can be difficult, so think about bringing in a professional…
002 Bitcoin: The New Gold or The Next ‘.com’
Jan 15 • 9 min
Click here to reach KT In this episode, KT discusses: Understanding Bitcoin The speculation On a 1 to 10 scale of risky… Bitcoin is a 20 Is it a gold replacement? Key Takeaways: A cryptocurrency is a replacement for real currency The question is: “Will a…
001 KTs Money Matters Intro Episode
Jan 7 • 5 min
Click here to reach KT Very First Episode of KT’sMoneyMatters In this episode, KT discusses: KT’s career The purpose of KT’sMoneyMatters podcast Types of guests on the show What you should expect Key Takeaways: KT has been a financial advisor for more…