Fintech Insider by 11:FS

Fintech Insider by 11:FS

fi.11fs.com
The #1 business podcast for Fintech innovators, influencers, and those eager to learn.
Insurtech Insider - Ep. 4: InsureTech Connect, Las Vegas
Oct 20 • 83 min
This week, Nigel’s fresh off the back of InsureTech Connect in Las Vegas – the largest gathering of the insurance technology world on the planet! This year, attendance jumped to 3,800 - congratulations, guys, we look forward to next time. While there,…
Ep. 142. Insights: PSD2 Round Table
Oct 18 • 68 min
On this episode, Jason talks to: Gavin Littlejohn, Chair of the Financial Data and Technology Association that led the campaign for open banking; Mike Kelly, founder and CEO of Curl; Anita Kimber, Head of Open Banking and Innovation at Nationwide; and…
Ep. 141. The future will be tokenised
Oct 16 • 54 min
What a show we have for you this week and it's a week of firsts - MJ's first time in the hot seat to host the show - on her own, no less - and our very own Benedict Shegog from the 11:FS Pulse team makes his Fintech Insider debut. So what's coming up on…
Ep. 140. Interview: Niall Cameron, HSBC
Oct 13 • 24 min
We hear about Niall's journey to Head of Institutional and Digital at one of the world's biggest banks, including his career highlight, how to stay productive (make lists!) and the best career advice he's ever received. David asks how to find focus and…
Ep. 139. Interview: Ron Herman, Sionic Mobile & Michael Crawford, Fifth Third
Oct 11 • 41 min
First up on this week's episode, Sam talks to Ron Herman, founder and CEO at Sionic Mobile, an Atlanta cloud-based connected commerce platform company. Sam explores their work on a connected in-car gateway, beacons and how brands can leverage their…
Ep. 138. News: The Brexit Blame Game
Oct 9 • 56 min
David's representing 11:FS without the other guys this week, but he's not alone as he's joined by Bianca Lopes, Sarah Kocianski, and Jamie Campbell to power through another packed show. First up, and straight off the back of our appearance at XeroCon, we…
Ep. 137. Interview: Rod Drury, Founder & CEO, Xero
Oct 6 • 30 min
In this episode, Jason Bates interviews Rod Drury, finding out about his multi-skilled and impressive background which ultimately led to him founding Xero in 2006. We asked about how in his view, Xero is transforming the space for SMBs and accountants,…
Ep. 136. Hacks, hacks and more hacks
Oct 2 • 61 min
In this episode: We talk hacks, hacks and more hacks as the team take on the fallout from the Deloitte hack, the Equifax boss steps down after their hack, and CBS' Showtime gets hacked with code making user's computers mine cryptocurrency in the…
Ep. 135. Insights: Assets Management
Sep 29 • 35 min
Simon is joined by Pete Townsend founder and CEO of Norio Ventures, and Chris Mills from KPMG's Investment Management team. Today's show aims to shine a light onto Asset Management, an industry that is ripe for disruption and yet it is slightly…
Ep. 134. Fintech Insider: After Dark I
Sep 25 • 45 min
In this episode: We have a live audience, a later start than usual and plenty to drink as we dive into the week's most topical stories. First up: digital technology making financial struggles more manageable, how are the underserved or the financially…
Ep. 133. State of the Union
Sep 22 • 52 min
In this episode, Sam Maule hosts a roundtable discussion about the state of fintech, banking and financial services in America right now. He is joined by special guests: Matt Harris, MD of Bain Venture Capital, Margaux Avedisian, EVP at Transform Group,…
Ep. 132 News: iPhone Ex
Sep 18 • 68 min
In this episode: David and Simon are joined by the FT Alphaville's Kadhim Shubber, Fidor's Sophie Guibaud and Pete Townsend of Norio Ventures to discuss the top news stories of the last week. First up we discuss THAT Apple launch, how Apple's P2P…
Ep. 131. Interview: Stephen Barclay, MP
Sep 15 • 15 min
In this episode: Jason asks Stephen about his financial services and legal background, how that adds to his current role, and what the Treasury do. He also asks him what his views are on fintech in general and UK fintech in particular, and what it means…
Ep. 130. News: How big is the Shadow Economy?
Sep 11 • 63 min
In this episode, Author, speaker and fintech guru Dave Birch joins David, Jason and Simon for the news, alongside Richard Davies, formerly of HSBC, about to start at TSB. We also hear from Alison Rose of RBS at their Entrepreneurial Spark event. This week…
InsurTech Insider - Ep 3. The data economy and new business models
Sep 8 • 47 min
In this episode: David and Nigel are joined by three fantastic guests: Jean-Stephane Gourevich, professional advisor and InsurTech guru, Luca Schnettler founder of Healthy-Health and Erik Abrahamsson, CEO and founder of Digital Fineprint. We kick things…
Ep. 129. News: Double Ether and Cheese
Sep 4 • 60 min
In this episode: Monty Munford and Sarah Kocianski join Jason Bates, Simon Taylor and David Brear for this week's news show. They discuss how cultural fit might be hurting Fintech Companies and how banks should be working with Fintechs. Whether phone…
Ep. 128. Interviews - Start up Spotlight
Sep 1 • 33 min
In today’s episode we’re shining a light on new, smaller startups in the fintech industry as Meaghan Johnson interviews Caroline Plumb, founder of Fluidly, a new fintech startup - transforming the way businesses plan and manage their money, launching this…
Ep. 127. News: Mauled
Aug 29 • 52 min
In this episode: Sam Maule is joined by David Brear, Jason Bates and Simon Taylor for this week's news show. They discuss: the possibility of US banks making a massive profit if deregulation goes ahead, and at what cost to the consumers?; Co-op Bank's…
Ep. 126 Interview - Beth Knickerbocker, CIO, OCC
Aug 25 • 19 min
In this episode: Beth tells Simon what the OCC is and what it does, with particular reference to the American dual-banking system and how she became a part of it. We also find out what the OCC is doing to embrace and promote financial innovation and the…
Ep. 125. News: Are you bad when you’re big?
Aug 21 • 64 min
In another packed episode we have a full house of hosts as David, Jason and Simon are joined by global fintech commentator and Girl, Disrupted, Liz Lumley; Editor-in-Chief of Fintech Finance, Ali Paterson; and Capco's Principal Consultant, Charlie Wood.…
Ep. 124 Insights - Starling Bank Takeover
Aug 18 • 45 min
In this episode: Megan Caywood, Chief Platform Officer, Jason Maude, Head of Customer Analytics and Sarah Guha, Product Director at Starling are joined by David Brear and Simon Taylor for a round table discussion about all things Starling Bank! Megan,…
Ep. 123. News: Data is the new oil
Aug 11 • 63 min
In this episode: In an episode packed full of guests and news, we kick off with Tandem's takeover of Harrods bank - where did they get the money and what's their next move? Next up is Australia's latest move to make bitcoin an official currency as they…
Ep.122. Interview - Phillip Keller & Harley Morlet, Tail
Aug 11 • 22 min
In this episode: Meaghan Johnson interview Phillip Keller and Harley Morlet, CEO and co-founder of Tail respectively. Tail is a rewards platform designed for open banking APIs. Tail provides exclusive offers for Starling and Monzo card holders such as…
InsurTech Insider - Ep. 2 Serial disruption
Aug 9 • 29 min
In this episode David and Nigel discuss the latest news and trends in insurtech, including the trend of "serial disruptors" - talent moving away from incumbents to create start ups to fix issues with incumbents' services, as TechCrunch runs more insurtech…
Ep. 121. News: Amazon is Everywhere
Aug 4 • 48 min
In this episode: First up: Amazon is everywhere, should banks be concerned?, and is Amazon more of a threat than Trump? They also talk AI as RBC launches Siri bill paying functionality and USAA launches a pilot on Alexa. Klarna launches P2P product, Wavy,…
Ep. 120. Interview: PwC Financial Wellness Report
Aug 4 • 19 min
In this episode: David interviews Robert Churcher, the author of the Financial Wellness Report and they discuss the growing challenges of financial wellness in today's climate, and the importance of education to help people understand their current…
Ep.119. Insights - NFI (Nordic Finance Innovation)
Aug 2 • 72 min
In this episode: We bring you the highlights from an event we attended, organised by NFI, in Scandinavia, where we heard from co-founders and CEOs from some of the most up and coming fintech firms, including Bud, Solaris and Clear Bank, and our very own…
Ep.118. News: Tokenaires and the Spiral of Complacency
Jul 31 • 59 min
In this episode: The team discuss: Revolut's massive crowd-funding pledges - but what will they do with the money?; Musk vs Zuckerberg on the future of AI; Transferwise's team-up with Apple Pay; and alternative credit scoring as Aire get a deal with Zopa.…
Ep. 117. Interview: Tim Schaefer Northwestern Mutual
Jul 28 • 30 min
In this episode: David Brear interviews Tim Schaefer about his 29 years at Northwestern Mutual, starting as an entry level, programmer, all the way up to his current role as EVP. Tim takes us through how Northwestern Mutual are embracing technological and…
Ep.116. Insights – Live from TNW 2017
Jul 26 • 59 min
In this episode: We bring you the highlights from The Next Web Conference 2017 in Amsterdam, where we spoke to some fantastic guests – including actual royalty – Prince Constantijn of the Netherlands, who speaks to Aden Davies about his new role as a…
Ep. 115. News: buying jewellery from a bank?
Jul 24 • 73 min
In this episode: David, Jason and Simon are joined for this week’s show by news show regulars Liz Lumley and Kadhim Shubber. First up Jason guides the team through recent current account announcements from both Monzo and Starling – are they the hipsters…
Ep. 114. Interview – Mariano Belinky & Shachar Bialick
Jul 21 • 38 min
In this episode Jason Bates and David Brear interview Mariano Belinky, Managing Partner of Santander InnoVentures and Shachar Bialick, CEO of Curve, following the announcement last week of Santander’s recent investment in Curve, in an expansion of their…
InsurTech Insider Ep1. – InsurTech 101
Jul 19 • 48 min
InsurTech Insider is a new show in the 11Media network, hosted by David Brear and co-host Nigel Walsh, of Deloitte, dedicated to all things insurtech. In Nigel’s words “there’s no better time to be in insurance” – and both he, David and their special…
Ep. 113 News: Is Cash Dying?
Jul 17 • 50 min
In this episode In a fun packed episode, David is joined by regular guest Ghela Boskovich, alongside Edward Maslaveckas, Jeff Tijssen and Gabrielle Inzirillo, who made her Fintech Insider debut, having only just stepped off the Eurostar from Paris. The…
Ep. 112. Interview – Laurent le Moal, CEO, PayU
Jul 14 • 16 min
In this episode Jason Bates interviews Laurent le Moal, CEO of PayU, the leading online payments provider, dedicated to growth markets, at Money20/20 Europe in Copenhagen. PayU’s primary focus is to help merchants accept payments and they operate in a…
Ep. 111. Insights: Money20/20 Europe, Part 2
Jul 12 • 36 min
In this episode: We bring you the second roundup of highlights from Money20/20 Europe in Copenhagen. We caught up with some fascinating guests, speakers and interviewees; starting with the founder of Moola and ITV’s resident Money Expert, Gemma Godfrey,…
Ep. 274. News: Digitising Pocket Money
Jul 10 • 59 min
In this episode David and Simon are joined by regular Sarah Kocianski, and RFi and Sky News Australia’s Chloe James, who makes her Fintech Insider debut, for this week’s news. First up, they discuss the pros and cons of “screen-scraping” – do banks only…
Ep. 273. Interviews – Rita Liu & Edward Budd
Jul 7 • 20 min
In this episode From last week’s magnificent Money20/20 Europe, Jason interviews Rita Liu, Head of Alipay (Europe, the Middle East and Africa), the world’s largest mobile and online payments platform since 2014, and Simon catches up with Edward Budd,…
Ep. 272. Insights: Money20/20 Europe, Part 1
Jul 5 • 57 min
In this episode: We bring you the highlights from last week’s amazing event at Money20/20 Europe in beautiful Copenhagen. We caught up with some fascinating guests, speakers and interviewees including: Derek White from BBVA speaking to Simon about open…
Ep. 271. News: LIVE from Money20/20 Europe
Jul 3 • 49 min
In this episode We bring you our first ever live podcast, recorded in front of a live audience at Money20/20 Europe, Copenhagen. With all four of our regular hosts, David Brear, Jason Bates, Simon Taylor and Chris Skinner, plus six fantastic guests from…
Ep. 270. Interview – Jonathan Larsen, Chief Innovation Officer, Ping An
Jun 30 • 14 min
In this episode David is joined by the multi-talented Jonathan Larsen, who is simultaneously CIO of Ping An, based in Hong Kong and CEO of their Global Voyager Fund. The Global Voyager Fund is a $1billion fund for investment in global fintech, and…
Ep. 269. Interview – Ali Niknam, CEO of Bunq
Jun 28 • 24 min
In this episode Simon interviews Ali Niknam, CEO of Bunq, who firstly, tells us all about where the name Bunq came from, what the brand name means and stands for, and how important that is to the company ethos and their overall mantra of being “the bank…
Ep. 268. News: It’s raining money in Durham
Jun 28 • 69 min
In this episode We have a whole host of hosts as David, Jason, Simon and Aden are joined by Mariano Belinky and Jamie Campbell for the news. This week in a European-led section of the show the team discuss Swedish giant Klarna getting it’s official…
Ep. 267. Interview – Nathan Bostock, CEO Santander UK
Jun 23 • 17 min
In this episode Simon interviews Nathan Bostock, CEO of Santander UK. Nathan explains how Santander is embracing the tech changes facing the banking industry, and the shifting customer behaviours in their interactions with the bank with the help of…
Ep. 266. Insights – RFI Global Banking Summit
Jun 21 • 55 min
In this episode: We bring you the highlights from the RFI global banking summit where we were lucky enough to speak to a variety of different guests, on a range of topics. First up, Aden spoke with Louise Beaumont, Co-Chair at Open Bank Working Group, to…
Ep. 265. News: Guess who’s back?
Jun 19 • 58 min
In this episode David is back! He and Aden are joined by regulars Liz and Sarah for the news. This week the team take on The FCA’s cohort 3 and reveals cohort 2 for their sandbox; Amazon flexing it’s financial services muscles; and the “demise of a…
Ep. 264. Interview – Daphne de Kluis – CEO of Commercial Banking, ABN AMRO
Jun 16 • 19 min
In this episode Jason interviews Daphne de Kluis, CEO of commercial banking at ABN AMRO, the Dutch banking giant. Speaking at the Beyond Banking event in Amsterdam, Daphne and Jason discuss the importance of the event to enhance co-creation between…
Ep. 263 – News: Dodd Frank, Trump, Elections, Unicorns – what didn’t happen this week?
Jun 14 • 56 min
In this episode Simon and Aden are joined by regulars Ghela and Sarah for the news. This week we discuss all things politics on both sides of the pond, especially THAT Dodd Frank legislation repeal proposed by Trump, that seems to have flown slightly…
Ep 262. State of Fintech: Amsterdam
Jun 12 • 49 min
In this episode Jason and Simon catch up with ABN AMRO’s Freek de Steenwinkel & Roland Booijen, and Ali Niknam, CEO of Dutch challenger bank, Bunq to discuss traditional banking vs challenger banks and fintech in the Netherlands. Are fintechs competing…
Ep 261. Interview – Paul Lipman, CEO of Bullguard
Jun 9 • 23 min
In this episode David interviews Paul Lipman, CEO of Bullguard, the consumer cyber security experts. Following very topical compromises of ransomware around the world, Paul explains how Bullguard are always fighting a constant battle with the “bad guys”…
Ep. 260 – Blockchain Special Part 3: EEA and ZCash – Open Blockchains for Enterprise?
Jun 7 • 68 min
In this episode In the third of our three part Blockchain Special, Simon and Colin are joined by some very special guests to discuss EEA, ZCash and the potential similarities between blockchain and the rise of cryptocurrencies and the dot-com bubble in…
Ep259 – News: Dirty Money
Jun 5 • 67 min
In this episode Aden and Simon are joined by regulars Kadhim and Liz for the news. This week we find out if it’s really necessary to use VR in banking; and, as ATMs are dying and costing banks to run, we discuss the pros and cons of hard cash versus…
Ep258 – Interview: Valentin Stalf, Co-Founder & CEO at N26
Jun 2 • 19 min
In this episode We welcome back Valentin Stalf, CEO of N26 back to the show. Simon spends some time to catch up with Valentin on N26’s growth and how they’ve forged ahead expanding to new countries. Valentin talks about what is needed to be done to enter…
Ep257 – Blockchain Special Part 2: Consensus Recap
Jun 1 • 51 min
In this episode Part 2 of our Blockchain Special, Simon and Colin with a roster of fascinating guests focus on the recent Consensus conference. We cover what the conference is, who should be attending and where it means to the industry. We give you a…
Ep256 – News: We’re Breaking Free
May 30 • 68 min
In this episode David, Jason and Simon jump into the news accompanied by Richard Davies. This week borderless bank accounts, can your voice be secure and we make Simon talk Apple pay. We also have interviews from Transferwise, Seedrs and Pensionbee to…
Ep255 – Interview: Christopher Giancarlo, Acting Chairman CFTC
May 26 • 22 min
For this very special edition of Fintech Insider Interviews, Simon had the chance to talk to Christopher Giancarlo, Acting Chairman of the CFTC. Christopher walks us through what the CFTC is and how they differ from the SEC. He talks about how the CTFC…
Ep254 – Blockchain Special Part 1: Tokens
May 24 • 82 min
In this episode As crypto currency interest and prices reach an all time high Simon and Colin bring you the first of a three part special on Blockchain. We delve into the hurricane of news that surfaced this week talking all time high prices, Bitcoin’s…
Ep253 – CyberRansomWarfare!
May 23 • 56 min
In this episode Jason, Simon and Andra are joined by Myke and Liz for the news. We find out if bitcoin to blame for ransomware, whether consumers actually want to cut the banks out of loans. Everyone debates why anyone would want to buy the Co-Op. Jason…
Ep252 – Interview: Claire Calmejane
May 20 • 32 min
David interviews Claire Calmejane Director of Innovation and Digital Centre of Excellence at Lloyds Banking Group. Claire explains what it means to be leading innovation at Lloyds, we investigate what makes up being a true innovator and what different…
Ep251 – Fintech For The Average Joe
May 17 • 51 min
In this episode On this week’s Insights show we delve deep into the world of consumer Fintech. We speak with the best in the business on how Fintech compares with other technology developments like fitness and communication and what Fintech looks like as…
Ep250 – If You Liked It, Then You Should’ve Put A Blockchain On It
May 15 • 72 min
In this episode We discuss what a challenger bank really is – drawing a line in the sand for who is and who isn’t in the cool kids club. Alipay seems to be taking over the world through tourism, we discuss how that strategy might be the best route into…
Ep249 – Poornima Vijayashanker & Lawrence Wintermeyer
May 12 • 51 min
It’s an interview double header! We talk to Poornima Vijayashanker and Lawrence Wintermeyer. First up Aden interviews Poornima Vijayashanker about her work on Femgineer, her previous life at Mint and what it meant to be at the forefront of Fintech before…
Ep248 – Gary Vaynerchuk
May 10 • 33 min
David and Jason have the wind knocked out of them as they interview Gary Vaynerchuck for this very special Fintech Insider Interview. People hand me million dollar scopes and ask me for a selfie We discuss how staying plugged in and not being complacent…
Ep247 – Making BOMAD a Thing
May 8 • 85 min
In this episode Could Apple have a viable payments platform? Simon gets back from holiday, we had some questions about his new lifestyle choices. We get to the bottom of why Spotify may need a blockchain. Nigel Walsh drops by to talk to us about insurtech…
Ep246 – Finding Blockchain’s Feet
May 4 • 55 min
In this episode Simon and David sit down with Richard and Maya to discuss the state of the Blockchain. We explore where we are with blockchain and ledger tech, blockchain awareness in the workplace and how we are moving from understanding the technology…
Ep245 – Mandatory Listening
May 2 • 76 min
In this episode Our last news show at Level39, Aden Davies is on point for the first time, as we dive into the world of ageing plastic cards, whether social networks should be their own police force, there’s an update from the East, and just how legacy…
Ep244 – Jeremy Burge, Chief Emoji Officer of Emojipedia
Apr 28 • 23 min
In this episode Jeremy Burge joins us to discuss the wonderful world of Emoji. David and Jeremy discuss how emoji are taking over a large amount of communication. Jeremy explains what it means to be part of the Unicode consortium and how misinterpretation…
Ep243 – Ethical Hacking with Jamie Woodruff and Sergey Pavlovich
Apr 26 • 31 min
In this episode We dive into the interesting world of ethical hacking. Our first guest Jamie Woodruff takes us through his unique university entry, why your computers might not be the cause of your network’s security breach and how posing as a pizza…
Ep242 – Money and Mental Health
Apr 24 • 36 min
In this episode We attend the Money and Mental Health Tech Sprint. With the help of new Fintech Insider host Dr Harriet Bedell-Pearce we explore new ways technology is being applied in Fintech products to foster better lives for those with mental health…
Ep241 – Gerhard Coetzee, Lead Financial Sector Specialist at CGAP
Apr 21 • 18 min
In this episode Gerhard Coetzee is making a real difference in the world of financial inclusion. As Lead Financial Sector Specialist at CGAP, he leads the technical areas of customer and provider solutions that include customer centric business models,…
Ep240 – Innovate Finance – THE Global Summit of FinTech
Apr 19 • 55 min
In this episode We’re at the 2017 Innovate Finance Global Summit, one of the most prestigious conferences for the financial technology industry. This annual event provides a platform that convenes the world’s global institutions together with startups,…
Ep239 – Alessandro Hatami, Managing Partner at The Pacemakers
Apr 17 • 33 min
In this episode Alessandro Hatami started with road building in Africa as an engineer, on to direction setting at Lloyds and now he is helping traditional business find and engage with the right digital services partners at The Pacemakers. 11:FS CEO, and…
Ep238 – Ashok Vaswani, CEO of Barclays UK
Apr 14 • 19 min
In this episode From dreams of running a five-star hotel to the reality of running a five-star bank, Ashok Vaswani, the CEO of Barclays UK, speaks with Simon Taylor about culture, digital transformation challenges and opportunities, frontline empowerment…
Ep237 – Barclays Takeover!
Apr 12 • 47 min
In this episode Barclays takeover! Over the years, Barclays have pioneered tech in financial services, from the first UK bank to launch the ATM, to their award-winning app. We sit down with four excellent guests, including CEO Ashok Vaswani, to discuss…
Ep236 – Hangover Deep
Apr 10 • 60 min
In this episode The day after the 11:FS birthday bash, we get hangover deep on FinTech Insider News – misquoting American presidents and everything when discussing the U.S. Congress’ decision to let ISPs sell your web browsing history to anyone without…
Ep235 – Alipay’s Rita Liu on Consumer Pain Points Driving Global Expansion
Apr 7 • 14 min
In this episode Alipay dominates financial news. On FinTech Insider, we joke about creating a jingle for ‘Alipay does a thing.’ What’s really interesting to us about Alipay is the Ant Financial business model of ‘payments as a wedge product’ to drive…
Ep234 – RegTech Chaos Monkey
Apr 5 • 53 min
In this episode RegTech is sexy. No, really, it is! RegTech goes beyond developing new technology to meet regulatory requirements – and it does more than save banks money. It’s about automating manual tasks and upskilling humans so their new work makes…
Ep233 – Article 50: Signing the Divorce Papers
Apr 3 • 80 min
In this episode Article 50. Well, we went through with it and signed the divorce papers. Does the triggering of Article 50 put FinTech at risk in the UK? On this episode of FinTech Insider News, you’ll hear a range of opinions, from fear the UK is…
Ep232 – Loot CEO Ollie Purdue on Creating a New Banking Experience at Age 20
Mar 31 • 16 min
In this episode What were you doing when you were 20 years old? Ollie Purdue was studying law…and founding a company to transform the banking experience. He didn’t want to be a lawyer, or a banker, but he did want to solve a problem facing many students:…
Ep231 – Singapore FinTech – The Insider Scoop
Mar 30 • 45 min
In this episode A lot has been happening in the Singapore FinTech scene recently. The Monetary Authority of Singapore (MAS) is bound to invest more than $225 million Singapore dollars, or $158 million US dollars in FinTech by the end of 2020, and there’s…
Ep230 – A Proper FinTech Geek Moment
Mar 27 • 76 min
In this episode We’re very excited about the launch of Clear Bank, the first clearing bank to be authorized in the UK for nearly 250 years. There’s been a lot of business model innovation at the front end – we’ve seen apps doing more convenient FX, more…
Ep229 – 10x CEO Antony Jenkins on Startup Life and the Future of Banking
Mar 24 • 19 min
In this episode Antony Jenkins, former CEO of Barclays, has spent 35 years working in large financial services institutions. He says that it struck him that, although there’s a lot of technology in banks, it doesn’t help much when it comes to improving…
Ep228 – Challenger Banks: The Battle Begins
Mar 22 • 35 min
In this episode We’ve brought together some of our favourite folks from the world of FinTech challenger banks. In this episode, we talk to Starling, Fidor, and Loot about their business models, who their customers are, and how they’re using technology and…
Ep227 – Tantric Blockchain and Other FinTech Fun
Mar 20 • 68 min
In this episode On this episode of FinTech Insider we cover all sorts of intrigue, from money laundering, to tantric blockchain, to narcotics. Of course, we also analyze the latest FinTech headlines so you don’t have to, and interview some of our…
Ep226 – FCA Policy Director David Geale on the Thought Behind the Regulatory Sandbox
Mar 17 • 7 min
In this episode The Financial Conduct Authority’s progressive regulatory policies have been credited with helping to make London one of the world’s finest FinTech centres. In episode 126 of FinTech Insider, we spoke with several participants of the FCA’s…
Ep225 – Rotten to the Core Banking
Mar 15 • 40 min
In this episode Technology is failing banking. Bankers know what a great customer experience should look like, but they’re often prevented from delivering on that due to ancient legacy systems. And as long as they operate in a cobbled environment with…
Ep224 – Taking the Bull by the Horns
Mar 13 • 64 min
In this episode Taking the bull by the horns. We absolutely loved the statue that Wall Street fund manager State Street installed as part of International Women’s Day. A bronze girl faces the bull of Wall Street as part of a campaign to encourage…
Ep223 – WeChat Africa CEO Brett Loubser on the Power of the Platform
Mar 9 • 21 min
In this episode As CEO of WeChat Africa, Brett Loubser’s role is to leverage the WeChat platform to the greatest extent possible in Africa. However, the market conditions in this continent are completely different from China. A focus on a chat app didn’t…
Ep222 – FinTech Out of Africa
Mar 8 • 37 min
In this episode FinTech isn’t disrupting the financial industry in Africa – it’s building it across the continent. And because it’s being building without much legacy, by default it’s digital as a platform. In this episode of FinTech Insider Insights,…
Ep221 – Orange is the New Bank
Mar 6 • 66 min
In this episode Is PSD2 an opportunity or a headache for banks? FinTech Insider News guest Ben Robinson says we’re still underestimating the magnitude of what the regulators are asking banks to do, “which is basically to put their inventory online. Asking…
Ep220 – Blythe Masters on Blockchain’s Once in a Generation Opportunity
Mar 3 • 25 min
In this episode Blythe Masters spent 27 years at JP Morgan in a variety of roles, including running the global commodities business, working in structured credit and fixed income markets, and serving as CFO of JP Morgan’s global investment bank. After…
Ep219 – CIO Special: How to Change Your Culture
Mar 1 • 44 min
In this episode When it comes to innovation, can big, established banks compete with agile startups? Culture is the major barrier to digital transformation for larger organizations, so we talked to execs at the Global CIO Banking Summit to get their…
Ep218 – Robots Have Feelings, Too
Feb 27 • 57 min
In this episode Bill Gates wants a robot tax to compensate for job losses; Liverpool launches its own local currency; Atom Bank hires will.i.am as a banking consultant; and more. Guests Alessandro Hatami, Managing Partner at The Pacemakers Andra Sonea,…
Ep217 – EY’s James Lloyd: China’s Not Just Mobile First – Often It’s Mobile Only
Feb 24 • 33 min
In this episode We talk to James Lloyd about the incredible FinTech innovation and uptake happening not only in China, but across Asia. James is the Asia-Pacific FinTech Leader at EY, and our point of reference for most of the phenomenal stats coming out…
Ep216 – The First 5 Steps to Transform Your Bank
Feb 22 • 29 min
Our mantra is digital banking is only 1% finished, and people usually react in two ways to this. Either they believe banking has got miles to go when it comes to tech advancements, or they think digital is merely a way to distribute analogue products. At…
Ep215 – Cookies, Funny Money & What if Amazon Buys Capital One?
Feb 20 • 69 min
In this episode Amazon is looking to buy Capital One, or so goes the rumour. It’s been predicted for a long time that Google, Apple, Facebook, and Amazon would get into financial services, but Amazon is the only one of those companies that specifically…
Ep214 – Monzo: The First Truly Digital Bank
Feb 17 • 33 min
In this episode When most banks are bribing people to join with £100 or a Rihanna CD, Monzo is doing the opposite: building a bank customers love, involving them in its development, and being so amazing the network blows up like Facebook. Monzo, the bank…
Ep213 – Bank Business Models: The Last Bastion of Innovation
Feb 15 • 54 min
In this episode Innovation isn’t having an app – it’s having a new business model. Yet for banks, business models are one of the hardest things to innovate around. We discuss what’s broken with traditional bank business models, and how to create new ones,…
Ep212 – News: Is FinTech Failing? Dodd-Frank. And Everything Goes Back to Cannabis.
Feb 13 • 43 min
In this episode Is FinTech failing? We discuss this clickbait-y headline which made the rounds recently. We also talk to Lawrence Wintermeyer, CEO of Innovate Finance, to get insight on their latest report that says investment in UK FinTech startups…
Ep211 – Token CEO Steve Kirsch
Feb 10 • 24 min
In this episode Serial tech entrepreneur Steve Kirsch (@stkirsch) has founded seven companies and earned a name for himself as the inventor of the optical mouse. Today he’s CEO of Token, a global open API banking platform. Steve says that, historically,…
Ep210 – Rainmaking Summit: Show Me How to Innovate
Feb 8 • 56 min
In this episode Liz Lumley, Managing Director of Thought Leadership at Rainmaking, says a woman approached her at one of their events recently and said, “I’m here because I get told all the time: You need to work with startups, and then no one tells me…
Ep209 – Should UK Prepare for FinTech Exodus?; China Tests Digital Currency
Feb 6 • 62 min
In this episode How do I change my culture? And what the hell happens to all those bank fines?! Our guest Richard Peers, Director of Financial Services at Microsoft (@Peerster), joins us to discuss these hot issues as part of our weekly roundup of FinTech…
Ep208 – Sir Mark Walport, UK Government Chief Scientific Adviser and Head of the Government Office for Science
Feb 3 • 14 min
In this episode Sir Mark Walport (@uksciencechief), UK Government Chief Scientific Adviser and Head of the Government Office for Science, says his job is to advise the government on policy for all aspects of science, engineering, technology, and social…
Ep207 – PFM: Don’t Call it a Comeback
Feb 1 • 57 min
In this episode Is PFM dead? Invisible? Or has Personal Financial Management evolved from data-driven piecharts to something more useful? Joining us for today’s deep dive on PFM and Digital Money Management are: Frankie Woodhead, Director of Commercial &…
Ep206 – Trump’s New Deal for Britain, Ant Financial Goes Global
Jan 30 • 75 min
In this episode News, glorious news! We’ve switched up the format of the show in season 2. Every Monday, we’ll bring you FinTech Insider News, a show dedicated exclusively to the latest FinTech and financial services headlines. Wednesday features FinTech…
Ep205 – Tandem CEO Ricky Knox and CCO Ruth Handcock
Jan 27 • 44 min
In this episode Tandem CEO Ricky Knox says banking should feel effortless, as easy as listening to Spotify. He shares how Tandem is building this kind of digital bank, and how his previous startups, including Small World Financial Services and Azimo, led…
Ep204 – Tandem Takeover! Building a Digital Bank that Advocates for Customers
Jan 25 • 33 min
In this episode Tandem Takeover! We talk to the team building ‘a new kind of bank’ about how you can be digital and still be very human, how to recruit at a startup, the future of banking, how to be truly agile, how to advocate for customers, and more.…
Ep203 – Lesley-Ann Vaughan, Co-Creator of M-PESA; Director of MiLA Consulting
Jan 20 • 28 min
In this episode Lesley-Anne Vaughan, Director of MiLA Consulting and Co-Creator of M-PESA, talks to us about how she helped develop the famed mobile money transfer service in Kenya. M-Pesa lets customers use their phone to deposit and transfer money from…
Ep202 – APIs: Plug into Banking
Jan 18 • 74 min
In this episode What are APIs? We break it down in today’s episode with some great guests. But a little taste: All the connected apps you use on your phone talk via APIs to get their data. So when you check the weather, says David Andrzejek, the weather…
Ep201 – Benoit Legrand, Global Head of FinTech at ING
Jan 13 • 18 min
In this episode Today we’re speaking to Benoit Legrand, Global Head of FinTech at ING. Benoit has more than 20 years of experience in transforming various areas of banking, and even founded a startup. In this interview he shares how ING is like a…
Ep200 – Transaction Banking: From Zero to Hero
Jan 11 • 81 min
In this episode Transaction banking has been defined as “the plumbing of international business. It ensures that salaries get paid, money for goods and services gets delivered, investment returns are credited where they belong, and the wheels of world…
Ep136 – Leda Glyptis, Banking & FinTech Legend
Jan 6 • 67 min
Leda Glyptis (@LedaGlyptis) should be first on your list for any dinner party. Full of wit and wisdom, this banking and fintech legend always takes conversations to the next level. We talk to her about APIs and open banking, the aftermath of Brexit, PSD2,…
Ep135 – Digital Banking is Only 1 Percent Finished
Jan 3 • 65 min
Happy New Year from FinTech Insider! Wow, 2016 was an incredibly busy year for us. In addition to doing this podcast, in May we started a company called 11:FS, a fintech consultancy that helps banks become truly digital. One of our core beliefs is that…
Ep134 – FinTech Predictions for 2017
Dec 30, 2016 • 13 min
Time to make fintech predictions for 2017! Will PSD II be the biggest disappoint of the year? How big will the challenger banks get? Is regtech the new fintech? We make predictions on all this and more. We’re joined by: David Birch, Director of…
Ep133 – 2016 FinTech Review – What a Crazy Ass Year Part 2
Dec 28, 2016 • 45 min
And now for part 2 of our 2016 FinTech Review — What a Crazy Ass Hear This Has Been. We discuss Pokémon (remember that?), the UK ringing in a new Prime Minister, the US electing Donald Trump as President, the Wells Fargo scandal, Facebook payments, China,…
Ep132 – 2016 FinTech Review – What a Crazy Ass Year Part 1
Dec 26, 2016 • 54 min
You’ve had your holiday meals, now it’s time to digest 2016. What a crazy ass year this has been. Brexit. President Trump. Chatbots and fake news. Wells Fargo scandal. Hacks taking down elections and ecommerce. China becoming a fintech star. PSD II and…
Ep131 – Monzo Part 2: The Road to 1 Billion Customers
Dec 23, 2016 • 43 min
In this episode We’re back with Part 2 of our takeover of Monzo, one of our favourite challenger banks. In this episode, we dive into the details on how they’re creating a truly digital bank. You’ll learn how they’re organised, building technology from…
Episode 130 – Monzo Part 1: How to Build a Bank
Dec 21, 2016 • 41 min
In this episode Field trip! This week we geek out at Monzo’s headquarters in London. Monzo is one of our favourite challenger banks, which they’re building from the ground up with help from thousands of customers. Their tagline: ‘Finally, a bank as smart…
Ep129 – Xero: Giving 800,000 Business Owners Their Lives Back
Dec 16, 2016 • 20 min
In this episode Gary Turner is Co-Founder and Managing Director of Xero, which provides small- to medium sized businesses (SMBs or SMEs) with online accounting software. Forbes described Xero as the “World’s Most Innovative Growth Company.” In this…
Ep128 – How FinTech is Revolutionising SMEs
Dec 14, 2016 • 59 min
In this episode Business banking sucks, but it doesn’t have to, say this week’s stellar guests. The CEO of Tide and Co-Founders of xero and Penta join us to discuss how fintech is revolutionising SMEs (small- to medium sized enterprises/businesses). We…
Ep127 – Giving Banks FinTech Access Through One API
Dec 9, 2016 • 30 min
In this episode Onboarding a FinTech into a bank is expensive, due to acquisition and compliance costs, and the risks that come with different APIs. Railsbank, which goes live in early 2017, will give banks access to the FinTech world through one API. We…
Ep126 – Building in the FCA Sandbox
Dec 7, 2016 • 83 min
In this episode Several of this week’s guests are part of the Financial Conduct Authority’s regulatory sandbox in the UK. The FCA created the sandbox as ‘safe space’ for startups and companies to test ideas before becoming fully regulated, saving them…
Ep125 – Blockchain’s Godfather & Wealth’s Superhero
Dec 2, 2016 • 48 min
In this episode Hello, FinTech Insiders! This week we chat with two awesome guests leading innovation in different areas: blockchain and wealth management. Jeff Garzik, Co-Founder of Bloq @jgarzik Dave Bruno, Head of UBS WM Innovation @SuperDaveBruno Jeff…
Ep124 – Wealth: Robo-Advisors or Master of Puppets?
Nov 30, 2016 • 66 min
In this episode Wealth Management isn’t just for the super rich anymore. It’s opened up to everyone. But the reality is, most of us aren’t taking steps now to have a nice life in the future—or even to be able to retire. This week, our expert guests…
Ep123 – FinTech Under the Influence
Nov 25, 2016 • 50 min
In this episode Guests Sam Maule and Chris Gledhill are among the 100 most influential fintech leaders in 2016. Fun fact: Chris used to build software for submarines and Sam used to live on them. Sam is Director of Digital & FInTech at NTT DATA Americas…
Ep122 – I Like Chatbots and I Cannot Lie!
Nov 23, 2016 • 68 min
In this episode Are chatbots the last bridge to true AI? Or are we getting excited over nothing? We discuss whether chatbots are ready for primetime, as well as the latest fintech news. Guests this week Sam Maule, Director of Digital & FInTech at NTT DATA…
Ep121 – Off the Chain! With R3 and RBS
Nov 18, 2016 • 33 min
In this episode Richard Brown, Chief Technology Officer at R3, started building a blockchain platform called Corda from scratch a year ago. The distributed ledger platform is different from other blockchain platforms in that it’s designed explicitly for…
Ep120 – Will FinTech Survive Trump? Plus Blockchain’s Biggest Brains
Nov 15, 2016 • 85 min
In this episode Will Trump roll back regulation? Did chatbots swing the election? The 11:FS team discuss with three brilliant guests: Richard Brown – Chief Technology Officer, R3 – @gendal Richard Crook – Head of Innovation Engineering, RBS – @rickcrook…
Ep119 – Back on the Blockchain Gang!
Nov 11, 2016 • 37 min
In this episode 11:FS’ resident blockchain geek, Simon Taylor, is in heaven this week. Today we bring you ace interviews with Adam Ludwin, Co-Founder & CEO at Chain – @adamludwin Trent McConaghy, Founder & CTO of BigchainDB – @trentmc0 Later this week,…
Ep118 Money20/20 What Happens in Vegas…
Nov 9, 2016 • 69 min
In this episode Nothing scandalous happens in Vegas at Money20/20; let’s just get that out of the way. In its fifth year, Money20/20 is an event that people attend mostly to network and dance awkwardly at after parties. But in between those things, some…
Ep117 – InsurTech: Saving the World, Saving You Money
Nov 4, 2016 • 34 min
In this episode Our first podcast dedicated to FinTech Insider Interviews features InsurTech influencers Freddy Macnamara and Mathilda Strom. Get Insured for an Hour (or more) on a Friend’s Car Freddy Macnamara, Founder and CEO of Cuvva, gives us a…
Ep116 – InsurTech. The New FinTech? Discuss.
Nov 2, 2016 • 108 min
In this episode InsurTech has dominated financial headlines lately. ‘Should the insurance sector be worried?’ Yes, say our guests! In fact, the very question is absurd. Listen to the experts who joined us: Leda Glyptis (@LedaGlyptis) – Director, Sapient…
Ep115 – Nordic FinTech: Thor the Win
Oct 26, 2016 • 73 min
In this episode FinTech is heating up in the Nordics, where 11:FS’s Chris Skinner chairs the Nordic Finance Innovation Group. The region is punching above its weight in terms of innovation (Spotify and Skype, anyone?). You’ll hear interviews from Iren…
Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking
Oct 19, 2016 • 9 min
In this episode This week we had the pleasure of talking to some global thought leaders about a topic that is on everyone’s mind; APIs. This week we are joined by Leda Glyptis (@LedaGlyptis) – Director, Sapient Global Markets, Megan Caywood…
Ep113 – Financial Inclusion: Banking The Next Billion
Oct 11, 2016 • 120 min
In this episode This week we had the pleasure of talking to some global thought leaders in the space of Financial Inclusion. This week we welcome onto the show Kosta Peric (@copernicc) who is the Deputy Director, Financial Services for the Poor at Bill &…
Ep112 – The Secrets of Berlin FinTech Superstars
Oct 4, 2016 • 125 min
In this episode This week we had the pleasure of visiting Berlin, an incredible, vibrant and historic city, now becoming a global Tech and FinTech Hub. We bring you the brightest and best from the Berlin FinTech scene. Your hosts, as always, is David…
Ep111 – Interviewed: The innovators really changing banking
Sep 25, 2016 • 145 min
In this episode We have an awesome show for you this week talking to some of the most innovative people changing the way some of the largest banks on the planet operate. Your hosts, as always, is David Brear (@davidbrear) and Jason Bates (@JasonBates)…
Ep110 – Will AI change the world of Banking?
Sep 20, 2016 • 113 min
This week we have a marathon of a show focussing on AI, Bots, Machine Learning and everything else augmented. Your hosts, as always, is David Brear (@davidbrear), Jason Bates (@JasonBates), Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner) We…
Ep109 – The Secret to UK FinTech Success
Sep 10, 2016 • 62 min
This week we are unpacking some of the latest and greatest breaking news with Ed Maslaveckas (@Ed_Masl) and Jamie Campbell (@JCtheOriginal). We are also joined by the fantastic Lawrence Wintermeyer (@lwintermeyer) who is the CEO of Innovative Finance. Key…
Ep108 – Everything Blockchain. Ever.
Sep 1, 2016 • 96 min
Key stories this week: Finextra – BBVA says EU Bonus Cap hampers tech talent acquisition : LINK Tech Crunch – LendUp secures $47m to build the “Friendly dolphin” not loan shark of credit cards : LINK Coin Desk – Bitfinex to issue company equity (?!) to…
Ep107 – Why Asia-Pacific will rule the Fintech world
Aug 22, 2016 • 76 min
Key stories this week: Alibaba Makes VR Payments Play : LINK Standard Chartered rolling out Touch ID across APAC and MEA : LINK Fenqile gets $235M to get people paying in “happy installments” : LINK Hong Kong start-ups starved of banking services : LINK…
Ep106 – CMA Special: How will APIs change banking?
Aug 15, 2016 • 89 min
This week we’re joined by Bill Sullivan (@WFSULLIVAN3) Global Head Financial Services Market Intelligence @Capgemini, Dominic Lindley (@DominicLindley) Financial Services Consumer Panel and friend of the show appearing for her hat-trick Anna Irrera…
Ep105 – Putting the brakes on accelerators
Aug 9, 2016 • 86 min
Key stories this week: Bitcoin drops 20% on news of another exchange hack: TransferWise gets direct access to Faster Payments Fintech Fundings: 186 Companies Raised $1.6 Billion in June A seven year old idea comes of age: Bank-as-a-Service Venmo Will Soon…
Ep104 – Lots and lots of news
Aug 2, 2016 • 83 min
This week: This week we talk to some of the best people in banking and Fintech with Dave Birch, Director of Innovation at Consult Hyperion (@dgwbirch) and Izabella Kaminska, Financial Times Alphaville (@izakaminska). We also interviewed Antonio Fratta…
Ep103 – Blockchain, Blockchain, Blockchain
Jul 25, 2016 • 75 min
1) BT fault hits broadband users and banks http://www.bbc.co.uk/news/technology-36844712 2) Pokemon Go’s McDonald’s Partnership Points To A Promising Business Model…
Ep102 – Bitcoin halving, Bud and Pokemon Go!
Jul 20, 2016 • 104 min
Articles we discuss in the news: 1. The Financial Brand – What can banks learn from Pokemon? https://thefinancialbrand.com/59873/banking-mobile-social-pokemon-go-app-engagement/ 2. Overdrafts more expensive than payday loans says ‘which’…
Ep101 – Brexit Special
Jul 12, 2016 • 52 min
This week we are joined by Anna Irrera from the Wall Street Journal as well as Sophie Guibaud from Fidor to talk about how they see Brexit impacting Fidor and the Fintech world. Articles we discuss in the news: Apple Pay: Payment’s dirty little secret…