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Sometimes you don’t have access to a 401(k). Sometimes you want to have more control over which funds you’re investing in. Sometimes you just want to have more retirement savings vehicles available to you. The IRA is the unheralded hero of the modern-day retirement savings plan. Find out why. IN THIS WEEK’S EPISODE * Understanding the basics of IRA accounts * Detailing traditional and Roth IRAs, SIMPLE IRAs, SEP IRAs and Individual 401(k)s * How do IRA contributions work? * Breaking down the ins-and-outs of how IRAs work in retirement * Mixing and matching retirement accounts * My favorite investment firm for IRAs: Vanguard * How Roth accounts work and why I’m a really big fan * What happens if you need early access to your IRA funds? Understanding Retirement Accounts: IRAs Let’s get started by setting some definitions. Whereas 401(k)s and other defined contribution plans are set up through your employer, Individual retirement accounts, or IRAs for short, are retirement savings vehicles set up and managed by…